QUOTE(Human Nature @ Feb 5 2013, 10:47 AM)
Thank youCredit Cards Credit Card v17, Ask general questions here, Please read the 1st post before posting!
Credit Cards Credit Card v17, Ask general questions here, Please read the 1st post before posting!
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Feb 5 2013, 01:55 PM
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3,021 posts Joined: Oct 2005 |
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Feb 5 2013, 07:17 PM
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1,001 posts Joined: Apr 2010 |
QUOTE(ronnie @ Feb 5 2013, 12:09 AM) The charges will be known even to the Customer Service as of 31-Jan-2013... it's only know after 3-Feb-2013. Just got a call from Maybank credit card dept, they told me that the amount of RM18.76 will be reverse and I don't need to pay for it It's good to know Statement Date, Due Date to know when to avoid these charges. Call the Maybankard CS to "waive" it, acknowledging the CS didn't do her job very well..... Known Fact: anyone who paid late would kena finance charges |
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Feb 5 2013, 10:40 PM
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3,021 posts Joined: Oct 2005 |
can i use Credit card to pay bills?
it dont count as cash advance? wont it? and which bank's online system allow payment to CIMB Futures or CIMB Investment Bank using credit card? This post has been edited by john123x: Feb 5 2013, 10:40 PM |
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Feb 5 2013, 10:49 PM
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All Stars
26,532 posts Joined: Jan 2003 |
QUOTE(john123x @ Feb 5 2013, 10:40 PM) can i use Credit card to pay bills? Yes, you can..provided the bill is listed as one of its payee. not considered as cash advance.it dont count as cash advance? wont it? tips: have a look at OCBC titanium, 5% cashback for payment of utility bills. |
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Feb 5 2013, 11:07 PM
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16,872 posts Joined: Jun 2011 |
QUOTE(john123x @ Feb 5 2013, 10:40 PM) can i use Credit card to pay bills? I doubt any bank would allow that as a retail transaction, it's effectively a cash transaction i.e. u can "pay" to the investment bank's trust account and then subsequently withdraw cash from there.it dont count as cash advance? wont it? and which bank's online system allow payment to CIMB Futures or CIMB Investment Bank using credit card? |
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Feb 6 2013, 07:34 AM
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3,021 posts Joined: Oct 2005 |
QUOTE(Pink Spider @ Feb 5 2013, 11:07 PM) I doubt any bank would allow that as a retail transaction, it's effectively a cash transaction i.e. u can "pay" to the investment bank's trust account and then subsequently withdraw cash from there. thats too bad, i was thinking of using this as a loophole to skip cash advance fee and cash advance interest charges |
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Feb 6 2013, 07:34 AM
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3,021 posts Joined: Oct 2005 |
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Feb 6 2013, 07:37 AM
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16,872 posts Joined: Jun 2011 |
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Feb 6 2013, 09:17 PM
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3,395 posts Joined: Dec 2007 From: 서울, South Korea |
QUOTE(Pink Spider @ Feb 6 2013, 07:37 AM) Well at least he was honest about his intention. john123x I trust you are a grown up and would like to be treated that way. Please use your credit card like a grown up person. If you have such mindset about how to use your credit card ... honestly you don't deserve it! |
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Feb 7 2013, 03:48 PM
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2,221 posts Joined: Apr 2008 |
RM0.00 StanChart: JustOne Credit Card 5% CashBack on retail transactions offer to be discontinued effective 1/3/13. Pls refer to our mailer & website for info
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Feb 7 2013, 05:41 PM
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1,040 posts Joined: Mar 2006 |
Any good CC recommended me to apply ? Main for travelling purpose..
THanks |
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Feb 7 2013, 06:47 PM
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26,532 posts Joined: Jan 2003 |
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Feb 7 2013, 09:57 PM
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2,991 posts Joined: Jun 2007 |
QUOTE(winner @ Feb 7 2013, 03:48 PM) RM0.00 StanChart: JustOne Credit Card 5% CashBack on retail transactions offer to be discontinued effective 1/3/13. Pls refer to our mailer & website for info That's a shame. I also just received this SMS.Without the 5% rebate, this card is worthless. Even the rewards require several times the points to redeem compared to other banks. I'm going to see what I can redeem, and then cancel this card. By the way, I got a JustOne cheque account to go along with this card. Do you know how to cancel the current account as well? Can I just walk into any branch or have to goto that specific Kajang branch? |
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Feb 7 2013, 10:01 PM
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All Stars
26,532 posts Joined: Jan 2003 |
QUOTE(simplesmile @ Feb 7 2013, 09:57 PM) That's a shame. I also just received this SMS. You dont wait to adopt wait-and-see approach? at least to see what's in store after the revamp.Without the 5% rebate, this card is worthless. Even the rewards require several times the points to redeem compared to other banks. I'm going to see what I can redeem, and then cancel this card. By the way, I got a JustOne cheque account to go along with this card. Do you know how to cancel the current account as well? Can I just walk into any branch or have to goto that specific Kajang branch? |
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Feb 7 2013, 10:37 PM
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2,991 posts Joined: Jun 2007 |
QUOTE(Human Nature @ Feb 7 2013, 10:01 PM) I might wait until come GST time, around May 2013. But in the meantime there's no incentive to use this card anymore. So I'll most probably keep this card in the freezer.Maybe I should use up all the rebates still available to me before end of February. |
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Feb 7 2013, 11:54 PM
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4,095 posts Joined: Jan 2003 From: USJ |
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Feb 8 2013, 12:05 AM
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4,095 posts Joined: Jan 2003 From: USJ |
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Feb 8 2013, 12:09 AM
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All Stars
26,532 posts Joined: Jan 2003 |
QUOTE(alexwsk @ Feb 8 2013, 12:05 AM) Human Nature I am not one of the fortunate one to hold this card did u try it? My transaction on and after 4th Jan did not get any cashback at all so i'm wondering whether 1/3/2013 actually meant 3rd Jan 2013. Oledi email to chk, will update back |
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Feb 8 2013, 12:22 AM
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2,552 posts Joined: Jan 2008 |
that said, have anyone seen gen-x recently?
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Feb 8 2013, 12:24 AM
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4,404 posts Joined: Jun 2012 |
Nope...
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