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Credit Cards RHB Credit Card, Open discussion/frustration with RHB CC

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cybpsych
post Apr 21 2021, 09:24 AM

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QUOTE(Kyan0411 @ Apr 21 2021, 09:11 AM)
Mine is 22
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yep, mine too. i guess CS didnt include that when i asked for available dates biggrin.gif
fruitie
post Apr 21 2021, 09:37 AM

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QUOTE(khai0412 @ Apr 21 2021, 07:03 AM)
Okay, thxπŸ€‘πŸ€‘....time to think whr to spend those rm 1000πŸ€”πŸ€”πŸ˜‚
Btw for second spend...i can spend at shopee or lazada rite?
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Yes, direct purchase. Not reloading to e-wallet.
contestchris
post Apr 21 2021, 11:19 AM

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Guys, any idea why my outstanding balance does not tally with my available limit?

Formula: CL - Outstanding Balance = Available Limit

All transactions have been posted. But there is a small difference (few ringgit and few cents).

Thanks!
MGM
post Apr 21 2021, 11:25 AM

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QUOTE(contestchris @ Apr 21 2021, 11:19 AM)
Guys, any idea why my outstanding balance does not tally with my available limit?

Formula: CL - Outstanding Balance = Available Limit

All transactions have been posted. But there is a small difference (few ringgit and few cents).

Thanks!
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There might be a pending transaction of that amount.
ClarenceT
post Apr 21 2021, 11:30 AM

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QUOTE(contestchris @ Apr 21 2021, 11:19 AM)
Guys, any idea why my outstanding balance does not tally with my available limit?

Formula: CL - Outstanding Balance = Available Limit

All transactions have been posted. But there is a small difference (few ringgit and few cents).

Thanks!
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There is a bug already happening all the while. No joke.
poweredbydiscuz
post Apr 21 2021, 11:42 AM

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QUOTE(contestchris @ Apr 21 2021, 11:19 AM)
Guys, any idea why my outstanding balance does not tally with my available limit?

Formula: CL - Outstanding Balance = Available Limit

All transactions have been posted. But there is a small difference (few ringgit and few cents).

Thanks!
*
If you login rhb desktop website, it will show available limit and available credit. The available limit is correct (CL - outstanding) but the available credit is always lesser. Don't know what's the difference though.
contestchris
post Apr 21 2021, 11:58 AM

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QUOTE(MGM @ Apr 21 2021, 11:25 AM)
There might be a pending transaction of that amount.
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Definitely no pending transactions.
contestchris
post Apr 21 2021, 12:23 PM

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QUOTE(poweredbydiscuz @ Apr 21 2021, 11:42 AM)
If you login rhb desktop website, it will show available limit and available credit. The available limit is correct (CL - outstanding) but the available credit is always lesser. Don't know what's the difference though.
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You're right. On the website the available limit tallies, but the available credit is a few ringgit lower.

Very curious and interesting.

And I wonder why the app doesn't show both numbers like the website.
contestchris
post Apr 21 2021, 12:26 PM

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QUOTE(poweredbydiscuz @ Apr 21 2021, 11:42 AM)
If you login rhb desktop website, it will show available limit and available credit. The available limit is correct (CL - outstanding) but the available credit is always lesser. Don't know what's the difference though.
*
You're right. On the website the available limit tallies, but the available credit is a few ringgit lower.

Very curious and interesting.

And I wonder why the app doesn't show both numbers like the website.
guy3288
post Apr 21 2021, 05:35 PM

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QUOTE(!@#$%^ @ Apr 17 2021, 05:12 PM)
i guess only saved cards might be randomly tagged to toll mcc.

edit: just realised mcc 4784 is toll and bridges, but i didn’t get the cashback.
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if MCC 4784 not considered as ewallet then it should get the 10% cashback right?

cybpsych
post Apr 21 2021, 05:38 PM

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QUOTE(guy3288 @ Apr 21 2021, 05:35 PM)
if MCC 4784 not considered as ewallet then it should get the 10% cashback right?
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identification can be used in conjunction with merchant descriptor/description too

TNG WALLET vs TNG-EWALLET
guy3288
post Apr 21 2021, 05:58 PM

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QUOTE(cybpsych @ Apr 21 2021, 05:38 PM)
identification can be used in conjunction with merchant descriptor/description too

TNG WALLET vs TNG-EWALLET
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11/4/2021 TNG WALLET E-COMM 2 KUALA LUMPUR MY 533
6/4/2021 TNG WALLET E-COMM 2 KUALA LUMPUR MY 533

The above 2 transactions qualified for the 10% cash back right?
cybpsych
post Apr 21 2021, 06:19 PM

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QUOTE(guy3288 @ Apr 21 2021, 05:58 PM)
11/4/2021 TNG WALLET E-COMM 2 KUALA LUMPUR MY 533
6/4/2021 TNG WALLET E-COMM 2 KUALA LUMPUR MY 533

The above 2 transactions qualified for the 10% cash back right?
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no idea, hopefully not identified as ewallet lo
lovingforyou
post Apr 21 2021, 11:08 PM

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Oh no, i just got my 1st CC with RHB (RHB shell)
And just check few post earlier, the spending for ntb requirement for CB
I proceed to top up my shopeepay e wallet, 1st OTP RM0.00 , 2nd OTP RM500.00
So my 1st transaction consider RM0.00, so 0.00 CB? cry.gif
rojakwhacker
post Apr 21 2021, 11:12 PM

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QUOTE(lovingforyou @ Apr 21 2021, 11:08 PM)
Oh no, i just got my 1st CC with RHB (RHB shell)
And just check few post earlier, the spending for ntb requirement for CB
I proceed to top up my shopeepay e wallet, 1st OTP RM0.00 , 2nd OTP RM500.00
So my 1st transaction consider RM0.00, so 0.00 CB?Β  cry.gif
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OTP not counted. biggrin.gif

RM500.00 counted. thumbsup.gif

This post has been edited by rojakwhacker: Apr 21 2021, 11:13 PM
lovingforyou
post Apr 21 2021, 11:16 PM

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QUOTE(rojakwhacker @ Apr 21 2021, 11:12 PM)
OTP not counted. biggrin.gif

RM500.00 counted. thumbsup.gif
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Is it? rclxms.gif
Scare die me, because first transaction i'd gone through for shopeepay is RM0.00
And straight away i received sms "Tq for your 1st transaction via card nbr xxxx at Shopee Malaysia on 21/04/2021 doh.gif

This post has been edited by lovingforyou: Apr 21 2021, 11:18 PM
tan_aniki
post Apr 21 2021, 11:17 PM

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QUOTE(lovingforyou @ Apr 21 2021, 11:16 PM)
Is it?  rclxms.gif
Scare die me, because first transaction i'd gone through for shopeepay is RM0.00 doh.gif
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check ur txn online or statement, they won't post RM0 into it
Raymond T.
post Apr 22 2021, 02:22 AM

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QUOTE(contestchris @ Apr 21 2021, 11:19 AM)
Guys, any idea why my outstanding balance does not tally with my available limit?

Formula: CL - Outstanding Balance = Available Limit

All transactions have been posted. But there is a small difference (few ringgit and few cents).

Thanks!
*
I noticed something weird, i got 2 RHB card suppose sharing credit limit but this card i never use before and there's negative outstanding and the available credit limit not tally with other card available credit limit. doh.gif

user posted image
contestchris
post Apr 22 2021, 09:59 AM

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Guys, is TNB deposit payment counted as utility spend?
cybpsych
post Apr 22 2021, 10:01 AM

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QUOTE(cybpsych @ Sep 28 2016, 07:33 AM)
MCC 4812 - Telecommunications Equipment including telephone sales
Webe Digital Sdn Bhd (formerly Packet One Networks) -- Pay bills via Webe selfcare

MCC 4814 - Fax Services / Telecommunication service
DBKL Assessment Fee @ UOBpayonline

MCC 4900 - Electric, Gas, Sanitary and Water Utilities
TNB (over-the-counter) @ Bedford Business Park, Old Klang Road -- New power supply deposit, can be paid with credit card. Stamp Duty & Processing Fee must be paid in cash.

MCC 5200 - Home Supply Warehouse Stores
One Living Sdn Bhd
Home Product Centre (HomePro) @ IOI City Mall

MCC 5712 - Furniture, Home Furnishings, and Equipment Stores, except Appliances
Ikea @ Cheras & Damansara
Deparamax Sdn Bhd @ Bandar Puteri Puchong
Bespoke Kitchen Sdn Bhd @ Puchong

MCC 6300 - Insurance Sales, Underwriting, and Premiums
Great Eastern -- Monthly auto-debit
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QUOTE(contestchris @ Apr 22 2021, 09:59 AM)
Guys, is TNB deposit payment counted as utility spend?
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from my last testing, yes based on MCC 4900

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