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Credit Cards RHB Credit Card, Open discussion/frustration with RHB CC

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ericlaiys
post Jul 26 2024, 01:37 PM

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QUOTE(jiaen0509 @ Jul 26 2024, 12:40 PM)
Recently, I applied for an RHB credit card to expand my credit card collection LOLLL.

The first pending status on CCRIS appeared on 23/7, and another pending status appeared on 25/7. Today, the 23/7 pending status disappeared, leaving only the 25/7 status.

I initially thought this was because I applied for two cards, but it seems that’s not the case. Has anyone had a similar experience or can share what the possible causes might be?
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disappear mean one card got rejected
ericlaiys
post Jul 31 2024, 01:50 PM

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normally rhb take how ling to process credit card? already submitted more than 3 days yet no status.
ericlaiys
post Aug 12 2024, 08:11 PM

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normally after receive sms say card approved. take how long before can go branch to collect? or they will call?
ericlaiys
post Aug 12 2024, 11:54 PM

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QUOTE(iXora.ix @ Aug 12 2024, 11:13 PM)
my case, after you received sms/email saying card approve, if no one call within 5 working day, can go branch and ask. normally they didnt bother to call to collect. they say , "ohh kitorang bnyk keje x sempat nak call customer kad siap"  confused.gif
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Might as well, they deliver to house. Poor system management. This bank really special, still ask people to collect from branch

This post has been edited by ericlaiys: Aug 12 2024, 11:56 PM
ericlaiys
post Aug 17 2024, 09:25 AM

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QUOTE(nexus2238 @ Aug 17 2024, 07:09 AM)
Applied online and just received my RHB Shell Visa card.
There is something I don't understand, hope anyone can clarify how it works.

Terms stated cardholder can earn (up to 5%) cashback on spending in Utility.
Terms also stated spending in JomPay is NOT eligible for cashback.

But when I login to RHB online banking and click "Pay Bill", it seems the only way to pay for Utility bills is via JomPay!?

Then how to use RHB Shell Visa to pay for Utility and eligible for cashback?
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login to utilities and pay use cc...lol

This post has been edited by ericlaiys: Aug 17 2024, 09:26 AM
ericlaiys
post Aug 21 2024, 10:29 AM

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rhb cc user, before use this card at oversea, do you need to set on app/notify bank? Sorry, need to ask here as I had problem register on the app
ericlaiys
post Aug 21 2024, 12:02 PM

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QUOTE(KaoruQing @ Aug 21 2024, 10:51 AM)
Yes, I do save cc details, eg: TNG wallet, amazon, paypal, shopee, lazada, etc
Guess its time for me to break this habit.
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I only save debit card and lock the card.
ericlaiys
post Aug 21 2024, 12:03 PM

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QUOTE(rko0504 @ Aug 21 2024, 11:54 AM)
Better to confirm with bank if u rely much on cc spend at oversea. I spend with affin, uob, mbb at oversea but didn't contact bank still manage to use.
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PBB, HLB and Ambank no need to contact. HLB just set on app. So wonder if rhb app need to set?
ericlaiys
post Sep 9 2024, 10:24 PM

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does rhb world CC count insurance as spend req on cashback? Dont see insurance excluded
ericlaiys
post Oct 1 2024, 09:43 AM

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QUOTE(contestchris @ Oct 1 2024, 08:31 AM)
RHB really shitty. They make me go branch then rejected because my card was at over 90% utilisation. Wtf? The limit given is so low already. Other banks no issue to increase credit limit. HLB can even do it online and get approval in an hour.

It's worse cause I have my RHB card for over 3 years and it's my primary bank for my savings and loan accounts.
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yeah rhb everything need to do at branch. i been twice due to rhb cc collection, then online banking activation. so troublesome
ericlaiys
post Nov 7 2024, 11:22 AM

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QUOTE(Duckies @ Nov 7 2024, 10:32 AM)
Wa need to there physically? A bit troublesome sweat.gif

I mean even if I already have the principal card and I want to apply supplementary then still need to go to the branch?
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rhb do any action - must always do physical.
ericlaiys
post Dec 3 2024, 11:52 PM

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QUOTE(turbopips @ Dec 3 2024, 10:40 PM)
Hello everybody... Any idea what is the best platform to request for new RHB credit card? Any booth around KL/Shah Alam area? Thanks
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rhb website
ericlaiys
post Jan 3 2025, 10:56 AM

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QUOTE(Duckies @ Jan 3 2025, 09:22 AM)
Ahh..okay. Cause I got enough filler already and since I need to pay for cukai so thought of finding a way to get cashback biggrin.gif
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cukai and gov related all excluded on most cc and debit card. so no need find
ericlaiys
post Feb 10 2025, 02:34 PM

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QUOTE(gempakstarz @ Feb 10 2025, 01:10 PM)
thanks..my status still IN REVIEW..I applied on 20/1, and it’s still under review until now. Is it normal for it to take this long?
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yes. it is normal. my rhb app took a month process. some bank is also took long process
ericlaiys
post Feb 21 2025, 11:11 PM

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QUOTE(BrightDays @ Feb 21 2025, 10:45 PM)
Hi guys, is it possible to waive rhb shell visa's SST?
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Call cs
ericlaiys
post Mar 14 2025, 11:14 AM

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QUOTE(TongCN @ Mar 14 2025, 11:12 AM)
My application since 17th Feb 2025 until now still "in review"

Dunno how long gonna take and whether the Ringgitplus promo still ok to proceed or not if approve
Though TNC doesn't mention ineligible after approve from certain date.

» Click to show Spoiler - click again to hide... «

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gift will honor even late approval. gift lock on day u do submission and not date of approval
ericlaiys
post Mar 25 2025, 04:05 PM

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QUOTE(fruitie @ Mar 25 2025, 03:59 PM)
Can we still get an SST rebate from RHB for existing users? Note that I'm asking for a rebate, not a waiver. My Shell conventional has been charged and Shell-i is on the way, as I got them just weeks apart.
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only will know when you call cs. quite subjective
ericlaiys
post Apr 3 2025, 02:18 PM

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QUOTE(vkashin @ Apr 3 2025, 12:52 PM)
user posted image

I would like to get some input on this 2025 t&c for PPL
1. does it mean for existing holder of VS, we only can get up to 5x entry per year,
or is it we get 1x free entry a year regardless of the RM500 spend (means total 1+5 entries)

2. when they specifically mention "retail spend" here, does it exclude my monthly autodebit for medical insurance?
edit: the section further down did not mention not recognizing insurance autodebit though
user posted image
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1st year - 6x
2nd year - 5x only . as 1x is when card activation (new customer)
Auto debit dont count already. Same like installment.
ericlaiys
post Apr 13 2025, 12:38 AM

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QUOTE(BrightDays @ Apr 12 2025, 11:35 PM)
When u perform Duitnow transfer, dont u need a rhb saving acc (for me to transfer in) in the first place? Otherwise, may I know whats the step to pay my debt via duitnow (cant find a duitnow acc within my cc acount).. becauz the options I have is to pay the rhb cc debt via the same cc (which is impossible, not sure y they put it as an option) or open one of the account Ive mentioned above.

Thanks.
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Just transfer from another bank and use cc number. No problem pay my rhb cc

This post has been edited by ericlaiys: Apr 13 2025, 12:38 AM
ericlaiys
post Apr 22 2025, 06:59 PM

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QUOTE(winmxbb @ Apr 22 2025, 05:53 PM)
Buy new tng card, can reload by tng app
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yeah...now nfc reload. so much better

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