Loans & Scholarships PTPTN Thread, Face problem or queries? Head here
|
|
 Mar 9 2006, 04:00 PM, updated 20y ago
Show posts by this member only | Post
#1
|
 
Junior Member
164 posts Joined: Oct 2005  
|
I am trying to apply for my PTPTN.. i applied once and it got rejected, then i ask my college counselor and she said that i have not enough credits for my spm which is only 3 ..and the minimum credit to apply for a PTPTN is 5 credits.... so my question is , do any of you guys know whether it is 3 credits or 5 credits to apply? i am doing my degree now...and any more loan which i am entitlted? thank you for your help
|
Quote|
|
|
|
|
Mar 9 2006, 06:46 PM
Show posts by this member only | Post
#2
|
Senior Member
737 posts Joined: Jan 2003
|
look through the PTPTN website.. there should be term and conditions there.
where and what are you studying now by the way? |
|
|
Mar 9 2006, 06:48 PM
Show posts by this member only | Post
#3
|
|
Senior Member
5,165 posts Joined: Feb 2005
|
who ask u not to study hard hard
now when people study hard, u want to take those who deserve it and had higher grades? cmon theres banks for the rich n famous |
|
|
Mar 9 2006, 07:06 PM
Show posts by this member only | Post
#4
|
 
VIP
2,450 posts Joined: Sep 2005
|
QUOTE(iamnew @ Mar 9 2006, 04:00 PM) I am trying to apply for my PTPTN.. i applied once and it got rejected, then i ask my college counselor and she said that i have not enough credits for my spm which is only 3 ..and the minimum credit to apply for a PTPTN is 5 credits.... so my question is , do any of you guys know whether it is 3 credits or 5 credits to apply? i am doing my degree now...and any more loan which i am entitlted? thank you for your help this will answer your question QUOTE Syarat-syarat Pinjaman you can get all the information fromSoalan : Apakah syarat-syarat pinjaman pendidikan Perbadanan Tabung Pendidikan Tinggi Nasional? Jawapan : PTPTN memberi pinjaman pendidikan kepada pelajar yang memenuhi syarat-syarat berikut: Warganegara Malaysia. Memiliki sekurang-kurangnya Sijil Pelajaran Malaysia atau yang setaraf dengannya yang diiktiraf oleh Kerajaan dengan sekurang-kurangnya tiga kredit. Mengikuti program pengajian sepenuh masa pada peringkat ijazah pertama dan diploma di mana-mana Institusi Pendidikan Tinggi yang ditubuhkan di bawah: (a) Akta Universiti dan Kolej Universiti 1971; (b) Akta Universiti Teknologi MARA 1976; © Akta Institusi Pendidikan Tinggi Swasta 1996; serta (d) Politeknik yang ditubuhkan di bawah dan disenggarakan oleh Menteri di bawah Akta Pendidikan 1996; dan (e) Mana-mana institusi pendidikan tinggi lain yang ditubuhkan atau disifatkan telah ditubuhkan di bawah Akta Pendidikan 1996 dan yang ditentukan oleh Menteri sebagai suatu institusi pendidikan tinggi bagi maksud Akta tersebut. Melepasi ukuran tahap pendapatan keluarga yang ditetapkan dari masa ke masa. Baki tempoh pinjaman semasa permohonan pinjaman dibuat adalah tidak kurang dari satu tahun Sekiranya pelajar telah pernah mendapat pinjaman PTPTN untuk pengajian yang terdahulu, tetapi gagal atau berhenti daraipada menamatkan pengajian, pelajar hanya boleh memohon pinjaman kali kedua setelah melangsaikan baki hutang terdahulu. Pemohon bersetuju menerima pinjaman sejumlah amaun yang diluluskan oleh PTPTN. Pemohon mestilah bersetuju menandatangani Surat setuju terima dan Perjanjian dengan PTPTN. Pemohon tidak mendapat sebarang pembiayaan kewangan dari mana-mana badan Kerajaan atau institusi swasta yang lain. Sekiranya pemohon ada menerima sebarang pembiayaan lain, amaunnya hendaklah kurang daripada jumlah pinjaman maksimum yang ditawarkan oleh PTPTN. Dengan ini pemohon bersetuju untuk menerima amaun yang merupakan perbezaan di antara amaun yang telah diterima dari lain-lain badan dengan had maksimum pinjaman PTPTN yang ditawarkan. Pengesahan Pendapatan Soalan : Bapa saya bekerja sendiri dan tidak mempunyai borang J (cukai pendapatan). Apakah yang perlu digunakan sebagai surat pengesahan pendapatan? Jawapan : Gunakan Borang Pengesahan Pendapatan sebagaimana yang dibekalkan atau buatkan surat pemakluman pendapatan mengikut format sendiri dan dapatkan pengesahan daripada pegawai yang dibenarkan. Soalan : Siapakah yang boleh mengesahkan Borang Pengesahan Pendapatan? Jawapan: Pengesahan dokumen hanya boleh dibuat sama ada oleh Pengetua, Guru Besar Sekolah (Sekolah Kerajaan Sahaja), Penghulu, Penggawa, Tuai Rumah, Ketua Kaum atau Mukim Bertauliah, Pegawai Kerajaan Kumpulan Pengurusan dan Profesional (dahulunya Kumpulan A), Pengamal Undang-Undang, Pesuruhjaya Sumpah, Jaksa Pendamai atau Ahli Mesyuarat Kerajaan Negeri (Ahli EXCO). Amaun Pinjaman Soalan : Berapakah amaun pinjaman pendidikan yang diberikan? Jawapan : Amaun pinjaman pendidikan yang diberikan kepada setiap pelajar di IPTA yang mengikuti pengajian di peringkat ijazah pertama ialah di antara RM3,500 hingga RM7,000 setahun bagi pelajar aliran sains, dan daripada RM3,000 hingga RM6,500 setahun bagi pelajar aliran sastera. Manakala amaun bagi pelajar di peringkat diploma pula ialah di antara RM2,500 hingga RM5,000 setahun. Bagi pelajar di IPTS amaunnya ialah di antara RM8,500 hingga RM20,000 setahun bagi pelajar peringkat ijazah pertama aliran sains, dan daripada RM8,000 hingga RM16,000 setahun bagi pelajar aliran sastera. Bagi pelajar peringkat diploma, amaunnya ialah RM3,500 hingga RM5,000 setahun. Soalan : Sekiranya saya mendapat tempat di UNIMAS atau UMS, adakah saya akan mendapat duit tambahan untuk tiket kapalterbang? Jawapan : Tiada peruntukan tambahan yang diberikan. Kontrak Pinjaman Soalan : Sekiranya saya mendapat pinjaman PTPTN, adakah saya akan terikat dengan sebarang kontrak untuk bekerja dengan Kerajaan? Jawapan : Pinjaman PTPTN tidak dikenakan apa-apa kontrak untuk berkhidmat dengan Kerajaan Pembiayaan Belajar Universiti Di Luar Negara Soalan : Adakah PTPTN akan membiayai pelajar yang akan menuntut di universit luar negara? Jawapan : Tidak,adalah menjadi dasar PTPTN sehingga kini untuk hanya menawarkan pinjaman PTPTN bagi peringkat pengajian di IPT tempatan sahaja. http://www.ptptn.gov.my see the FAQ first .. most of your question will be found over there This post has been edited by stevanistelrooy: Mar 9 2006, 07:07 PM |
|
|
Mar 9 2006, 08:32 PM
Show posts by this member only | Post
#5
|
|
Junior Member
164 posts Joined: Oct 2005
|
QUOTE(stevanistelrooy @ Mar 9 2006, 07:06 PM) this will answer your question ya..but i told my counsellor about what i read in PTPTN website also, she told me that is for diploma students...not for degree...i am so confused nowyou can get all the information from http://www.ptptn.gov.my see the FAQ first .. most of your question will be found over there |
|
|
Mar 9 2006, 08:40 PM
Show posts by this member only | Post
#6
|
|
Junior Member
28 posts Joined: Mar 2005 
|
confirm is 5 credit needed..
plus ur english must be a PASS, else sure will be reject! this happen to 1 of my fren also, must take july paper to get the loan! p/s : my fren on degree course also, and it's what he got when he talked to the officer while they are in my uni~ This post has been edited by `TauFun: Mar 9 2006, 08:44 PM |
|
|
|
|
|
Mar 9 2006, 08:43 PM
Show posts by this member only | Post
#7
|
Senior Member
1,346 posts Joined: Sep 2005 From: anywhere u like 
|
degree students can apply for the PTPTN..
emmm wat i advise is next time when u apply the PTPTN dont give your spm result to them...jz give your diploma cert to them.. they might be approved..this is wat my cousellor told me.. anyway i also want to apply degree and going to loan with PTPTN... but still finding a good college/university emm.. iamnew where are you studying rite now? |
|
|
Mar 9 2006, 08:45 PM
Show posts by this member only | Post
#8
|
All Stars
17,875 posts Joined: Jan 2005
|
QUOTE(iamnew @ Mar 9 2006, 04:00 PM) I am trying to apply for my PTPTN.. i applied once and it got rejected, then i ask my college counselor and she said that i have not enough credits for my spm which is only 3 ..and the minimum credit to apply for a PTPTN is 5 credits.... so my question is , do any of you guys know whether it is 3 credits or 5 credits to apply? i am doing my degree now...and any more loan which i am entitlted? thank you for your help Did you try JPA ? |
|
|
Mar 9 2006, 08:47 PM
Show posts by this member only | Post
#9
|
|
Junior Member
28 posts Joined: Mar 2005
|
as far as what i know.. PTPTN only loan to student with SPM...
and they only review ur spm result~ |
|
|
Mar 9 2006, 08:49 PM
|
|
VIP
2,450 posts Joined: Sep 2005
|
QUOTE(iamnew @ Mar 9 2006, 08:32 PM) ya..but i told my counsellor about what i read in PTPTN website also, she told me that is for diploma students...not for degree...i am so confused now well, try to go PTPTN headquarters and try ask the people in charge there.Or make a phone call. QUOTE(`TauFun @ Mar 9 2006, 08:40 PM) confirm is 5 credit needed.. As I know, BM is must at least a 7 or 6. Can't really remember. My fren have to take July paper because of that plus ur english must be a PASS, else sure will be reject! this happen to 1 of my fren also, must take july paper to get the loan! p/s : my fren on degree course also, and it's what he got when he talked to the officer while they are in my uni~  QUOTE(kb2005 @ Mar 9 2006, 08:45 PM) Did you try JPA ? JPA i thought is for those people having good results? |
|
|
Mar 9 2006, 08:52 PM
|
|
Senior Member
1,346 posts Joined: Sep 2005 From: anywhere u like
|
QUOTE(`TauFun @ Mar 9 2006, 08:47 PM) as far as what i know.. PTPTN only loan to student with SPM... when u apply loan for the diploma they might be need your spm result..and they only review ur spm result~ emm i think when u wan to apply for degree i think they only view your diploma cert and make sure that your cert has LAN approval.... u have to check 1st lo... www.lan.gov.my |
|
|
Mar 9 2006, 08:59 PM
|
|
Junior Member
28 posts Joined: Mar 2005
|
QUOTE(camron @ Mar 9 2006, 08:52 PM) when u apply loan for the diploma they might be need your spm result.. oh ya.. correct..emm i think when u wan to apply for degree i think they only view your diploma cert and make sure that your cert has LAN approval.... u have to check 1st lo... www.lan.gov.my but then u still need fulfill the 5 credit on spm.. coz i got few coursemate that cant fulfil that and they got rejected even they are distinction student on diploma~ |
|
|
Mar 9 2006, 09:21 PM
|
|
All Stars
52,874 posts Joined: Jan 2003
|
QUOTE(kb2005 @ Mar 9 2006, 08:45 PM) Did you try JPA ? Hard to get that as they're eyeing for bright student and that's what differentiate between a scholarship and a educational loan. Scholarship has a stricter requirement in term of academic results and other leadership qualification.This post has been edited by David83: Mar 9 2006, 09:22 PM |
|
|
|
|
|
Mar 9 2006, 09:30 PM
|
|
Senior Member
1,346 posts Joined: Sep 2005 From: anywhere u like
|
QUOTE(`TauFun @ Mar 9 2006, 08:59 PM) oh ya.. correct.. ask them dun submit the spm results when they apply the PTPTN and see..but then u still need fulfill the 5 credit on spm.. coz i got few coursemate that cant fulfil that and they got rejected even they are distinction student on diploma~ ask their college write letter to PTPTN..will help them lot.. |
|
|
Mar 10 2006, 03:14 AM
|
|
Senior Member
1,966 posts Joined: Jan 2003 From: No longer hanging by a NUS
|
QUOTE(`TauFun @ Mar 9 2006, 08:47 PM) as far as what i know.. PTPTN only loan to student with SPM... Wrong. I got my loan for a degree program in a private uni using my STPM results, which weren't that spectacular anyway.and they only review ur spm result~ Since your results barely qualify for PTPTN JPA/scholarships will not even bother with your application. Only options are bank (high interest w/ collateral) or borrow from rich relative. This post has been edited by cks2k2: Mar 10 2006, 03:18 AM |
|
|
Mar 10 2006, 11:22 AM
|
|
Junior Member
28 posts Joined: Mar 2005
|
QUOTE(cks2k2 @ Mar 10 2006, 03:14 AM) Wrong. I got my loan for a degree program in a private uni using my STPM results, which weren't that spectacular anyway. lolz.. not me...Since your results barely qualify for PTPTN JPA/scholarships will not even bother with your application. Only options are bank (high interest w/ collateral) or borrow from rich relative. where's the thread starter? everyone is helping him but he MIA... |
|
|
Mar 10 2006, 11:37 AM
|
Senior Member
807 posts Joined: Dec 2005 From: drain
|
if we get scholarship for our course, we cant apply for ptptn loan anymore?
 |
|
|
Mar 10 2006, 11:44 AM
|
|
Junior Member
164 posts Joined: Oct 2005
|
i am here, reading all the guides from you guys..kinda sad thinking back why didnt i study hard during spm....now i am stuck....i ask from bank already, they say only personal loan available, which i must need a guarantor cause i am not working...gonna call ptptn office later to make sure
 |
|
|
Mar 10 2006, 12:04 PM
|
Validating
663 posts Joined: Feb 2006
|
QUOTE(iamnew @ Mar 9 2006, 04:00 PM) I am trying to apply for my PTPTN.. i applied once and it got rejected, then i ask my college counselor and she said that i have not enough credits for my spm which is only 3 ..and the minimum credit to apply for a PTPTN is 5 credits.... so my question is , do any of you guys know whether it is 3 credits or 5 credits to apply? i am doing my degree now...and any more loan which i am entitlted? thank you for your help ur college provide the PTPTN form to u to fill in or not?..........I think they shouldnt reject u..........i think u should go to the bahagian PTPTN in KL i think.... |
|
|
Mar 10 2006, 12:50 PM
|
Validating
500 posts Joined: Nov 2005 
|
err i also 4get le....but i am under ptptn de....But u can look thru web site de ma
|
|
|
Mar 10 2006, 01:15 PM
|
Senior Member
1,211 posts Joined: Jan 2003 From: KL for now
|
how old are you? is retaking SPM an option? going into higher education one year later than your peers is not that bad and a lot of people do it. achieving 5 credits in spm these days is really easy, so dont despair. wish you the ebst of luck.
|
|
|
Mar 10 2006, 05:29 PM
|
|
Junior Member
164 posts Joined: Oct 2005
|
QUOTE(WillHung @ Mar 10 2006, 01:15 PM) how old are you? is retaking SPM an option? going into higher education one year later than your peers is not that bad and a lot of people do it. achieving 5 credits in spm these days is really easy, so dont despair. wish you the ebst of luck. i am 20 this year....so old already  |
|
|
Mar 10 2006, 05:48 PM
|
Senior Member
1,290 posts Joined: Jan 2003 From: PD
|
Tumpang Thread... Wanna ask, is PTPTN bank in the money AFTER college sent the result (Every semester), OR give the loan every half year ?? how huh?? thanks  |
|
|
Mar 10 2006, 06:03 PM
|
|
VIP
2,450 posts Joined: Sep 2005
|
QUOTE(clsia1001 @ Mar 10 2006, 05:48 PM) Tumpang Thread... Usually they send money after college sent our result to them. Wanna ask, is PTPTN bank in the money AFTER college sent the result (Every semester), OR give the loan every half year ?? how huh?? thanks Thwy wanna review our result also |
|
|
Mar 10 2006, 06:07 PM
|
|
Senior Member
1,290 posts Joined: Jan 2003 From: PD
|
QUOTE(stevanistelrooy @ Mar 10 2006, 06:03 PM) Usually they send money after college sent our result to them. then how bout "short sem", which I oly take 2 subjects?? Thwy wanna review our result also izzit count oso? thanks |
|
|
Mar 10 2006, 06:18 PM
|
|
VIP
2,450 posts Joined: Sep 2005
|
QUOTE(clsia1001 @ Mar 10 2006, 06:07 PM) then how bout "short sem", which I oly take 2 subjects?? PTPTN will disbursed the money 2 times a year.izzit count oso? thanks Usually for college/private Uni which have 3 sem, 2 long and 1 short,they will diisbursed it this way. First time in first semester, while second(assume it is as short sem) and third would come as one. If you're facing problem to pay for the short sem fees, try to negotiate with the respectitive administration people. This post has been edited by stevanistelrooy: Mar 10 2006, 06:19 PM |
|
|
Mar 13 2006, 01:01 AM
|
Senior Member
1,534 posts Joined: Jan 2003 From: 10110011001110 Status: Missing 
|
QUOTE Soalan : minimun is 3 credits la Apakah syarat-syarat pinjaman pendidikan Perbadanan Tabung Pendidikan Tinggi Nasional? Jawapan : PTPTN memberi pinjaman pendidikan kepada pelajar yang memenuhi syarat-syarat berikut: Warganegara Malaysia. Memiliki sekurang-kurangnya Sijil Pelajaran Malaysia atau yang setaraf dengannya yang diiktiraf oleh Kerajaan dengan sekurang-kurangnya tiga kredit. http://www.ptptn.gov.my/ |
|
|
Mar 13 2006, 10:07 AM
|
|
Senior Member
1,290 posts Joined: Jan 2003 From: PD
|
QUOTE(stevanistelrooy @ Mar 10 2006, 06:18 PM) PTPTN will disbursed the money 2 times a year. o..icicUsually for college/private Uni which have 3 sem, 2 long and 1 short,they will diisbursed it this way. First time in first semester, while second(assume it is as short sem) and third would come as one. If you're facing problem to pay for the short sem fees, try to negotiate with the respectitive administration people. now i know.. thanks for your info...  |
|
|
Mar 13 2006, 05:25 PM
|
Senior Member
1,079 posts Joined: Sep 2005 From: Planet Earth
|
PTPTN... keluar money like snails crossing the roads, either it can cross within a day or die becoz of car bang ! Which means ptptn keluar money very slow, sometime keluar until half den cancel ya application saying crap ! even though is approve u need to wait until > 6 months to get de money in private college!
|
|
|
Mar 13 2006, 07:52 PM
|
|
All Stars
52,874 posts Joined: Jan 2003
|
QUOTE(ukiya @ Mar 13 2006, 05:25 PM) PTPTN... keluar money like snails crossing the roads, either it can cross within a day or die becoz of car bang ! Which means ptptn keluar money very slow, sometime keluar until half den cancel ya application saying crap ! even though is approve u need to wait until > 6 months to get de money in private college! What do you expect from bureaucracy? But I don't feel so with my university academic calendar.This post has been edited by David83: Mar 13 2006, 07:54 PM |
|
|
Mar 14 2006, 10:36 AM
|
|
Senior Member
807 posts Joined: Dec 2005 From: drain
|
is 100% will i get the loan after i apply for it?
|
|
|
Mar 14 2006, 11:19 AM
|
|
All Stars
52,874 posts Joined: Jan 2003
|
QUOTE(erxier @ Mar 14 2006, 10:36 AM) is 100% will i get the loan after i apply for it? There's no 100% guarantee and it's very subjective. First you must at lease meet their minimum requirement. But the chance is quite high. |
|
|
Mar 14 2006, 11:23 AM
|
|
Senior Member
807 posts Joined: Dec 2005 From: drain
|
QUOTE(David83 @ Mar 14 2006, 11:19 AM) There's no 100% guarantee and it's very subjective. First you must at lease meet their minimum requirement. But the chance is quite high. ya i met them.. then i shuold be 100%?scare tat after apply for the course i have no money tp pay for it.. |
|
|
Mar 14 2006, 11:27 AM
|
|
All Stars
52,874 posts Joined: Jan 2003
|
QUOTE(erxier @ Mar 14 2006, 11:23 AM) ya i met them.. then i shuold be 100%? Cannot promise also but I thought you must be in the college in order for to apply for the loan. You must have the college's offer letter IIRC.scare tat after apply for the course i have no money tp pay for it.. |
|
|
Mar 14 2006, 12:45 PM
|
Senior Member
1,286 posts Joined: Sep 2004 From: Damansara Heights
|
Soalan :
Adakah PTPTN akan membiayai pelajar yang akan menuntut di universit luar negara? Jawapan : Tidak,adalah menjadi dasar PTPTN sehingga kini untuk hanya menawarkan pinjaman PTPTN bagi peringkat pengajian di IPT tempatan sahaja. so if i want to graduate my studies to overseas for my 3rd year...ptptn will only cover to 1 and 2nd year only? |
|
|
Mar 14 2006, 01:16 PM
|
|
All Stars
52,874 posts Joined: Jan 2003
|
QUOTE(ntlc87 @ Mar 14 2006, 12:45 PM) Soalan : If i'm not mistaken, PTPTN is not offering loan for twinning programme (program berkembar) right? Correct me if I'm wrong. All degrees must be completed locally ...Adakah PTPTN akan membiayai pelajar yang akan menuntut di universit luar negara? Jawapan : Tidak,adalah menjadi dasar PTPTN sehingga kini untuk hanya menawarkan pinjaman PTPTN bagi peringkat pengajian di IPT tempatan sahaja. so if i want to graduate my studies to overseas for my 3rd year...ptptn will only cover to 1 and 2nd year only? This post has been edited by David83: Mar 14 2006, 01:17 PM |
|
|
Mar 14 2006, 07:39 PM
|
Senior Member
1,615 posts Joined: May 2005
|
if i go for diploma in inti . can i apply ptptn loan ?
and how ar ?? how much interest?? or watsoever . lol !! |
|
|
Mar 14 2006, 07:45 PM
|
|
VIP
2,450 posts Joined: Sep 2005
|
QUOTE(ntlc87 @ Mar 14 2006, 12:45 PM) Soalan : I don't think so coz PTPTN is meant for those who wish to studies in Malaysia only.Adakah PTPTN akan membiayai pelajar yang akan menuntut di universit luar negara? Jawapan : Tidak,adalah menjadi dasar PTPTN sehingga kini untuk hanya menawarkan pinjaman PTPTN bagi peringkat pengajian di IPT tempatan sahaja. so if i want to graduate my studies to overseas for my 3rd year...ptptn will only cover to 1 and 2nd year only? You can try your lucks with JPA perhaps? Or try for a scholarship. QUOTE(avengers88 @ Mar 14 2006, 07:39 PM) if i go for diploma in inti . can i apply ptptn loan ? Yes, you can.and how ar ?? how much interest?? or watsoever . lol !! Diploma is rm5k/year means if there is extra fees, you need to fund it yourself. Interest is 3% . You can apply it when you are registered with INTI as a student. You need to have letter of acceptance to study and whatsoever related documents related to it, which include SPM, parents pay slips etc, all certified. |
|
|
Mar 14 2006, 07:48 PM
|
|
Senior Member
1,615 posts Joined: May 2005
|
that means one year 150 ar ???? for interest. .
|
|
|
Mar 14 2006, 07:49 PM
|
|
All Stars
52,874 posts Joined: Jan 2003
|
QUOTE(avengers88 @ Mar 14 2006, 07:48 PM) that means one year 150 ar ???? for interest. . It's not as simple as that. They have a formula for that.This post has been edited by David83: Mar 14 2006, 10:43 PM |
|
|
Mar 14 2006, 09:06 PM
|
|
Senior Member
1,286 posts Joined: Sep 2004 From: Damansara Heights
|
plan to apply for jpa scholorship for twinning program (program berkembar) but if rejected...what are other alternatives?
|
|
|
Mar 14 2006, 10:32 PM
|
|
Senior Member
1,857 posts Joined: Dec 2005
|
Any1 wanna risk photoshoping a few grades? given u get the connection wif the ppl in the uni/col u studying. will ptptn recheck with kpm?
|
|
|
Mar 14 2006, 10:39 PM
|
|
VIP
2,450 posts Joined: Sep 2005
|
QUOTE(ntlc87 @ Mar 14 2006, 09:06 PM) plan to apply for jpa scholorship for twinning program (program berkembar) but if rejected...what are other alternatives? You can perhaps try other scholarship which available advertise widely.Maybe a scholarship from Uni of you're going to do too, provided you are one of the one that always perform to the standard. QUOTE(radioactive @ Mar 14 2006, 10:32 PM) Any1 wanna risk photoshoping a few grades? given u get the connection wif the ppl in the uni/col u studying. will ptptn recheck with kpm? It is not advisable to do. If you get caught, either you will bear to payback the whole loan to them, or you will face some stern actions (this including law suits for cheating etc)Furthermore, you need to bring an original and your photoshoped(if you insist to do) for the cert to be certified. Ain't that obvious? And do you think they(the college people) will stand at your side if they get caught?  They rather lost a customer rather than have to face much more actions which will cost them much loss than profits. |
|
|
Mar 14 2006, 11:12 PM
|
|
Senior Member
807 posts Joined: Dec 2005 From: drain
|
if i get some % of tuition fees waiver aka scholarship from college, can i still be able to apply for the loan?
cz the waiver is not enough for my living cost just can cover tuition fees~ |
|
|
Mar 14 2006, 11:25 PM
|
|
Senior Member
1,857 posts Joined: Dec 2005
|
QUOTE(stevanistelrooy @ Mar 14 2006, 10:39 PM) You can perhaps try other scholarship which available advertise widely. The funny thing is..the counsellor i met at ucsi jus certify it on the spot....w/o even requesting my ori...KTAR is different of cuz. Im not plannin to do so since i have met the requirements but ppl hu are desperated(esp rejected 1st time) might do it. My pengetua might cert it w/o my ori oso. The 1st results slip is made of some sort of easy to get paper too and prints are crap...too much flaws to exploit unless they check wif kpm. Just check it wif blacklight aka UV and no money-like reactives. Theres always a chance tht some1 might exploit it rite given if he present oni the slip.Maybe a scholarship from Uni of you're going to do too, provided you are one of the one that always perform to the standard. It is not advisable to do. If you get caught, either you will bear to payback the whole loan to them, or you will face some stern actions (this including law suits for cheating etc) Furthermore, you need to bring an original and your photoshoped(if you insist to do) for the cert to be certified. Ain't that obvious? And do you think they(the college people) will stand at your side if they get caught? They rather lost a customer rather than have to face much more actions which will cost them much loss than profits.Btw...my pmr cert have some pretty stars...very beautiful reactives..like a night sky full of stars. This post has been edited by radioactive: Mar 14 2006, 11:29 PM |
|
|
Mar 14 2006, 11:40 PM
|
|
VIP
2,450 posts Joined: Sep 2005
|
QUOTE(erxier @ Mar 14 2006, 11:12 PM) if i get some % of tuition fees waiver aka scholarship from college, can i still be able to apply for the loan? Firstly, you have scholarship from your college?cz the waiver is not enough for my living cost just can cover tuition fees~ Wait, wait..I'm little confused here.Mind explain more? If yes(you have scholarship eg: Telekom,Petronas,etc), then you are not entitled to PTPTN. PTPTN is for those people who are without any scholarship. QUOTE(radioactive @ Mar 14 2006, 11:25 PM) The funny thing is..the counsellor i met at ucsi jus certify it on the spot....w/o even requesting my ori...KTAR is different of cuz. Im not plannin to do so since i have met the requirements but ppl hu are desperated(esp rejected 1st time) might do it. My pengetua might cert it w/o my ori oso. The 1st results slip is made of some sort of easy to get paper too and prints are crap...too much flaws to exploit unless they check wif kpm. Just check it wif blacklight aka UV and no money-like reactives. Theres always a chance tht some1 might exploit it rite given if he present oni the slip. I don't know about it then. Maybe they have given a little freedom to college/Uni for certification purpose? IF not mistaken, only college / Uni result are only applicable. Not so sure about SPM. Someone enlighten me please.Btw...my pmr cert have some pretty stars...very beautiful reactives..like a night sky full of stars. |
|
|
Mar 14 2006, 11:48 PM
|
|
All Stars
52,874 posts Joined: Jan 2003
|
QUOTE(stevanistelrooy @ Mar 14 2006, 11:40 PM) Firstly, you have scholarship from your college? That's not really the case. I got a senior and a friend who is a PTPTN holder and at the same time, they're (or were) Intel scholars. Any explaination for this?Wait, wait..I'm little confused here.Mind explain more? If yes(you have scholarship eg: Telekom,Petronas,etc), then you are not entitled to PTPTN. PTPTN is for those people who are without any scholarship. I don't know about it then. Maybe they have given a little freedom to college/Uni for certification purpose? IF not mistaken, only college / Uni result are only applicable. Not so sure about SPM. Someone enlighten me please. This post has been edited by David83: Mar 14 2006, 11:48 PM |
|
|
Mar 14 2006, 11:55 PM
|
|
VIP
2,450 posts Joined: Sep 2005
|
QUOTE(David83 @ Mar 14 2006, 11:48 PM) That's not really the case. I got a senior and a friend who is a PTPTN holder and at the same time, they're (or were) Intel scholars. Any explaination for this? David, I've encountered few of my seniors cases too.This is what I've get from the PTPTN website. And I do remember something bout it when I applied that time. QUOTE Pemohon tidak mendapat sebarang pembiayaan kewangan dari mana-mana badan Kerajaan atau institusi swasta yang lain. Sekiranya pemohon ada menerima sebarang pembiayaan lain, amaunnya hendaklah kurang daripada jumlah pinjaman maksimum yang ditawarkan oleh PTPTN. Dengan ini pemohon bersetuju untuk menerima amaun yang merupakan perbezaan di antara amaun yang telah diterima dari lain-lain badan dengan had maksimum pinjaman PTPTN yang ditawarkan. Either way, they can apply PTPTN without declaring about the scholarship too.There might be probabilities too. This post has been edited by stevanistelrooy: Mar 14 2006, 11:57 PM |
|
|
Mar 15 2006, 12:03 AM
|
|
All Stars
52,874 posts Joined: Jan 2003
|
QUOTE(stevanistelrooy @ Mar 14 2006, 11:55 PM) David, I've encountered few of my seniors cases too. Well, then for sure your little paragraph explained is valid. The amount given by Intel is RM 5k (IIRC) which is much more lesser than the amount of PTPTN full loan. Both of them got full loan from PTPTN and of course, they are bright and smart students (first class holder and nearly four flatter).This is what I've get from the PTPTN website. And I do remember something bout it when I applied that time. Either way, they can apply PTPTN without declaring about the scholarship too. There might be probabilities too. This post has been edited by David83: Mar 15 2006, 12:05 AM |
|
|
Mar 15 2006, 12:04 AM
|
|
Senior Member
1,857 posts Joined: Dec 2005
|
QUOTE(David83 @ Mar 14 2006, 11:48 PM) That's not really the case. I got a senior and a friend who is a PTPTN holder and at the same time, they're (or were) Intel scholars. Any explaination for this? PTPTN holders receive lesser amount of loan in accordance wit the scholar amount.IMO, wat ptptn is trying to say is holders can't apply for other financial aid such as loans from banks,companies.etc |
|
|
Mar 15 2006, 03:44 AM
|
Senior Member
2,261 posts Joined: Jun 2005 From: -H3AV3N-
|
QUOTE(thefryingfox @ Mar 9 2006, 06:48 PM) who ask u not to study hard hard this one i really have to agree.its barely unfair to those who deserves it and had higher grades or good results.now when people study hard, u want to take those who deserve it and had higher grades? cmon theres banks for the rich n famous |
|
|
Mar 15 2006, 10:20 AM
|
|
Validating
663 posts Joined: Feb 2006
|
What couse u taking taking? PTPTN loan more on Science couse
p/s : i havent reseive my PTPTN letter to pay back yet...hahaaaa.....better keep quite.. |
|
|
Mar 15 2006, 10:35 AM
|
|
Senior Member
807 posts Joined: Dec 2005 From: drain
|
example: i apply for ptptn and at the same time i get tuition fees waiver from my college, is that impossible?
can i apply for bank loan if im a ptptn loan holder..  im little confused~ |
|
|
Mar 15 2006, 10:44 AM
|
|
Senior Member
1,079 posts Joined: Sep 2005 From: Planet Earth
|
QUOTE(erxier @ Mar 15 2006, 10:35 AM) example: i apply for ptptn and at the same time i get tuition fees waiver from my college, is that impossible? erm... my frens did tat ... so gt xtra money buy stufff.... can i apply for bank loan if im a ptptn loan holder.. im little confused~ but of coz dun let them know la ... |
|
|
Mar 15 2006, 12:24 PM
|
|
Senior Member
807 posts Joined: Dec 2005 From: drain
|
QUOTE(ukiya @ Mar 15 2006, 10:44 AM) erm... my frens did tat ... so gt xtra money buy stufff.... but how if we apply thru college? but of coz dun let them know la ...  college will noe tat.. |
|
|
Mar 15 2006, 04:10 PM
|
|
Senior Member
1,286 posts Joined: Sep 2004 From: Damansara Heights
|
and also some universities do take account for ptptn scholorship...if u take from a well reknown uni...the chances of getting higher fund from ptptn for a semester...
iz it true?? |
|
|
Mar 15 2006, 04:40 PM
|
|
VIP
2,450 posts Joined: Sep 2005
|
QUOTE(Robert @ Mar 15 2006, 10:20 AM) What couse u taking taking? PTPTN loan more on Science couse Oh really? Then how bout those Management student which are more than Science student? p/s : i havent reseive my PTPTN letter to pay back yet...hahaaaa.....better keep quite.. PTPTN just have give an extra rm500 for Science degree/year. That's all. Nothing much to compared to whom they give loan more QUOTE(ntlc87 @ Mar 15 2006, 04:10 PM) and also some universities do take account for ptptn scholorship...if u take from a well reknown uni...the chances of getting higher fund from ptptn for a semester... WEll, it depends on your parents salary range.iz it true?? If you're in private, the max you can get is RM16K + RM500 ,yearly. If the amount you get is not enough to cover your fees, you can directly and apply for increment if tuition fees, with all your reason. They will see it case by case basis. |
|
|
Mar 15 2006, 05:39 PM
|
|
Senior Member
1,286 posts Joined: Sep 2004 From: Damansara Heights
|
normally it will take how long for the aplication to approved??
|
|
|
Mar 15 2006, 05:43 PM
|
|
VIP
2,450 posts Joined: Sep 2005
|
QUOTE(ntlc87 @ Mar 15 2006, 05:39 PM) normally it will take how long for the aplication to approved?? depends.It can be very short as 2 weeks until few months.. Usually, College/Uni will held 1 day with PTPTN, where all the form are all submitted during that session. You will need to collect letter of agreement later on after you have successfully applied for it. And return 1 of the copy to them, 1 for you to keep as reference. |
|
|
Mar 15 2006, 05:59 PM
|
|
Senior Member
4,637 posts Joined: Jan 2003 From: Where i come from?
|
Luckily i dy get letter from PTPTN which approved my convertion from loan to scholarship
 |
|
|
Mar 15 2006, 06:36 PM
|
|
Validating
663 posts Joined: Feb 2006
|
I have to pay for my PTPTN n potong my gaji...
|
|
|
Mar 15 2006, 07:59 PM
|
Junior Member
235 posts Joined: Sep 2005
|
erm..a question here
i plan to go MMU for further study , and i going to apply ptptn my doubt is : when ptptn approve my application ? is it after i go in mmu or b4 go in mmu ? cos if i in mmu oredi , and ptptn reject my application , then i will face many problem , financial problem |
|
|
Mar 15 2006, 08:06 PM
|
|
All Stars
52,874 posts Joined: Jan 2003
|
QUOTE(player10 @ Mar 15 2006, 07:59 PM) erm..a question here You must be in a local college/university in order you can apply for PTPTN because you need to attach the offer letter.i plan to go MMU for further study , and i going to apply ptptn my doubt is : when ptptn approve my application ? is it after i go in mmu or b4 go in mmu ? cos if i in mmu oredi , and ptptn reject my application , then i will face many problem , financial problem |
|
|
Mar 15 2006, 09:21 PM
|
|
VIP
4,206 posts Joined: Jan 2003 From: Subang USJ
|
QUOTE(player10 @ Mar 15 2006, 07:59 PM) erm..a question here Yea, you need to be in MMU first.i plan to go MMU for further study , and i going to apply ptptn my doubt is : when ptptn approve my application ? is it after i go in mmu or b4 go in mmu ? cos if i in mmu oredi , and ptptn reject my application , then i will face many problem , financial problem Also, MMU will tell you that you must have enough funds to put you thru at least 2 sem without PTPTN because they wont remit the money to you straight away |
|
|
Mar 15 2006, 09:33 PM
|
|
Senior Member
807 posts Joined: Dec 2005 From: drain
|
QUOTE(tcs @ Mar 15 2006, 05:59 PM) Luckily i dy get letter from PTPTN which approved my convertion from loan to scholarship but we cant do it right now ya..duno starting from wat year... |
|
|
Mar 15 2006, 09:45 PM
|
|
All Stars
52,874 posts Joined: Jan 2003
|
QUOTE(darkages @ Mar 15 2006, 09:21 PM) Yea, you need to be in MMU first. Can you elobrate more? I can't get you.Also, MMU will tell you that you must have enough funds to put you thru at least 2 sem without PTPTN because they wont remit the money to you straight away QUOTE(erxier @ Mar 15 2006, 09:33 PM) but we cant do it right now ya..duno starting from wat year... Starting two years ago ... thank you to ... |
|
|
Mar 15 2006, 10:05 PM
|
|
VIP
4,206 posts Joined: Jan 2003 From: Subang USJ
|
QUOTE(David83 @ Mar 15 2006, 09:45 PM) Can you elobrate more? I can't get you. You'll need to cover your fees for the first few semester as PTPTN will not disburse the loan to you immediately. |
|
|
Mar 15 2006, 10:06 PM
|
|
All Stars
52,874 posts Joined: Jan 2003
|
QUOTE(darkages @ Mar 15 2006, 10:05 PM) You'll need to cover your fees for the first few semester as PTPTN will not disburse the loan to you immediately. I thought you can choose not to pay it till PTPTN disburses the money. Perhaps MMU is getting more money-minded now and policy is changed from last time. |
|
|
Mar 15 2006, 10:22 PM
|
|
VIP
4,206 posts Joined: Jan 2003 From: Subang USJ
|
QUOTE(David83 @ Mar 15 2006, 10:06 PM) I thought you can choose not to pay it till PTPTN disburses the money. Perhaps MMU is getting more money-minded now and policy is changed from last time. I'm not so sure about MMU.But from what i know, the balance not covered by PTPTN must be paid, ie suppose PTPTN covers 70% of your fees per sem, the remaining 30% must be paid upon due. |
|
|
Mar 15 2006, 10:45 PM
|
|
All Stars
52,874 posts Joined: Jan 2003
|
QUOTE(darkages @ Mar 15 2006, 10:22 PM) I'm not so sure about MMU. Those only happen if you got partial loan from PTPTN.But from what i know, the balance not covered by PTPTN must be paid, ie suppose PTPTN covers 70% of your fees per sem, the remaining 30% must be paid upon due. |
|
|
Mar 16 2006, 11:07 AM
|
|
Senior Member
807 posts Joined: Dec 2005 From: drain
|
may i know the highest we can get from ptptn is 16k or 20k?
QUOTE Kos pentadbiran 4% setahun dikenakan ke atas baki berkurangan mulai tarikh bayaran balik pinjaman tersebut sehingga 31 Disember 2003. Walaubagaimanapun, mulai 1 Januari 2004, kod pentadbiran yang dikenakan pada baki pinjaman pelajar adalah sebanyak 3% atas baki bulanan berkurangan oh so now is 3% not 4%? This post has been edited by erxier: Mar 16 2006, 11:10 AM |
|
|
Mar 16 2006, 11:12 AM
|
|
All Stars
52,874 posts Joined: Jan 2003
|
QUOTE(erxier @ Mar 16 2006, 11:07 AM) may i know the highest we can get from ptptn is 16k or 20k? RM 16.5k for IPTS.oh so now is 3% not 4%? 3% for now. |
|
|
Mar 16 2006, 05:09 PM
|
|
Junior Member
235 posts Joined: Sep 2005
|
QUOTE(darkages @ Mar 15 2006, 09:21 PM) Yea, you need to be in MMU first. tat is my doubt Also, MMU will tell you that you must have enough funds to put you thru at least 2 sem without PTPTN because they wont remit the money to you straight away and where can we check the UTAR fees ? |
|
|
Mar 16 2006, 08:03 PM
|
|
VIP
4,206 posts Joined: Jan 2003 From: Subang USJ
|
QUOTE(player10 @ Mar 16 2006, 05:09 PM) tat is my doubt UTAR itself, go to the campus itself.and where can we check the UTAR fees ? You'll hardly find fees stated on websites. |
|
|
Mar 16 2006, 08:56 PM
|
|
Senior Member
1,286 posts Joined: Sep 2004 From: Damansara Heights
|
i still dont quite understand about the payment of ptptn loan...
only can start paying when you get a job iz it? or must pay monthly after you get the ptptn loan... |
|
|
Mar 16 2006, 08:59 PM
|
|
All Stars
17,875 posts Joined: Jan 2005
|
QUOTE(darkages @ Mar 15 2006, 10:05 PM) You'll need to cover your fees for the first few semester as PTPTN will not disburse the loan to you immediately. I heard some people are able to collect some money through pos office before the semester start! Is it true ? |
|
|
Mar 16 2006, 09:09 PM
|
Senior Member
2,499 posts Joined: Apr 2005 From: Tyneside
|
QUOTE(ntlc87 @ Mar 16 2006, 08:56 PM) i still dont quite understand about the payment of ptptn loan... Pay after finish study (according to loan agreement)...must pay (even though u don't manage to finish in time let's say 3yrs of study stated in ur agreement) but owez fail and have to extend 1more yr)..if not legal letter will come to ur house... only can start paying when you get a job iz it? or must pay monthly after you get the ptptn loan... |
|
|
Mar 16 2006, 09:17 PM
|
|
All Stars
52,874 posts Joined: Jan 2003
|
QUOTE(ntlc87 @ Mar 16 2006, 08:56 PM) i still dont quite understand about the payment of ptptn loan... You must start to pay back after 6 months of your graduation date unless you apply for delay. If you could repay within the first 6 months, no interest will be imposed. You may choose in monthly basis or in a large sum if you want to save some bank charges.only can start paying when you get a job iz it? or must pay monthly after you get the ptptn loan... QUOTE(kb2005 @ Mar 16 2006, 08:59 PM) I heard some people are able to collect some money through pos office before the semester start! Is it true ? Never heard such thing before. |
|
|
Mar 17 2006, 03:23 PM
|
|
Junior Member
18 posts Joined: Mar 2006
|
Is 16.5 k per annum???
|
|
|
Mar 17 2006, 04:16 PM
|
|
VIP
4,206 posts Joined: Jan 2003 From: Subang USJ
|
QUOTE(iluvlavender @ Mar 17 2006, 03:23 PM) Is 16.5 k per annum??? That's right |
|
|
Mar 17 2006, 09:56 PM
|
|
All Stars
52,874 posts Joined: Jan 2003
|
^That's the maximum amount given by PTPTN. They call it as FULL loan.
|
|
|
Mar 18 2006, 01:11 AM
|
Senior Member
2,048 posts Joined: Oct 2004
|
QUOTE(player10 @ Mar 15 2006, 07:59 PM) erm..a question here are you coming in using SPM result for foundation or straight away into degree? FYI, foundation only approved for 5k loan from PTPTN and the fees is somewhere around 10k to 11k. You need to get the offer letter and enroll in before you can apply for loan. i plan to go MMU for further study , and i going to apply ptptn my doubt is : when ptptn approve my application ? is it after i go in mmu or b4 go in mmu ? cos if i in mmu oredi , and ptptn reject my application , then i will face many problem , financial problem Anyway, if you're within the minimum border of what PTPTN asked for, 101% you will get the loan. Cuz from what i observe, even many rich ******* can get the loan without any problem. I have no ideas, but i always "feels" that MMU got some kind of special relationship wif PTPTN. QUOTE(darkages @ Mar 15 2006, 09:21 PM) Yea, you need to be in MMU first. Yo, who told you that? As long as you're a PTPTN holder, MMU will NOT bother getting money from you anymore. Cuz the tuition fees is channel directly from PTPTN to MMU without passing through students. Anything happens about the money is only between PTPTN and MMU, nothing to do wif us anymore. But there's exception for foundation student, since PTPTN only cover 5k for foundation, MMU will hunt you down after the 5k loan is not enough to cover the tuition fees.Also, MMU will tell you that you must have enough funds to put you thru at least 2 sem without PTPTN because they wont remit the money to you straight away |
|
|
Mar 18 2006, 01:43 AM
|
|
All Stars
52,874 posts Joined: Jan 2003
|
The total tuition fee for foundation is roughly RM 8k. This means that you need to fork the remaining RM 3k on your own.
Regarding the payment and relationship of PTPTN-MMU, there's one of time where students are given an option to sign an official document/agreement that allows MMU to take the disbursed money in advance and balance after the deduction of tuituon will be banked in back to students' bank account. I have chosen not to sign that document. I'm not so sure about the current disbursement method. This post has been edited by David83: Mar 18 2006, 01:45 AM |
|
|
Mar 18 2006, 03:13 AM
|
|
Senior Member
2,048 posts Joined: Oct 2004
|
QUOTE(David83 @ Mar 18 2006, 01:43 AM) The total tuition fee for foundation is roughly RM 8k. This means that you need to fork the remaining RM 3k on your own. my foundation tuition fees last year is around 10k if i'm not mistakenRegarding the payment and relationship of PTPTN-MMU, there's one of time where students are given an option to sign an official document/agreement that allows MMU to take the disbursed money in advance and balance after the deduction of tuituon will be banked in back to students' bank account. I have chosen not to sign that document. I'm not so sure about the current disbursement method. and yeah, i heard about the agreement too cuz someone sign up petition criticizing MMU on taking the money in advance but i personally prefer it to be done this way as we don't have to worry about PTPTN's disbursement since PTPTN is famous for late payment. btw, my current disbursement is directly from PTPTN to MMU, and i didn't sign up any agreement for that too. |
|
|
Mar 18 2006, 08:43 AM
|
|
VIP
2,450 posts Joined: Sep 2005
|
QUOTE(fx_53_xt @ Mar 18 2006, 03:13 AM) my foundation tuition fees last year is around 10k if i'm not mistaken PTPTN have to done it this way, because some student which is irresponsible, used up the money when they distributed the money for them to pay for tuition fees, is used to upgrade their lifestyle stuff. and yeah, i heard about the agreement too cuz someone sign up petition criticizing MMU on taking the money in advance but i personally prefer it to be done this way as we don't have to worry about PTPTN's disbursement since PTPTN is famous for late payment. btw, my current disbursement is directly from PTPTN to MMU, and i didn't sign up any agreement for that too. My batch was the one which PTPTN entered directly to us before entering to MMU manually. Although it takes time for us to queue, at least we know how much money is supplied to us. The worries when PTPTN->Admin->Student is sometimes there maybe some fraud, leading to unnoticed extra money that admin took. If you took the PTPTN->Admin->Student route, make sure you followed up all the transaction involved. If PTPTN enter the money really late, we have the option to do staggered payment, whereby we need to pay the fees during next sem(if the money arrive). At least, it gives us an ample time. I don't know about some other institution then. That is why you can see a lot people always queueing up especially sem2 whereby most of us, have to go through the alternate option of filling through the form. |
|
|
Mar 18 2006, 09:45 AM
|
|
VIP
4,206 posts Joined: Jan 2003 From: Subang USJ
|
QUOTE(fx_53_xt @ Mar 18 2006, 01:11 AM) Yo, who told you that? As long as you're a PTPTN holder, MMU will NOT bother getting money from you anymore. Cuz the tuition fees is channel directly from PTPTN to MMU without passing through students. Anything happens about the money is only between PTPTN and MMU, nothing to do wif us anymore. But there's exception for foundation student, since PTPTN only cover 5k for foundation, MMU will hunt you down after the 5k loan is not enough to cover the tuition fees. I didnt know that PTPTN can channel the loan to MMU straight away.AFAIK for Monash, PTPTN does not do that. |
|
|
Mar 18 2006, 10:20 AM
|
|
All Stars
52,874 posts Joined: Jan 2003
|
QUOTE(darkages @ Mar 18 2006, 09:45 AM) I didnt know that PTPTN can channel the loan to MMU straight away. During my batch, it was channelled straight to MMU account.AFAIK for Monash, PTPTN does not do that. Then came the foolish agreement that requires students' consent. Now what? |
|
|
Mar 18 2006, 11:01 AM
|
|
VIP
4,206 posts Joined: Jan 2003 From: Subang USJ
|
QUOTE(David83 @ Mar 18 2006, 10:20 AM) During my batch, it was channelled straight to MMU account. Notice that PTPTN deals with the loan differently for different university.Then came the foolish agreement that requires students' consent. Now what? For my case, the loan is remitted to my account. Whether or not I use the money to pay for my fees is beyond PTPTN's knowledge.  |
|
|
Mar 18 2006, 12:23 PM
|
|
Senior Member
807 posts Joined: Dec 2005 From: drain
|
soory....
 ptptn give the loan for foundation oso?? |
|
|
Mar 18 2006, 02:07 PM
|
|
Senior Member
2,048 posts Joined: Oct 2004
|
QUOTE(stevanistelrooy @ Mar 18 2006, 08:43 AM) PTPTN have to done it this way, because some student which is irresponsible, used up the money when they distributed the money for them to pay for tuition fees, is used to upgrade their lifestyle stuff. everything is stated clearly in SFIK, i don't see any "fraud" might happens here.My batch was the one which PTPTN entered directly to us before entering to MMU manually. Although it takes time for us to queue, at least we know how much money is supplied to us. The worries when PTPTN->Admin->Student is sometimes there maybe some fraud, leading to unnoticed extra money that admin took. If you took the PTPTN->Admin->Student route, make sure you followed up all the transaction involved. If PTPTN enter the money really late, we have the option to do staggered payment, whereby we need to pay the fees during next sem(if the money arrive). At least, it gives us an ample time. I don't know about some other institution then. That is why you can see a lot people always queueing up especially sem2 whereby most of us, have to go through the alternate option of filling through the form. QUOTE(darkages @ Mar 18 2006, 09:45 AM) I didnt know that PTPTN can channel the loan to MMU straight away. that's why i say MMU have "special relationship" with PTPTN AFAIK for Monash, PTPTN does not do that. QUOTE(David83 @ Mar 18 2006, 10:20 AM) During my batch, it was channelled straight to MMU account. Actually, all along the money goes directly to MMU. until 3 - 4 years back that somebody made up this issue (SRC if not mistaken) saying that there's fraud if money is channeled to MMU directly. Then only they switch to PTPTN>Student>MMU. But then came the common problem of PTPTN - late payment. And since MMU no longer deal directly to PTPTN, they start to bar student whenever there's no payment. For rich kids who's daddy is paying actually, no problem for them since their daddy can pay and they get back the money later when the late money from PTPTN come. But for poor ones, it's a big trouble. So in order to make things right, MMU came up with the agreement. Then came the foolish agreement that requires students' consent. Now what? QUOTE(erxier @ Mar 18 2006, 12:23 PM) soory.... read post #82 ptptn give the loan for foundation oso?? This post has been edited by fx_53_xt: Mar 18 2006, 02:08 PM |
|
|
Mar 18 2006, 07:21 PM
|
|
Junior Member
235 posts Joined: Sep 2005
|
thx for many infos here , clear my doubt , but still got some doubt here . when can we know whether ptptn approve or not ? my diploma friend in MMU say take 2-3weeks
|
|
|
Mar 18 2006, 08:36 PM
|
Senior Member
896 posts Joined: Jan 2003 From: Ampang
|
hmmm i heard they say that the offer to convert the loan to scholarship now is no more. am i correct?
thanks |
|
|
Mar 18 2006, 09:53 PM
|
|
VIP
2,450 posts Joined: Sep 2005
|
QUOTE(player10 @ Mar 18 2006, 07:21 PM) thx for many infos here , clear my doubt , but still got some doubt here . when can we know whether ptptn approve or not ? my diploma friend in MMU say take 2-3weeks This thing is very subjective.It depends on how fast the working process to be done. QUOTE(cooldownguy86 @ Mar 18 2006, 08:36 PM) hmmm i heard they say that the offer to convert the loan to scholarship now is no more. am i correct? Yeap, no more.thanks You need to pay them back no matter if you scored first class degree. |
|
|
Mar 18 2006, 10:52 PM
|
|
Junior Member
235 posts Joined: Sep 2005
|
the IPTA form online '' server error '' .............
|
|
|
Mar 19 2006, 12:46 AM
|
|
Senior Member
2,048 posts Joined: Oct 2004
|
QUOTE(player10 @ Mar 18 2006, 07:21 PM) thx for many infos here , clear my doubt , but still got some doubt here . when can we know whether ptptn approve or not ? my diploma friend in MMU say take 2-3weeks yes, it's around 2 to 3 weeks and they'll come to your campus for a contract signing session. My friend got it but missed out the contract signing session because he never check the bulletin board and he was quite shocked that they are so efficient (you know...government agency...  )This post has been edited by fx_53_xt: Mar 19 2006, 04:08 AM |
|
|
Mar 19 2006, 01:00 AM
|
|
Junior Member
235 posts Joined: Sep 2005
|
QUOTE(fx_53_xt @ Mar 19 2006, 12:46 AM) yes, it's around 2 to 3 weeks and they'll come to your campus for a contract signing session. My friend got it but missed out the contract signing session because he never check the bulletin board and he was quite shocked that their performance is so good (you know...government agency... yaya , i heard got contract signing section ) |
|
|
Mar 21 2006, 09:39 PM
|
|
Senior Member
2,048 posts Joined: Oct 2004
|
today just submitted my application form for degree.
contract signing will be on 4th april (cyberjaya) |
|
|
Mar 21 2006, 11:53 PM
|
|
Senior Member
1,286 posts Joined: Sep 2004 From: Damansara Heights
|
QUOTE(fx_53_xt @ Mar 21 2006, 09:39 PM) today just submitted my application form for degree. good luck..keep us update...contract signing will be on 4th april (cyberjaya) |
|
|
Mar 26 2006, 11:16 AM
|
|
Junior Member
383 posts Joined: Jan 2006
|
i heard tat we can onli get PTPTN loan once rite? say if i get the loan to do my diploma now....then how about my degree next time?...fork out the money myself?
|
|
|
Mar 26 2006, 11:51 AM
|
|
Junior Member
277 posts Joined: Jul 2005
|
apiit UCTI foundation can apply for ptptn loan?? many ppl told me tat ptptn dun gv...
|
|
|
Mar 26 2006, 12:15 PM
|
|
VIP
2,450 posts Joined: Sep 2005
|
QUOTE(calvinloke @ Mar 26 2006, 11:16 AM) i heard tat we can onli get PTPTN loan once rite? say if i get the loan to do my diploma now....then how about my degree next time?...fork out the money myself? Nope, you can borrow more than once, provided the first loan is settled or you can extend it. Like my case, my foundation and degree. I applied twice. Haven't received any letter to called me to pay, where else, some of my friend had that letter, calling them to pay back the loan installment already. QUOTE(jimmy cch @ Mar 26 2006, 11:51 AM) apiit UCTI foundation can apply for ptptn loan?? many ppl told me tat ptptn dun gv... It seems that I am unable to find UCTI in PTPTN website for college/Universities that they have provided loan with. Maybe you could try to ask UCTI itself whether PTPTN have link with them with the loan because PTPTN does give foundation loans. Checked with the UCTI website, and found out that they have coloboration with PTPTN. I guess you can apply loan for your foundation years, but it is just limited to RM5k only. I suggest you to called up UCTI and ask them to confirm it. You can contact this number or send an email Telephone: 03-89961000 Email: courses@ucti.edu.my This post has been edited by stevanistelrooy: Mar 26 2006, 12:31 PM |
|
|
Mar 27 2006, 10:44 PM
|
|
Senior Member
1,286 posts Joined: Sep 2004 From: Damansara Heights
|
haih..i check the ptptn load already...i cant get full loan 16.5k...cause my parents earning more than 5k.. can only get 10k...
|
|
|
Mar 27 2006, 11:18 PM
|
|
VIP
2,450 posts Joined: Sep 2005
|
QUOTE(stevanistelrooy @ Mar 27 2006, 08:59 PM) basically, a combined parents salary up to rm2000/2500(can't really remember clearly) will allowed you to get the full loan, which is rm16k, from rm2000/2500 up to rm4000 rm13000, and above that amount is rm10k. I don't know if they have set the limit for above rm4000. But this is what I know. QUOTE(ntlc87 @ Mar 27 2006, 10:44 PM) haih..i check the ptptn load already...i cant get full loan 16.5k...cause my parents earning more than 5k.. can only get 10k... above was the criteria they give out the loan. |
|
|
Mar 28 2006, 09:20 PM
|
Senior Member
2,040 posts Joined: Oct 2004 From: UK
|
any1 knows wad exactly is the minimum salary for 10k loan ???
i think my family's basic salary is around 10k per month...with 5 liabilities... |
|
|
Mar 28 2006, 10:56 PM
|
|
VIP
2,450 posts Joined: Sep 2005
|
QUOTE(kwws @ Mar 28 2006, 09:20 PM) any1 knows wad exactly is the minimum salary for 10k loan ??? for salary above rm4k, you will just get rm10k loan. That is the maximum they give out.i think my family's basic salary is around 10k per month...with 5 liabilities... You can make an appeal for increment of loan , but it is due to circumstances with the reason you are giving them. |
|
|
Mar 29 2006, 12:33 AM
|
Senior Member
1,697 posts Joined: Jan 2003 From: KL 
|
Is it possible to give them fake income details?
|
|
|
Mar 29 2006, 02:04 AM
|
|
Senior Member
1,286 posts Joined: Sep 2004 From: Damansara Heights
|
QUOTE(stevanistelrooy @ Mar 28 2006, 10:56 PM) for salary above rm4k, you will just get rm10k loan. That is the maximum they give out. mostly its hard to apeal..thats what taylors counseller told me...You can make an appeal for increment of loan , but it is due to circumstances with the reason you are giving them. QUOTE(Ash @ Mar 29 2006, 12:33 AM) Is it possible to give them fake income details? how to fake? impossible... |
|
|
Mar 29 2006, 06:17 PM
|
|
All Stars
52,874 posts Joined: Jan 2003
|
QUOTE(Ash @ Mar 29 2006, 12:33 AM) Is it possible to give them fake income details? Make a try on your own and if you did success. Share with us your approach. |
|
|
Mar 29 2006, 08:08 PM
|
Senior Member
603 posts Joined: Apr 2005 From: lulzland
|
QUOTE(stevanistelrooy @ Mar 28 2006, 10:56 PM) for salary above rm4k, you will just get rm10k loan. That is the maximum they give out. My dad's income is 3500. So do i still get fulll loan? I just get the "reply-card" today....You can make an appeal for increment of loan , but it is due to circumstances with the reason you are giving them. QUOTE(Ash @ Mar 29 2006, 12:33 AM) Is it possible to give them fake income details? It is possible but since there is a need to fill in income-tax number it would be harder. I've got several ways but i wouldnt post it here. The mods gonna kill me if i do. |
|
|
Mar 29 2006, 08:47 PM
|
|
VIP
2,450 posts Joined: Sep 2005
|
QUOTE(epsilon_chinwk86 @ Mar 29 2006, 08:08 PM) My dad's income is 3500. So do i still get fulll loan? I just get the "reply-card" today.... You would most probably get the 13k loan, depending on your condition. If you think that amount if not enough, write an appeal letter and your reason. Most of the time, people do get increment, provided you have valid reason.It is possible but since there is a need to fill in income-tax number it would be harder. I've got several ways but i wouldnt post it here. The mods gonna kill me if i do. |
|
|
Mar 29 2006, 08:54 PM
|
Senior Member
538 posts Joined: Jun 2005 From: Jln Kuching
|
u can cheat on the parents income
the ptptn guy himself told me to do so if want full loan |
|
|
Mar 29 2006, 09:21 PM
|
|
Senior Member
603 posts Joined: Apr 2005 From: lulzland
|
QUOTE(stevanistelrooy @ Mar 29 2006, 08:47 PM) You would most probably get the 13k loan, depending on your condition. If you think that amount if not enough, write an appeal letter and your reason. Most of the time, people do get increment, provided you have valid reason. 13K a year doesnt seem enough though. My fees are about 16k a year now and its gonna increase to 18k per year towards the end of my study. This is excluding other miscellaneous fees. I thought they give out loans according to the amount stated in the offer letter. |
|
|
Mar 29 2006, 09:26 PM
|
|
VIP
2,450 posts Joined: Sep 2005
|
QUOTE(ApeKG @ Mar 29 2006, 08:54 PM) u can cheat on the parents income I do agree that there are loopholes on current system which most of us can see. It is just depending on the people who applied it. If you dare to take the risk, go on but then if you're caught, that is another story for you to figure out. I don't want to elaborate more about this. the ptptn guy himself told me to do so if want full loan QUOTE(epsilon_chinwk86 @ Mar 29 2006, 09:21 PM) 13K a year doesnt seem enough though. My fees are about 16k a year now and its gonna increase to 18k per year towards the end of my study. This is excluding other miscellaneous fees. Huh? Which offer letter are you talking about? I thought they give out loans according to the amount stated in the offer letter.If you mean by the application form, they will details it from your accumulated parents salary. As I did mention in previous post before, if your parents income fall in one of the full loan scheme, they will approve it, and same for the others. Let me requote back to refresh you QUOTE basically, a combined parents salary up to rm2000/2500(can't really remember clearly) will allowed you to get the full loan, which is rm16k, from rm2000/2500 up to rm4000 rm13000, and above that amount is rm10k. I don't know if they have set the limit for above rm4000. But this is what I know. This post has been edited by stevanistelrooy: Mar 29 2006, 09:27 PM |
|
|
Mar 29 2006, 10:11 PM
|
|
Senior Member
603 posts Joined: Apr 2005 From: lulzland
|
QUOTE(stevanistelrooy @ Mar 29 2006, 09:26 PM) I do agree that there are loopholes on current system which most of us can see. It is just depending on the people who applied it. If you dare to take the risk, go on but then if you're caught, that is another story for you to figure out. I don't want to elaborate more about this. the offer letter from university which was given when u entered the u.Huh? Which offer letter are you talking about? If you mean by the application form, they will details it from your accumulated parents salary. As I did mention in previous post before, if your parents income fall in one of the full loan scheme, they will approve it, and same for the others. Let me requote back to refresh you |
|
|
Mar 29 2006, 10:19 PM
|
|
VIP
2,450 posts Joined: Sep 2005
|
QUOTE(epsilon_chinwk86 @ Mar 29 2006, 10:11 PM) the offer letter from university which was given when u entered the u. That was just a paper to proof that you did entered this/that courses from this/that Uni/college to allowed you to apply for PTPTN loan.It also depends on which level of the course you're taking. Pre-U, Diploma and Degree have different scheme. |
|
|
Mar 30 2006, 09:55 AM
|
|
Senior Member
2,040 posts Joined: Oct 2004 From: UK
|
QUOTE(stevanistelrooy @ Mar 29 2006, 10:19 PM) That was just a paper to proof that you did entered this/that courses from this/that Uni/college to allowed you to apply for PTPTN loan. Pre-u can apply??? something like foundation? It also depends on which level of the course you're taking. Pre-U, Diploma and Degree have different scheme.  |
|
|
Mar 30 2006, 10:23 AM
|
|
VIP
2,450 posts Joined: Sep 2005
|
QUOTE(kwws @ Mar 30 2006, 09:55 AM) Pre-u can apply??? something like foundation? Yeap.Foundation can apply for rm5k max. I'm not sure how they give it, but MMU does have cooperation with PTPTN regarding the foundation loan. I'm not so sure with other Uni/College |
|
|
Mar 30 2006, 06:35 PM
|
Senior Member
1,270 posts Joined: Aug 2005
|
try use ur diploma qualification to apply it
|
|
|
Mar 30 2006, 10:12 PM
|
|
Senior Member
2,040 posts Joined: Oct 2004 From: UK
|
hows the percentage of striking jackpot for ptptn loan?
i heard alot ppl failed to get them...especially the middle-income families... |
|
|
Mar 30 2006, 10:14 PM
|
|
All Stars
17,875 posts Joined: Jan 2005
|
QUOTE(kwws @ Mar 30 2006, 10:12 PM) hows the percentage of striking jackpot for ptptn loan? I think only poor family and those people staying in rural areas will be seriously considered by PTPTN.i heard alot ppl failed to get them...especially the middle-income families... This post has been edited by kb2005: Apr 3 2006, 09:30 PM |
|
|
Mar 30 2006, 10:23 PM
|
|
Senior Member
2,040 posts Joined: Oct 2004 From: UK
|
QUOTE(kb2005 @ Mar 30 2006, 10:14 PM) I think only poor family and those people staying in urban areas will be seriously considered by PTPTN. wad u mean by urban areas??haha thr are ppl of different income scales in urban areas as well any1 plz provide relevant details??? thx alot  |
|
|
Mar 30 2006, 11:44 PM
|
|
Senior Member
1,286 posts Joined: Sep 2004 From: Damansara Heights
|
QUOTE(kwws @ Mar 30 2006, 10:12 PM) hows the percentage of striking jackpot for ptptn loan? where got such thing la...the percentage of getting ptptn loan is so high...even is you come from middle-income family 4 - 8k per month..sure can get..i heard alot ppl failed to get them...especially the middle-income families... |
|
|
Mar 31 2006, 09:20 AM
|
|
Senior Member
2,040 posts Joined: Oct 2004 From: UK
|
yaha...hehe...i dunno ma
10k per month le? |
|
|
Mar 31 2006, 09:27 AM
|
|
All Stars
52,874 posts Joined: Jan 2003
|
The minimum salary requirement is very subjective thing. Barely to know what they use to measure and determine if you're qualified for it.
|
|
|
Apr 3 2006, 03:02 AM
|
Senior Member
1,865 posts Joined: Sep 2004 From: Sunway / UOB(M) Bhd
|
QUOTE(camron @ Mar 9 2006, 08:43 PM) degree students can apply for the PTPTN.. not necassary...when u apply for ptptn, u MUST include ur SPM results...no matter if ur in diploma with 4.0 CGPA....if u spm reuslts not good enuff, u will get rejected, i have seen this happen myself...emmm wat i advise is next time when u apply the PTPTN dont give your spm result to them...jz give your diploma cert to them.. they might be approved..this is wat my cousellor told me.. anyway i also want to apply degree and going to loan with PTPTN... but still finding a good college/university emm.. iamnew where are you studying rite now? QUOTE(`TauFun @ Mar 9 2006, 08:47 PM) as far as what i know.. PTPTN only loan to student with SPM... i juz applied for degree...ptptn is for any students, as long they are not in the final sem of their education...and they only review ur spm result~ |
|
|
Apr 3 2006, 03:04 AM
|
|
Senior Member
1,865 posts Joined: Sep 2004 From: Sunway / UOB(M) Bhd
|
QUOTE(Ash @ Mar 29 2006, 12:33 AM) Is it possible to give them fake income details? yes it is....sdaly...i have frens whose dad erning 5 figure salary amonths, but he juz give a slip of RM1500++ a month with a lawyer signature/... |
|
|
Apr 3 2006, 08:22 AM
|
|
All Stars
52,874 posts Joined: Jan 2003
|
QUOTE(Mowgli @ Apr 3 2006, 03:04 AM) yes it is....sdaly...i have frens whose dad erning 5 figure salary amonths, but he juz give a slip of RM1500++ a month with a lawyer signature/... It's possible to fake and just that you need to know the right channel and method for doing so. |
|
|
Apr 3 2006, 12:56 PM
|
Senior Member
1,245 posts Joined: Jan 2006
|
ptptn for degree years they will borrow how much ar??any idea?
|
|
|
Apr 3 2006, 01:59 PM
|
|
All Stars
52,874 posts Joined: Jan 2003
|
QUOTE(rickyfan8888 @ Apr 3 2006, 12:56 PM) ptptn for degree years they will borrow how much ar??any idea? Full loan or maximum amount is RM 16.5k. |
|
|
Apr 3 2006, 06:43 PM
|
|
Senior Member
1,245 posts Joined: Jan 2006
|
icic..thanks...
|
|
|
Apr 3 2006, 07:58 PM
|
|
Senior Member
603 posts Joined: Apr 2005 From: lulzland
|
QUOTE(David83 @ Apr 3 2006, 01:59 PM) Full loan or maximum amount is RM 16.5k. it also depends on whether the degree is science/engineering or business/art right? |
|
|
Apr 3 2006, 08:03 PM
|
|
Senior Member
2,499 posts Joined: Apr 2005 From: Tyneside
|
QUOTE(David83 @ Apr 3 2006, 01:59 PM) Full loan or maximum amount is RM 16.5k. If now i dunno arr but last two yrs the loan depends on how much your course fee was..Let's say a course cost you RM30k they will give you the FULL LOAN if ur family income is RM2k and below....Last time i only send my dad's payslip and get FULL LOAN..though my family income is around 5-8k per mth |
|
|
Apr 3 2006, 08:14 PM
|
|
VIP
2,450 posts Joined: Sep 2005
|
QUOTE(epsilon_chinwk86 @ Apr 3 2006, 07:58 PM) it also depends on whether the degree is science/engineering or business/art right? The max loan given is based on salary, and the highest you can get is rm16k per year.Exceptionally if you happen to be taking science related degree, you are entitled to another rm500 as a bonus. if you're business, forget about the rm500.  QUOTE(Notoriez @ Apr 3 2006, 08:03 PM) If now i dunno arr but last two yrs the loan depends on how much your course fee was..Let's say a course cost you RM30k they will give you the FULL LOAN if ur family income is RM2k and below....Last time i only send my dad's payslip and get FULL LOAN..though my family income is around 5-8k per mth Yeap, it still depends on the salary criteria. |
|
|
Apr 3 2006, 09:24 PM
|
|
Senior Member
603 posts Joined: Apr 2005 From: lulzland
|
QUOTE(stevanistelrooy @ Apr 3 2006, 08:14 PM) The max loan given is based on salary, and the highest you can get is rm16k per year. Im in Bachelor of engineering (robotics & mechatronics). So do they give the 500 "voluntarily" or do i have to appeal/re-apply for it?Exceptionally if you happen to be taking science related degree, you are entitled to another rm500 as a bonus. if you're business, forget about the rm500. Yeap, it still depends on the salary criteria. |
|
|
Apr 3 2006, 09:29 PM
|
|
All Stars
17,875 posts Joined: Jan 2005
|
QUOTE(kwws @ Mar 30 2006, 10:23 PM) wad u mean by urban areas?? Sorry! Not urban but rural area. haha thr are ppl of different income scales in urban areas as well any1 plz provide relevant details??? thx alot |
|
|
Apr 3 2006, 10:03 PM
|
|
VIP
2,450 posts Joined: Sep 2005
|
QUOTE(epsilon_chinwk86 @ Apr 3 2006, 09:24 PM) Im in Bachelor of engineering (robotics & mechatronics). So do they give the 500 "voluntarily" or do i have to appeal/re-apply for it? Yes, you are.It is automatically given since you're under Science. |
|
|
Apr 3 2006, 10:33 PM
|
Senior Member
3,466 posts Joined: Jan 2003 From: PJ, Malaysia
|
The RM500 is not free...
It is just that the RM500 is non interest... i.e u pay RM500 instead RM500+3% on top of the full loan you have taken |
|
|
Apr 3 2006, 11:07 PM
|
|
All Stars
52,874 posts Joined: Jan 2003
|
QUOTE(iZuDeeN @ Apr 3 2006, 10:33 PM) The RM500 is not free... That's true. Don't be tricked for that.It is just that the RM500 is non interest... i.e u pay RM500 instead RM500+3% on top of the full loan you have taken |
|
|
Apr 4 2006, 01:04 PM
|
|
Senior Member
1,245 posts Joined: Jan 2006
|
if i am going to electrical and electronic engeenering...how much loan tat i can get?
|
|
|
Apr 4 2006, 01:16 PM
|
|
All Stars
52,874 posts Joined: Jan 2003
|
QUOTE(rickyfan8888 @ Apr 4 2006, 01:04 PM) if i am going to electrical and electronic engeenering...how much loan tat i can get? As mentioned in the earlier posts, it depends on the salary of your parents/guardian. |
|
|
Apr 4 2006, 04:11 PM
|
|
Senior Member
1,245 posts Joined: Jan 2006
|
oh..okok...if i get full loan is how much??the salary cant be make a fake 1 n hand it up de..hehe...
|
|
|
Apr 5 2006, 02:36 AM
|
|
All Stars
52,874 posts Joined: Jan 2003
|
QUOTE(rickyfan8888 @ Apr 4 2006, 04:11 PM) oh..okok...if i get full loan is how much??the salary cant be make a fake 1 n hand it up de..hehe... Full loan is the maximum amount that PTPTN is offering wihich will be RM 16.5k p.a.This post has been edited by David83: Apr 5 2006, 02:16 PM |
|
|
Apr 5 2006, 08:26 AM
|
|
Senior Member
1,245 posts Joined: Jan 2006
|
oh...icic..okok..thanks for the information...
|
|
|
Apr 13 2006, 04:05 AM
|
|
Junior Member
180 posts Joined: Apr 2005
|
If wanna get loan for certificate level can o not ah?
|
|
|
Apr 13 2006, 07:22 PM
|
|
All Stars
52,874 posts Joined: Jan 2003
|
QUOTE(jackyflc @ Apr 13 2006, 04:05 AM) If wanna get loan for certificate level can o not ah? I don't think so. Only applicable for degree, diploma and foundation courses. |
|
|
Apr 14 2006, 03:36 PM
|
|
Junior Member
90 posts Joined: Mar 2006
|
i recently got rejected from ptptn as well..my family income i just give my mum's borang J...aroung 3k i put..didnt include my dad's income though coz will me more than that..my mum say ptptn there can check my dad's income through me mum's borang j smthg like that..could this be the reason i failed to get the loan?btw,my spm more than 5 credits...and another thing is i did my foundation year(pre-u)at a local college(LAN accredited) and spm and foundation result submit together.can anyone tell me the reason i failed?thx
|
|
|
Apr 14 2006, 06:18 PM
|
|
Senior Member
603 posts Joined: Apr 2005 From: lulzland
|
QUOTE(coolgirl_y2k1 @ Apr 14 2006, 03:36 PM) i recently got rejected from ptptn as well..my family income i just give my mum's borang J...aroung 3k i put..didnt include my dad's income though coz will me more than that..my mum say ptptn there can check my dad's income through me mum's borang j smthg like that..could this be the reason i failed to get the loan?btw,my spm more than 5 credits...and another thing is i did my foundation year(pre-u)at a local college(LAN accredited) and spm and foundation result submit together.can anyone tell me the reason i failed?thx that should not be the problem coz my fren oso "forgot" to put his dad's income in there. Only his mum's; a secondary sch teacher. He got the loan. |
|
|
Apr 18 2006, 02:05 AM
|
|
Senior Member
620 posts Joined: Nov 2004 From: Subang Jaya
|
hei, in order to get the loans u need to have signature rite??? if i dun get it from the sec school principal who else should i look for? i m not gonna hire a lawyer jz to sign it rite? can anyone in my institution sign it? for example program coordinator?
|
|
|
Apr 18 2006, 02:16 AM
|
|
VIP
2,450 posts Joined: Sep 2005
|
QUOTE(ldhong @ Apr 18 2006, 02:05 AM) hei, in order to get the loans u need to have signature rite??? if i dun get it from the sec school principal who else should i look for? i m not gonna hire a lawyer jz to sign it rite? can anyone in my institution sign it? for example program coordinator? What signature you meant?You mean those signatures on your father salary if you're not on J Form? You need someone from this category to sign from you:- QUOTE Pengesahan dokumen hanya boleh dibuat sama ada oleh Pengetua, Guru Besar Sekolah (Sekolah Kerajaan Sahaja), Penghulu, Penggawa, Tuai Rumah, Ketua Kaum atau Mukim Bertauliah, Pegawai Kerajaan Kumpulan Pengurusan dan Profesional (dahulunya Kumpulan A), Pengamal Undang-Undang, Pesuruhjaya Sumpah, Jaksa Pendamai atau Ahli Mesyuarat Kerajaan Negeri (Ahli EXCO). For those other certs, the best is your former school. I don't think program coordinator can sign your other cert, except that those related to the University itself such as your Uni result, and letter of acceptance for that particular course. |
|
|
May 4 2006, 11:04 PM
|
Junior Member
166 posts Joined: Jan 2003
|
a question here,
Can i apply for it during my degree year 2or3 or it is only available for year 1 student? Let's say i want to apply for my year 2 and 3, will the ptptn people think that, hey if this student can pay for the first year, why not the remaining years? Thus rejecting my application. thanks |
|
|
May 5 2006, 01:01 AM
|
|
VIP
2,450 posts Joined: Sep 2005
|
QUOTE(moogle @ May 4 2006, 11:04 PM) a question here, Yes, you can.Can i apply for it during my degree year 2or3 or it is only available for year 1 student? Let's say i want to apply for my year 2 and 3, will the ptptn people think that, hey if this student can pay for the first year, why not the remaining years? Thus rejecting my application. thanks |
|
|
May 6 2006, 02:56 AM
|
Junior Member
350 posts Joined: Jun 2005 From: kajang
|
QUOTE(coolgirl_y2k1 @ Apr 14 2006, 03:36 PM) i recently got rejected from ptptn as well..my family income i just give my mum's borang J...aroung 3k i put..didnt include my dad's income though coz will me more than that..my mum say ptptn there can check my dad's income through me mum's borang j smthg like that..could this be the reason i failed to get the loan?btw,my spm more than 5 credits...and another thing is i did my foundation year(pre-u)at a local college(LAN accredited) and spm and foundation result submit together.can anyone tell me the reason i failed?thx ur mom's salary & ur dad's salary + numbers of ur siblings will be taken in for considerartion......foundation year... they will loan u abt RM5k.... it seems that ur mom's salary is quite high... mb they rejected it for some reason..... normally they will just see ur result to make sure u meet with their requirements... ur parents salary & ur number of sibling who are still schooling will be a major factor for PTPTN loan approval..... This post has been edited by heloelaine: May 6 2006, 02:56 AM |
|
|
May 6 2006, 05:35 PM
|
Senior Member
1,516 posts Joined: May 2006
|
Let say if i want to do my degree in MMU, upon completion of my studies and i successfully get a first class degree, can i convert the loan into scholarship?
Is there any bond? If it is the other way around, i need to pay back the loan, how much is the interest? |
|
|
May 6 2006, 07:18 PM
|
|
VIP
2,450 posts Joined: Sep 2005
|
QUOTE(Larrylow @ May 6 2006, 05:35 PM) Let say if i want to do my degree in MMU, upon completion of my studies and i successfully get a first class degree, can i convert the loan into scholarship? If 1 or 2 years back, yes you can convert the PTPTN loan into scholarship.Is there any bond? If it is the other way around, i need to pay back the loan, how much is the interest? But not now, not anymore since PTPTN is under huge debt themselves, and money out is more than money in. 3% is the interest you need to pay. Don't ask how to calculate because it is complicated. |
|
|
May 6 2006, 07:58 PM
|
Senior Member
1,546 posts Joined: Mar 2005
|
Not everyone who applied PTPTN can get it right???
I didn apply,my friend did and he got only about RM1200 for one semester...which is not enough for him.  |
|
|
May 6 2006, 08:03 PM
|
|
VIP
2,450 posts Joined: Sep 2005
|
QUOTE(silencio87 @ May 6 2006, 07:58 PM) Not everyone who applied PTPTN can get it right??? Basically you can say that way. They have their own term and condition on how to select successful applicant. Rm1200? Is he in public Uni or taking diploma? I doubt rm1200 for private because for private in degree, minimum would be rm10000I didn apply,my friend did and he got only about RM1200 for one semester...which is not enough for him. |
|
|
May 6 2006, 09:15 PM
|
|
Senior Member
1,546 posts Joined: Mar 2005
|
QUOTE(stevanistelrooy @ May 6 2006, 08:03 PM) Basically you can say that way. They have their own term and condition on how to select successful applicant. Rm1200? Is he in public Uni or taking diploma? I doubt rm1200 for private because for private in degree, minimum would be rm10000 He's in public Uni and taking diploma.....So,will it remain that way for every semester?? |
|
|
May 6 2006, 09:20 PM
|
|
VIP
2,450 posts Joined: Sep 2005
|
QUOTE(silencio87 @ May 6 2006, 09:15 PM) He's in public Uni and taking diploma.....So,will it remain that way for every semester?? He can choose to appeal to upgrade the amount of loan. Basically, PTPTN will looks into family financial status and amount of people in that family. He will received that amount every sem until his new loan amount is approve. |
|
|
May 6 2006, 09:23 PM
|
|
Senior Member
1,546 posts Joined: Mar 2005
|
QUOTE(stevanistelrooy @ May 6 2006, 09:20 PM) He can choose to appeal to upgrade the amount of loan. Basically, PTPTN will looks into family financial status and amount of people in that family. He will received that amount every sem until his new loan amount is approve. Ahhh..i see.I should ask him to appeal then.Thanks dude |
|
|
May 7 2006, 02:40 AM
|
|
Junior Member
350 posts Joined: Jun 2005 From: kajang
|
QUOTE(Larrylow @ May 6 2006, 05:35 PM) Let say if i want to do my degree in MMU, upon completion of my studies and i successfully get a first class degree, can i convert the loan into scholarship? cant convert anymore....Is there any bond? If it is the other way around, i need to pay back the loan, how much is the interest? 1st 0r 2nd class need to pay the same amount back to PTPTN.... try to curse those who did not pay back their loans.... we are the one who r suffering..... reminders: pls pay back ur ptptn loan.... it's unfair to others..... |
|
|
May 7 2006, 12:42 PM
|
|
All Stars
52,874 posts Joined: Jan 2003
|
No more scholarship conversion. The policy has amended and been abolished two to three years ago.
This post has been edited by David83: May 7 2006, 12:49 PM |
|
|
May 30 2006, 03:20 PM
|
Senior Member
1,747 posts Joined: Nov 2004 From: serdang selangor
|
any government officer with degree
|
|
|
Jun 28 2006, 03:05 PM
|
Senior Member
1,184 posts Joined: May 2005
|
I heard that if your family income exceeds RM2000 you might not get full loan or even no loan for you, is it true?
When applying PTPTN, what document do we need to attach to prove our income? Or does 'bilangan tanggungan' will play a role in it? My condition is RM2300 for 5 people including me, so will I qualified? FYI, when I was filling the form to enter University online, I choose my family income between RM4001-RM5000.... But I have Borang B to prove the actual is RM2300. Anyone can help to answer my query? |
|
|
Jun 28 2006, 03:08 PM
|
Senior Member
550 posts Joined: Sep 2005 From: Ampunk
|
First of all...what course do u apply?
This post has been edited by eau-rouge: Jun 28 2006, 03:09 PM |
|
|
Jun 28 2006, 03:16 PM
|
|
Senior Member
1,184 posts Joined: May 2005
|
UM Business Administration
|
|
|
Jun 28 2006, 03:24 PM
|
Senior Member
2,660 posts Joined: Jan 2003 From: Somewhere in the world
|
Y you want to make a difference in the salary that you apply for the uni and then now the real salary for the loan. You should not have any problem getting the full loan as my bro got RM60K for his studies and my dad salary is over RM3K
|
|
|
Jun 28 2006, 03:36 PM
|
|
Senior Member
1,184 posts Joined: May 2005
|
I heard some cases where when your salary is RM2000 and above you might not get full loan
|
|
|
Jun 28 2006, 05:28 PM
|
|
Senior Member
550 posts Joined: Sep 2005 From: Ampunk
|
actually it depends on what course you take.if critical courses like,engineering,medic like that..theyll give u loan.other courses,im not sure.how much they want to give?based on your parents income and 'bilangan tangungan'
This post has been edited by eau-rouge: Jun 28 2006, 05:29 PM |
|
|
Jun 28 2006, 05:47 PM
|
 
Staff
72,845 posts Joined: Sep 2005 From: KUL 
|
I think in order to get full loan, your parents' total income shouldn't exceed RM 2k, once it exceeded that amount, you'll get a 75% loan.
|
|
|
Jun 28 2006, 06:01 PM
|
|
Senior Member
1,184 posts Joined: May 2005
|
QUOTE(fruitie @ Jun 28 2006, 05:47 PM) I think in order to get full loan, your parents' total income shouldn't exceed RM 2k, once it exceeded that amount, you'll get a 75% loan. Is it for sure I can only get 75% if the income exceed RM2000?And, what documents needed to proof? Borang B? Borang J? 3 months of pay slip? Thank you guys |
|
|
Jun 28 2006, 06:12 PM
|
|
Senior Member
550 posts Joined: Sep 2005 From: Ampunk
|
borang j....
|
|
|
Jun 28 2006, 06:58 PM
|
Junior Member
470 posts Joined: Apr 2006
|
kbandito.....me need ur help.....
when u go UM can u help me ask from ader ppl who go to BA accountancy what are their grades =) i m interested to go UM for acc. thx!!!~ |
|
|
Jun 28 2006, 07:18 PM
|
Senior Member
1,045 posts Joined: Jul 2005 From: KL/PG
|
haiya... where you heard that cannot get full loan? you only get the loan or fail to get it. Im not sure about private college/U but government U is rm7000/year for science stream, rm6000/yr for art/business, rm5000/yr for diploma.
|
|
|
Jun 28 2006, 07:25 PM
|
|
Senior Member
1,184 posts Joined: May 2005
|
QUOTE(eau-rouge @ Jun 28 2006, 06:12 PM) borang j.... How is I use 3 months of pay slips?Or Borang J is compulsory? .:zaxiao:. I dont understand. |
|
|
Jun 28 2006, 08:04 PM
|
|
Senior Member
550 posts Joined: Sep 2005 From: Ampunk
|
Either 1..but borang J is easier.1 copy only..
pay slips?3 copies and each of it u have to get verification |
|
|
Jun 28 2006, 08:15 PM
|
Junior Member
225 posts Joined: Mar 2005
|
I get half loan because I fill in the ptptn form saying my father's salary exceed RM2,000. Anyway, after a month of appealing and frequent visits to bendahari pelajar, I manage to get full loan.
Btw, I am um student 2003/2004 batch. |
|
|
Jun 28 2006, 08:36 PM
|
|
VIP
2,450 posts Joined: Sep 2005
|
Bear in mind PTPTN full loan in public Uni and private Uni offers different amount.
And like what fruitie has said, they look into your parents salary, as well with some other critirea. One of it is amount of people in that family. |
|
|
Jun 28 2006, 08:40 PM
|
|
Junior Member
225 posts Joined: Mar 2005
|
QUOTE(stevanistelrooy @ Jun 28 2006, 08:36 PM) Bear in mind PTPTN full loan in public Uni and private Uni offers different amount. I dunno whether they really take the number of ur family members into consideration or not. BTW, my family has four members.And like what fruitie has said, they look into your parents salary, as well with some other critirea. One of it is amount of people in that family. |
|
|
Jun 28 2006, 08:49 PM
|
|
VIP
2,450 posts Joined: Sep 2005
|
QUOTE(netcrusader @ Jun 28 2006, 08:40 PM) I dunno whether they really take the number of ur family members into consideration or not. BTW, my family has four members. okay.Just give you some cases or scenario. B parents is 3.5k per month. B is the only child in the family. He applied for PTPTN. He get approved, but then probability he get a full loan is very minimal since he is the only child. He will get either half-loan or the minimum loan available. C parents is 3.5k per month. B have another 5 sibling. Bla Bla Bla.. Loan approved. Probability he will get full loan are much brighter than B, and it also depends whether the other sibling are working or still studying. As I said earlier, this thing is hard to decide. It is all under PTPTN bureaucracy. If you are not satisfied, you can always appeal. They will look into it. This post has been edited by stevanistelrooy: Jun 28 2006, 08:50 PM |
|
|
Jun 28 2006, 08:50 PM
|
Senior Member
4,390 posts Joined: Oct 2004 From: Cheras, Malaysia
|
is there any thing as exceeding an amount of salary then you cant apply anymore?
and whether the income is calculated by mother + father or souly one of my parents |
|
|
Jun 28 2006, 08:54 PM
|
|
VIP
2,450 posts Joined: Sep 2005
|
QUOTE(Sky.Live @ Jun 28 2006, 08:50 PM) is there any thing as exceeding an amount of salary then you cant apply anymore? As far as I can remember, parents salary exceeding rm5k will get minimal loan. But then, this all can be turn over later if you appeal with strong valid reason.and whether the income is calculated by mother + father or souly one of my parents and IIRC, the income is calculated is accumulated parents monthly salary. Let say if your mother is a housewife, you just need to provide your dad salary slip/borang J. Just follow all the instruction in a few paper in the PTPTN form that you have bought. A lot of things are told in there. and this link have some of the others things discuss earlier on regarding PTPTN http://forum.lowyat.net/index.php?showtopic=261383 This post has been edited by stevanistelrooy: Jun 28 2006, 09:08 PM |
|
|
Jun 28 2006, 10:40 PM
|
|
Junior Member
225 posts Joined: Mar 2005
|
QUOTE(stevanistelrooy @ Jun 28 2006, 08:49 PM) okay. Thanks for the detailed explanation Just give you some cases or scenario. B parents is 3.5k per month. B is the only child in the family. He applied for PTPTN. He get approved, but then probability he get a full loan is very minimal since he is the only child. He will get either half-loan or the minimum loan available. C parents is 3.5k per month. B have another 5 sibling. Bla Bla Bla.. Loan approved. Probability he will get full loan are much brighter than B, and it also depends whether the other sibling are working or still studying. As I said earlier, this thing is hard to decide. It is all under PTPTN bureaucracy. If you are not satisfied, you can always appeal. They will look into it.  |
|
|
Jun 29 2006, 01:55 AM
|
|
All Stars
52,874 posts Joined: Jan 2003
|
My dad doesn't have J form and payslip. He has retired and worked on his own on part time basis. How am I going to proof my dad's income?
His annual income doesn't reach the minimum income to be taxed. |
|
|
Jun 29 2006, 08:21 AM
|
|
VIP
2,450 posts Joined: Sep 2005
|
QUOTE(David83 @ Jun 29 2006, 01:55 AM) My dad doesn't have J form and payslip. He has retired and worked on his own on part time basis. How am I going to proof my dad's income? You have to fill in a special form given by them inside the PTPTN form, and approved by Government A Officer His annual income doesn't reach the minimum income to be taxed. All of the form are already included inside it. It is just a matter they read the instruction before filling it, or just filled without reading it. This post has been edited by stevanistelrooy: Jun 29 2006, 08:22 AM |
|
|
Jun 29 2006, 12:11 PM
|
|
All Stars
52,874 posts Joined: Jan 2003
|
Well as I predicted. Thank you, steve.
Can a "wakil rakyat" (YB) sign (approve) that special form? |
|
|
Jul 1 2006, 09:30 AM
|
|
VIP
2,450 posts Joined: Sep 2005
|
QUOTE(David83 @ Jun 29 2006, 12:11 PM) Well as I predicted. Thank you, steve. Yes, with some few certain thingsCan a "wakil rakyat" (YB) sign (approve) that special form? QUOTE Pengesahan dokumen hanya boleh dibuat sama ada oleh Pengetua, Guru Besar Sekolah (Sekolah Kerajaan Sahaja), Penghulu, Penggawa, Tuai Rumah, Ketua Kaum atau Mukim Bertauliah, Pegawai Kerajaan Kumpulan Pengurusan dan Profesional (dahulunya Kumpulan A), Pengamal Undang-Undang, Pesuruhjaya Sumpah, Jaksa Pendamai atau Ahli Mesyuarat Kerajaan Negeri (Ahli EXCO). he must hold either one of that bolded, and he is entitled for the certification. Ahli Exco are the one elected when the they won the state election, and are appointed by Chief Minister or Menteri Besar to assist him.This post has been edited by stevanistelrooy: Jul 1 2006, 09:32 AM |
|
|
Jul 1 2006, 10:15 AM
|
|
All Stars
52,874 posts Joined: Jan 2003
|
KL doesn't have Chief Minister; different system compared to other states. KL has FT Minister (Menteri WP).
|
|
|
Jul 1 2006, 11:00 AM
|
|
VIP
2,450 posts Joined: Sep 2005
|
QUOTE(David83 @ Jul 1 2006, 10:15 AM) KL doesn't have Chief Minister; different system compared to other states. KL has FT Minister (Menteri WP). Well, for KL, the most easiest way out is go back to your former school ( if you are from the government school) and let them sign. If not, you can find the JKKK of taman or Kampung to do the certification. I use JKKK Kampung for most of my cert or things that needed to be certified. And so far so good. And make sure they have a chop with the signature if they are from JKKK to validate the form. |
|
|
Jul 1 2006, 11:40 AM
|
|
Senior Member
620 posts Joined: Nov 2004 From: Subang Jaya
|
hei, what if i m in College??? can i let the programme coordinator or the principal to sign rather than going back to Secondary school....The sec school headmaster "pun tak tahu siapa saya" ade
|
|
|
Jul 1 2006, 12:33 PM
|
|
VIP
4,206 posts Joined: Jan 2003 From: Subang USJ
|
QUOTE(ldhong @ Jul 1 2006, 11:40 AM) hei, what if i m in College??? can i let the programme coordinator or the principal to sign rather than going back to Secondary school....The sec school headmaster "pun tak tahu siapa saya" ade You cant. Its stated that only civil servants can certify them. |
|
|
Jul 1 2006, 04:22 PM
|
|
All Stars
52,874 posts Joined: Jan 2003
|
QUOTE(stevanistelrooy @ Jul 1 2006, 11:00 AM) Well, for KL, the most easiest way out is go back to your former school ( if you are from the government school) and let them sign. If not, you can find the JKKK of taman or Kampung to do the certification. I use JKKK Kampung for most of my cert or things that needed to be certified. And so far so good. And make sure they have a chop with the signature if they are from JKKK to validate the form. The timeline is too crucial. Went back to school but headmaster/principal wasn't in. I sent it to the Bukit Bintang DAP wakil rakyat for certification and signature. |
|
|
Jul 1 2006, 04:23 PM
|
|
All Stars
52,874 posts Joined: Jan 2003
|
QUOTE(darkages @ Jul 1 2006, 12:33 PM) You cant. Its stated that only civil servants can certify them. Guess that the Dean of Faculty also cannot. |
|
|
Jul 2 2006, 12:01 PM
|
Junior Member
114 posts Joined: Jan 2003
|
well, saw an article yesterday in times app 4r ptptn wil b closed soon...now i'm from MMU & was told 2 wait till august for announcement 2 apply..did i get this rite??..
|
|
|
Jul 2 2006, 12:14 PM
|
|
All Stars
52,874 posts Joined: Jan 2003
|
Just follow the MMU channel ... they'll arrange for you. No worries.
|
|
|
Jul 2 2006, 12:38 PM
|
|
VIP
2,450 posts Joined: Sep 2005
|
QUOTE(David83 @ Jul 1 2006, 04:23 PM) Guess that the Dean of Faculty also cannot. There are some exception though. Only personnel with permission given by PTPTN can be allowed to sign. I'm not sure how they run this, but yes, some officer(non-government) can do this certification. It is advisable to ask the PTPTN officer about this before making any certification.QUOTE(macho @ Jul 2 2006, 12:01 PM) well, saw an article yesterday in times app 4r ptptn wil b closed soon...now i'm from MMU & was told 2 wait till august for announcement 2 apply..did i get this rite??.. Yes. Just wait like what David83 has said.Check the bulletin board regularly. Updates will be posted there. And try to get the PTPTN form earlier so that all your things can be done earlier, like certification and etc. And PTPTN form each year have different color. Applying using different color will not be accepted IIRC. This post has been edited by stevanistelrooy: Jul 2 2006, 12:38 PM |
|
|
Jul 2 2006, 01:16 PM
|
|
Junior Member
114 posts Joined: Jan 2003
|
QUOTE(David83 @ Jul 2 2006, 12:14 PM) Just follow the MMU channel ... they'll arrange for you. No worries. Thanks |
|
|
Jul 2 2006, 01:16 PM
|
Senior Member
1,136 posts Joined: Apr 2006
|
Well...i currently oso applied for the ptptn...but my coll r different...they don allow us to owned the money after the money arrived while sending all to coll straight away from our acc ?
And you know what...just put RM100 balance use for us for 4 - 6 month ..LoL |
|
|
Jul 7 2006, 01:51 PM
|
Senior Member
2,702 posts Joined: Dec 2004 From: P8X-86A
|
Can i ask something about the PTPTN form? It is really strict that even a lil torn will void it? I mean usually the form come in many pages that was sticked together but it is easy to torn, I didn't torn but it accidentally separated from the other pages?How?
|
|
|
Jul 7 2006, 07:17 PM
|
|
VIP
2,450 posts Joined: Sep 2005
|
QUOTE(ahbenggay @ Jul 2 2006, 01:16 PM) Well...i currently oso applied for the ptptn...but my coll r different...they don allow us to owned the money after the money arrived while sending all to coll straight away from our acc ? this applies to the new batch of students.And you know what...just put RM100 balance use for us for 4 - 6 month ..LoL They have made a rules all money will be sent to the Finance Department of your Institution and will channel some balance to your account. QUOTE(nightzstar @ Jul 7 2006, 01:51 PM) Can i ask something about the PTPTN form? It is really strict that even a lil torn will void it? I mean usually the form come in many pages that was sticked together but it is easy to torn, I didn't torn but it accidentally separated from the other pages?How? If separated, I don't think it is a problem though. But if it is torn, you might face some problem. |
|
|
Jul 8 2006, 12:05 AM
|
|
Senior Member
2,702 posts Joined: Dec 2004 From: P8X-86A
|
Icic it didn't torn Only the upper part of the form paper where there is this dry stickies to stick all the pages together and it is also easy to take out. U think should ok?
|
|
|
Jul 8 2006, 12:13 AM
|
|
All Stars
52,874 posts Joined: Jan 2003
|
The PTPTN staffs are very "cerewet". My brother complained about it today.
|
|
|
Jul 8 2006, 12:23 AM
|
Junior Member
181 posts Joined: Nov 2004
|
hi,
anyone know bout ptptn laptop loan scheme..? started oredi or cancel? tq =) |
|
|
Jul 8 2006, 12:34 AM
|
|
All Stars
52,874 posts Joined: Jan 2003
|
Got such thing? What I know is BCB has such loan ...
|
|
|
Jul 8 2006, 12:40 AM
|
|
Junior Member
181 posts Joined: Nov 2004
|
ptptn said they'll allow students to buy laptop up to rm5k BUT must buy it from their vendors.. =p
dat was in early 05 i think.. i dunno it's commencing yet or not.. |
|
|
Jul 8 2006, 12:45 AM
|
|
VIP
4,206 posts Joined: Jan 2003 From: Subang USJ
|
QUOTE(sCooteRiSm @ Jul 8 2006, 12:40 AM) ptptn said they'll allow students to buy laptop up to rm5k BUT must buy it from their vendors.. =p It was proposed. But nothing official yet till now.dat was in early 05 i think.. i dunno it's commencing yet or not.. http://bpms.kempen.gov.my/index.php?option...=4400&Itemid=61 |
|
|
Jul 8 2006, 12:51 AM
|
|
Junior Member
181 posts Joined: Nov 2004
|
oh.. tq darkages
|
|
|
Aug 7 2006, 02:58 PM
|
|
Senior Member
807 posts Joined: Dec 2005 From: drain
|
when is the ptptn application date?
now im taking foundation... hope to get the loan for my degree which will start from 2007 aug.. can i apply now or? thankx.. |
|
|
Aug 8 2006, 10:49 AM
|
|
All Stars
52,874 posts Joined: Jan 2003
|
August 2007 is still far ... wait till the next batch of submission from your college. You can inquire them from the relevant department in that college.
|
|
|
Aug 8 2006, 04:56 PM
|
|
Senior Member
807 posts Joined: Dec 2005 From: drain
|
when is the nest batch appplication?
i checked it...but cant find it.. |
|
|
Aug 8 2006, 05:07 PM
|
Senior Member
781 posts Joined: Jul 2006 From: 6th
|
QUOTE(erxier @ Aug 7 2006, 02:58 PM) when is the ptptn application date? October, i think...it was mentioned b4 somewhere....can go to admin office at old FOSEE to inquire...now im taking foundation... hope to get the loan for my degree which will start from 2007 aug.. can i apply now or? thankx.. |
|
|
Aug 8 2006, 06:48 PM
|
Senior Member
4,061 posts Joined: Jan 2003 From: Melaka
|
QUOTE(sCooteRiSm @ Jul 8 2006, 12:40 AM) ptptn said they'll allow students to buy laptop up to rm5k BUT must buy it from their vendors.. =p Who cares about silly fragile underpowered overpriced laptops? dat was in early 05 i think.. i dunno it's commencing yet or not.. I could get a superior top of the crop gaming PC with that kind of money >_> edit: just read the link, seems like it's limited to certain universtities only, MMU not listed :/ This post has been edited by infested_ysy: Aug 8 2006, 06:49 PM |
|
|
Aug 8 2006, 11:50 PM
|
|
All Stars
52,874 posts Joined: Jan 2003
|
I think it's mainly for local univeristy's students.
|
|
|
Aug 15 2006, 12:19 AM
|
Junior Member
417 posts Joined: Aug 2005
|
can anyone tell me can i get full loan if the salary slip i pay is bout RM 5k?
|
|
|
Aug 15 2006, 12:20 AM
|
Senior Member
787 posts Joined: Oct 2005
|
QUOTE(kiew @ Aug 15 2006, 12:19 AM) can anyone tell me can i get full loan if the salary slip i pay is bout RM 5k? how many jumlah tanggungan 1st? |
|
|
Aug 15 2006, 01:17 PM
|
|
Junior Member
417 posts Joined: Aug 2005
|
what mean by jumlah tanggungan?...can teach me?...coz i new in this
This post has been edited by kiew: Aug 15 2006, 05:40 PM |
|
|
Aug 15 2006, 02:00 PM
|
|
Senior Member
1,697 posts Joined: Jan 2003 From: KL
|
can i get loan if im gonna persue my degree in monash uni?
|
|
|
Aug 15 2006, 02:36 PM
|
|
VIP
4,206 posts Joined: Jan 2003 From: Subang USJ
|
QUOTE(Ash @ Aug 15 2006, 02:00 PM) can i get loan if im gonna persue my degree in monash uni? Yes you can. |
|
|
Aug 15 2006, 08:30 PM
|
|
All Stars
52,874 posts Joined: Jan 2003
|
QUOTE(kiew @ Aug 15 2006, 01:17 PM) what mean by jumlah tanggungan?...can teach me?...coz i new in this I think it means "dependents" ... how many sons/daughters. |
|
|
Aug 15 2006, 08:38 PM
|
Junior Member
171 posts Joined: Feb 2005
|
can i get ptptn loan if i did not take spm but i took uec????
|
|
|
Aug 15 2006, 09:02 PM
|
|
Senior Member
1,697 posts Joined: Jan 2003 From: KL
|
QUOTE(keanhwa_mich @ Aug 15 2006, 08:38 PM) can i get ptptn loan if i did not take spm but i took uec???? yep.. for spm holders they still need to persue a diploma / pre-u before they can apply but uec holders can straight away apply to persue degree |
|
|
Aug 15 2006, 09:11 PM
|
|
VIP
4,206 posts Joined: Jan 2003 From: Subang USJ
|
QUOTE(keanhwa_mich @ Aug 15 2006, 08:38 PM) can i get ptptn loan if i did not take spm but i took uec???? Side track a little.How can you not sit for SPM and opt for UEC? I mean, is that possible? |
|
|
Aug 20 2006, 08:28 PM
|
|
Junior Member
417 posts Joined: Aug 2005
|
can all the document be certified by a goverment secondary school principal?
another question is my dad salary is bout RM5k, got 3 siblings...so...how much many percent loan u guys think i can get?, i study art course at ipts |
|
|
Aug 20 2006, 08:34 PM
|
|
VIP
2,450 posts Joined: Sep 2005
|
QUOTE(kiew @ Aug 20 2006, 08:28 PM) can all the document be certified by a goverment secondary school principal? Yes, it can be certified by secondary school principal.another question is my dad salary is bout RM5k, got 3 siblings...so...how much many percent loan u guys think i can get?, i study art course at ipts How much percent? I think you will most probably get a RM10k loan or if lucky RM13k loan. Surely not a full loan. |
|
|
Aug 20 2006, 08:58 PM
|
|
Junior Member
417 posts Joined: Aug 2005
|
Rm 10k per annum?
|
|
|
Aug 20 2006, 09:00 PM
|
|
VIP
2,450 posts Joined: Sep 2005
|
QUOTE(kiew @ Aug 20 2006, 08:58 PM) Rm 10k per annum? or would you like 10k per sem? yes, it is per annum. This post has been edited by stevanistelrooy: Aug 20 2006, 09:00 PM |
|
|
Aug 20 2006, 09:41 PM
|
|
Junior Member
417 posts Joined: Aug 2005
|
ahaha.......i wish is per sem.....anyway..thnx for all the answer
|
|
|
Aug 21 2006, 07:27 AM
|
|
All Stars
52,874 posts Joined: Jan 2003
|
The maximum loan is RM 16.5k per annum.
|
|
|
Aug 21 2006, 08:49 AM
|
Junior Member
401 posts Joined: Sep 2005 From: kuala lumpur
|
when i took my PTPTN it was 7k per year for 3 years. which means 21k in total. have to pay around rm150 for the next 15 years. how many of you got pay back?
|
|
|
Aug 21 2006, 01:08 PM
|
|
VIP
4,206 posts Joined: Jan 2003 From: Subang USJ
|
QUOTE(hans.excel @ Aug 21 2006, 08:49 AM) when i took my PTPTN it was 7k per year for 3 years. which means 21k in total. have to pay around rm150 for the next 15 years. how many of you got pay back? Does it matter?!Return what you have borrowed accordingly. |
|
|
Aug 21 2006, 01:46 PM
|
|
Staff
72,845 posts Joined: Sep 2005 From: KUL
|
QUOTE(hans.excel @ Aug 21 2006, 08:49 AM) when i took my PTPTN it was 7k per year for 3 years. which means 21k in total. have to pay around rm150 for the next 15 years. how many of you got pay back? i'm paying back around 400 bucks per month after i start to work |
|
|
Aug 21 2006, 01:50 PM
|
|
Junior Member
153 posts Joined: Jun 2006
|
Can anyone tell me how much interest will charge us on the ptptn loan? i heard is 4 percent right? the interest will start to count once u have graduated half year later? or the interest is started to count when u received your 1st payment from ptptn?
|
|
|
Aug 21 2006, 02:23 PM
|
|
All Stars
52,874 posts Joined: Jan 2003
|
3% now after one or two year(s) announced by Tun Mahatir.
|
|
|
Aug 21 2006, 04:41 PM
|
|
Staff
72,845 posts Joined: Sep 2005 From: KUL
|
QUOTE(David83 @ Aug 21 2006, 02:23 PM) 3% now after one or two year(s) announced by Tun Mahatir. I thought after the 1st class loan conversion to scholarship is abolished only they reduce the interest?No?  Maybe I'm wrong |
|
|
Aug 21 2006, 04:58 PM
|
|
All Stars
52,874 posts Joined: Jan 2003
|
The interest reduction is announced by Tun Mahatir in a budget presentation.
The 1st class honours conversion is solely from PTPTN. |
|
|
Aug 22 2006, 02:28 PM
|
|
Junior Member
21 posts Joined: Aug 2006
|
is it true that ptptn only offers to those courses accredited by LAN?
any1 knows wat courses in utar is accredited by LAN now?  |
|
|
Aug 22 2006, 06:28 PM
|
|
Junior Member
417 posts Joined: Aug 2005
|
i think most course also have.....
|
|
|
Aug 22 2006, 06:30 PM
|
Senior Member
796 posts Joined: Nov 2004 From: kuala lumpur
|
how do you knw how much to pay.the letter also didnt tell da amount also
|
|
|
Aug 22 2006, 07:41 PM
|
|
All Stars
52,874 posts Joined: Jan 2003
|
Your agreement should have stated that.
For old loaners, an adjustment to 3% letter will be sent to you. |
|
|
Aug 23 2006, 12:59 PM
|
|
Junior Member
417 posts Joined: Aug 2005
|
hmm.....got one more question, can it be certified by pjk?
|
|
|
Aug 23 2006, 01:06 PM
|
Staff
1,368 posts Joined: Nov 2004 From: A' Ghà idhealtachd
|
QUOTE(kiew @ Aug 20 2006, 09:41 PM) ahaha.......i wish is per sem.....anyway..thnx for all the answer If you get 1 million per sem oso next time you oso have to pay back la.. |
|
|
Aug 23 2006, 01:24 PM
|
|
All Stars
52,874 posts Joined: Jan 2003
|
QUOTE(kiew @ Aug 23 2006, 12:59 PM) hmm.....got one more question, can it be certified by pjk? What's PJK? |
|
|
Aug 23 2006, 01:52 PM
|
|
Junior Member
417 posts Joined: Aug 2005
|
thats also correct..hahaha....not think far enough
|
|
|
Aug 23 2006, 05:29 PM
|
|
Junior Member
417 posts Joined: Aug 2005
|
i also not sure...thats why i ask...sorry for being rude.., or can it be certified by the yb or something like that ah? haha, noobie in these stuff
|
|
|
Aug 23 2006, 07:25 PM
|
|
Staff
72,845 posts Joined: Sep 2005 From: KUL
|
QUOTE(David83 @ Aug 23 2006, 01:24 PM) What's PJK? Pingat Jasa Kebaktian (The Meritorious Service Medal). If I'm not mistaken. An award presented to those who have contributed to the society. QUOTE(kiew @ Aug 23 2006, 05:29 PM) i also not sure...thats why i ask...sorry for being rude.., or can it be certified by the yb or something like that ah? haha, noobie in these stuff Yes, mine is signed by a PJK. |
|
|
Aug 23 2006, 07:26 PM
|
|
VIP
2,450 posts Joined: Sep 2005
|
QUOTE(kiew @ Aug 23 2006, 12:59 PM) hmm.....got one more question, can it be certified by pjk? PJK is just a title given for the person contributing in something.If you wants a PJK to sign it, make sure that he/she belongs to one of the group(as stated in PTPTN rules;example:Head of Village, etc) QUOTE(kiew @ Aug 23 2006, 05:29 PM) i also not sure...thats why i ask...sorry for being rude.., or can it be certified by the yb or something like that ah? haha, noobie in these stuff Yes, a YB can sign. |
|
|
Aug 23 2006, 07:31 PM
|
|
Junior Member
417 posts Joined: Aug 2005
|
really scared the singnature cannot be use...thanks for telling me...
|
|
|
Aug 24 2006, 01:04 AM
|
|
Junior Member
101 posts Joined: Jul 2005 From: ''Kuala Lumpur''
|
Just go to any commisioner of oath(pesuruhjaya sumpah) to sign for you la...give RM5 oni nia...
|
|
|
Aug 24 2006, 11:13 AM
|
|
Junior Member
417 posts Joined: Aug 2005
|
okie okie, thnx, settle already....sorry for all the trouble
|
|
|
Nov 18 2006, 12:59 PM
|
|
Senior Member
2,702 posts Joined: Dec 2004 From: P8X-86A
|
When is the next season for applying ptptn?
|
|
|
Nov 18 2006, 07:25 PM
|
Senior Member
1,801 posts Joined: Sep 2006 From: Shibuya, Japan
|
If for degree lvl for CGPA in diploma must atleast 2.0.
|
|
|
Nov 24 2006, 02:05 PM
|
|
Senior Member
2,702 posts Joined: Dec 2004 From: P8X-86A
|
When is the new intake session for ptptn?
|
|
|
Nov 24 2006, 04:30 PM
|
Junior Member
51 posts Joined: Sep 2006 From: Penang
|
QUOTE(nightzstar @ Nov 24 2006, 02:05 PM) When is the new intake session for ptptn? it depend on ur university semester, I heard that it can be anytimes as well!! |
|
|
 Nov 24 2006, 05:06 PM
|
|
Senior Member
620 posts Joined: Nov 2004 From: Subang Jaya
|
QUOTE(nightzstar @ Nov 24 2006, 02:05 PM) When is the new intake session for ptptn? maybe u can go search around the ptptn website...I just submitted mine but the person in charge of my uni said it was JAn the next submition.......Not so sure  |
|
|
Nov 24 2006, 05:07 PM
|
|
Senior Member
2,702 posts Joined: Dec 2004 From: P8X-86A
|
January eh..will look forward for it..Anyone keep up with the information?
|
|
|
Jan 9 2007, 06:28 PM
|
|
Junior Member
367 posts Joined: Oct 2006
|
Hello...
I have doubts about applying.. what do you guys think? should i apply or not? |
|
|
Jan 9 2007, 06:31 PM
|
Senior Member
617 posts Joined: Feb 2006 From: Kuala Lumpur, MALAYSIA
|
my personal opinion, if you can afford not to.. don't apply..
i'm not sure about others, but i was repeatedly asked to pay for my diploma loan while i was still studying for my degree.. when i asked, PTPTN said that i had to make a formal letter to them explaining that i am still studying.. something about i signed two different documents for the two different loans.. but thing is, all my other details are the same rite? my name, IC number etc.. can't they just cross-check? and even during my studies, we always receive the money late.. sometimes the money was only deposited after a month and half of classes.. that's one of the reason some of my books are xeroxed 'stead of buying the original ones.. (ok, so some may be malas or kedekut to buy new books, but i love books..) the same goes for assignments that needed us to fork out money.. we had to somehow find the money (boyfriend, girlfriend, mother, father, brother, sister, anyone oso can..) just to get things rolling.. i was a broadcasting student so can u just imagine having to go on a shoot on a really2 tight budget? once, we had to do a 2 day shoot with a 5-men crew on a budget of rm150.. menangis wa cakap lu..!! makan roti lorr.. This post has been edited by budakjahat: Jan 9 2007, 06:42 PM |
|
|
Jan 9 2007, 06:37 PM
|
|
Senior Member
1,852 posts Joined: Oct 2006 From: K.L
|
if u need help in financial go ahead..
|
|
|
Jan 9 2007, 06:39 PM
|
Junior Member
153 posts Joined: Dec 2006
|
NEVER EVER. If you do not afford, just find a part time job. If apply for it u'll be regret just like when u sign up for TMNut. There are so much others option than PTPTN
|
|
|
Jan 9 2007, 06:43 PM
|
|
Junior Member
367 posts Joined: Oct 2006
|
why ah? i heard cause of the troublesome repayment or what? i'm not sure either cause maybe i'll wait for my spm result, if it's good then i'll just apply for it.. cross finger
|
|
|
Jan 9 2007, 06:49 PM
|
Senior Member
8,635 posts Joined: Jun 2006 From: Jeonju/Jeollabuk-do
|
Got interest...wtf.
Me applied for 19K (full)...they only gave 12K...wtf. Now got to use EPF money to pay the rest of the fees. WTF. Stupid govt. and Education Ministry + Higher Learning Ministry. |
|
|
Jan 9 2007, 06:59 PM
|
Senior Member
1,714 posts Joined: Aug 2005 From: Taman Pekaka, Sg. Dua, Gelugor, Penang
|
But if you cant afford you fees without loan just go for it unless you have other alternatives.
|
|
|
Jan 9 2007, 06:59 PM
|
Junior Member
479 posts Joined: May 2006
|
PTPTN operate within guidelines in providing loans.
In the case of loans to study at IPTS, they will pay RM15K per year for degree studies and RM5K for diploma level studies. This will often not be sufficient to cover the tuition fees charged at private institutions of higher learning. Maximum one can get is RM52K for degree and RM12,500 for diploma level studies. Am not sure how you arrive at RM19K. Anyway, heard that diploma limits may be increased to RM8K for 2007 but this is unconfirmed news. My advise: if you don't have the money but have the will to study, PTPTN is one of your best bets for a loan. It certainly beats borrowing from banks or worse...from friends and relatives. At least you stand on your own feet after you graduate. |
|
|
Jan 9 2007, 11:28 PM
|
|
Senior Member
1,852 posts Joined: Oct 2006 From: K.L
|
QUOTE(Raikkonen @ Jan 9 2007, 06:49 PM) Got interest...wtf. i think de amount is they decide for u.. they wil look into ur financial condition..Me applied for 19K (full)...they only gave 12K...wtf. Now got to use EPF money to pay the rest of the fees. WTF. Stupid govt. and Education Ministry + Higher Learning Ministry. |
|
|
Jan 10 2007, 07:34 PM
|
|
Senior Member
695 posts Joined: Nov 2006
|
I got an offer letter to do some business and IT diploma course in some technological institute in cheras this morning. The title was BIASISWA but in the course info section, the bayaran was 100% PTPTN......
The funny thing was, I didn't even applied for that college. On top of that, my parents income will surely fall into the 'tidak lajak' category. It came along with an application form....lol. Of course, I will reject it since I already paid for my college in Australia. I wonder where they got my contact details....I never ever filled up any forms at the education fairs. |
|
|
Jan 10 2007, 11:45 PM
|
Senior Member
3,256 posts Joined: Dec 2006 From: Mars not Venus Status: In a Relationship
|
QUOTE(zltan @ Jan 10 2007, 07:34 PM) I got an offer letter to do some business and IT diploma course in some technological institute in cheras this morning. The title was BIASISWA but in the course info section, the bayaran was 100% PTPTN...... I think you should report it to the authority to prevent other ppl kena con.The funny thing was, I didn't even applied for that college. On top of that, my parents income will surely fall into the 'tidak lajak' category. It came along with an application form....lol. Of course, I will reject it since I already paid for my college in Australia. I wonder where they got my contact details....I never ever filled up any forms at the education fairs. |
|
|
Jan 16 2007, 06:24 PM
|
|
Newbie
3 posts Joined: Jan 2007
|
lets say dat i'll b finishing my a levels this january n will b getting my results this march... can i apply for da sept intake for nottingham university on march coz i heard dat there is a deadline to submit applications round middle of march... i'm hoping to b able to receive da full loan (RM52k) coz the fees in nottingham r expensive n i have to rent a room there, thus high expenditure. wat r da chances of me getting da loan? my spm results were 6A1's n i'm expecting at least an AAb for my a levels... tq
|
|
|
Jan 16 2007, 10:01 PM
|
Junior Member
204 posts Joined: Nov 2005 From: Bermuda Triangle
|
Why so freaking hard for me to get the form? I bring money but cannot buy. When can buy da fella not there. When da fella there, got no more form.
Is it easy to get the form in your school? |
|
|
Jan 17 2007, 12:30 AM
|
|
Senior Member
807 posts Joined: Dec 2005 From: drain
|
when is the next application date?
going to finish my foudation end of april and my degree gonna start on aug/sept.. where can i get the form? thanks.. |
|
|
Jan 17 2007, 11:29 AM
|
|
Senior Member
2,702 posts Joined: Dec 2004 From: P8X-86A
|
I also wanted to know when is the date of PTPTN application? Last semester almos get it but because no stamp.
|
|
|
Jan 17 2007, 04:59 PM
|
Senior Member
4,017 posts Joined: Jan 2005 From: Mont Kiara, KL
|
i heard theres one around da mid of march...
|
|
|
Jan 17 2007, 06:47 PM
|
|
Junior Member
204 posts Joined: Nov 2005 From: Bermuda Triangle
|
Got date? I tod just fill up the form and send to them?? What date??
|
|
|
Jan 18 2007, 10:45 AM
|
|
Senior Member
2,702 posts Joined: Dec 2004 From: P8X-86A
|
When is the exact date? Why so long?
In every university? |
|
|
Jan 18 2007, 04:44 PM
|
|
Junior Member
204 posts Joined: Nov 2005 From: Bermuda Triangle
|
EXACT DATE : 10th MARCH 2007 !!!!!!!
|
|
|
Jan 20 2007, 08:54 PM
|
Junior Member
74 posts Joined: Dec 2006 From: Kuala Lumpur
|
QUOTE(UberNoob @ Jan 16 2007, 06:24 PM) lets say dat i'll b finishing my a levels this january n will b getting my results this march... can i apply for da sept intake for nottingham university on march coz i heard dat there is a deadline to submit applications round middle of march... i'm hoping to b able to receive da full loan (RM52k) coz the fees in nottingham r expensive n i have to rent a room there, thus high expenditure. wat r da chances of me getting da loan? my spm results were 6A1's n i'm expecting at least an AAb for my a levels... tq full loan is hard to getim currently studying in taylor's business school for business degree my total fees for my degree is about 60k but when i applied for PTPTN they oni gave 39k |
|
|
Jan 21 2007, 01:04 AM
|
Senior Member
9,027 posts Joined: Jan 2003 From: Ipoh
|
I'm studying in UTP.
I just create a "RM2.5k pay slip" and I get 100% loan worth RM65k for 4 years. I guess some local universities can get full loan easier? |
|
|
Jan 22 2007, 03:07 AM
|
|
Senior Member
807 posts Joined: Dec 2005 From: drain
|
QUOTE(~PussyDevil~ @ Jan 18 2007, 04:44 PM) EXACT DATE : 10th MARCH 2007 !!!!!!! dead line?? |
|
|
Jan 22 2007, 04:06 AM
|
|
Senior Member
4,017 posts Joined: Jan 2005 From: Mont Kiara, KL
|
QUOTE(allenultra @ Jan 21 2007, 01:04 AM) I'm studying in UTP. create a payslip? mind elaborating more?I just create a "RM2.5k pay slip" and I get 100% loan worth RM65k for 4 years. I guess some local universities can get full loan easier? |
|
|
Jan 22 2007, 04:36 PM
|
|
Junior Member
479 posts Joined: May 2006
|
QUOTE(~PussyDevil~ @ Jan 18 2007, 04:44 PM) EXACT DATE : 10th MARCH 2007 !!!!!!! There is NO exact date for PTPTN application.All universities and colleges are given 4 windows of submission by PTPTN. The universities and colleges advise PTPTN on the dates. There is no set date by PTPTN. Some prefer to spread it around in 3 month intervals, whereas some institutions with specific intake dates in january and july will submit as january & feb, and july and august. This is to provide for late submissions. If you have missed the window for PTPTN application, you need to ask the college/ university on when is the next date of submission. Many who want to sign you up will allow you to start class pending PTPTN approval. Some may ask you to pay fees first to show that you are serious...and the fees are refundable upon PTPTN money coming in. This option is for desperados only. |
|
|
Jan 22 2007, 04:50 PM
|
|
Junior Member
479 posts Joined: May 2006
|
QUOTE(Ballz8787 @ Aug 24 2006, 01:04 AM) Just go to any commisioner of oath(pesuruhjaya sumpah) to sign for you la...give RM5 oni nia... Any class A civil servant will also suffice (even your school principal can sign). If and when you intend to apply for PTPTN loan, the college will help you obtain the signature.If not, pay RM5 for commissioner of oaths signature. |
|
|
Jan 22 2007, 06:17 PM
|
|
Newbie
3 posts Joined: Jan 2007
|
QUOTE(Teong @ Jan 22 2007, 04:36 PM) Many who want to sign you up will allow you to start class pending PTPTN approval. Some may ask you to pay fees first to show that you are serious...and the fees are refundable upon PTPTN money coming in. This option is for desperados only. then wat would happen if after u've paid da fees ur application has been rejected? |
|
|
Jan 22 2007, 07:43 PM
|
|
Junior Member
479 posts Joined: May 2006
|
QUOTE(UberNoob @ Jan 22 2007, 06:17 PM) then wat would happen if after u've paid da fees ur application has been rejected? You'll have to continue paying fees, get other sources of funding or stop studying. Some colleges allow for a refund but it's best that you get this in black and white. It's a risk one has to take. If not, wait until you get the approval and then start class. Again, if you have PTPTN approval, it doesn't mean that you'll continue getting the loan. If you fail, you'd have to pay for the next semester/ year from your own pocket. |
|
|
Jan 22 2007, 11:22 PM
|
Senior Member
2,967 posts Joined: May 2006
|
QUOTE(Teong @ Jan 22 2007, 07:43 PM) You'll have to continue paying fees, get other sources of funding or stop studying. Some colleges allow for a refund but it's best that you get this in black and white. err...much to the contrary there sirIt's a risk one has to take. If not, wait until you get the approval and then start class. Again, if you have PTPTN approval, it doesn't mean that you'll continue getting the loan. If you fail, you'd have to pay for the next semester/ year from your own pocket. ptptn still slurs into ur pocket even if u fail i dunno but my friend's under ptptn many had failed their subjects in one particular semester or the other but notiing's wrong with their ptptn haha just a quick q, what if i have ptptn but i still wanna apply for other scholarships say Maybank what do i need to do? pay off the ptptn outright or? |
|
|
Jan 22 2007, 11:43 PM
|
|
Junior Member
74 posts Joined: Dec 2006 From: Kuala Lumpur
|
i think the college will inform PTPTN about u failing the subjects
PTPTN money is banked in to u every semester so if u failed for the previous semester, u would not be able to get ur loan for this semester... different coll different terms i guess... |
|
|
Jan 23 2007, 12:18 AM
|
|
Senior Member
4,017 posts Joined: Jan 2005 From: Mont Kiara, KL
|
QUOTE(Teong @ Jan 22 2007, 07:43 PM) You'll have to continue paying fees, get other sources of funding or stop studying. Some colleges allow for a refund but it's best that you get this in black and white. but i heard from a fren dat u hafta be in da course's first sem at least before sending in da applicationIt's a risk one has to take. If not, wait until you get the approval and then start class. Again, if you have PTPTN approval, it doesn't mean that you'll continue getting the loan. If you fail, you'd have to pay for the next semester/ year from your own pocket. |
|
|
Jan 23 2007, 02:52 AM
|
|
Senior Member
2,967 posts Joined: May 2006
|
QUOTE(Hevrn @ Jan 23 2007, 12:18 AM) but i heard from a fren dat u hafta be in da course's first sem at least before sending in da application nopenot necessarily the important thing is u must have a place and the course should not be too irrelevant |
|
|
Jan 31 2007, 09:55 PM
|
|
Junior Member
76 posts Joined: Mar 2006
|
Erm....can apply loan for foundation and degree altogether?
|
|
|
Jan 31 2007, 10:12 PM
|
Senior Member
912 posts Joined: Jun 2005 From: Cyber-LaLa
|
for foundation they will not provide full loan..but degree with full loan..
|
|
|
Feb 1 2007, 12:26 AM
|
|
Senior Member
1,185 posts Joined: Aug 2005
|
its not that every degree undergraduate will get PTPTN full loan, some will get partial loan, and others only half loan.
depending on how you fill the application form. |
|
|
Feb 1 2007, 12:31 PM
|
|
All Stars
52,874 posts Joined: Jan 2003
|
Anybody read this?
Study loan defaulters to be blacklisted KUALA BERANG: Higher education loan defaulters can forget about seeking financing for fancy cars or dream bungalows. Their names will now come under a blacklist to be supplied to banks and credit card companies. The first batch of 1,100 defaulters, who have yet to settle their loans with the National Higher Education Loan Fund Corporation (PTPTN) over the past 10 years, will have their names listed on the database of Credit Tip Off Service Sdn Bhd (CTOS). The remaining 37,484 errant borrowers could face the same action if they continued to ignore the letters of demand (LOD) sent by the corporation, PTPTN chairman Datuk Razali Ismail warned. "This (blacklist) will affect one's financial credibility and the defaulter will not be able to secure any other type of loans from local banks," he told The Star yesterday. CTOS is a private credit reference agency that provides information to financial institutions screening their clients. Bad loans incurred by PTPTN total more than RM800mil and the corporation hoped to recover 70% through such measures, said Razali. "These defaulters should get their priorities right. They seem to take us for granted, believing we will not initiate any punitive action." He noted that many defaulters were already working, with some holding professional jobs. However, they still refused to settle their loans. Razali said the corporation had been flexible and even offered to accept repayment from as low as RM50 a month but received no response when the second round of LODs were re-issued last year. He also noted that some defaulters were willing to pay between RM500 and RM700 monthly on their car loans but were reluctant to pay a minimal amount to settle their study loans. "They should be able to manage their finances like professionals and not test our patience," he added. Source: The Star Online URL: http://thestar.com.my/news/story.asp?file=...7114&sec=nation |
|
|
Feb 1 2007, 12:55 PM
|
|
Senior Member
1,852 posts Joined: Oct 2006 From: K.L
|
QUOTE(jimmytee @ Jan 31 2007, 09:55 PM) Erm....can apply loan for foundation and degree altogether? foudation cannot... degree can |
|
|
Feb 1 2007, 02:48 PM
|
Junior Member
21 posts Joined: Oct 2006
|
QUOTE(David83 @ Feb 1 2007, 12:31 PM) Anybody read this? Nothing but Nice Study loan defaulters to be blacklisted KUALA BERANG: Higher education loan defaulters can forget about seeking financing for fancy cars or dream bungalows. Their names will now come under a blacklist to be supplied to banks and credit card companies. The first batch of 1,100 defaulters, who have yet to settle their loans with the National Higher Education Loan Fund Corporation (PTPTN) over the past 10 years, will have their names listed on the database of Credit Tip Off Service Sdn Bhd (CTOS). The remaining 37,484 errant borrowers could face the same action if they continued to ignore the letters of demand (LOD) sent by the corporation, PTPTN chairman Datuk Razali Ismail warned. "This (blacklist) will affect one's financial credibility and the defaulter will not be able to secure any other type of loans from local banks," he told The Star yesterday. CTOS is a private credit reference agency that provides information to financial institutions screening their clients. Bad loans incurred by PTPTN total more than RM800mil and the corporation hoped to recover 70% through such measures, said Razali. "These defaulters should get their priorities right. They seem to take us for granted, believing we will not initiate any punitive action." He noted that many defaulters were already working, with some holding professional jobs. However, they still refused to settle their loans. Razali said the corporation had been flexible and even offered to accept repayment from as low as RM50 a month but received no response when the second round of LODs were re-issued last year. He also noted that some defaulters were willing to pay between RM500 and RM700 monthly on their car loans but were reluctant to pay a minimal amount to settle their study loans. "They should be able to manage their finances like professionals and not test our patience," he added. Source: The Star Online URL: http://thestar.com.my/news/story.asp?file=...7114&sec=nation |
|
|
Mar 18 2007, 07:22 PM
|
Junior Member
288 posts Joined: Aug 2006 From: Here
|
I NEED SOME HELP.
PTPTN can only be applied if you're studyin a degree APPROVED OR ACCREDITED by LAN? |
|
|
Mar 18 2007, 09:02 PM
|
|
Junior Member
90 posts Joined: Mar 2007
|
Hi joe_89,
Not necessarily, to be very sure, you should visit or contact PTPTN to request for the list of institutions. |
|
|
Mar 18 2007, 09:09 PM
|
|
Junior Member
288 posts Joined: Aug 2006 From: Here
|
QUOTE(fido @ Mar 18 2007, 09:02 PM) Hi joe_89, I've checked with the website. But the whole thing is in Malay. Translated until like sh*t and I can't understand fully.Not necessarily, to be very sure, you should visit or contact PTPTN to request for the list of institutions. |
|
|
Mar 18 2007, 09:19 PM
|
|
Senior Member
2,702 posts Joined: Dec 2004 From: P8X-86A
|
Until now my unimas still no news about ptptn
|
|
|
Mar 18 2007, 09:42 PM
|
|
Junior Member
90 posts Joined: Mar 2007
|
Hi joe_89,
QUOTE I've checked with the website. But the whole thing is in Malay. Translated until like sh*t and I can't understand fully. Maybe you can try this link, is this the similar link as the one you have checked? Link: http://www.phed.gov.my/Services/IPTS_Direc...m=Semua&c=Semua |
|
|
Mar 18 2007, 09:47 PM
|
Senior Member
685 posts Joined: Jan 2003 From: Ampang KiA
|
QUOTE(joe_89 @ Mar 18 2007, 09:09 PM) I've checked with the website. But the whole thing is in Malay. Translated until like sh*t and I can't understand fully. Best if you consult your institution.AFAIK not every college or uni can apply for PTPTN loan. Even if your college or uni is listed, not every course is eligble. |
|
|
Mar 20 2007, 01:11 AM
|
|
Junior Member
288 posts Joined: Aug 2006 From: Here
|
QUOTE(seydee @ Mar 18 2007, 09:47 PM) Best if you consult your institution. Won't the institutions sometimes lie to us? And when we finally enrolled only we find out that ptptn cannot be applied for the programme? |
|
|
Mar 20 2007, 01:19 AM
|
|
Senior Member
3,256 posts Joined: Dec 2006 From: Mars not Venus Status: In a Relationship
|
QUOTE(joe_89 @ Mar 20 2007, 01:11 AM) Won't the institutions sometimes lie to us? And when we finally enrolled only we find out that ptptn cannot be applied for the programme? If not mistaken, ptptn is available for every lan accredit program. Not sure though, try to check at ptptn website. |
|
|
Mar 20 2007, 01:42 AM
|
|
VIP
2,450 posts Joined: Sep 2005
|
QUOTE(gtoforce @ Jan 22 2007, 11:22 PM) err...much to the contrary there sir only CGPA <2.0 for that semester, your loan will be barred for 1 sem until you managed to increase it back to at least 2.0ptptn still slurs into ur pocket even if u fail i dunno but my friend's under ptptn many had failed their subjects in one particular semester or the other but notiing's wrong with their ptptn haha just a quick q, what if i have ptptn but i still wanna apply for other scholarships say Maybank what do i need to do? pay off the ptptn outright or? GPA <2.0 for that particular sem, money still go ahead. QUOTE(yiyi87 @ Jan 22 2007, 11:43 PM) i think the college will inform PTPTN about u failing the subjects refer above statementPTPTN money is banked in to u every semester so if u failed for the previous semester, u would not be able to get ur loan for this semester... different coll different terms i guess... QUOTE(toch3 @ Jan 31 2007, 10:12 PM) for foundation they will not provide full loan..but degree with full loan.. foundation, yes only for certain institutionand limited amount of money to be loaned. 5k if I am not mistaken. QUOTE(joe_89 @ Mar 18 2007, 07:22 PM) I NEED SOME HELP. ACCREDITED , yes for sure.PTPTN can only be applied if you're studyin a degree APPROVED OR ACCREDITED by LAN? APPROVED, depends. QUOTE(joe_89 @ Mar 20 2007, 01:11 AM) Won't the institutions sometimes lie to us? And when we finally enrolled only we find out that ptptn cannot be applied for the programme? Best is you check through LAN website. Find how many course that institution get accreditated, and ask the college/uni related department for the course that has been successfully getting the loan. |
|
|
Mar 20 2007, 05:49 PM
|
|
Validating
149 posts Joined: Apr 2005
|
Is it true that if you pay back all your loan in one lump sum WITHIN 6 months after graduation,you do not need to pay the interest?Just pay as much as u borrowed?And if i get First Class Honours degree,will my loan be converted into scholarship?And how much CGPA should i get to be 1st class honours?
|
|
|
Mar 20 2007, 06:02 PM
|
|
Senior Member
3,256 posts Joined: Dec 2006 From: Mars not Venus Status: In a Relationship
|
QUOTE(bayanbay @ Mar 20 2007, 05:49 PM) Is it true that if you pay back all your loan in one lump sum WITHIN 6 months after graduation,you do not need to pay the interest?Just pay as much as u borrowed?And if i get First Class Honours degree,will my loan be converted into scholarship?And how much CGPA should i get to be 1st class honours? If not mistaken, now cannot convert into scholarship already |
|
|
Mar 21 2007, 12:45 AM
|
|
Junior Member
381 posts Joined: Dec 2006
|
i cant loan frm ptptn when i m taking foundation,rite?? but if i wan 2 loan after i finish my foundation,wat should i do ?? i hv 2 use de spm result 2 apply or GCPA ?? or both ??if according 2 GCPA,how many points is needed 2 apply loan frm ptptn.
|
|
|
Mar 21 2007, 01:05 AM
|
|
Junior Member
90 posts Joined: Mar 2007
|
Hi bayanbay,
I'll share what I know but I may be wrong as PTPTN has been updating their rules and regulations from time to time. QUOTE Is it true that if you pay back all your loan in one lump sum WITHIN 6 months after graduation,you do not need to pay the interest?Just pay as much as u borrowed? Yes, you're right. But bare in mind that you'll still have to pay the processing fees, which is RM200 - RM300 I think. QUOTE And if i get First Class Honours degree,will my loan be converted into scholarship? Hmm...kockroach is right, PTPTN did announce that one will still need to pay off the loan despite obtaining a First Class. However, my brother appealed not pay off the loan when he graduated First Class last year and his application got approved ====================================================== Hi shimy, QUOTE i cant loan frm ptptn when i m taking foundation,rite?? but if i wan 2 loan after i finish my foundation,wat should i do ?? i hv 2 use de spm result 2 apply or GCPA ?? or both ??if according 2 GCPA,how many points is needed 2 apply loan frm ptptn. No worries, consult your college on this. They can guide you through on the applicatoin. If I have not mistaken you will be required to present both SPM and Foundation results. |
|
|
Mar 26 2007, 12:30 AM
|
Junior Member
38 posts Joined: Apr 2006 From: pijay Oooooooooooooooooooo
|
my mom is a real estate agent. means, she's those sell house those agents la.. salary not tetap.. coz if got sell house only got money. so how? how to state her salary amount in the form??
and im at inti college now. if i wanna take the loan, will they bank in straight to my account or to inticollege's ? thanks.. This post has been edited by ianchaiz: Mar 26 2007, 12:48 AM |
|
|
Mar 26 2007, 03:39 AM
|
|
Senior Member
3,256 posts Joined: Dec 2006 From: Mars not Venus Status: In a Relationship
|
QUOTE(ianchaiz @ Mar 26 2007, 12:30 AM) my mom is a real estate agent. means, she's those sell house those agents la.. salary not tetap.. coz if got sell house only got money. so how? how to state her salary amount in the form?? If i were you, i would declare my mom as jobless if she does not declare income tax. |
|
|
Mar 26 2007, 04:00 AM
|
Senior Member
4,234 posts Joined: Sep 2006
|
Is there a limit of how much you can borrow if your income exceeds certain level. I read about it somewhere, but couldn't find it now.
Can someone please enlighten me on this. thanks |
|
|
Mar 26 2007, 07:50 AM
|
Senior Member
2,972 posts Joined: Jul 2006 From: OSINT
|
I'm also put my mom jobless, it's good not to show off our parent salary in that form(one of my friend that didn't listen and want to show off their 7K salary parent at last got only half and regret for what she stated in the form ..
) ..P/s: Even the son of Dato' put their father job as a "Orang gaji" .. he's mission just to buy OX2 PDA phone .. |
|
|
Mar 26 2007, 12:59 PM
|
|
Senior Member
3,256 posts Joined: Dec 2006 From: Mars not Venus Status: In a Relationship
|
QUOTE(kaiserreich @ Mar 26 2007, 04:00 AM) Is there a limit of how much you can borrow if your income exceeds certain level. I read about it somewhere, but couldn't find it now. If not mistaken, it is usually half of the amount.Can someone please enlighten me on this. thanks |
|
|
Mar 26 2007, 10:51 PM
|
|
Junior Member
38 posts Joined: Apr 2006 From: pijay Oooooooooooooooooooo
|
ohh thankss !
|
|
|
Mar 27 2007, 12:10 AM
|
|
VIP
2,450 posts Joined: Sep 2005
|
QUOTE(kaiserreich @ Mar 26 2007, 04:00 AM) Is there a limit of how much you can borrow if your income exceeds certain level. I read about it somewhere, but couldn't find it now. <Rm3000, usually full amountCan someone please enlighten me on this. thanks between RM3001 and somewhere around RM5000, half loan, lesser than full loan a few K's More than that amount, 10k Max. |
|
|
Mar 27 2007, 01:09 AM
|
|
Senior Member
4,234 posts Joined: Sep 2006
|
Can you give me a link or some sort, i wish to understand it in further detail. Don't seem to find it in PTPTN website.
BTW, do most people under declare their income? |
|
|
Mar 27 2007, 01:25 AM
|
|
Senior Member
3,256 posts Joined: Dec 2006 From: Mars not Venus Status: In a Relationship
|
QUOTE(kaiserreich @ Mar 27 2007, 01:09 AM) BTW, do most people under declare their income? Most of my friend did that. You can go to any pejabat tanah, said that you need a verification that your parent are penjaja or something, ask them to give you an official letter stating that your parent income are RMxxxx. Then use the letter to submit to PTPTN. |
|
|
Mar 27 2007, 01:27 AM
|
Junior Member
145 posts Joined: Dec 2006
|
pejabat tanah? after getting the letter no need salary slip?
|
|
|
Mar 27 2007, 01:33 AM
|
|
Senior Member
3,256 posts Joined: Dec 2006 From: Mars not Venus Status: In a Relationship
|
QUOTE(lilballa @ Mar 27 2007, 01:27 AM) pejabat tanah? after getting the letter no need salary slip? For my time, yes no need salary slip cuz the letter issue by pejabat tanah show your parent income. This is usually for those low income job which do not need to declare income tax. |
|
|
Mar 27 2007, 01:45 AM
|
|
Junior Member
145 posts Joined: Dec 2006
|
what if my dad work outside malaysia and don't declate income tax, wat should i do? ask for the letter or any alternatives?
|
|
|
Mar 27 2007, 01:48 AM
|
|
Senior Member
3,256 posts Joined: Dec 2006 From: Mars not Venus Status: In a Relationship
|
Good question, but i dunno how to answer. hehe sorry. But you can try and call PTPTN ask them about that, but their phone line is very hard to get through. Of cause, don't tell them how much your father earn. or perhaps you can said your father already retire. Not sure though
|
|
|
Mar 27 2007, 01:05 PM
|
|
Senior Member
2,702 posts Joined: Dec 2004 From: P8X-86A
|
When is the ptptn form selling session in IPTA?
|
|
|
Mar 27 2007, 01:06 PM
|
Senior Member
889 posts Joined: Oct 2006 From: Johor Bahru
|
QUOTE(nightzstar @ Mar 27 2007, 01:05 PM) When is the ptptn form selling session in IPTA? During the orientation week when u report urself at IPTA. Enjoy da orientation  |
|
|
Mar 27 2007, 04:02 PM
|
|
Staff
72,845 posts Joined: Sep 2005 From: KUL
|
QUOTE(stevanistelrooy @ Mar 27 2007, 12:10 AM) <Rm3000, usually full amount Errm. My friend in MMU, 2.0k already 75% loan. between RM3001 and somewhere around RM5000, half loan, lesser than full loan a few K's More than that amount, 10k Max. |
|
|
Mar 27 2007, 05:11 PM
|
|
Senior Member
3,256 posts Joined: Dec 2006 From: Mars not Venus Status: In a Relationship
|
QUOTE(fruitie @ Mar 27 2007, 04:02 PM) Errm. My friend in MMU, 2.0k already 75% loan. I think he can appeal for the loan amount. |
|
|
Mar 27 2007, 11:00 PM
|
|
VIP
2,450 posts Joined: Sep 2005
|
QUOTE(fruitie @ Mar 27 2007, 04:02 PM) Errm. My friend in MMU, 2.0k already 75% loan. yes, that is before the new rules are out early this year.That is due to some factor that need to be considerate as well.QUOTE(kockroach @ Mar 27 2007, 05:11 PM) I think he can appeal for the loan amount. They can appeal, but with relevant reason/proof. PTPTN would not give extra money if you could not provide things that they needed. |
|
|
Mar 28 2007, 02:05 AM
|
Senior Member
830 posts Joined: Jun 2006 From: AOR <-> PJ
|
is there anyone studying in mmu that get the ptptn loan... one of my friend studying in mmu said it's not difficult and the forumer in mmu thread also said the same thing... i'm just scared if i really enter mmu then can't get the loan, how am i going to pay for the fees? the ptptn loan include living cost or not?
|
|
|
Mar 28 2007, 11:44 AM
|
Senior Member
920 posts Joined: Jun 2005
|
living cost not included la~ hehe
|
|
|
Mar 28 2007, 06:20 PM
|
|
Senior Member
3,256 posts Joined: Dec 2006 From: Mars not Venus Status: In a Relationship
|
QUOTE(ken_zie @ Mar 28 2007, 02:05 AM) is there anyone studying in mmu that get the ptptn loan... one of my friend studying in mmu said it's not difficult and the forumer in mmu thread also said the same thing... i'm just scared if i really enter mmu then can't get the loan, how am i going to pay for the fees? the ptptn loan include living cost or not? It is 16k per year if not mistaken. And I think 95 out of 100 applicant can get the loan. |
|
|
Mar 28 2007, 10:58 PM
|
|
Senior Member
1,852 posts Joined: Oct 2006 From: K.L
|
QUOTE(kockroach @ Mar 28 2007, 06:20 PM) It is 16k per year if not mistaken. And I think 95 out of 100 applicant can get the loan. i tot is depends on the course fees? |
|
|
Mar 28 2007, 11:48 PM
|
Junior Member
374 posts Joined: Aug 2006
|
QUOTE(ken_zie @ Mar 28 2007, 02:05 AM) is there anyone studying in mmu that get the ptptn loan... one of my friend studying in mmu said it's not difficult and the forumer in mmu thread also said the same thing... i'm just scared if i really enter mmu then can't get the loan, how am i going to pay for the fees? the ptptn loan include living cost or not? Last time easier to get full loan, now I think most of us can only get half loan, about 13K. But still enough to cover the fees. |
|
|
Mar 29 2007, 12:19 AM
|
|
Senior Member
830 posts Joined: Jun 2006 From: AOR <-> PJ
|
QUOTE(nnu @ Mar 28 2007, 11:48 PM) Last time easier to get full loan, now I think most of us can only get half loan, about 13K. But still enough to cover the fees. 13k per year or the whole duration? |
|
|
Mar 29 2007, 01:52 AM
|
|
Junior Member
374 posts Joined: Aug 2006
|
QUOTE(ken_zie @ Mar 29 2007, 12:19 AM) 13k per year or the whole duration? 13k per annum. |
|
|
Mar 29 2007, 04:57 AM
|
|
Staff
72,845 posts Joined: Sep 2005 From: KUL
|
QUOTE(kockroach @ Mar 28 2007, 06:20 PM) It is 16k per year if not mistaken. And I think 95 out of 100 applicant can get the loan. Yes, RM 16K per year if get the full loan. QUOTE(Lover @ Mar 28 2007, 10:58 PM) i tot is depends on the course fees? I think PTPTN will give RM 16K (full loan) for each student regardless any degree course in MMU because it's the duration of the course that counts in.If the degree course is 3 years, then the loan will get is RM 48K, if 4 years degree course is RM 64K. Not depend on the tuition fees, at least for MMU's case. |
|
|
Apr 2 2007, 11:09 PM
|
|
Junior Member
479 posts Joined: May 2006
|
QUOTE(gtoforce @ Jan 22 2007, 11:22 PM) err...much to the contrary there sir Hi. The reason PTPTN still pumps money into your account is that the college failed or is late in reporting your grades to PTPTN. They could also lie about your failure to ensure that they are paid. ptptn still slurs into ur pocket even if u fail i dunno but my friend's under ptptn many had failed their subjects in one particular semester or the other but notiing's wrong with their ptptn haha just a quick q, what if i have ptptn but i still wanna apply for other scholarships say Maybank what do i need to do? pay off the ptptn outright or? You are free to apply for scholarships. If you get it, just inform PTPTN and they will terminate your loan. You may pay off the loan. Added on April 2, 2007, 11:13 pm QUOTE(Rena_blue @ Mar 28 2007, 11:44 AM) living cost not included la~ hehe Whether living cost is included or not depends on the individual college's LAN TC-01 document submission. Under the fees category, colleges should ideally list down living expenses, allowances and transportation as part of the fees. What PTPTN does is refer to the LAN document. If it's listed there, they will cover that part (subject to the maximum allowed under the category o studies). Many colleges don't do this. They merely list tuition fees. Therefore other expenses are not covered by PTPTN. In any case, most tuition fees at reputable IPTS are above what is allowed by PTPTN i.e. RM15-16K per year for degree and RM8K for diploma. Added on April 2, 2007, 11:16 pm QUOTE(camron @ Mar 9 2006, 08:52 PM) when u apply loan for the diploma they might be need your spm result.. PTPTN provides loans for both degree and diploma.emm i think when u wan to apply for degree i think they only view your diploma cert and make sure that your cert has LAN approval.... u have to check 1st lo... www.lan.gov.my If you are an SPM school leaver, they will only cover your diploma. PTPTN does not cover foundation, a-levels, etc...as these are considered certificate level courses. They do however, provide loans for degrees. This post has been edited by Teong: Apr 2 2007, 11:16 PM |
|
|
Apr 3 2007, 03:24 AM
|
|
Staff
72,845 posts Joined: Sep 2005 From: KUL
|
QUOTE(Teong @ Apr 2 2007, 11:09 PM) PTPTN provides loans for both degree and diploma. If you are an SPM school leaver, they will only cover your diploma. PTPTN does not cover foundation, a-levels, etc...as these are considered certificate level courses. They do however, provide loans for degrees. PTPTN does cover part of our Foundation studies in MMU, RM 5K each and our full amount of tuition fees for Foundation is RM 8K+. Few years back, the senior got around RM 12K for only their Foundation studies. However, it was reduced to RM 5K after that. typo, just realised after a day This post has been edited by fruitie: Apr 4 2007, 02:58 AM |
|
|
Apr 3 2007, 01:14 PM
|
|
Senior Member
807 posts Joined: Dec 2005 From: drain
|
when can i apply for ptptn?
im going to finish my foundation soon.. where can i get the form? how if my degree started but i haven apply for ptptn yet? |
|
|
Apr 3 2007, 01:40 PM
|
|
Junior Member
38 posts Joined: Apr 2006 From: pijay Oooooooooooooooooooo
|
^
get the form from your college lor. anyways, they will transfer the money straight to your college? or into your account? for INTI. |
|
|
Apr 4 2007, 12:02 AM
|
|
Junior Member
479 posts Joined: May 2006
|
QUOTE(ianchaiz @ Apr 3 2007, 01:40 PM) ^ The form costs RM6. Some colleges will sponsor the form.get the form from your college lor. anyways, they will transfer the money straight to your college? or into your account? for INTI. There is a choice to either transfer money directly to the student or into the college account. Some colleges are getting smarter, by working with PTPTN to ensure that monies are paid directly to them. This will ensure that students do not spend their loan money on other things when they see a significant amount of money in their account. On the flipside, we hear tales of colleges that refuse to refund PTPTN money (which rightfully belong to students) when they overpay. Speak to the college and find out exactly what the arrangement is before you take the plunge. |
|
|
Apr 6 2007, 06:28 PM
|
|
Senior Member
2,381 posts Joined: May 2005 From: Narnia
|
If I gotten a scholarship in other college; my previous college's PTPTN will be terminated?
Do I have to pay at once? |
|
|
Apr 6 2007, 08:04 PM
|
|
Staff
72,845 posts Joined: Sep 2005 From: KUL
|
QUOTE(doinkz_gaara @ Apr 6 2007, 06:28 PM) If I gotten a scholarship in other college; my previous college's PTPTN will be terminated? Yes, you need to declare this matter to them. It's because if they found out, you will be sued with legal law. Do I have to pay at once? And yes, you need to pay them back one shot. |
|
|
Apr 6 2007, 08:47 PM
|
|
Senior Member
2,381 posts Joined: May 2005 From: Narnia
|
One shot. O_O
Cannot pay in ansurance? |
|
|
Apr 6 2007, 09:31 PM
|
|
Staff
72,845 posts Joined: Sep 2005 From: KUL
|
QUOTE(doinkz_gaara @ Apr 6 2007, 08:47 PM) One shot. O_O Nope, one shot. No installment...Cannot pay in ansurance? Last time I had problems with my PTPTN and I needed to pay them back one shot but then the case resolved already. Thank God. I did talk to them to nego but they said can't. For e.g.: My friends in MMU were taking PTPTN loan but later were offered with Yayasan Telekom Malaysia (YTM) loan. And, they were asked to pay back the amount loaned to them by PTPTN, luckily YTM helped them to pay back to PTPTN. Maybe the scholarship can help in this matter too? I'm not so sure. Nevertheless, as far as I'm concern, they required us to pay back one shot. |
|
|
Apr 6 2007, 09:50 PM
|
|
Senior Member
2,381 posts Joined: May 2005 From: Narnia
|
If I do not want to stop the PTPTN for my new college, do I have to reapply?
But will I need to pay back the original amount they gave me first? Sorry for these never ending questions >.< This post has been edited by doinkz_gaara: Apr 6 2007, 09:51 PM |
|
|
Apr 6 2007, 11:02 PM
|
|
Staff
72,845 posts Joined: Sep 2005 From: KUL
|
QUOTE(doinkz_gaara @ Apr 6 2007, 09:50 PM) If I do not want to stop the PTPTN for my new college, do I have to reapply? Sorry, but mind to explain more? I don't really get it.But will I need to pay back the original amount they gave me first? Sorry for these never ending questions >.< Nevermind, we are here to help each other. I'm also speaking based on my experience. |
|
|
Apr 6 2007, 11:12 PM
|
|
Senior Member
2,381 posts Joined: May 2005 From: Narnia
|
Like I'm switching from TARC to IACT,
Previously I applied for PTPTN for TARC and they already gave half of the amount I've loaned. So I need to settle the loan in TARC before I can apply for PTPTN for my studies in IACT? There's a PTPTN centre in KL Sentral right? |
|
|
Apr 6 2007, 11:38 PM
|
|
Junior Member
367 posts Joined: Oct 2006
|
LAN haven't approve my course yet. so cant get loan
|
|
|
Apr 7 2007, 04:36 AM
|
|
Staff
72,845 posts Joined: Sep 2005 From: KUL
|
QUOTE(doinkz_gaara @ Apr 6 2007, 11:12 PM) Like I'm switching from TARC to IACT, Yes, you are right. You need to settle the debt first, unfortunately.Previously I applied for PTPTN for TARC and they already gave half of the amount I've loaned. So I need to settle the loan in TARC before I can apply for PTPTN for my studies in IACT? There's a PTPTN centre in KL Sentral right? There was this incident when I was doing my course registration in MMU's Exam Unit. This student came and asked for offer letter and etc. He told the Exam Unit that PTPTN already sent him a lawyer letter because he changed his college to university and he is asked to pay back the loaned money for his studies in his former college. So, I assume this case applies to your situation too..Ya, from the information I got from here PTPTN, there is a PTPTN center in KL Sentral. QUOTE(priest @ Apr 6 2007, 11:38 PM) LAN haven't approve my course yet. so cant get loan That's the troublesome part of PTPTN because without LAN approval, you will be rejected with a loan.This post has been edited by fruitie: Apr 7 2007, 04:37 AM |
|
|
Apr 8 2007, 10:29 PM
|
Junior Member
72 posts Joined: Feb 2007
|
Any ex-PTPTN taker here? I wanna ask something bout that PTPTN form...
The last page of that form "Borang pengesahan (white sheet) " , Must i find someone with high rank to get pengesahan or the college with settle for me ? |
|
|
Apr 8 2007, 10:34 PM
|
Senior Member
615 posts Joined: Feb 2005
|
QUOTE(ken_zie @ Mar 28 2007, 02:05 AM) is there anyone studying in mmu that get the ptptn loan... one of my friend studying in mmu said it's not difficult and the forumer in mmu thread also said the same thing... i'm just scared if i really enter mmu then can't get the loan, how am i going to pay for the fees? the ptptn loan include living cost or not? I have a colleague who took PTPTN loan and graduated from MMU in EE. Get loan OK, provided there is still money left, the problem is pay back only. IF not mitaken his monthly reapayment is nearly RM600 for 15-20 years. |
|
|
Apr 9 2007, 12:56 AM
|
|
Senior Member
1,966 posts Joined: Jan 2003 From: No longer hanging by a NUS
|
QUOTE(flamer @ Apr 8 2007, 10:34 PM) I have a colleague who took PTPTN loan and graduated from MMU in EE. Get loan OK, provided there is still money left, the problem is pay back only. IF not mitaken his monthly reapayment is nearly RM600 for 15-20 years. Cannot be. Those who took engineering course max payback is RM300+ for 20 years from what I know. |
|
|
Apr 9 2007, 01:16 AM
|
|
Staff
72,845 posts Joined: Sep 2005 From: KUL
|
QUOTE(cks2k2 @ Apr 9 2007, 12:56 AM) Cannot be. Those who took engineering course max payback is RM300+ for 20 years from what I know. Ya, that's the amount. |
|
|
Apr 9 2007, 11:49 AM
|
|
Junior Member
496 posts Joined: Feb 2006 From: Subang Jaya
|
Cannot be 600 per month. Seriously , u wont be able to survive if u have to pay RM600 just for PTPTN alone
|
|
|
Apr 9 2007, 12:46 PM
|
|
Staff
72,845 posts Joined: Sep 2005 From: KUL
|
QUOTE(v i n c @ Apr 9 2007, 11:49 AM) Cannot be 600 per month. Seriously , u wont be able to survive if u have to pay RM600 just for PTPTN alone Exactly how to survice if need to pay them back RM 600 per month, it's written in my agreement, amount stated like what csk2k2 mentioned in his last post. |
|
|
Apr 17 2007, 01:35 PM
|
|
Senior Member
2,381 posts Joined: May 2005 From: Narnia
|
I was just wondering,
Exactly how is the payment back, the formula they put at the website is confusing me. 3% every year, and another 3% the next year? In total 6% in two years? |
|
|
Apr 17 2007, 08:01 PM
|
Senior Member
1,492 posts Joined: Dec 2005 From: Penang Islandâ„¢
|
too many pages for me to read back....i have a question here...i heard from my friend that in order to get ptptn one's parent must have around 3k saving at something tabung....forget the name already...is it true?
|
|
|
Apr 18 2007, 12:41 PM
|
Junior Member
26 posts Joined: Mar 2007
|
Ok... Guys.. Please help me.
I did my foundation in mmu. Now i planned to change to another uni for degree. So i didnt yet apply for ptptn for degree loan. The problem is the ptptn already send me 3rd letter ask me to pay back for foundation. As i want to change to other uni, would they provide a new loan for my degree. Or should i pay back my foundation loan first to apply for degree loan? Please help me. Feel like jumping from the window because of this money problem. I wish i was stupid enough so that i failed my form 3 but i didnt. I wish i was lucky/smart enough to get seat in ipta. Being in the middle of this two really making me crazy. This post has been edited by sparco: Apr 18 2007, 12:43 PM |
|
|
Apr 18 2007, 01:56 PM
|
|
Senior Member
830 posts Joined: Jun 2006 From: AOR <-> PJ
|
QUOTE(Vint @ Apr 17 2007, 08:01 PM) too many pages for me to read back....i have a question here...i heard from my friend that in order to get ptptn one's parent must have around 3k saving at something tabung....forget the name already...is it true? ya, i think i got read about that as well in the star not long ago... but that will only start next year... QUOTE(The Star Online @ Saturday February 17, 2007) KUALA LUMPUR: The money that parents deposit in the National Education Savings Scheme (SSPN) before their children can apply for loans from the National Higher Education Fund Corp (PTPTN), will not be used as security. and from next year onwards, amout of the loans given will be based on the course taken, total credit hour and the institute's lacation to prevent students from getting more money than they needed. wondering if this is a good idea or not? In giving this assurance, Higher Education Minister Datuk Mustapa Mohamed said there were no plans to use this money in case their children did not repay their loans when they had completed their studies. "This is for their children's education. Our intention is to get them to save, not take their money. "In general, Malaysians don't save for education. The Chinese are good at this but we found that not many have saved among the Malays," he said after witnessing the signing of an MoU between Universiti Teknologi Mara (UiTM) and Standard Chartered Bank Malaysia Bhd formalising an internship programme for UiTM students. UiTM vice-chancellor Prof Datuk Seri Dr Ibrahim Abu Shah and Standard Chartered's chief information officer Edwin Nevis sealed the deal for their respective organisations. On Thursday , Mustapa had announced that students' parents would have to contribute to the scheme before applying for PTPTN loans. Parents with a monthly income of more than RM2,000 would need to deposit RM3,000 in the scheme while those with an income below RM2,000 would need to have RM500 before their children can become eligible for a loan. This would take effect from Jan 1 next year, he said, adding that when students apply for the loans, they would have to show proof that their parents have savings in the scheme. "Those who are really poor and can't afford it, we will consider their cases as it is important to have access to education," Mustapa said. QUOTE(The Star Online @ Monday February 12, 2007) FROM next year onwards, every successful loan applicant will not be getting the standard RM6,500 annual sum from the National Higher Education Fund Corporation (PTPTN). This post has been edited by ken_zie: Apr 18 2007, 01:58 PMInstead, the body will be allocating loans to candidates based on the course taken, the total credit hours involved and the institute's location, to prevent students from getting sums beyond their needs. Berita Minggu quoted its chief executive Yunos Abd Ghani as saying that this was part of PTPTN's efforts to create a new system to allow for greater monitoring and detailing of the fund. He said currently all undergraduates in public universities and colleges received a total loan of RM6,500 a year and an additional RM500 for those in science courses. However, he said, the cost of each course was different, therefore the need to work out the loans according to the credit hours. "We will study the cost for one course and decide on the funds accordingly. If they apply for more than what they should, we will have to turn them down because they don't need the extra," he said. Besides that, Mohd Yunos said PTPTN would take the institutes' location into consideration, as the cost of living for students at Universiti Malaya would be higher compared to students at Universiti Utara Malaysia. He said the new system would not be implemented this year. |
|
|
Apr 18 2007, 02:23 PM
|
|
Staff
72,845 posts Joined: Sep 2005 From: KUL
|
QUOTE(sparco @ Apr 18 2007, 12:41 PM) Ok... Guys.. Please help me. I did my foundation in mmu. Now i planned to change to another uni for degree. So i didnt yet apply for ptptn for degree loan. The problem is the ptptn already send me 3rd letter ask me to pay back for foundation. As i want to change to other uni, would they provide a new loan for my degree. Or should i pay back my foundation loan first to apply for degree loan? Please help me. Feel like jumping from the window because of this money problem. I wish i was stupid enough so that i failed my form 3 but i didnt. I wish i was lucky/smart enough to get seat in ipta. Being in the middle of this two really making me crazy.  If you are going to continue your Degree studies in MMU, you can apply for deferment. Most of my friends are doing this but I already paid back the amount. However, since you are planning to change to other uni, I'm not sure if you need to pay back the amount money you loaned during your studies in MMU before applying for your Degree loan. |
|
|
Apr 22 2007, 12:20 AM
|
Validating
284 posts Joined: Oct 2005
|
hello. I'm thinking of applying for ptptn loan for UTAR' s May intake. Will I get d money after the 1st sem or what?I' m taking Chemical Engineering,total fees should be around RM 36,500 I think. I' m a STPM graduate. Can I know approximately how much can I get for the course? Result is 1A2A-1B+....thxx...And around how much per year for hw many years I' ll have to pay back?thx a lot...
|
|
|
Apr 22 2007, 03:04 AM
|
|
VIP
2,450 posts Joined: Sep 2005
|
QUOTE(sparco @ Apr 18 2007, 12:41 PM) Ok... Guys.. Please help me. Well, just pay off the 5k and you are clear of the debt and having extra RM12.50 being charged incremently as you delay the payment.I did my foundation in mmu. Now i planned to change to another uni for degree. So i didnt yet apply for ptptn for degree loan. The problem is the ptptn already send me 3rd letter ask me to pay back for foundation. As i want to change to other uni, would they provide a new loan for my degree. Or should i pay back my foundation loan first to apply for degree loan? Please help me. Feel like jumping from the window because of this money problem. I wish i was stupid enough so that i failed my form 3 but i didnt. I wish i was lucky/smart enough to get seat in ipta. Being in the middle of this two really making me crazy. No point of having a lawyer letter arriving on your doorstep like a loanshark asking for you to payoff the amount. As fruitie said, you can ask for deferment, provided you get into the new uni, and use that offer letter as a proof and submit it to PTPTN. If they can't really help you, I think you have no choice but to settle it. Best if you could go and nego with them at PTPTN office. This post has been edited by stevanistelrooy: Apr 22 2007, 03:05 AM |
|
|
Apr 22 2007, 03:48 AM
|
|
Staff
72,845 posts Joined: Sep 2005 From: KUL
|
QUOTE(stevanistelrooy @ Apr 22 2007, 03:04 AM) Well, just pay off the 5k and you are clear of the debt and having extra RM12.50 being charged incremently as you delay the payment. Steve, I think he needs to settle the loan he loaned in MMU before he continues to another university. No point of having a lawyer letter arriving on your doorstep like a loanshark asking for you to payoff the amount. As fruitie said, you can ask for deferment, provided you get into the new uni, and use that offer letter as a proof and submit it to PTPTN. If they can't really help you, I think you have no choice but to settle it. Best if you could go and nego with them at PTPTN office. If he continues his Degree in MMU, he can apply for deferment but his case is different as he wants to transfer to another university. However to sparco, please call the officers and tell them your situation, who knows they will come up with a good solution instead of waiting for the lawyer letter to reach you and you might be denied with a loan for your future studies. |
|
|
Apr 22 2007, 04:10 AM
|
Senior Member
1,710 posts Joined: Nov 2006
|
PTPTN S*CKS BIG TIME!! how many times ive been sending in my transcripts for the conversion of ptptn to scholarship,,,, and they keep on loosing it!! ive already sent in my official letter applying for the conversion, and they lost it too. !@#$%%$#..now i have to redo everything all over again, get my photocopy transcripts certified.. bla bla bla.. !@#$%$% need to snap pictures as proofs that ive already submitted everything...
|
|
|
Apr 22 2007, 07:22 AM
|
|
Staff
72,845 posts Joined: Sep 2005 From: KUL
|
QUOTE(LoveMeNot @ Apr 22 2007, 04:10 AM) PTPTN S*CKS BIG TIME!! how many times ive been sending in my transcripts for the conversion of ptptn to scholarship,,,, and they keep on loosing it!! ive already sent in my official letter applying for the conversion, and they lost it too. !@#$%%$#..now i have to redo everything all over again, get my photocopy transcripts certified.. bla bla bla.. !@#$%$% need to snap pictures as proofs that ive already submitted everything... Well, what can you expect from a Government's body? You are still lucky on the loan coversion thingy, starting from 2005, nobody is granted with a loan conversion no matter you get a First Class Honours or not. |
|
|
Apr 22 2007, 04:11 PM
|
|
Validating
284 posts Joined: Oct 2005
|
anyone please ans my ques...
can i add on 1 more?if i manage to get a scholarship offered from the college...but mayb only 35%...can i still apply for PTPTN Loan for the rest?will they approve it?thx |
|
|
Apr 22 2007, 05:57 PM
|
|
Senior Member
2,736 posts Joined: Dec 2006
|
can loan from SHARK. No need any credit
|
|
|
Apr 22 2007, 11:32 PM
|
|
Senior Member
1,492 posts Joined: Dec 2005 From: Penang Islandâ„¢
|
[quote=ken_zie,Apr 18 2007, 01:56 PM]
ya, i think i got read about that as well in the star not long ago... but that will only start next year... and from next year onwards, amout of the loans given will be based on the course taken, total credit hour and the institute's lacation to prevent students from getting more money than they needed. wondering if this is a good idea or not? Alrite...thanks ya so where can my parents save their money?I mean which party to ask?Can go any bank and ask straight away? |
|
|
Apr 23 2007, 03:48 AM
|
|
Staff
72,845 posts Joined: Sep 2005 From: KUL
|
QUOTE(ayrez @ Apr 22 2007, 04:11 PM) anyone please ans my ques... Unfortunately the answer is cannot. can i add on 1 more?if i manage to get a scholarship offered from the college...but mayb only 35%...can i still apply for PTPTN Loan for the rest?will they approve it?thx You can only be holding either one scholarship or loan. You will be sued by both parties with legal law, both the scholarship's organization and PTPTN. This statement is stated in the agreement clearly. |
|
|
Apr 23 2007, 03:00 PM
|
Junior Member
11 posts Joined: Apr 2007
|
QUOTE(Dennos @ Apr 22 2007, 05:57 PM) can loan from SHARK. No need any credit not funny. |
|
|
Apr 23 2007, 03:03 PM
|
|
Junior Member
145 posts Joined: Dec 2006
|
i need some help on this ptptn, what certs that i should prepare and photostat? can some1 list it for me, coz i dun wan to face lots of trouble when outstation...
|
|
|
Apr 23 2007, 04:02 PM
|
|
Validating
284 posts Joined: Oct 2005
|
QUOTE(fruitie @ Apr 23 2007, 03:48 AM) Unfortunately the answer is cannot. sorry....i know already now..You can only be holding either one scholarship or loan. You will be sued by both parties with legal law, both the scholarship's organization and PTPTN. This statement is stated in the agreement clearly. |
|
|
May 4 2007, 12:54 PM
|
Junior Member
353 posts Joined: Jan 2003
|
QUOTE(cks2k2 @ Apr 9 2007, 12:56 AM) Cannot be. Those who took engineering course max payback is RM300+ for 20 years from what I know. 300 + is barely enough to pay back the principal+interest...i loaned rm 40.5k, and if i pay back in 14 years time, I have to pay a whopping rm 52k. QUOTE(doinkz_gaara @ Apr 17 2007, 01:35 PM) I was just wondering, the formula contains several mistake and typo...i entered the formula into an excel sheet and it doesnt tally..lol Exactly how is the payment back, the formula they put at the website is confusing me. 3% every year, and another 3% the next year? In total 6% in two years?  This post has been edited by Dagashi: May 4 2007, 01:02 PM |
|
|
May 4 2007, 01:38 PM
|
|
Senior Member
1,492 posts Joined: Dec 2005 From: Penang Islandâ„¢
|
Alrite...thanks ya so where can my parents save their money?I mean which party to ask?Can go to any bank and ask straight away? |
|
|
May 9 2007, 09:04 PM
|
|
Senior Member
2,972 posts Joined: Jul 2006 From: OSINT
|
Anyone reply the letter from PTPTN to update our profile including our parents info? I didn't .. hehehe ...
|
|
|
Jun 6 2007, 07:45 PM
|
|
Junior Member
114 posts Joined: Jan 2003
|
QUOTE(Irzani @ May 9 2007, 09:04 PM) Anyone reply the letter from PTPTN to update our profile including our parents info? I didn't .. hehehe ... me 2.. |
|
|
Jun 6 2007, 08:33 PM
|
|
Junior Member
102 posts Joined: Jul 2005
|
din reply too.....
damn stupid la... last time they call me to pay back my foundation money whereas i've not finish my studies yet. I appealed but then they claim they did not receive the letter, so i went all the way to PTPTN office only to settle it. =/ |
|
|
Jun 7 2007, 02:06 AM
|
|
Junior Member
417 posts Joined: Jun 2007 From: subang/kajang
|
now even u get dean list or CGPA 4.0 u must pay ur ptptn loan..
|
|
|
Jun 7 2007, 05:26 PM
|
Senior Member
1,173 posts Joined: Apr 2005 From: Port Dickson
|
QUOTE(Dagashi @ May 4 2007, 12:54 PM) 300 + is barely enough to pay back the principal+interest... the formula displayed is indeed incorrect. The one that they used for the loan calculator is i loaned rm 40.5k, and if i pay back in 14 years time, I have to pay a whopping rm 52k. the formula contains several mistake and typo...i entered the formula into an excel sheet and it doesnt tally..lol Interest per month = loan amount x 0.03/12 Note: For engineering stream, there's a RM500 interest free loan per year. Based from what I know from my friends, the interest are only based on your principle amount, so no interest on interest. |
|
|
Jun 7 2007, 08:41 PM
|
|
Junior Member
356 posts Joined: Jun 2006
|
Anyone know of any hotline that i can actually use to contact PTPTN?
|
|
|
Jun 8 2007, 04:48 PM
|
|
Junior Member
114 posts Joined: Jan 2003
|
QUOTE(eehtsitna @ Jun 7 2007, 08:41 PM) Anyone know of any hotline that i can actually use to contact PTPTN? here u go 03 - 2092 7788btw though of sending the ptptn update form, Should i need to send the part A 'pengesahan baki' too? This post has been edited by macho: Jun 8 2007, 04:50 PM |
|
|
Jun 9 2007, 11:00 AM
|
All Stars
17,053 posts Joined: Jan 2003
|
QUOTE(fruitie @ Apr 23 2007, 03:48 AM) Unfortunately the answer is cannot. means if i get a scholarship after loaning from PTPTN how? if the scholarship if from a foundation would i get sued?You can only be holding either one scholarship or loan. You will be sued by both parties with legal law, both the scholarship's organization and PTPTN. This statement is stated in the agreement clearly. |
|
|
Jun 12 2007, 11:47 AM
|
|
Junior Member
356 posts Joined: Jun 2006
|
QUOTE(Darkmage12 @ Jun 9 2007, 12:00 PM) means if i get a scholarship after loaning from PTPTN how? if the scholarship if from a foundation would i get sued? No i dont think u will get sued. In that scenario PTPTN will just take back the loan that they offer to you. It is not your fault to be given a scholarship in the first place. |
|
|
Jun 18 2007, 03:32 PM
|
|
All Stars
17,053 posts Joined: Jan 2003
|
hey ptptn loan can be done online now anyone knows how to do it?
|
|
|
Jun 18 2007, 03:55 PM
|
|
Senior Member
830 posts Joined: Jun 2006 From: AOR <-> PJ
|
QUOTE(Darkmage12 @ Jun 18 2007, 03:32 PM) hey ptptn loan can be done online now anyone knows how to do it? i tried to log in to ptptn website but can't get it. there's a guide and FAQ that will tell you how to fill in the details, document needed, etc. |
|
|
Jun 18 2007, 10:03 PM
|
Senior Member
913 posts Joined: Feb 2005 From: Ampang, Kuala Lumpur, Seremban...
|
hgmm... my seniors said if we didn send the update letter, ptptn will be delayed next sem... betul ka?
|
|
|
Jun 19 2007, 12:57 AM
|
|
Staff
72,845 posts Joined: Sep 2005 From: KUL
|
QUOTE(Darkmage12 @ Jun 9 2007, 11:00 AM) means if i get a scholarship after loaning from PTPTN how? if the scholarship if from a foundation would i get sued? Yes, you must quickly give back the loan to PTPTN and pay back the sum of money you loaned.QUOTE(eehtsitna @ Jun 12 2007, 11:47 AM) No i dont think u will get sued. In that scenario PTPTN will just take back the loan that they offer to you. It is not your fault to be given a scholarship in the first place. I know it's not your fault, if at the first place you already got the scholarship and just keep quiet, then you will get a lawyer letter from them if they found out. If you return back the loan fast, nothing will happen. p/s: sorry for replying late, just noticed about these posts. |
|
|
Jun 19 2007, 05:26 PM
|
Senior Member
2,415 posts Joined: Nov 2004 From: Cheras
|
I just wanna ask lets say i going to borrow ptptn now for my diploma and if later i wan to borrow again for degree can ?
|
|
|
Jun 19 2007, 05:28 PM
|
|
Staff
72,845 posts Joined: Sep 2005 From: KUL
|
QUOTE(ccy1989 @ Jun 19 2007, 05:26 PM) I just wanna ask lets say i going to borrow ptptn now for my diploma and if later i wan to borrow again for degree can ? Can, as long the course is a recognized course by LAN, also the institution you are going is in PTPTN's list. |
|
|
Jun 19 2007, 05:29 PM
|
|
Senior Member
2,415 posts Joined: Nov 2004 From: Cheras
|
QUOTE(fruitie @ Jun 19 2007, 05:28 PM) Can, as long the course is a recognized course by LAN, also the institution you are going is in PTPTN's list. I am a tarc student.....i will be taking my diploma at here... then later i plan to continue my degree at Utar....is there any problem with it ? |
|
|
Jun 19 2007, 05:31 PM
|
|
Staff
72,845 posts Joined: Sep 2005 From: KUL
|
QUOTE(ccy1989 @ Jun 19 2007, 05:29 PM) I am a tarc student.....i will be taking my diploma at here... then later i plan to continue my degree at Utar....is there any problem with it ? I think shouldn't be a problem as UTAR is in PTPTN's list.But well, for assurance purpose, it is best you call up the PTPTN hotline to enquire about this matter. |
|
|
Jun 19 2007, 06:18 PM
|
Senior Member
1,756 posts Joined: Jul 2006 From: PJ
|
heard from radio that currently the PTPTN can be applied on9..
and i went to the website and tried but failed... anyone tried with it? can enlighten me plz?? I failed at the sign up part there as I can't type in the IC type... edit : now even worse, can't seem to log in the page also  This post has been edited by shortleg88: Jun 19 2007, 06:43 PM |
|
|
Jun 19 2007, 07:15 PM
|
Senior Member
4,261 posts Joined: Jun 2005
|
ya i oso cant choose the IC type!!!
|
|
|
Jun 19 2007, 08:03 PM
|
|
Senior Member
2,415 posts Joined: Nov 2004 From: Cheras
|
QUOTE(shortleg88 @ Jun 19 2007, 06:18 PM) heard from radio that currently the PTPTN can be applied on9.. and i went to the website and tried but failed... anyone tried with it? can enlighten me plz?? I failed at the sign up part there as I can't type in the IC type... edit : now even worse, can't seem to log in the page also QUOTE(europology @ Jun 19 2007, 07:15 PM) ya i oso cant choose the IC type!!! Use Internet Explorer to solve the problem |
|
|
Jun 19 2007, 09:58 PM
|
Senior Member
3,278 posts Joined: Sep 2005
|
anybody know the closing date 4 apllication of ptptn loan?
then d ID ptptn (IPTA) not accepted as d password, why? please advice. |
|
|
Jun 19 2007, 10:14 PM
|
|
Senior Member
4,261 posts Joined: Jun 2005
|
u need to DAFTAR first. just click the button below the sign in form.
|
|
|
Jun 19 2007, 10:54 PM
|
Senior Member
3,254 posts Joined: Dec 2006 From: :: Papar - KK ::
|
|
|
|
Jun 19 2007, 11:16 PM
|
|
All Stars
17,053 posts Joined: Jan 2003
|
QUOTE(fruitie @ Jun 19 2007, 12:57 AM) Yes, you must quickly give back the loan to PTPTN and pay back the sum of money you loaned. but what if get the scholarship after i loan from ptptn? meaning i get the loan now but 2 months later only know i got scholarship?I know it's not your fault, if at the first place you already got the scholarship and just keep quiet, then you will get a lawyer letter from them if they found out. If you return back the loan fast, nothing will happen. p/s: sorry for replying late, just noticed about these posts. QUOTE(ccy1989 @ Jun 19 2007, 08:03 PM) Use Internet Explorer to solve the problem Internet Explorer i click liao the page come out for a few sec then auto close |
|
|
Jun 19 2007, 11:19 PM
|
|
Senior Member
1,492 posts Joined: Dec 2005 From: Penang Islandâ„¢
|
Since here's the thread for ipta,i would like to ask bout something here
recently i've just received a letter from ptptn giving me 1500 loan for ipta expenses...since i got a scholarship already and rejected ipta, should i reply them anything?? in the letter,it says that i must reply to them if i plan not to take the cheque ...but there's no contact there?? or should i just leave it like tat? |
|
|
Jun 20 2007, 12:14 AM
|
|
Senior Member
1,756 posts Joined: Jul 2006 From: PJ
|
degree is sarjana or sijil?
and wat's E&E (electrical & electronic) engineering in BM? |
|
|
Jun 20 2007, 12:37 AM
|
|
Senior Member
4,234 posts Joined: Sep 2006
|
QUOTE(fruitie @ Jun 19 2007, 05:31 PM) I think shouldn't be a problem as UTAR is in PTPTN's list. I beg to differ. Once you complete the diploma, you will need to fully pay back your loan for the diploma before you can initiate a loan for your degree. It's somewhere in the FAQ in the ptptn website methinksBut well, for assurance purpose, it is best you call up the PTPTN hotline to enquire about this matter. |
|
|
Jun 20 2007, 01:22 AM
|
|
Senior Member
1,747 posts Joined: Nov 2004 From: serdang selangor
|
QUOTE(shortleg88 @ Jun 20 2007, 12:14 AM) degree is sarjana or sijil? degree is bachelor or in bm bacelor/sarjana muda..and wat's E&E (electrical & electronic) engineering in BM? Ijazah sarjana muda Kejuruteraan elektrik dan elektronik.. some uni use bacelor instead of ijazah bla,bla Added on June 20, 2007, 1:24 am QUOTE(kaiserreich @ Jun 20 2007, 12:37 AM) I beg to differ. Once you complete the diploma, you will need to fully pay back your loan for the diploma before you can initiate a loan for your degree. It's somewhere in the FAQ in the ptptn website methinks yeah..it's new t&c..before this dont have..i loan for dip and continue loan for degree..guess how much i owe them.. This post has been edited by arafat: Jun 20 2007, 01:24 AM |
|
|
Jun 20 2007, 01:25 AM
|
|
Staff
72,845 posts Joined: Sep 2005 From: KUL
|
QUOTE(kaiserreich @ Jun 20 2007, 12:37 AM) I beg to differ. Once you complete the diploma, you will need to fully pay back your loan for the diploma before you can initiate a loan for your degree. It's somewhere in the FAQ in the ptptn website methinks Yes, you can apply for deferment. This is what mostly MMU students are doing but I did pay back my Alpha (Foundation) loan because my parents wanted me to do so. |
|
|
Jun 20 2007, 01:28 AM
|
|
Senior Member
1,747 posts Joined: Nov 2004 From: serdang selangor
|
QUOTE(fruitie @ Jun 20 2007, 01:25 AM) Yes, you can apply for deferment. erm..what is deferment ya?This is what mostly MMU students are doing but I did pay back my Alpha (Foundation) loan because my parents wanted me to do so. sorry for asking |
|
|
Jun 20 2007, 01:31 AM
|
|
Senior Member
1,580 posts Joined: Aug 2006
|
QUOTE(arafat @ Jun 20 2007, 01:28 AM) erm..what is deferment ya? defer1 sorry for asking n verb (defers, deferring, deferred) put off to a later time; postpone. ØLaw (of a judge) postpone (a sentence) so that the circumstances or conduct of the defendant can be further assessed. |
|
|
Jun 20 2007, 01:35 AM
|
|
Senior Member
1,747 posts Joined: Nov 2004 From: serdang selangor
|
QUOTE(toby.c13 @ Jun 20 2007, 01:31 AM) defer1 owh..thanks alot bro..n verb (defers, deferring, deferred) put off to a later time; postpone. ØLaw (of a judge) postpone (a sentence) so that the circumstances or conduct of the defendant can be further assessed. but eventhough the payment is postponed the interest will still continue.. ptptn charges me rm37 monthly just for interest..WTH |
|
|
Jun 21 2007, 03:05 AM
|
|
Junior Member
55 posts Joined: May 2007
|
QUOTE(europology @ Jun 19 2007, 07:15 PM) ya i oso cant choose the IC type!!! R u using firefox? The lousy form only can function well in IE. |
|
|
Jun 21 2007, 10:17 AM
|
|
All Stars
17,053 posts Joined: Jan 2003
|
can anyone tell me if the closing date is 23rd?
|
|
|
Jun 21 2007, 04:49 PM
|
|
Senior Member
2,415 posts Joined: Nov 2004 From: Cheras
|
QUOTE(Darkmage12 @ Jun 21 2007, 10:17 AM) can anyone tell me if the closing date is 23rd? Yup is on the 23rd of June |
|
|
Jun 21 2007, 04:53 PM
|
Junior Member
440 posts Joined: Jan 2003 From: Perak
|
QUOTE(ccy1989 @ Jun 21 2007, 04:49 PM) Yup is on the 23rd of June this info get from where? in the newest FAQ, it say: » Click to show Spoiler - click again to hide... « |
|
|
Jun 21 2007, 06:12 PM
|
|
All Stars
17,053 posts Joined: Jan 2003
|
then how ah?
|
|
|
Jun 21 2007, 07:17 PM
|
|
Senior Member
1,756 posts Joined: Jul 2006 From: PJ
|
looks like hav to rush to open my CIMB bank account 2moro..
to beat the deadline... keep forgetting |
|
|
Jun 22 2007, 01:53 PM
|
Senior Member
1,340 posts Joined: Dec 2005 From: here
|
PTPTN website sucks !!!!
cannot load .... !!! jz open for few days.... all the day canot get in !! |
|
|
Jun 22 2007, 02:00 PM
|
|
Senior Member
1,173 posts Joined: Apr 2005 From: Port Dickson
|
dont complain, my interest is RM160++ per month.
QUOTE(arafat @ Jun 20 2007, 01:35 AM) owh..thanks alot bro.. but eventhough the payment is postponed the interest will still continue.. ptptn charges me rm37 monthly just for interest..WTH |
|
|
Jun 22 2007, 02:11 PM
|
|
Junior Member
55 posts Joined: May 2007
|
Do we need any aprrove for our parents salary? If yes, how do we send the aproval letter to them? :confuse:
|
|
|
Jun 22 2007, 02:15 PM
|
|
Senior Member
1,756 posts Joined: Jul 2006 From: PJ
|
QUOTE(menmissed @ Jun 22 2007, 01:53 PM) PTPTN website sucks !!!! i agree it's very SSSSSSSSSSLLLLLLLLLLLLLLLLLLOOOOOOOOOOOOOWWWWWWWcannot load .... !!! jz open for few days.... all the day canot get in !! try surf at night...seems smoother (for me anyway, preferably LATE at night)... just got my CIMB bank account...now waiting for college to end... then rush home to finish up my form (left the account no. only)... hopefully can get my answer asap...really need this PTPTN loan!! |
|
|
Jun 22 2007, 02:40 PM
|
|
Senior Member
1,340 posts Joined: Dec 2005 From: here
|
i think so... yesterday night can suft, this morning cannot already.. damn sucks !!!
i already hav cimb acc... but it say no need to fill the acc no. for selected Uni. |
|
|
Jun 23 2007, 02:55 PM
|
Senior Member
2,642 posts Joined: Apr 2006
|
what is SSPN actually? izzit compulsory to open a SSPN account (perhaps for deposit purpose, i duno) in order to apply loan from PTPTN? & is there any person specially to certify your documents (x need go to sec school...) when staff of ptptn come to your IPT? coz last time tarc got but i not sure whether if all IPT also hav, how bout ucsi btw?
This post has been edited by synz: Jun 23 2007, 04:02 PM |
|
|
Jun 25 2007, 09:43 PM
|
|
Senior Member
830 posts Joined: Jun 2006 From: AOR <-> PJ
|
hey...
is pengamal undang-undang = lawyer?? i'm kinda lazy to go back to school to find the school's principle.This post has been edited by ken_zie: Jun 25 2007, 09:44 PM |
|
|
Jun 25 2007, 09:47 PM
|
Senior Member
2,384 posts Joined: Aug 2006 From: 60.52.185.91
|
QUOTE(Darkmage12 @ Jun 21 2007, 06:12 PM) then how ah? According to my college is 23rd, but the official website stated 25th.. but heck, i already registered mine on the 15th.. waiting for the result |
|
|
Jun 27 2007, 12:38 PM
|
|
Senior Member
1,747 posts Joined: Nov 2004 From: serdang selangor
|
QUOTE(synz @ Jun 23 2007, 02:55 PM) what is SSPN actually? izzit compulsory to open a SSPN account (perhaps for deposit purpose, i duno) in order to apply loan from PTPTN? & is there any person specially to certify your documents (x need go to sec school...) when staff of ptptn come to your IPT? coz last time tarc got but i not sure whether if all IPT also hav, how bout ucsi btw? skim simpanan pendidikan nasional..not compulsory.. it is a scheme for parent to start funding for their small children in their future..deduct from their salary..to certify..any govt OFFICER will do..you can ask verify from ur lect or ur college fellow.. ptptn just come to collect ur form only and check any mistake..now not sure because all done online..sorry poor english.. Added on June 27, 2007, 12:43 pmnow 27 june already..where to check the result? cant find it in http://epinjaman.ptptn.gov.my/welcome.jsp CODE Status Permohonan Pinjaman STATUS: Permohonan pinjaman anda telah diterima dan semakan status permohonan boleh dibuat selepas 3 hari bekerja daripada tarikh tutup permohonan. This post has been edited by arafat: Jun 27 2007, 12:43 PM |
|
|
Jun 27 2007, 04:00 PM
|
|
Senior Member
2,384 posts Joined: Aug 2006 From: 60.52.185.91
|
Yeah.. mine also the same.. try again tonight or 2moro..
|
|
|
Jun 27 2007, 10:27 PM
|
|
Senior Member
1,747 posts Joined: Nov 2004 From: serdang selangor
|
CODE PERHATIAN: Bagi permohonan kemasukan IPTA, keputusan permohonan boleh disemak selepas 12.00pm pada 27 Jun 2007. Bagi permohonan kemasukan IPTS, keputusan permohonan akan diumumkan kelak. haiz..cant wait..hopefully my girl got the offer |
|
|
Jun 27 2007, 10:31 PM
|
Senior Member
1,500 posts Joined: Jan 2003
|
QUOTE(arafat @ Jun 27 2007, 10:27 PM) CODE PERHATIAN: Bagi permohonan kemasukan IPTA, keputusan permohonan boleh disemak selepas 12.00pm pada 27 Jun 2007. Bagi permohonan kemasukan IPTS, keputusan permohonan akan diumumkan kelak. haiz..cant wait..hopefully my girl got the offer Thumbs up for PTPTN |
|
|
Jun 27 2007, 11:51 PM
|
|
All Stars
17,053 posts Joined: Jan 2003
|
QUOTE(synz @ Jun 23 2007, 02:55 PM) what is SSPN actually? izzit compulsory to open a SSPN account (perhaps for deposit purpose, i duno) in order to apply loan from PTPTN? & is there any person specially to certify your documents (x need go to sec school...) when staff of ptptn come to your IPT? coz last time tarc got but i not sure whether if all IPT also hav, how bout ucsi btw? u ucsi? i heard the ptptn do it at the college..... i did online now got some problem dunno how to solve |
|
|
Jun 28 2007, 12:12 AM
|
Senior Member
1,254 posts Joined: Jan 2003 From: Penang
|
IF we didnt get the wang pendahuluan pinjaman from ptptn, mean we didnt get issit? Can do rayuan>?
|
|
|
Jun 28 2007, 12:49 AM
|
|
Senior Member
684 posts Joined: Apr 2006 From: FPSO kwame nkrumah
|
sure can do rayuan..ptptn even like more ppl to take ptptn so tat they can earn profit from them..
cheers... |
|
|
Jun 28 2007, 01:28 AM
|
|
Senior Member
1,747 posts Joined: Nov 2004 From: serdang selangor
|
RALAT : Kemasukan tidak berjaya. Sila semak No Kad Pengenalan dan Kata Laluan anda.
WTF..now cant even login.. thumbs up ptptn.. |
|
|
Jun 28 2007, 03:21 AM
|
|
Junior Member
361 posts Joined: Mar 2005
|
now can login d... but dunno how to check the status permohonan leh... anyone?
|
|
|
Jun 28 2007, 04:11 AM
|
|
Senior Member
4,261 posts Joined: Jun 2005
|
QUOTE(candle @ Jun 27 2007, 10:31 PM) i cannot login with my kata laluan tat used to apply,even the kata laluan tat given from lupa kata laluan oso cannot be used. thumbs up for wat? u cant log in and u gv them thumbs? Thumbs up for PTPTN shud gv la... |
|
|
Jun 28 2007, 09:36 AM
|
|
Senior Member
4,017 posts Joined: Jan 2005 From: Mont Kiara, KL
|
He might have been sarcastic ya know
|
|
|
Jun 28 2007, 09:59 AM
|
|
Junior Member
134 posts Joined: Jul 2005 From: Penang
|
PERHATIAN:
Bagi permohonan kemasukan IPTA, keputusan permohonan boleh disemak selepas 12.00pm pada 27 Jun 2007. but why still can't check one? |
|
|
Jun 28 2007, 02:58 PM
|
|
Junior Member
361 posts Joined: Mar 2005
|
the problem is GO WHERE CHECK?
log in the account just say we can check... but go where check??? sucks la the ptptn website |
|
|
Jun 28 2007, 04:12 PM
|
|
Senior Member
1,500 posts Joined: Jan 2003
|
QUOTE(Hevrn @ Jun 28 2007, 09:36 AM) He might have been sarcastic ya know you are right.cannot tahan with them,untill now still cannot check,tmr my fren will be leavin.How to get the document to be printed and certified when im not at home ? i prefer to settle all b4 im goin to register. |
|
|
Jun 28 2007, 04:51 PM
|
|
Senior Member
830 posts Joined: Jun 2006 From: AOR <-> PJ
|
QUOTE(candle @ Jun 28 2007, 04:12 PM) you are right.cannot tahan with them,untill now still cannot check,tmr my fren will be leavin.How to get the document to be printed and certified when im not at home ? i prefer to settle all b4 im goin to register. |
|
|
Jun 28 2007, 04:53 PM
|
Junior Member
6 posts Joined: Jun 2007
|
I got full As for my SPM BUT b3 in Chinese.
I took my A Levels in Singapore, average results. Can i apply for PTPTN, because under the STPM category, I have nothing to write, so should i leave that area empty? I'm going to either Monash or Nottingham anyway. |
|
|
Jun 28 2007, 04:59 PM
|
Senior Member
6,788 posts Joined: Jan 2003 From: KL
|
A levels is same level if not higher than STPM
|
|
|
Jun 28 2007, 05:25 PM
|
|
Senior Member
2,384 posts Joined: Aug 2006 From: 60.52.185.91
|
Hopefully will be able to check after 6.15pm..
|
|
|
Jun 28 2007, 05:43 PM
|
|
All Stars
17,053 posts Joined: Jan 2003
|
then the wang pendahuluan u guys got it?
|
|
|
Jun 28 2007, 08:07 PM
|
|
Senior Member
2,384 posts Joined: Aug 2006 From: 60.52.185.91
|
QUOTE(Darkmage12 @ Jun 28 2007, 05:43 PM) then the wang pendahuluan u guys got it? after confirmation only will get rite? |
|
|
Jun 28 2007, 08:53 PM
|
|
Senior Member
684 posts Joined: Apr 2006 From: FPSO kwame nkrumah
|
y dun u guys call them instead of searching the web..sure they will help u guys..
just my 2c here... |
|
|
Jun 28 2007, 09:44 PM
|
Junior Member
154 posts Joined: Dec 2006
|
What is happening to the PTPTN website? Cannot login and how are we going to know whether our application is approved? We all are going to uni and dont have any document for the loan.
|
|
|
Jun 28 2007, 10:26 PM
|
|
Senior Member
830 posts Joined: Jun 2006 From: AOR <-> PJ
|
the ptptn is driving me crazy. we don't even sure when we can know the result. causing me so much of trouble. i guess i have to print all the document at sabah adi... arghh!!!
|
|
|
Jun 28 2007, 10:47 PM
|
|
All Stars
17,053 posts Joined: Jan 2003
|
the ptptn siao la..... i apply for ipts it send me ipta.....then ask me to send back wtf
|
|
|
Jun 28 2007, 10:48 PM
|
|
Senior Member
1,500 posts Joined: Jan 2003
|
QUOTE(ken_zie @ Jun 28 2007, 10:26 PM) the ptptn is driving me crazy. we don't even sure when we can know the result. causing me so much of trouble. i guess i have to print all the document at sabah adi... arghh!!! poor thing that i dun want to see. Now only i have printed out surat penjamin,but waitin for tawaran pinjaman and perjianjian doc to settle together. |
|
|
Jun 28 2007, 11:21 PM
|
|
Senior Member
830 posts Joined: Jun 2006 From: AOR <-> PJ
|
QUOTE(candle @ Jun 28 2007, 10:48 PM) poor thing that i dun want to see. Now only i have printed out surat penjamin,but waitin for tawaran pinjaman and perjianjian doc to settle together. ya... all the document already done. even the surat pinjaman i also found someone to became the saksi already, bought the setem hasil. now only wait for the surat tawaran and dokumen perjanjian. |
|
|
Jun 28 2007, 11:36 PM
|
|
Validating
284 posts Joined: Oct 2005
|
QUOTE(ken_zie @ Jun 28 2007, 11:21 PM) ya... all the document already done. even the surat pinjaman i also found someone to became the saksi already, bought the setem hasil. now only wait for the surat tawaran and dokumen perjanjian. hihi..wana ask..what r v suppose to print?whr can v get all that??? |
|
|
Jun 29 2007, 01:54 AM
|
|
Junior Member
361 posts Joined: Mar 2005
|
|
|
|
Jun 29 2007, 08:31 AM
|
|
All Stars
17,053 posts Joined: Jan 2003
|
where to print out those documents?
|
|
|
Jun 29 2007, 02:28 PM
|
|
Senior Member
1,747 posts Joined: Nov 2004 From: serdang selangor
|
after u application approved i think..
but until now no result.. they update their database step by step not all at once.. so some of you have to wait patiently........ |
|
|
Jun 29 2007, 04:38 PM
|
|
Senior Member
2,384 posts Joined: Aug 2006 From: 60.52.185.91
|
so anyone of u guys approved already?
|
|
|
Jun 29 2007, 05:09 PM
|
|
Senior Member
2,415 posts Joined: Nov 2004 From: Cheras
|
aiyo.....what happen to ptptn ? ...... i can't check the result la...
|
|
|
Jun 29 2007, 09:39 PM
|
|
Senior Member
2,415 posts Joined: Nov 2004 From: Cheras
|
Just checked mine. Got it adi
...RM10k ... |
|
|
Jun 29 2007, 10:21 PM
|
|
Senior Member
2,415 posts Joined: Nov 2004 From: Cheras
|
QUOTE(soongteck @ Jun 29 2007, 10:05 PM) how you check it? i check both....using the list and login to my epinjaman tat website.....To those who didnt get , dun worry the list is not complete yet...there are still upcoming list to be update.......the whole malaysia can't be only 4k student to get ptptn.. Added on June 29, 2007, 10:06 pmmy ic not inside the list = = |
|
|
Jun 29 2007, 11:56 PM
|
|
Senior Member
2,384 posts Joined: Aug 2006 From: 60.52.185.91
|
QUOTE(ccy1989 @ Jun 29 2007, 10:21 PM) i check both....using the list and login to my epinjaman tat website.....To those who didnt get , dun worry the list is not complete yet...there are still upcoming list to be update.......the whole malaysia can't be only 4k student to get ptptn.. Yea... eventhough my IC is not in the list yet.. but there's still hope.. |
|
|
Jun 30 2007, 12:20 AM
|
|
Validating
284 posts Joined: Oct 2005
|
izit as long as u got the wang pendahuluan u r confirmed getting ptptn?
|
|
|
Jun 30 2007, 01:53 AM
|
|
Senior Member
1,747 posts Joined: Nov 2004 From: serdang selangor
|
QUOTE(ccy1989 @ Jun 29 2007, 10:21 PM) i check both....using the list and login to my epinjaman tat website.....To those who didnt get , dun worry the list is not complete yet...there are still upcoming list to be update.......the whole malaysia can't be only 4k student to get ptptn.. what list? where to find?QUOTE(ayrez @ Jun 30 2007, 12:20 AM) izit as long as u got the wang pendahuluan u r confirmed getting ptptn? i dont think so because u never sign any agreement.. |
|
|
Jun 30 2007, 09:48 AM
|
|
Senior Member
2,384 posts Joined: Aug 2006 From: 60.52.185.91
|
|
|
|
Jun 30 2007, 09:51 AM
|
|
Senior Member
2,415 posts Joined: Nov 2004 From: Cheras
|
|
|
|
Jun 30 2007, 09:53 AM
|
|
Senior Member
2,384 posts Joined: Aug 2006 From: 60.52.185.91
|
|
|
|
Jun 30 2007, 09:58 AM
|
|
Senior Member
2,415 posts Joined: Nov 2004 From: Cheras
|
|
|
|
Jun 30 2007, 10:15 AM
|
|
Senior Member
2,384 posts Joined: Aug 2006 From: 60.52.185.91
|
|
|
|
Jun 30 2007, 10:38 AM
|
|
Senior Member
2,415 posts Joined: Nov 2004 From: Cheras
|
|
|
|
Jun 30 2007, 10:47 AM
|
|
Senior Member
2,384 posts Joined: Aug 2006 From: 60.52.185.91
|
|
|
|
Jun 30 2007, 11:31 AM
|
|
Senior Member
2,415 posts Joined: Nov 2004 From: Cheras
|
QUOTE(benzene88 @ Jun 30 2007, 10:47 AM) Yup... what about yours? Nope mine is correct.... it stated ther Public Bank Berhad. |
|
|
Jun 30 2007, 11:41 AM
|
|
Senior Member
2,384 posts Joined: Aug 2006 From: 60.52.185.91
|
QUOTE(ccy1989 @ Jun 30 2007, 11:31 AM) Nope mine is correct.... it stated ther Public Bank Berhad. Gawd... need to phone them already..Added on June 30, 2007, 11:50 amvery weird leh... account number correct but then bank name incorrect.. few days ago b4 approval it stated there Public Bank Berhad.. This post has been edited by benzene88: Jun 30 2007, 11:50 AM |
|
|
Jun 30 2007, 11:56 AM
|
|
Senior Member
2,415 posts Joined: Nov 2004 From: Cheras
|
QUOTE(benzene88 @ Jun 30 2007, 11:41 AM) Gawd... need to phone them already.. Ya you shud call them give it a check....perhaps gov is famous on "mistake"...... Added on June 30, 2007, 11:50 amvery weird leh... account number correct but then bank name incorrect.. few days ago b4 approval it stated there Public Bank Berhad.. |
|
|
Jun 30 2007, 12:04 PM
|
|
Senior Member
2,384 posts Joined: Aug 2006 From: 60.52.185.91
|
QUOTE(ccy1989 @ Jun 30 2007, 11:56 AM) Ya you shud call them give it a check....perhaps gov is famous on "mistake"...... nobody answer.. all balik already... Maybe its because the system is still new.. so buggy.. i'll bring these documents to coll to ask about it.. btw, u know where is the venue they are going to collect these forms? last year was at Hall.. and its on 3rd to 15th rite? |
|
|
Jun 30 2007, 12:06 PM
|
|
Senior Member
2,415 posts Joined: Nov 2004 From: Cheras
|
QUOTE(benzene88 @ Jun 30 2007, 12:04 PM) nobody answer.. all balik already... I am not really sure...coz i didnt went for the SAD department ther and check all the latest update Maybe its because the system is still new.. so buggy.. i'll bring these documents to coll to ask about it.. btw, u know where is the venue they are going to collect these forms? last year was at Hall.. and its on 3rd to 15th rite? |
|
|
Jun 30 2007, 12:09 PM
|
|
Senior Member
2,384 posts Joined: Aug 2006 From: 60.52.185.91
|
QUOTE(soongteck @ Jun 30 2007, 12:08 PM) mine error: my gawd 1. no bank name (only account name) 2. penjamin 2 hilang liao.. these clearly shows how "good" their system is.. |
|
|
Jun 30 2007, 03:19 PM
|
|
Senior Member
1,756 posts Joined: Jul 2006 From: PJ
|
*sob* why i din get one?
it's that the final list? oh no, financial problem!!! |
|
|
Jul 2 2007, 12:19 AM
|
Senior Member
746 posts Joined: Jul 2006 From: Penang
|
|
|
|
Jul 2 2007, 02:53 PM
|
|
All Stars
17,053 posts Joined: Jan 2003
|
|
|
|
Jul 2 2007, 03:57 PM
|
|
Senior Member
2,384 posts Joined: Aug 2006 From: 60.52.185.91
|
|
|
|
Jul 2 2007, 06:34 PM
|
|
Senior Member
2,415 posts Joined: Nov 2004 From: Cheras
|
I am really confuse about the saksi thing................
|
|
|
Jul 2 2007, 07:07 PM
|
|
Senior Member
1,756 posts Joined: Jul 2006 From: PJ
|
|
|
|
Jul 2 2007, 09:42 PM
|
|
Senior Member
2,415 posts Joined: Nov 2004 From: Cheras
|
QUOTE(soongteck @ Jul 2 2007, 09:01 PM) TARC need to wait.. How come they didnt update us ?? I taught i saw the notice board mention that 3 - 5 July the pegawai will come to college hall ???? maybe next (x3) week baru got pegawai come.. went thru SAD today.. coz they say: the saksi or sumthing that certify or wat nid to submit together.. but if nid wait 3 weeks, then when money come?? haiz Added on July 2, 2007, 9:02 pmUTAR is IPTS.. (as far as i know) |
|
|
Jul 2 2007, 09:55 PM
|
|
Senior Member
1,756 posts Joined: Jul 2006 From: PJ
|
QUOTE(soongteck @ Jul 2 2007, 09:01 PM) TARC need to wait.. but mine is KBU wo...maybe next (x3) week baru got pegawai come.. went thru SAD today.. coz they say: the saksi or sumthing that certify or wat nid to submit together.. but if nid wait 3 weeks, then when money come?? haiz Added on July 2, 2007, 9:02 pmUTAR is IPTS.. (as far as i know) the list is for private/local?? fingers crossed is for local uni only... |
|
|
Jul 2 2007, 09:56 PM
|
Senior Member
1,085 posts Joined: Jul 2006 From: Hell
|
lolz..ccy my application success already..
|
|
|
Jul 2 2007, 10:05 PM
|
|
Senior Member
2,415 posts Joined: Nov 2004 From: Cheras
|
QUOTE(shortleg88 @ Jul 2 2007, 09:55 PM) but mine is KBU wo... KBU is IPTS la.....result havent come out yet .............. the list is for private/local?? fingers crossed is for local uni only... |
|
|
Jul 2 2007, 10:11 PM
|
|
Senior Member
1,756 posts Joined: Jul 2006 From: PJ
|
QUOTE(ccy1989 @ Jul 2 2007, 10:05 PM) KBU is IPTS la.....result havent come out yet .............. phew...so confirm d list only for IPTA only la??shud hav used my local uni application to apply 1st le =P... can get money faster... |
|
|
Jul 3 2007, 11:31 AM
|
|
Junior Member
145 posts Joined: Dec 2006
|
|
|
|
Jul 3 2007, 11:33 AM
|
Senior Member
2,232 posts Joined: May 2006 From: Petaling Jaya
|
usually u had 2 apply ptptn loan through ur college..
coz last time when i went up 2 their office....their staff refuse 2 entertain me n juz ask me 2 deal wit my university... every college had their own deadline so that they can sent in their application in bulk....n most of d time d disbursement from d government is slow...n i alwiz need 2 paid fine... btw....ptptn had actually granted a lotsa loan 2 private 2 This post has been edited by Amanda85: Jul 3 2007, 11:35 AM |
|
|
Jul 3 2007, 11:55 AM
|
Senior Member
2,287 posts Joined: Jun 2007 From: Anno Domini Time Ultra: 1,000,000 Trans Am Attack!
|
|
|
|
Jul 4 2007, 12:10 AM
|
|
Senior Member
746 posts Joined: Jul 2006 From: Penang
|
2nd update d...
still dun have my ic number!! T_T |
|
|
Jul 4 2007, 01:06 AM
|
|
Senior Member
1,756 posts Joined: Jul 2006 From: PJ
|
QUOTE(Da_Shiang @ Jul 4 2007, 12:10 AM) 2nd update d... aih...same la..still dun have my ic number!! T_T but i finger crossing that this is only for local public uni only... |
|
|
Jul 4 2007, 04:39 PM
|
|
Senior Member
1,998 posts Joined: Apr 2006 From: boooolehland
|
as title,i just finish alevel, if i apply for a degree,is there any requirement in result from my alevel?
|
|
|
Jul 4 2007, 04:45 PM
|
|
Junior Member
395 posts Joined: Oct 2005
|
QUOTE(akRia @ Jul 4 2007, 04:39 PM) as title,i just finish alevel, if i apply for a degree,is there any requirement in result from my alevel? i dont think there is a requirement, but i remember submitting the results to them. its just that u need to maintain a gpa ( or was it cgpa ) higher than 2.0. otherwise they'll hold back ur loan. |
|
|
Jul 4 2007, 05:31 PM
|
|
Senior Member
2,415 posts Joined: Nov 2004 From: Cheras
|
Hey anyone know how to settle the saksi perbadanan thing ???
Btw....those pegawai PTPTN when come to TARC ? How many hasil setem is actually needed ? |
|
|
Jul 4 2007, 09:08 PM
|
|
Senior Member
3,254 posts Joined: Dec 2006 From: :: Papar - KK ::
|
have one question..
when we are study in master, can we apply for ptptn loan?? anyone knows?? |
|
|
Jul 15 2007, 06:38 PM
|
|
Senior Member
525 posts Joined: Nov 2004
|
erm.. has anyone here written a surat rayuan pengecualian bayaran pinjaman (dunno english term
) ?have no idea how to start... can we write somethin like parents retire, must take care of siblings etc etc... ? ps: wat is salinan transkript? This post has been edited by glo: Jul 15 2007, 06:39 PM |
|
|
Jul 15 2007, 06:52 PM
|
|
VIP
2,450 posts Joined: Sep 2005
|
QUOTE(glo @ Jul 15 2007, 06:38 PM) erm.. has anyone here written a surat rayuan pengecualian bayaran pinjaman (dunno english term a copy of your result slip (University/College)) ?have no idea how to start... can we write somethin like parents retire, must take care of siblings etc etc... ? ps: wat is salinan transkript? and for your reason, I don't think you have a valid reason though http://ptptn.gov.my/c/portal/layout?p_l_id=PUB.1.113 and you need to download a form from PTPTN website if you want to apply for delay in payment |
|
|
Jul 15 2007, 08:01 PM
|
|
All Stars
17,053 posts Joined: Jan 2003
|
anyone from IPTS successfully apply already?
|
|
|
Jul 15 2007, 08:32 PM
|
|
Senior Member
525 posts Joined: Nov 2004
|
QUOTE(stevanistelrooy @ Jul 15 2007, 06:52 PM) a copy of your result slip (University/College) oh... okand for your reason, I don't think you have a valid reason though http://ptptn.gov.my/c/portal/layout?p_l_id=PUB.1.113 and you need to download a form from PTPTN website if you want to apply for delay in payment actually my main reason will be my results... thinkin of putting other reasons in to strengthen my case thx man |
|
|
Jul 16 2007, 12:27 AM
|
|
Senior Member
746 posts Joined: Jul 2006 From: Penang
|
no update already?
anyone from IPTS already got approved? |
|
|
Jul 16 2007, 12:57 AM
|
Senior Member
3,810 posts Joined: Jan 2006
|
i can't apply this loan already, coz got hutang with them
|
|
|
Jul 16 2007, 04:01 AM
|
Junior Member
14 posts Joined: Dec 2006
|
Want to apply this loan. However, my college say cannot apply through them ade. Have to apply online...peningnya...
|
|
|
Jul 16 2007, 10:19 PM
|
|
Junior Member
59 posts Joined: May 2007
|
can PTPTN increase the loan limit if we take a degree course that cost more than RM16'000 per year (that's maximum limit PER ANUM set by PTPTN), will PTPTN approve the loan? what should we do?
|
|
|
Jul 17 2007, 12:58 AM
|
|
Senior Member
3,254 posts Joined: Dec 2006 From: :: Papar - KK ::
|
why want to apply more than that amount??
i think rm6500 per year is quite enough for me.. |
|
|
Jul 17 2007, 01:03 AM
|
|
Senior Member
3,254 posts Joined: Dec 2006 From: :: Papar - KK ::
|
here usually university open one day for application..
but i dont know now eitheir they still p\ractice the same method or not.. |
|
|
Jul 17 2007, 03:44 AM
|
|
Junior Member
183 posts Joined: Jul 2007
|
Maybe will...cuz eventually you need to give back the money also...u ask ptptn and see...
|
|
|
Jul 17 2007, 08:48 AM
|
Junior Member
251 posts Joined: Jan 2005
|
QUOTE(jubina @ Jul 16 2007, 10:19 PM) can PTPTN increase the loan limit if we take a degree course that cost more than RM16'000 per year (that's maximum limit PER ANUM set by PTPTN), will PTPTN approve the loan? what should we do? actually hard@no...depend on wat course u r and which unversity u r..when u got ur 1st loan..maybe it lower..try go to ptptn n asking..or u may call them 1st...if u go to non.gov. Uni. try apply for mara..or jpa(u need at least cgpa 3.2,dun rmmber)..lastly try apply at any bank.. for study loan..i tink bank rakyat got one..(dun quite rmmber oso )..p/s if u got very very very ..good result..likely u will get then scholarship than loan...at least it work wif m y cousin-she got almost 1million mara scholarship Added on July 17, 2007, 8:51 am QUOTE(Valendia @ Jul 16 2007, 04:01 AM) Want to apply this loan. However, my college say cannot apply through them ade. Have to apply online...peningnya... what college u r in eh..no offence ..maybe ur college dun got certified to apply ptptn loan..try call ptptn 1st..or just go to ptptnapplying online more ez..but wen it come to printing the doc..harder..This post has been edited by redx: Jul 17 2007, 08:51 AM |
|
|
Jul 17 2007, 10:09 AM
|
|
VIP
2,450 posts Joined: Sep 2005
|
QUOTE(Valendia @ Jul 16 2007, 04:01 AM) Want to apply this loan. However, my college say cannot apply through them ade. Have to apply online...peningnya... yes, they have use online application. No more the old filling in the form.refer http://www.ptptn.gov.my/web/guest/pinjaman/onlineapps QUOTE(jubina @ Jul 16 2007, 10:19 PM) can PTPTN increase the loan limit if we take a degree course that cost more than RM16'000 per year (that's maximum limit PER ANUM set by PTPTN), will PTPTN approve the loan? what should we do? if I am not mistaken, there are a maximum of 20k/annum. Can't really remember where I read/seen that, but that is for certain course only.if you have doubt, just go to any PTPTN office to ask for more clarification. QUOTE(dien @ Jul 17 2007, 12:58 AM) why want to apply more than that amount?? RM6500 is enough for IPTA, but not IPTS.i think rm6500 per year is quite enough for me.. IPTS fees are much more than IPTA. IPTS RM6500 might just last for max 1 and 1/2 Sem subject payment in some of the case. |
|
|
Jul 17 2007, 11:30 AM
|
|
Senior Member
807 posts Joined: Dec 2005 From: drain
|
when is the official application date and closing date for it?
application date for my college i think is around august/sept.. Can anyone plz list down documents that I need when I applying it? cz I'm going back on my holiday soon, so that I can get really all the document needed when I back to my college thanks.. This post has been edited by erxier: Jul 17 2007, 11:30 AM |
|
|
Jul 20 2007, 12:33 AM
|
|
Junior Member
59 posts Joined: May 2007
|
the PTPTN set the salary limit below RM3000 can get full loan, that "RM3000" is base on basic salary amount or salary amount with incentive/allowance or salary amount after EPF deduction?
|
|
Topic ClosedOptions
|
| Change to: |  0.1598sec
 0.82
 6 queries
 GZIP Disabled
Time is now: 14th December 2025 - 04:23 PM |
All Rights Reserved © 2002- 2025 Vijandren Ramadass (~unite against racism~)
Powered by Invision Power Board © 2025 IPS, Inc.