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Credit Cards RHB Credit Card, Open discussion/frustration with RHB CC

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winmxbb
post Feb 22 2021, 07:57 AM

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QUOTE(ClarenceT @ Feb 22 2021, 01:19 AM)
Week 1 - RM100
Week 2 - RM100
Week 3 -  Not Eligible coz of ShopeePay?
Week 4 - disqualified, Shopee digital goods, description no longer under "Shopee" (Week 1 & 2 still under "Shopee"). sad.gif
Week 5 - RM200
Week 6 - RM200
Week 7 - RM200
Week 8 - TBA
Week 9 - TBA
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What campian?
winmxbb
post Jun 10 2021, 05:36 PM

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QUOTE(sg999 @ Jun 10 2021, 04:55 PM)
Before proceed, i need your last 4 digit ic number for verification.  shocking.gif
I say no and cut the line.
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maybe u win the grant price. bangwall.gif
winmxbb
post May 10 2022, 05:14 PM

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QUOTE(contestchris @ May 10 2022, 04:31 PM)
Yes, honestly by far RHB is the most backwards bank in Malaysia (compared to those I have used - Maybank, CIMB, OCBC, HLB, PBB and Affin).

The only thing is, for me, I already had a housing loan with RHB, so I already had to set OTP etc when completing the loan account opening process. And yes, I recall I kena need to prove the number for OTP was mine. Was a bit troublesome then as I was under a shareline at the time and need to write official letter to say it is me using the number.
DESPITE THAT, despite being an existing customer, I have to go to bank and physically pick up the card. Walao weh, even HLB, CIMB, HSBC, Citibank, Standard Chartered which I don't have any prior accounts with, they send to the house lah!

I've never needed to jump through so many hoops just to open a damn account.

Luckily for me, once all the above done, RHB Smart Account is easy, everything just do online, as it will use the credentials from your existing savings account with RHB.

RHB Shell Visa and RHB Smart Account are both "best in class" in terms of benefits, but really very leceh the way they do things one.
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this is good. recently scammer change ppl number, so this will prevent it happen.
winmxbb
post Nov 10 2022, 06:47 PM

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QUOTE(MGM @ Nov 10 2022, 05:41 PM)
To get so much cb, u must have participate earlier than it was annouced here, r u a staff of rhb?
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Ya rhb cheating, very late only annouce the champain.
winmxbb
post Nov 11 2022, 08:02 AM

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QUOTE(MGM @ Nov 11 2022, 04:51 AM)
How to know an unpublished campaign if not originally from an insider?
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you are right, those post high earn here, high posible you are rhb staff or relative.
winmxbb
post Nov 12 2022, 04:40 PM

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QUOTE(jerantut2011 @ Nov 12 2022, 04:33 PM)
Received RM 1360 cashback into RHB smart account - Debit card.

Hope others have received too
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Rhb staff no longer dare post now, after we highlight they play cheat
winmxbb
post Apr 13 2023, 07:58 PM

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QUOTE(contestchris @ Apr 13 2023, 07:02 PM)
Just some sharing with everyone:

I have checked my transaction records for Q1 2023 (1st Jan to 31st March) for ecomm transactions > RM200:

- 1 transaction at 00:03 (to DBKL)
- 1 transaction at 00:15 (to insurance)
- 1 transaction at 01:06 (to Condomaster)

I received total cashback of RM32, meaning 2 x RM16 cashback (for Tier 1 spend).

All other transactions are after 1am.

If insurance is excluded (as most claim it falls under Tier 2 category), that means it was very uncompetitive in Q1 2023 (at 1am++ also can get the cashback).
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Deleted

This post has been edited by winmxbb: Apr 13 2023, 07:59 PM
winmxbb
post Aug 10 2023, 02:58 PM

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QUOTE(beLIEve @ Aug 10 2023, 02:34 PM)
Just received another call. Guy got pissed off after I asked him what is it about before I answer verification questions and asked me call their hotline. Hung up before i could say anything. Maybe I should blast him like you guys did
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dept collector
winmxbb
post Aug 14 2023, 08:10 AM

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QUOTE(contestchris @ Aug 14 2023, 12:25 AM)
Received 44k points as part of the RHB campaign. This was credited on 4th August 2023. Not sure what the period is for.
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Point can see when credit?
winmxbb
post Aug 14 2023, 10:11 AM

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QUOTE(contestchris @ Aug 14 2023, 09:54 AM)
user posted image
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thanks
winmxbb
post Aug 17 2023, 08:07 AM

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QUOTE(jerantut2011 @ Aug 17 2023, 04:20 AM)
RHB Everyday Deals Cashback
Credited 15/08/23

Received RM 170
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Why u guy no need sleep?
winmxbb
post Jan 2 2024, 12:32 PM

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QUOTE(songokujames @ Jan 2 2024, 11:43 AM)
user posted image

user posted image

Base on these 2 tnc, E commerce tier 2 cash back not limited only to ewallet up up but only ewallet topup is limited to RM500 everyday. Mean the other categories in tier 2 might take up the all RM1000 allocation , so the ewallet top up winners might be less than 12.5?
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unless ewallet topup can count gam gam 12:00.
U guess other non-ewallet can do on 12:00 gam gam?

so end up ewallet sure take out RM500
winmxbb
post Apr 20 2024, 01:55 PM

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QUOTE(cybpsych @ Apr 20 2024, 12:40 PM)
ini bossku  tongue.gif

user posted image
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This ia non transferable, not much use
winmxbb
post Feb 17 2025, 09:53 PM

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QUOTE(Ethan @ Feb 17 2025, 09:15 AM)
For my VS, so far, all my Cash Xcess installment are counted as fillers.
Love it.  rclxms.gif
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Interest/Actual Management Fee: 2.99% p.a
winmxbb
post Feb 26 2025, 09:04 PM

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QUOTE(LostAndFound @ Feb 26 2025, 07:19 PM)
Uh, CB Shell RM50 can be achieved with RM416.67 spend (I've tested this before. CB Bonus can be achieved with RM1000 spend (straight forward, 5% of 1000 is 50). Not sure why you put RM420 and RM1080.

Assuming you have RM1000 online and RM416.67 Shell spend, then your filler should be RM1083.33. Exactly RM2500 is enough, no need RM2501.
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to pump 416.67 or 420, it is easy to control?

i won't so calculative.

For example is u missing 16.67 petrol, purposely drive out to pump, u also rugi the travel.

winmxbb
post Feb 27 2025, 07:26 AM

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QUOTE(eeeglow24 @ Feb 27 2025, 06:48 AM)
Morning guys, statement just came in and I use my account to experiment. Thanks for the insight previously on cash xcess being filler.

So confirmed it works! I need to spend 1.5k only each month to maximise the cashback.

Hope this will help guide our spend pattern in future 😊

user posted image
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Cashx got charge interest
winmxbb
post Apr 22 2025, 05:53 PM

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QUOTE(cx2531 @ Apr 22 2025, 01:18 PM)
recently i went to the petrol station that i used to reload my tng card, they told me system update, not allowed to use cc to reload anymore
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Buy new tng card, can reload by tng app
winmxbb
post Jun 23 2025, 11:05 AM

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QUOTE(kenloh7 @ Jun 23 2025, 10:42 AM)
Shell App doesn't get 12% via Shell Visa card, even though statement wrote the Shell station name.
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Rhb issue.
Uob can
winmxbb
post Jul 10 2025, 12:18 PM

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QUOTE(ideaplus @ Jul 10 2025, 12:10 PM)
user posted image

user posted image

RM50/RM2000 or RM60/RM3000 would probably fit my spending pattern
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Gocery how u can buy gam gam rm250, if not, more rugi
winmxbb
post Aug 13 2025, 10:18 AM

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QUOTE(cybpsych @ Aug 13 2025, 10:08 AM)
same.... better late than never  thumbup.gif

user posted image
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their system screw up?

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