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Credit Cards Credit Card v17, Ask general questions here, Please read the 1st post before posting!

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john123x
post Apr 24 2012, 10:30 AM

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credit card hard to use for retail shopping.

and i aint gonna shop at tesco and giant, their item too expensive,

and using card at place like mcd and kfc during lunch peak hour is real malu. and sometime some smart staff tell us credit card offline, no cards.....

these cashless plastic aint really universal than cash.

and kfc 5% off for cimb credit card also useless when they say credit card offline (i see them take it offline in some case....)

and some merchant see us use credit card muka masam, as credit card merchant fee 2-3% reduce their profit.



john123x
post Nov 19 2012, 11:57 PM

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QUOTE(onejme @ Nov 19 2012, 08:41 PM)
one question, can i apply all available CC provider and choose what card i want upon approval? in my case from 2 banks because annual less than 36k
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i am sure there is RM50GST per card....
john123x
post Feb 5 2013, 10:45 AM

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guys, i am trying to use maybank2u to pay for my public bank credit card.

my enquiry is, is it fund transfer or bill payment?

thank you
john123x
post Feb 5 2013, 01:55 PM

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QUOTE(Human Nature @ Feb 5 2013, 10:47 AM)
fund transfer  smile.gif
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Thank you
john123x
post Feb 5 2013, 10:40 PM

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can i use Credit card to pay bills?

it dont count as cash advance? wont it?

and which bank's online system allow payment to CIMB Futures or CIMB Investment Bank using credit card?

This post has been edited by john123x: Feb 5 2013, 10:40 PM
john123x
post Feb 6 2013, 07:34 AM

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QUOTE(Pink Spider @ Feb 5 2013, 11:07 PM)
I doubt any bank would allow that as a retail transaction, it's effectively a cash transaction i.e. u can "pay" to the investment bank's trust account and then subsequently withdraw cash from there.
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thats too bad, i was thinking of using this as a loophole to skip cash advance fee and cash advance interest charges
john123x
post Feb 6 2013, 07:34 AM

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QUOTE(Human Nature @ Feb 5 2013, 10:49 PM)
Yes, you can..provided the bill is listed as one of its payee. not considered as cash advance.

tips: have a look at OCBC titanium, 5% cashback for payment of utility bills.
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thx for the info.

and the titanium, too bad i aint qualified for it.....

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