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Credit Cards Credit Card v17, Ask general questions here, Please read the 1st post before posting!

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simplesmile
post Feb 7 2013, 09:57 PM

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QUOTE(winner @ Feb 7 2013, 03:48 PM)
RM0.00 StanChart: JustOne Credit Card 5% CashBack on retail transactions offer to be discontinued effective 1/3/13. Pls refer to our mailer & website for info
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That's a shame. I also just received this SMS.
Without the 5% rebate, this card is worthless. Even the rewards require several times the points to redeem compared to other banks.
I'm going to see what I can redeem, and then cancel this card.
By the way, I got a JustOne cheque account to go along with this card. Do you know how to cancel the current account as well? Can I just walk into any branch or have to goto that specific Kajang branch?
simplesmile
post Feb 7 2013, 10:37 PM

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QUOTE(Human Nature @ Feb 7 2013, 10:01 PM)
You dont wait to adopt wait-and-see approach? at least to see what's in store after the revamp.
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I might wait until come GST time, around May 2013. But in the meantime there's no incentive to use this card anymore. So I'll most probably keep this card in the freezer.
Maybe I should use up all the rebates still available to me before end of February. brows.gif
simplesmile
post Feb 8 2013, 09:45 AM

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QUOTE(alexwsk @ Feb 7 2013, 11:54 PM)
winner
actually is it jan 3rd or 1st mac? as i hv not received any 5% since jan 3rd
how bout urs?
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QUOTE(alexwsk @ Feb 8 2013, 12:05 AM)
Human Nature
did u try it? My transaction on and after 4th Jan did not get any cashback at all
so i'm wondering whether 1/3/2013 actually meant 3rd Jan 2013. Oledi email to chk, will update back
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Eh... I also don't see any cashback after Jan 3rd.
And I used this card on Friday to buy an iPad just 2 weeks ago vmad.gif
Had I known it's 3rd Jan, then I would have used another card instead.
simplesmile
post Feb 8 2013, 09:49 AM

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This link says 1st March. Why I never receive the cash back?

http://www.standardchartered.com.my/person...n/en/index.html

simplesmile
post Feb 8 2013, 03:18 PM

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QUOTE(alexwsk @ Feb 8 2013, 01:03 PM)
laugh.gif, received a printed letter on the above just now
time to write complaint thru online banking brows.gif
UPDATED:
before everyone starts calling, according to CS, Jan cash back will be credited by 28 Feb and Feb cash back will be credited by 31 Mac
winnersimplesmile
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Thanks for the update.
So... my plan is intact. Spend all my remaining rebates available by 28.02.2013.
This means excluding today, there are only 2 more Fridays in this month. hmm.gif
simplesmile
post Feb 11 2013, 07:33 AM

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Gong Xi Fa Cai everybody. HUAT ah! rclxm9.gif
simplesmile
post Feb 15 2013, 10:57 PM

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QUOTE(fly126 @ Feb 15 2013, 12:09 AM)
Credit Card is No Problem You can Max up the CL of the card...but Yes some Bank have set cash back or Reward point limit on their Credit Card
Mostly them Around $5,000 from total Monthly Spending entitled to get Cash Back or Reward Point & there maybe No or Less Cash Rebate/Point be Rewarded >$5,000... blink.gif
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Is this true?
Well, setting a ceiling on rebate is understandable. As most cards allow you to claim a max rebate of RM50 a month.
But setting a ceiling on reward points earned in a month? Is this true? Anybody experience this before? Which bank?
simplesmile
post Feb 16 2013, 10:10 AM

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I'm glad I don't own Citibank credit cards. This bank cheated my points way back in 2002.

QUOTE(fly126 @ Feb 16 2013, 01:37 AM)
So Far as I know:
The Newly Launch Citibank Rewards Platinum Card ...with the exception of the Driving category which will earn NO points after the monthly cap is exceeded. http://www.citibank.com.my/english/credit-...ards_categories

& also, there was NO Point will be Rewarded for Purchases at Petrol Station with most of the Citibank's Reward Point based Cards
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