assuming u have already enrolled in an accredited course, yes, u can apply.

Is it possible for you to continue your studies without taking any student loans? If so, avoid them.If this is too burdensome on you and your family, then only apply.

If the family can support TS financially, why bother to apply PTPTN? Wasting time and money rite? Need to pay for interest also le....

If no scholarship and family does not generate high income, PTPTN loan is the best option already. As soon as u get enrolled into the course, u can apply for the loan already. Taken that the course u enrolled are accredited la.

As for interest, 20 years maximum payback. But if ur income is high, then pay as much as u can, so u will pay less for the interest

Better go for MARA............

MARA is not available to everyone, and has a minimum achievement requirement.

mara loan does not apply to all IPTS.

you can only do mara loan if you house annual income not more than rm100k.

i have a question
if i borrow 10k during my diploma course, if i further my study to degree , are they start count the interest after i graduate from diploma ?
how i let the know i'm continue my study ?thanks

i got question here bout the rebate here....

You borrow 50k, then after completing your studies, u pay bek 50k got rebate rm18k.. So this mean u oni need to pay rm32k for rm50k rite???? correct me if i'm wrong

i'm a bit confused about the SSPN account. let's say my family's income is less than Rm2000, so according to the rules my account has to have at least Rm500. wanna ask is it a must to have the RM500 in my account first before i apply for PTPTN? do i have to put in RM500 when i register for SSPN?

How many credits for SPM do i need to apply for this? Can't seem to find it around the website. sorry.

This post has been edited by Exhilaration: May 2 2008, 04:00 PM

to apply for PTPTN, u need to enrol to an accredited course. they dont really care what's ur SPM results are, as long as u have enrolled to an accredited course.

i m now havin scholarships tat waive my tuition fees ..(college)
but now i wanna apply ptptn..(so tat can cover up my other expenses)
since i dun wan to spend my parents $..
is it possible? o do u guyz have any recemendation on other loan?
help..!! SOS !!

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Added on May 3, 2008, 2:41 pmbtw, is ptptn terus debit the $ into our account or they'll credit the $ to the college & the rest baru gv us?

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Added on May 3, 2008, 5:53 pmwat about the SSPN account? wat's tat?

This post has been edited by venicelim: May 3 2008, 05:53 PM

i m now havin scholarships tat waive my tuition fees ..(college)
but now i wanna apply ptptn..(so tat can cover up my other expenses)
since i dun wan to spend my parents $..
is it possible? o do u guyz have any recemendation on other loan?
help..!! SOS !!

btw, is ptptn terus debit the $ into our account or they'll credit the $ to the college & the rest baru gv us?

---

Added on May 3, 2008, 3:02 pmbtw, i ard open a CIMB account..
how bout the SSPN?
should i open an SSPN account first, i mean before i apply for ptptn or afta i succeed to get ptptn loan?

This post has been edited by venicelim: May 3 2008, 03:02 PM

since u alredi have scholarships...then i dun think u can apply for ptptn...and the SSPN acc have to be opened first before u apply....

I need to ask a few questions so pls help in answering them.....
1)Since my parents is the "Pendeposit" in the SSPN form,who must the "Pemanfaat" be??The applicant or any1 else??
2)Can my sister use the SSPN account aso?
3)Does any1 knw how to contact a PTPTN officer other than the hotline...
4)Can any1 clarify the requirements for applicants taking DEGREE programmes??Coz the PTPTN say only SPM while in this thread furtherback some1 said only SPM+STPM/A-Levels/and one more...can apply..

guys,
i just want to know when is the submission due date ?
mine, UCSI falls on 15th MAY !!! which is, less than 10days from now...omg...

Yes, you must have at least RM500 in the SSPN account before you can apply for PTPTN. And when you open the SSPN account, you have to show proof that your household income is <RM2,000 per month, i.e. your parents' payslip, EA Form, Form J, etc.

The PTPTN loan will be credited to your account and not directly to the College.

Your should open the SSPN Account first before applying for PTPTN.

From the PTPTN Website


1. If your parent is the "pendeposit", then the "pemanfaat" (beneficiary) will be one of your parents' children, being a student who is applying for the loan (being you in this instant).
2. Your parents will have to open another SSPN Account with your sister as the "pemanfaat". However, the TOTAL amount in BOTH accounts (yours and your sister's) must be RM500 (if your household income is <RM2,000 per month) or RM3,000 (if your household income is >RM2,000 per month).
3. I called the Hotline the other day and got through on first try.
4. Not sure about this.

yeah im now facing the real deal. i got my loan for my dip around 10k and continued my degree and loaned again with 17k. during my degree study, ptptn sent me the balance statements which they charged me interests as they call it caj servis perkhidmatan. every month the latest balance of my loan wud increase by rm25 and when i finished my degree, they sent me a statement with two accounts, that 10k loan and 17k loan. another increment to the outstanding balance as for the 17k loan, the service charge costs me an additional of rm40. so altogether the recommended monthly installments would be totaled up and yet added with its so called 'service charge'.

so...how do they knw if that person is my sister???

and thanks for answering my questions..

wah venicelim u too much la...got scholarship summore wan apply ptptn...definitely cannot get la...ptptn is solely for those not getting ANY financial help.....

pls be considerate of others....


diberi betis mahu peha

This post has been edited by zickleer: May 9 2008, 02:41 PM

-From PTPTN-
Adakah Pemohon Pinjaman PTPTN (Pendeposit) perlu mempunyai akaun SSPN sekiranya beliau telah pun membuka akaun SSPN kepada mana-mana Penerima Manfaat? Contoh: Pemohon adalah bapa saudara yang juga Pendeposit kepada Penerima Manfaat.

Tidak perlu, kerana pemohon telah dianggap telah membuka akaun SSPN
walaupun akaun dibuka kepada Penerima Manfaat dan bukan untuk dirinya.
-End-

ok...i knw how to go about the SSPN account so my sis and I can use the same SSPN account....
I will open the SSPN account and set myself to be the Pendeposit and my sis to be the Pemanfaat....

Do you think this will work??