Called MBB CS to let them know my son using his card overseas for a substantial transaction. While on the line, I ask what if I wanted increase in Permanent Credit Limit, was told in view of BNM guideline effective 1st January 2012, I need to submit 3 months proof of income - habis I, hahaha

For CIMB, there will be in lien charges of RM5 per RM1000 Credit Limit pledged. But maybe they treat their Preferred customers differently.

Note: sometimes the sites themselves blocks Malaysian cards. HK MRT is one example that comes to mind. Malaysian cards are flagged as high risk.

Mine is worse. When KFC shifted to the other end of KLCC, for the first few months, they claim "machine ada, signal tak ada".   

But my h/p also no signal inside KFC at that time    I think now the signal already covered, but I never eat KFC after that, got cheated of my 5% and KFC customer line says they can't do anything.

Petrol Pre-Authorisation at Shell pump using Maybabnkard 2 AMEX has  SMS Transaction Alert.

In South Korea, there are many examples where signature is not required when the card physical presence is available + EMV. And you'll be surprised signature is not required is some mundane merchant - e.g. 24/7 convenience stores. Not a problem coz a lot of cards in SK is already EMV compliant anyway.

Authentication and approval is super fast - fastest to be around 2-3 seconds. 5 seconds consider super slow already.

hi guys, wanna ask those who are using eon or hong leong bank credit card, do you ever encounter before a situation where it sms you and tell you that you have debited an amount from ur account which is actually not a big amount..

this is my case, i use my card to pump petrol and then after around 10 minutes i receive a sms from 66600 saying that my card no. / transaction no. and the petrol station address/name and i had debited RM200 from my account..

the transaction number and the petrol station address is same as the one i visited and same as the transaction number on the receipt.

but the problem is i pump RM20 only...how on earth it debited RM200 which is 10X more...

guys, anyone encounter or using the same card before?

thanks 

I'm aware about that. Just curious why client with over 3K salary and only 20% liability with clean record been declined in his application. Since I’m more interested to HSBC due to its worldwide recognition as I’m often traveling osea on company trip.

Yes and No. Visa and Mastercard logo yes is a worldwide standards. But no to some reason. For EG, my colleague went to not so famous country, and try to swap he's Maybank Platinum CC. But the salesman/shop refused to swap the CC, coz he doesnt recognised 'Maybank' eventhough with MASTERCARD and Platinum marks on it. This is additional measurement that includes in my criteria, as my job is not only heading to big country but more focusing to LDP (Least Developed Country).

Its more to the mentality on the countries visited. Eventhough they dont have HSBC present in their country, but they recognised HSBC, Citibank credit card and Amex type. The said countries such Bhutan and Burkina Faso.
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Again, im not here to show off or looking for troubles, just looking for advise and answers if any. Please accept my deepest apologies if my issue lead to any inconvenience caused to you.
Regards

dear all,

wanna seek for your advice. wanna get a cc, but unsure which one is better...

i'm looking for the best cash rebate plus points, yet annual fee can be easily waived...

income around 24k-30k p annum.

nevertheless i'm an Ambank staff...should i apply for Ambank's or just apply for others???

please help...

Finally, a great offer from RHB, FREE Starbucks Drink and GSC Movie Ticket every Friday with RHB Credit or Debit Cards.

MAYBE, YES and NO.... 
For MY CASE, I apply GOLD CARD (April 2011) at HSBC Am,
I get my 1st credit card  from them with CL 5K... 
Later I transfer my FD 20K from other bank to HSBC,
Believe or not I been upgrated to Platinum Card Holder with CL 13K (April 2012)

Australian banking fees and interest rates are amongst the highest in the world.

Debit card is an option I've thought about. However my family is in M'sia and I want a supplementary card for my parents for emergencies and stuff as they are already retired.

Any particular reason to go with Standard Chartered? Thanks for your advice!

4. Check out HSBC Advance account when you come back. See if they will issue you the HSBC Advance Platinum Card. Maybe Miles can confirm if the card is issued automatically with opening of a HSBC Advance account. Need to maintain RM20K in account or else there's a monthly fee. However, I am not sure if you can get supp card without a join account.

5. If you have RM150K to deposit, go open CIMB Preferred Banking and you'll be issued a credit card automatically or other Privilege/Priority Banking with Alliance and HLB with RM200K. Got more money to deposit, check out Standard Chartered Bank and HSBC. Once again, you need to open the account jointly with your parents to get supp cards.

if you are not using the funds for a year or so, then go open an Alliance Bank Privilege Banking or RHB Premier Banking and get their credit card for free.  Advantage is that it will help you built up your credit history here and easier for you in the future get a credit card. Best of all, these banks don't charge you anything if your AUM falls below RM200K and still get to keep your Premier Debit cards and Platinum cards which allows you free entry to KLIA Plaza Premium Lounge and LCCT too Click here to read my article on Privilege Priority Premier Banking Accounts and the credit cards issued for FREE.

I was at Alliance website earlier too but couldnt figure out what does the asterisk stands for. So it is based on tiers. Thanks 
• Up to 2.0% cash back* on retail spend

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Added on June 23, 2012, 12:05 amJust found the tiering, 2% only start after spending RM2,551 – 5,000 

No, not a single call from Alliance and RHB and it has been more than 9 months since my AUM dropped to below RM200K.

As for penalty, I think only SCB and HLB impose it.

In my article Credit Card No.8 Fool at RWF, I mentioned that I went to surrender my RHB Premier Debit Card and cancelled my RHB Plat issued via PB but they told me to keep my cards. It seems RHB systems show my RHB Plat card annual fee waive till 2048!

Another question,

Which bank nowadays that i can request for credit card without the need of showing income document if i place FD over them?

*If I place 15k FD

Can we pay Quit Rent (Cukai Tanah) at TMpoint using credit card?