Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty CardsCredit Cards Credit Card v17, Ask general questions here, Please read the 1st post before posting!
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 Aug 8 2012, 11:11 PM
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#1
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Junior Member
249 posts Joined: May 2012 
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wanna know how the bank usually give credit limit? Let say if with 2 cc then credit limit is about 30% of the annual income does this consider low or high CL? does high credit limit affect approval of a new cc?
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Aug 9 2012, 08:34 AM
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#2
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Junior Member
249 posts Joined: May 2012
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QUOTE(Human Nature @ Aug 8 2012, 11:19 PM) For cardholders earning RM36,000 per annum and less, the maximum credit limit extended to a cardholder shall not exceed two times their monthly income per issuer. if more than 36k p.a. ? n wt HL abt 300k does it affect ka? |
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Dec 7 2012, 11:43 AM
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#3
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Junior Member
249 posts Joined: May 2012
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hi , need urgently check on the maybank amex card platinum travel protection
Platinum Travel Insurance Travel Personal Accident Insurance up to RM1,000,000 Luggage loss up to RM2,500 Luggage delay up to RM800 Flight delay up to RM800 Missed connections up to RM800 is it valid for any amount of air ticket? lets say if i buy tickets for 2 pax using 1 cc... does it cover 1 pax or 2 pax... |
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Dec 8 2012, 11:56 AM
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#4
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Junior Member
249 posts Joined: May 2012
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QUOTE(hye @ Dec 7 2012, 11:28 PM) I'd suggest if you are looking for protection while travelling then by all means buy a separate travel insurance for yourself. okie... since its come in 'free' so just let tat be... The insurance coverage that you mentioned covers all tixs bought using the credit card. However it is not just about the value, you also need to carefully scrutinise and understand under which circumstances would you be able to claim for the insurance. Compared that to if you bought a separate travel insurance and you'll see things differently. am thinking to get the travel insurance incl medical from chartis... is it ok? its ard 108 for 2 pax/.. |
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