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Credit Cards RHB Credit Card, Open discussion/frustration with RHB CC

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contestchris
post Apr 22 2021, 01:26 PM

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QUOTE(cybpsych @ Apr 22 2021, 10:01 AM)
from my last testing, yes based on MCC 4900
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Awesome, thanks! I'll be making the payment online. Not sure if that changes anything.
cybpsych
post Apr 22 2021, 01:56 PM

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QUOTE(contestchris @ Apr 22 2021, 01:26 PM)
Awesome, thanks! I'll be making the payment online. Not sure if that changes anything.
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for online, if they use same gateway/MCC, should be same as normal bill payment @ MCC 4900
lkwah86
post Apr 22 2021, 03:31 PM

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QUOTE(cybpsych @ Apr 21 2021, 05:38 PM)
identification can be used in conjunction with merchant descriptor/description too

TNG WALLET vs TNG-EWALLET
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How to make it as TNG-EWALLET?
cybpsych
post Apr 22 2021, 03:35 PM

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QUOTE(lkwah86 @ Apr 22 2021, 03:31 PM)
How to make it as TNG-EWALLET?
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talk to TNG Digital Sdn Bhd and their acquirer bank
cybpsych
post Apr 23 2021, 08:09 AM

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ClarenceT
post Apr 23 2021, 08:13 AM

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QUOTE(cybpsych @ Apr 23 2021, 08:09 AM)
near perfect  sweat.gif

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Perfect is RM50+RM50+RM2.16

cybpsych
post Apr 23 2021, 08:20 AM

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QUOTE(ClarenceT @ Apr 23 2021, 08:13 AM)
Perfect is RM50+RM50+RM2.16
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nvm, 50+50 is perfect to me laugh.gif
fruitie
post Apr 23 2021, 10:00 AM

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Got Activation Cash Back of RM 25 on 21st April but what is this "Cash Back Other" RM 1? Don't tell me it is the 10% cash back? shocking.gif I spent RM 1k...
cybpsych
post Apr 23 2021, 10:06 AM

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QUOTE(fruitie @ Apr 23 2021, 10:00 AM)
Got Activation Cash Back of RM 25 on 21st April but what is this "Cash Back Other" RM 1? Don't tell me it is the 10% cash back? shocking.gif I spent RM 1k...
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could be the 0.2%?

RM1 cashback = RM500 spending <-- tng ewallet?
fruitie
post Apr 23 2021, 10:08 AM

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QUOTE(cybpsych @ Apr 23 2021, 10:06 AM)
could be the 0.2%?

RM1 cashback = RM500 spending <-- tng ewallet?
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Yeah, you are right! But I still got RM 50 cash back? I only spent exact RM 2.5k.
cybpsych
post Apr 23 2021, 10:16 AM

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QUOTE(fruitie @ Apr 23 2021, 10:08 AM)
Yeah, you are right! But I still got RM 50 cash back? I only spent exact RM 2.5k.
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should be getting the cb if transactions eligible biggrin.gif

what else did you spend beside tng ewallet?

statement date not yet reached?
fruitie
post Apr 23 2021, 10:42 AM

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QUOTE(cybpsych @ Apr 23 2021, 10:16 AM)
should be getting the cb if transactions eligible biggrin.gif

what else did you spend beside tng ewallet?

statement date not yet reached?
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Statement date is 22nd though.

My transactions as below:
» Click to show Spoiler - click again to hide... «

ClarenceT
post Apr 23 2021, 10:48 AM

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QUOTE(fruitie @ Apr 23 2021, 10:42 AM)
Statement date is 22nd though.

My transactions as below:
» Click to show Spoiler - click again to hide... «

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Yes you got 0.2% for TNG wallet - saved card method.

So the best scenario is:-
ONLINE RM1000
SHELL RM417
TNG wallet (saved card) - RM1084

Total CB = RM50+RM50+RM2.16
fruitie
post Apr 23 2021, 10:49 AM

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QUOTE(ClarenceT @ Apr 23 2021, 10:48 AM)
Yes you got 0.2% for TNG wallet - saved card method.

So the best scenario is:-
ONLINE RM1000
SHELL RM417
TNG wallet (saved card) - RM1084

Total CB = RM50+RM50+RM2.16
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But... I still got RM 50 cash back. Isn't it should be lesser than RM 50? I only spent RM 2.5k.
cybpsych
post Apr 23 2021, 10:53 AM

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QUOTE(fruitie @ Apr 23 2021, 10:42 AM)
Statement date is 22nd though.

My transactions as below:
» Click to show Spoiler - click again to hide... «

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correcto, total spending rm2.5k to hit 5% bonus tier: rm50 bonus cb (online/ewallet) + RM1 for others 0.2% cb

FYI, others cb is unlimited actually
fruitie
post Apr 23 2021, 10:55 AM

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QUOTE(cybpsych @ Apr 23 2021, 10:53 AM)
correcto, total spending rm2.5k to hit 5% bonus tier: rm50 bonus cb (online/ewallet) + RM1 for others 0.2% cb

FYI, others cb is unlimited actually
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Oh, so that RM 2.5k doesn't need to be categories specific? In this case, I will assume I spent RM 2k for online/ewallet and RM 500 on others?
ClarenceT
post Apr 23 2021, 10:56 AM

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QUOTE(fruitie @ Apr 23 2021, 10:49 AM)
But... I still got RM 50 cash back. Isn't it should be lesser than RM 50? I only spent RM 2.5k.
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Posted transactions from 22/3/21-21/4/21, >RM2500
ONLINE 5% capped at RM50 -> So you got RM50
SHELL 12% capped at RM50 -> RM0.00
OTHERS 0.2% unlimited -> RM1.00
cybpsych
post Apr 23 2021, 10:56 AM

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QUOTE(fruitie @ Apr 23 2021, 10:55 AM)
Oh, so that RM 2.5k doesn't need to be categories specific? In this case, I will assume I spent RM 2k for online/ewallet and RM 500 on others?
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yep

mine RM50 bonus + RM48/50 shell with just total spending RM2.5k per card
fruitie
post Apr 23 2021, 10:57 AM

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QUOTE(ClarenceT @ Apr 23 2021, 10:56 AM)
Posted transactions from 22/3/21-21/4/21, >RM2500
ONLINE 5% capped at RM50 -> So you got RM50
SHELL 12% capped at RM50 -> RM0.00
OTHERS 0.2% unlimited -> RM1.00
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That TnG e-Wallet is still parked under online, in this case? unsure.gif


I think I need to inform my friend in TnG to look into MCC issue. It is affecting CC CB, though in this case like an advantage to RHB cardholders. laugh.gif

This post has been edited by fruitie: Apr 23 2021, 10:58 AM
cybpsych
post Apr 23 2021, 10:59 AM

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QUOTE(fruitie @ Apr 23 2021, 10:57 AM)
That TnG e-Wallet is still parked under online, in this case? unsure.gif
I think I need to inform my friend in TnG to look into MCC issue. It is affecting CC CB, though in this case like an advantage to RHB. laugh.gif
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MCC is eligible, suspect is the description that is the culprit since the T&C spelled out the exact description that is "acceptable" doh.gif

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