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Credit Cards RHB Credit Card, Open discussion/frustration with RHB CC

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Haloperidol
post Aug 31 2025, 01:03 AM

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So i read as before 8 September,
do 2500 (420 shell + 2080 online) to get 100
then after 8 september
spent 500 ewallet extra 10
spent shell 250 to get extra 30 ?

am i right ?
beLIEve
post Aug 31 2025, 01:52 AM

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QUOTE(Haloperidol @ Aug 31 2025, 01:03 AM)
So i read as before 8 September,
do 2500 (420 shell + 2080 online) to get 100
then after 8 september
spent 500 ewallet extra 10
spent shell 250 to get extra 30 ?

am i right ?
*
I think only ewallet, because the category is renamed. Shell's name remain the same.
lkwah86
post Aug 31 2025, 03:58 AM

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QUOTE(Haloperidol @ Aug 31 2025, 01:03 AM)
So i read as before 8 September,
do 2500 (420 shell + 2080 online) to get 100
then after 8 september
spent 500 ewallet extra 10
spent shell 250 to get extra 30 ?

am i right ?
*
https://www.rhbgroup.com/-/media/pdf/shell-...calculation.pdf
sjz
post Sep 1 2025, 10:28 AM

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QUOTE(Haloperidol @ Aug 31 2025, 01:03 AM)
So i read as before 8 September,
do 2500 (420 shell + 2080 online) to get 100
then after 8 september
spent 500 ewallet extra 10
spent shell 250 to get extra 30 ?

am i right ?
*
yes i believe is this arrangement.
as previous 2.5k spending (same statement before 8 Sept) is counted as Tier 3.
can add on utility & grocery too.

spent 250 grocery cb 10 (Effective cb 4%)
spent 250 utility cb 10 (Effective cb 4%)
spent 500 ewallet cb 10 (Effective cb 2%)
spent shell 250 to cb 30 ? (Effective cb 12%)

so potentially getting RM160.
only for the 1st month. whistling.gif

This post has been edited by sjz: Sep 1 2025, 10:31 AM
ineser
post Sep 2 2025, 09:23 AM

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Recently requested calculations for my CB.
Been using my shell visa card to topup my S Pay.
S Pay Global MCC is 9399 and classified by RHB as gov mcc - no cash back.

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ClarenceT
post Sep 2 2025, 09:50 AM

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QUOTE(ineser @ Sep 2 2025, 09:23 AM)
Recently requested calculations for my CB.
Been using my shell visa card to topup my S Pay.
S Pay Global MCC is 9399 and classified by RHB as gov mcc - no cash back.

user posted image
*
Correct. All the while 9399 (including S Pay Global service at paybills.sarawak.gov.my)
Normally I spend RM417 Shell + RM1000 ewallet+ RM1083 S Pay Global (Govt) to get RM50+RM50 CB.
Later on RM250 Shell + RM500 ewallet + RM2250 S Pay Global if you want to get RM30+RM10 CB.

P/S: you earn Cashback from S Pay Global (Sarawak Government) instead, limited to the QR provided by S Pay Global.

This post has been edited by ClarenceT: Sep 2 2025, 09:53 AM
cucikaki
post Sep 2 2025, 02:09 PM

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Rhb visa signature no longer treat balance transfer as the monthly spend? Only get 22.40 cashback this month instead of 30

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victorywp
post Sep 3 2025, 08:22 PM

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QUOTE(ineser @ Sep 2 2025, 09:23 AM)
Recently requested calculations for my CB.
Been using my shell visa card to topup my S Pay.
S Pay Global MCC is 9399 and classified by RHB as gov mcc - no cash back.

user posted image
*
You top up to the spay individual app? It's better to top up from the main shopee app instead.
LostAndFound
post Sep 3 2025, 09:08 PM

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QUOTE(victorywp @ Sep 3 2025, 08:22 PM)
You top up to the spay individual app? It's better to top up from the main shopee app instead.
*
Sarawak Pay is not the same as ShopeePay.
victorywp
post Sep 3 2025, 09:28 PM

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QUOTE(LostAndFound @ Sep 3 2025, 09:08 PM)
Sarawak Pay is not the same as ShopeePay.
*
Oh, my mistake. it's s-pay not spay biggrin.gif
triple c
post Sep 4 2025, 07:30 AM

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QUOTE(cucikaki @ Sep 2 2025, 02:09 PM)
Rhb visa signature no longer treat balance transfer as the monthly spend? Only get 22.40 cashback this month instead of 30

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*
Confirm? I tot the new t&c applicable for shell visa card only. VS also kena sad.gif
darkz91
post Sep 4 2025, 08:13 AM

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With newer tier, what's the best RHB Shell credit card payment allocation to get RM60 cashback? (Excluding overseas spending)
cybpsych
post Sep 4 2025, 09:05 AM

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QUOTE(cybpsych @ Aug 13 2025, 10:08 AM)
QUOTE(cybpsych @ Aug 13 2025, 09:20 AM)

12 Aug statement missing cb for RHB WMC (no other cards)

let's see if this is late or missed out like Shell card
*
same.... better late than never thumbup.gif

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finally received without calling.

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cclim2011
post Sep 4 2025, 10:41 AM

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hello guys. statement on 14th Sep. Do I spend 2500 or 3000 to get 12% on petrols
thanks

victorywp
post Sep 4 2025, 07:28 PM

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QUOTE(cclim2011 @ Sep 4 2025, 10:41 AM)
hello guys. statement on 14th Sep. Do I spend 2500 or 3000 to get 12% on petrols
thanks
*
2500
cclim2011
post Sep 4 2025, 09:58 PM

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QUOTE(victorywp @ Sep 4 2025, 07:28 PM)
2500
*
tq
LostAndFound
post Sep 4 2025, 10:19 PM

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QUOTE(victorywp @ Sep 4 2025, 07:28 PM)
2500
*
You sure?

QUOTE(cclim2011 @ Sep 4 2025, 09:58 PM)
tq
*
Double check the T&C, I believe 2500 only if you spend everything (not including balance transfer etc) before 8th Sept. Cannot spend on 10th Sept (need hit 3k at that point).
cclim2011
post Sep 4 2025, 11:34 PM

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QUOTE(LostAndFound @ Sep 4 2025, 10:19 PM)
You sure?
Double check the T&C, I believe 2500 only if you spend everything (not including balance transfer etc) before 8th Sept. Cannot spend on 10th Sept (need hit 3k at that point).
*
i have now spent 2500. haha. just not sure want to spend another 500 or not to make sure my petrol (in the 2500) got 12%. 😬
LostAndFound
post Sep 5 2025, 09:41 AM

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QUOTE(cclim2011 @ Sep 4 2025, 11:34 PM)
i have now spent 2500. haha. just not sure want to spend another 500 or not to make sure my petrol (in the 2500) got 12%. 😬
*
My opinion - worth to add 500 ewallet spending to lock-in the 12% and potentially (I think high chance) get additional for the ewallet under the new T&C.
MGM
post Sep 5 2025, 09:53 AM

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QUOTE(LostAndFound @ Sep 5 2025, 09:41 AM)
My opinion - worth to add 500 ewallet spending to lock-in the 12% and potentially (I think high chance) get additional for the ewallet under the new T&C.
*
I have already done ewallet$2080 + Shell$420 b4 8Sep.
So after 8Sep just do another ewallet$500 + Shell$250 to get a total of 50+50+10+30 cb?

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