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Credit Cards Alliance Bank Credit Card, Cash Back Platinum and VI
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incredibless
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Jan 27 2024, 09:16 AM
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QUOTE(fruitie @ Jan 26 2024, 02:41 PM) I shifted most of transactions to Alliance VI after CIMB TWE's local transactions 10x bonus points ended on 31.12.23. One thing about my Alliance VI is the limit is extremely low, I plan to increase it. Is it easy to get approved? It was really difficult for me to get their card in the past as they requestd a lot of things and I didn't want to go through the same nightmare to be honest.  One thing good about Alliance VI is their points is no expiry. I did a credit limit increase request last year after owning the card for almost a year. Process took about 2 weeks for approval. If payment cantik should not be any issue. If I'm not mistaken they ask for bank statement 3 months latest and epf for two years.
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fruitie
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Jan 27 2024, 10:09 AM
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Rise and Shine
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QUOTE(qu3vax @ Jan 27 2024, 01:03 AM) onboard to their privilege banking perhaps, use the power of M, totally different service. so far their fd rate is one of the highest I didn’t notice this. Thanks for the suggestion. QUOTE(incredibless @ Jan 27 2024, 09:16 AM) One thing good about Alliance VI is their points is no expiry. I did a credit limit increase request last year after owning the card for almost a year. Process took about 2 weeks for approval. If payment cantik should not be any issue. If I'm not mistaken they ask for bank statement 3 months latest and epf for two years. Bank statement.
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blackamikaze
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Jan 31 2024, 12:54 PM
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i want to activate my vcc to get the rm88 angpow, but we will be charged rm25 sst? can we waive the sst? and how to waive the next year?
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xiaomoon
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Jan 31 2024, 01:23 PM
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QUOTE(blackamikaze @ Jan 31 2024, 12:54 PM) i want to activate my vcc to get the rm88 angpow, but we will be charged rm25 sst? can we waive the sst? and how to waive the next year? call cs or use live chat, normally ask u spend 3 transaction with min rm50 then u will get rm25 sst cash back
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contestchris
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Jan 31 2024, 01:32 PM
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QUOTE(blackamikaze @ Jan 31 2024, 12:54 PM) i want to activate my vcc to get the rm88 angpow, but we will be charged rm25 sst? can we waive the sst? and how to waive the next year? Can be waived with 3x transactions
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blackamikaze
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Jan 31 2024, 01:44 PM
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QUOTE(xiaomoon @ Jan 31 2024, 01:23 PM) call cs or use live chat, normally ask u spend 3 transaction with min rm50 then u will get rm25 sst cash back QUOTE(contestchris @ Jan 31 2024, 01:32 PM) Can be waived with 3x transactions Thanks, so easy
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a13solut3
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Jan 31 2024, 02:39 PM
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i applied ALB CC since early Jan until now also haven't approve.
bank agent say system-wide issue since early Jan until now, so backlog cannot clear
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wjleong15
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Jan 31 2024, 03:22 PM
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QUOTE(xiaomoon @ Jan 31 2024, 01:23 PM) call cs or use live chat, normally ask u spend 3 transaction with min rm50 then u will get rm25 sst cash back I got 26 last year instead of 25 for all cc and vcc you got only 25? latest offer?
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xiaomoon
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Jan 31 2024, 04:14 PM
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QUOTE(wjleong15 @ Jan 31 2024, 03:22 PM) I got 26 last year instead of 25 for all cc and vcc you got only 25? latest offer? yes 26
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lsl640
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Feb 2 2024, 07:20 PM
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After this topup touchngo got 1% charge for all amounts dy
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bananabread
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Feb 2 2024, 09:58 PM
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Getting Started

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QUOTE(lsl640 @ Feb 2 2024, 07:20 PM) After this topup touchngo got 1% charge for all amounts dy Just got the news. So sien. Any other alternatives?
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peja5081
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Feb 3 2024, 12:26 AM
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Getting Started

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QUOTE(bananabread @ Feb 2 2024, 09:58 PM) Just got the news. So sien. Any other alternatives? Grab,boost,setel,shoppe
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ys_2k
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Feb 3 2024, 09:47 AM
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QUOTE(fruitie @ Jan 26 2024, 02:41 PM) I shifted most of transactions to Alliance VI after CIMB TWE's local transactions 10x bonus points ended on 31.12.23. One thing about my Alliance VI is the limit is extremely low, I plan to increase it. Is it easy to get approved? It was really difficult for me to get their card in the past as they requestd a lot of things and I didn't want to go through the same nightmare to be honest.  the credit limit can be requested after 6 months, i tried and i got it. they are quite stingy about credit limit compare to other oversea banks, don't put high expectation to it.
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coolguy99
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Feb 3 2024, 09:56 AM
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QUOTE(ys_2k @ Feb 3 2024, 09:47 AM) the credit limit can be requested after 6 months, i tried and i got it. they are quite stingy about credit limit compare to other oversea banks, don't put high expectation to it. Hmm not in my case. They were quite generous in giving me credit limit. I have credit card from quite a number of banks and alliance is ranked after CIMB and Maybank in terms of my credit limit.
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shawnme
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Feb 3 2024, 10:21 PM
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Hi, for VS :
In your experience, does the charges via the supplementary card count/combine towards the monthly usage of the principal?
To elaborate, I ask because the optimum usage for VS is known to be RM 3k without MCC conditions, and I'm hoping to get another 3k for reasons.
Hopefully I manage to word it correctly.. Haha, thank you.
This post has been edited by shawnme: Feb 3 2024, 10:23 PM
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qu3vax
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Feb 5 2024, 01:29 AM
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QUOTE(shawnme @ Feb 3 2024, 10:21 PM) Hi, for VS : In your experience, does the charges via the supplementary card count/combine towards the monthly usage of the principal? To elaborate, I ask because the optimum usage for VS is known to be RM 3k without MCC conditions, and I'm hoping to get another 3k for reasons. Hopefully I manage to word it correctly.. Haha, thank you. almost all card benefit counts toward principal, no exception for alliance vs. either u get 2 principle VS, or join their privilege and get another privilege VS for another 3k.
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mamamia
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Feb 5 2024, 12:22 PM
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QUOTE(xiaomoon @ Jan 31 2024, 01:23 PM) call cs or use live chat, normally ask u spend 3 transaction with min rm50 then u will get rm25 sst cash back QUOTE(contestchris @ Jan 31 2024, 01:32 PM) Can be waived with 3x transactions any chance for the "waiver" if i add card for the first year SST?
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xiaomoon
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Feb 5 2024, 01:29 PM
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QUOTE(mamamia @ Feb 5 2024, 12:22 PM) any chance for the "waiver" if i add card for the first year SST? yes, new added card can get rebate also
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coolguy99
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Feb 5 2024, 03:48 PM
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QUOTE(xiaomoon @ Feb 5 2024, 01:29 PM) yes, new added card can get rebate also Have to call them to get it waived? I’m new to alliance bank credit card.
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xiaomoon
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Feb 5 2024, 03:58 PM
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QUOTE(coolguy99 @ Feb 5 2024, 03:48 PM) Have to call them to get it waived? I’m new to alliance bank credit card. normally i use the live chat in their website, call should be can also
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