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Credit Cards RHB Credit Card, Open discussion/frustration with RHB CC
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Wolgie
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Jul 5 2019, 03:12 PM
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Visa Signature 3 RM3,500 & above 6% 6% 6% 0.20% 2% or Visa Cash Back better? 4 ≥ 2,500.00 5.0% 5.0% 5.0% 5.0% 10.0% 0.2%
Both card can use back old concept Total Monthly Retail Spend reload?
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ClarenceT
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Jul 5 2019, 03:27 PM
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QUOTE(Wolgie @ Jul 5 2019, 03:12 PM) Visa Signature 3 RM3,500 & above 6% 6% 6% 0.20% 2% or Visa Cash Back better? 4 ≥ 2,500.00 5.0% 5.0% 5.0% 5.0% 10.0% 0.2% Both card can use back old concept Total Monthly Retail Spend reload? Can't get what you mean. Eg RHB VS: RM500 Online (max RM30 CB) + RM500 Shopping [excluding groceries] (max RM30 CB) + RM 500 Entertainment (max RM30 CB) + RM 2000 on anything including Online/Shopping/Entertainment(0%; 0.2% if not under this 3 categories) = up to RM94 CB. If you target online only, RM2500 X 2% but CAPPED at RM30 only. No need to spend till RM3500.
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Wolgie
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Jul 5 2019, 03:28 PM
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QUOTE(ClarenceT @ Jul 5 2019, 03:27 PM) Can't get what you mean. Eg RHB VS: RM500 Online (max RM30 CB) + RM500 Shopping [excluding groceries] (max RM30 CB) + RM 500 Entertainment (max RM30 CB) + RM 2000 on anything including Online/Shopping/Entertainment(0%; 0.2% if not under this 3 categories) = up to RM94 CB. If you target online only, RM2500 X 2% but CAPPED at RM30 only. No need to spend till RM3500. okie. i think i mistaken. i though every category max cb 30 (30+30+30), so im wrong. Is combine cap rm30 only This post has been edited by Wolgie: Jul 5 2019, 03:30 PM
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ClarenceT
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Jul 5 2019, 03:31 PM
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QUOTE(Wolgie @ Jul 5 2019, 03:28 PM) okie. i think i mistaken. i though every category max cb 30 (30+30+30), so im wrong. Is combine rm30. ONLINE RM500 -> CB RM30 ENTERTAINMENT RM500 -> CB RM30 SHOPPING RM500 -> CB RM30 OTHERS RM2000 -> CB up to RM4 so TOTAL CB RM94 max, not RM30 max.
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Wolgie
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Jul 5 2019, 03:32 PM
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QUOTE(ClarenceT @ Jul 5 2019, 03:31 PM) ONLINE RM500 -> CB RM30 ENTERTAINMENT RM500 -> CB RM30 SHOPPING RM500 -> CB RM30 OTHERS RM2000 -> CB up to RM4 so TOTAL CB RM94 max, not RM30 max. wow. then this card rebate great. OTHERS (include Boost reload?)
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ClarenceT
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Jul 5 2019, 03:40 PM
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QUOTE(Wolgie @ Jul 5 2019, 03:32 PM) wow. then this card rebate great. OTHERS (include Boost reload?) Unfortunately Boost is now Online after system upgrade in March. Bigpay RM1500 + Boost RM1000 Before March RM30 (online) + RM 2 (others) Now RM30 capped.
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kremlin
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Jul 5 2019, 10:01 PM
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QUOTE(ClarenceT @ Jul 1 2019, 02:23 PM) Highest swipes (>3 swipes) is the first consideration, followed by FCFS. Wonder if BP is eligible for this campaign
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ClarenceT
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Jul 6 2019, 06:42 AM
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QUOTE(kremlin @ Jul 5 2019, 10:01 PM) Wonder if BP is eligible for this campaign No harm to try, if you are using RHB VS. All the while I didn't get campaign CB except once Bigpay's MCC was temporarily changed to 6540 (miracle also happened to UOB CC, SC CC, CIMB CC). My concern is how many transactions is needed to win, 3x is not safe. This post has been edited by ClarenceT: Jul 6 2019, 08:31 AM
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tonytyk
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Jul 6 2019, 08:31 AM
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QUOTE(kremlin @ Jul 5 2019, 10:01 PM) Wonder if BP is eligible for this campaign QUOTE(ClarenceT @ Jul 6 2019, 06:42 AM) No harm to try, if you are using RHB VS. All the while I didn't get campaign CB except once Bigpay's MCC was temporarily changed to 6540 (miracle also happened to UOB CC, SC CC, CIMB CC). The TnC excluded quasi cash, ie ewallet?
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ClarenceT
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Jul 6 2019, 08:34 AM
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QUOTE(tonytyk @ Jul 6 2019, 08:31 AM) The TnC excluded quasi cash, ie ewallet? More than that. Since last April, I also found that Govt related transactions, some financial services including insurance might be excluded as well though not mentioned in T&C.
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tonytyk
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Jul 6 2019, 11:22 AM
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QUOTE(Wolgie @ Jul 5 2019, 03:32 PM) wow. then this card rebate great. OTHERS (include Boost reload?) QUOTE(ClarenceT @ Jul 5 2019, 03:40 PM) Unfortunately Boost is now Online after system upgrade in March. Bigpay RM1500 + Boost RM1000 Before March RM30 (online) + RM 2 (others) Now RM30 capped. If boost is categorised as online, then can also top up Boost RM1500 and Bigpay RM1000 to get same cash back of RM30?
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skty
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Jul 6 2019, 11:27 AM
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QUOTE(tonytyk @ Jul 6 2019, 11:22 AM) If boost is categorised as online, then can also top up Boost RM1500 and Bigpay RM1000 to get same cash back of RM30? yes
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ClarenceT
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Jul 6 2019, 01:00 PM
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QUOTE(skty @ Jul 6 2019, 11:27 AM) Boost is now reclassified as a Financial Service, same as Bigpay. Be careful.
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skty
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Jul 6 2019, 01:36 PM
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QUOTE(ClarenceT @ Jul 6 2019, 01:00 PM) Boost is now reclassified as a Financial Service, same as Bigpay. Be careful. Dont care wtf reason they wanna reclassify it but I still get CB on last statement dated 26 June. 🤣
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1hoohoo1
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Jul 6 2019, 01:49 PM
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Getting Started

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QUOTE(ClarenceT @ Jul 6 2019, 01:00 PM) Boost is now reclassified as a Financial Service, same as Bigpay. Be careful. I just checked with Citibank CS. For BigPay reload on 4 July, the MCC is still 6012. Not sure about Boost.
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tonytyk
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Jul 7 2019, 07:33 PM
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deleted
This post has been edited by tonytyk: Jul 7 2019, 10:38 PM
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13aby
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Jul 21 2019, 05:39 PM
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Just got my rhb cc , can i go atm and cash advance now? Urgently need cash . As i know some bank beed at least 6 months from activation date to enable it to cash advance
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jefftan4888
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Jul 21 2019, 06:12 PM
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QUOTE(13aby @ Jul 21 2019, 05:39 PM) Just got my rhb cc , can i go atm and cash advance now? Urgently need cash . As i know some bank beed at least 6 months from activation date to enable it to cash advance How much do you need? Do you have BP & Boost?
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fantasy1989
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Jul 21 2019, 10:11 PM
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QUOTE(13aby @ Jul 21 2019, 05:39 PM) Just got my rhb cc , can i go atm and cash advance now? Urgently need cash . As i know some bank beed at least 6 months from activation date to enable it to cash advance top up to boost (RM1500) per time..withdraw to saving account for RM2 charges repeat the same for other saving account it's way cheaper than using cash advance should able to get the $ within 1 week This post has been edited by fantasy1989: Jul 21 2019, 10:12 PM
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cybpsych
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Jul 22 2019, 02:23 PM
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We are proud to introduce the first RHB Rewards MOTION CODE Credit Card/i with high-verification value (CVV) security code embedded which will automatically refreshes regularly. Partnering with VISA and IDEMIA, RHB Bank is the first local financial institution in Southeast Asia to adopt this technology as to prevent credit card fraud and hackers from accessing important data and disrupting transactions. Application can be done at our nearest branch or via online on RHB official website. T&C Apply. RHB introduces high-tech credit card
https://www.malaymail.com/news/money/2019/0...it-card/1773710
KUALA LUMPUR, July 22 ― RHB Banking Group (RHB) has launched the RHB Rewards Motion Code Credit Card, featuring a dynamic card verification value (CVV) security code that regularly refreshes automatically.
Acting head of retail banking, Nazri Othman said RHB expects its new credit card issuance to increase by 15 per cent annually with the launch of the high-tech credit card ― the first of its kind in Southeast Asia.
“The static CVV code printed on the back of today’s credit cards is replaced with an e-paper mini-screen, which displays a dynamic security code,” he said at the launching of the card here today.
He said the technology is set to prevent credit card fraud and hackers from accessing important data and disrupting transactions.RHB targets to issue 21,000 new RHB Rewards Motion Code credit cards per year. Customers will also receive a waiver of annual fees on the first year. This post has been edited by cybpsych: Jul 26 2019, 05:30 PM
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