Loans & Scholarships PTPTN Thread, Face problem or queries? Head here
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 Jun 28 2006, 05:47 PM
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#1
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72,862 posts Joined: Sep 2005 From: KUL  
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I think in order to get full loan, your parents' total income shouldn't exceed RM 2k, once it exceeded that amount, you'll get a 75% loan.
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Aug 21 2006, 01:46 PM
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#2
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72,862 posts Joined: Sep 2005 From: KUL
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QUOTE(hans.excel @ Aug 21 2006, 08:49 AM) when i took my PTPTN it was 7k per year for 3 years. which means 21k in total. have to pay around rm150 for the next 15 years. how many of you got pay back? i'm paying back around 400 bucks per month after i start to work   |
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Aug 21 2006, 04:41 PM
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#3
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72,862 posts Joined: Sep 2005 From: KUL
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QUOTE(David83 @ Aug 21 2006, 02:23 PM) 3% now after one or two year(s) announced by Tun Mahatir. I thought after the 1st class loan conversion to scholarship is abolished only they reduce the interest?No?  Maybe I'm wrong  |
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Aug 23 2006, 07:25 PM
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#4
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72,862 posts Joined: Sep 2005 From: KUL
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QUOTE(David83 @ Aug 23 2006, 01:24 PM) What's PJK? Pingat Jasa Kebaktian (The Meritorious Service Medal). If I'm not mistaken. An award presented to those who have contributed to the society. QUOTE(kiew @ Aug 23 2006, 05:29 PM) i also not sure...thats why i ask...sorry for being rude.., or can it be certified by the yb or something like that ah? haha, noobie in these stuff Yes, mine is signed by a PJK. |
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Mar 27 2007, 04:02 PM
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#5
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72,862 posts Joined: Sep 2005 From: KUL
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QUOTE(stevanistelrooy @ Mar 27 2007, 12:10 AM) <Rm3000, usually full amount Errm. My friend in MMU, 2.0k already 75% loan. between RM3001 and somewhere around RM5000, half loan, lesser than full loan a few K's More than that amount, 10k Max. |
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Mar 29 2007, 04:57 AM
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#6
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72,862 posts Joined: Sep 2005 From: KUL
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QUOTE(kockroach @ Mar 28 2007, 06:20 PM) It is 16k per year if not mistaken. And I think 95 out of 100 applicant can get the loan. Yes, RM 16K per year if get the full loan. QUOTE(Lover @ Mar 28 2007, 10:58 PM) i tot is depends on the course fees? I think PTPTN will give RM 16K (full loan) for each student regardless any degree course in MMU because it's the duration of the course that counts in.If the degree course is 3 years, then the loan will get is RM 48K, if 4 years degree course is RM 64K. Not depend on the tuition fees, at least for MMU's case. |
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Apr 3 2007, 03:24 AM
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#7
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72,862 posts Joined: Sep 2005 From: KUL
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QUOTE(Teong @ Apr 2 2007, 11:09 PM) PTPTN provides loans for both degree and diploma. If you are an SPM school leaver, they will only cover your diploma. PTPTN does not cover foundation, a-levels, etc...as these are considered certificate level courses. They do however, provide loans for degrees. PTPTN does cover part of our Foundation studies in MMU, RM 5K each and our full amount of tuition fees for Foundation is RM 8K+. Few years back, the senior got around RM 12K for only their Foundation studies.  However, it was reduced to RM 5K after that. typo, just realised after a day  This post has been edited by fruitie: Apr 4 2007, 02:58 AM |
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Apr 6 2007, 08:04 PM
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#8
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72,862 posts Joined: Sep 2005 From: KUL
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QUOTE(doinkz_gaara @ Apr 6 2007, 06:28 PM) If I gotten a scholarship in other college; my previous college's PTPTN will be terminated? Yes, you need to declare this matter to them. It's because if they found out, you will be sued with legal law. Do I have to pay at once? And yes, you need to pay them back one shot. |
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Apr 6 2007, 09:31 PM
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#9
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72,862 posts Joined: Sep 2005 From: KUL
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QUOTE(doinkz_gaara @ Apr 6 2007, 08:47 PM) One shot. O_O Nope, one shot. No installment...Cannot pay in ansurance? Last time I had problems with my PTPTN and I needed to pay them back one shot but then the case resolved already. Thank God. I did talk to them to nego but they said can't. For e.g.: My friends in MMU were taking PTPTN loan but later were offered with Yayasan Telekom Malaysia (YTM) loan. And, they were asked to pay back the amount loaned to them by PTPTN, luckily YTM helped them to pay back to PTPTN. Maybe the scholarship can help in this matter too? I'm not so sure. Nevertheless, as far as I'm concern, they required us to pay back one shot. |
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Apr 6 2007, 11:02 PM
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#10
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72,862 posts Joined: Sep 2005 From: KUL
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QUOTE(doinkz_gaara @ Apr 6 2007, 09:50 PM) If I do not want to stop the PTPTN for my new college, do I have to reapply? Sorry, but mind to explain more? I don't really get it.But will I need to pay back the original amount they gave me first? Sorry for these never ending questions >.< Nevermind, we are here to help each other. I'm also speaking based on my experience. |
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Apr 7 2007, 04:36 AM
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#11
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72,862 posts Joined: Sep 2005 From: KUL
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QUOTE(doinkz_gaara @ Apr 6 2007, 11:12 PM) Like I'm switching from TARC to IACT, Yes, you are right. You need to settle the debt first, unfortunately.Previously I applied for PTPTN for TARC and they already gave half of the amount I've loaned. So I need to settle the loan in TARC before I can apply for PTPTN for my studies in IACT? There's a PTPTN centre in KL Sentral right? There was this incident when I was doing my course registration in MMU's Exam Unit. This student came and asked for offer letter and etc. He told the Exam Unit that PTPTN already sent him a lawyer letter because he changed his college to university and he is asked to pay back the loaned money for his studies in his former college. So, I assume this case applies to your situation too..Ya, from the information I got from here PTPTN, there is a PTPTN center in KL Sentral. QUOTE(priest @ Apr 6 2007, 11:38 PM) LAN haven't approve my course yet. so cant get loan That's the troublesome part of PTPTN because without LAN approval, you will be rejected with a loan. This post has been edited by fruitie: Apr 7 2007, 04:37 AM |
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Apr 9 2007, 01:16 AM
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#12
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72,862 posts Joined: Sep 2005 From: KUL
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QUOTE(cks2k2 @ Apr 9 2007, 12:56 AM) Cannot be. Those who took engineering course max payback is RM300+ for 20 years from what I know. Ya, that's the amount.  |
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Apr 9 2007, 12:46 PM
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#13
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72,862 posts Joined: Sep 2005 From: KUL
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QUOTE(v i n c @ Apr 9 2007, 11:49 AM) Cannot be 600 per month. Seriously , u wont be able to survive if u have to pay RM600 just for PTPTN alone Exactly how to survice if need to pay them back RM 600 per month, it's written in my agreement, amount stated like what csk2k2 mentioned in his last post. |
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Apr 18 2007, 02:23 PM
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#14
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72,862 posts Joined: Sep 2005 From: KUL
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QUOTE(sparco @ Apr 18 2007, 12:41 PM) Ok... Guys.. Please help me. I did my foundation in mmu. Now i planned to change to another uni for degree. So i didnt yet apply for ptptn for degree loan. The problem is the ptptn already send me 3rd letter ask me to pay back for foundation. As i want to change to other uni, would they provide a new loan for my degree. Or should i pay back my foundation loan first to apply for degree loan? Please help me.  Feel like jumping from the window because of this money problem. I wish i was stupid enough so that i failed my form 3 but i didnt. I wish i was lucky/smart enough to get seat in ipta. Being in the middle of this two really making me crazy.  If you are going to continue your Degree studies in MMU, you can apply for deferment. Most of my friends are doing this but I already paid back the amount. However, since you are planning to change to other uni, I'm not sure if you need to pay back the amount money you loaned during your studies in MMU before applying for your Degree loan. |
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Apr 22 2007, 03:48 AM
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#15
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72,862 posts Joined: Sep 2005 From: KUL
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QUOTE(stevanistelrooy @ Apr 22 2007, 03:04 AM) Well, just pay off the 5k and you are clear of the debt and having extra RM12.50 being charged incremently as you delay the payment. Steve, I think he needs to settle the loan he loaned in MMU before he continues to another university. No point of having a lawyer letter arriving on your doorstep like a loanshark asking for you to payoff the amount. As fruitie said, you can ask for deferment, provided you get into the new uni, and use that offer letter as a proof and submit it to PTPTN. If they can't really help you, I think you have no choice but to settle it. Best if you could go and nego with them at PTPTN office. If he continues his Degree in MMU, he can apply for deferment but his case is different as he wants to transfer to another university. However to sparco, please call the officers and tell them your situation, who knows they will come up with a good solution instead of waiting for the lawyer letter to reach you and you might be denied with a loan for your future studies. |
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Apr 22 2007, 07:22 AM
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#16
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72,862 posts Joined: Sep 2005 From: KUL
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QUOTE(LoveMeNot @ Apr 22 2007, 04:10 AM) PTPTN S*CKS BIG TIME!! how many times ive been sending in my transcripts for the conversion of ptptn to scholarship,,,, and they keep on loosing it!! ive already sent in my official letter applying for the conversion, and they lost it too. !@#$%%$#..now i have to redo everything all over again, get my photocopy transcripts certified.. bla bla bla.. !@#$%$% need to snap pictures as proofs that ive already submitted everything... Well, what can you expect from a Government's body? You are still lucky on the loan coversion thingy, starting from 2005, nobody is granted with a loan conversion no matter you get a First Class Honours or not. |
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Apr 23 2007, 03:48 AM
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#17
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72,862 posts Joined: Sep 2005 From: KUL
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QUOTE(ayrez @ Apr 22 2007, 04:11 PM) anyone please ans my ques... Unfortunately the answer is cannot. can i add on 1 more?if i manage to get a scholarship offered from the college...but mayb only 35%...can i still apply for PTPTN Loan for the rest?will they approve it?thx You can only be holding either one scholarship or loan. You will be sued by both parties with legal law, both the scholarship's organization and PTPTN. This statement is stated in the agreement clearly. |
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Jun 19 2007, 12:57 AM
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#18
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72,862 posts Joined: Sep 2005 From: KUL
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QUOTE(Darkmage12 @ Jun 9 2007, 11:00 AM) means if i get a scholarship after loaning from PTPTN how? if the scholarship if from a foundation would i get sued? Yes, you must quickly give back the loan to PTPTN and pay back the sum of money you loaned.QUOTE(eehtsitna @ Jun 12 2007, 11:47 AM) No i dont think u will get sued. In that scenario PTPTN will just take back the loan that they offer to you. It is not your fault to be given a scholarship in the first place. I know it's not your fault, if at the first place you already got the scholarship and just keep quiet, then you will get a lawyer letter from them if they found out. If you return back the loan fast, nothing will happen. p/s: sorry for replying late, just noticed about these posts. |
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Jun 19 2007, 05:28 PM
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#19
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72,862 posts Joined: Sep 2005 From: KUL
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QUOTE(ccy1989 @ Jun 19 2007, 05:26 PM) I just wanna ask lets say i going to borrow ptptn now for my diploma and if later i wan to borrow again for degree can ? Can, as long the course is a recognized course by LAN, also the institution you are going is in PTPTN's list. |
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Jun 19 2007, 05:31 PM
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#20
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72,862 posts Joined: Sep 2005 From: KUL
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QUOTE(ccy1989 @ Jun 19 2007, 05:29 PM) I am a tarc student.....i will be taking my diploma at here... then later i plan to continue my degree at Utar....is there any problem with it ? I think shouldn't be a problem as UTAR is in PTPTN's list. But well, for assurance purpose, it is best you call up the PTPTN hotline to enquire about this matter. |
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