Refuse is not the same as cannot....

Boss, I teach you, got this magic website, its called google.com......

Those who post lazy question wasting people's time is the one that need to learn respect, LYN is not your maid.

And I ROFL at your question, you din even ask in the right place.

Is it the basic automatic saving account or some special type? Because I have a joint savings account (open last year) and personal account (open years ago) which I don't think pays interest every 1st, how to check what type it is?

Why you say that? I got OCBC titanium and Maybank2Kard in July/Aug, I just started working in Apr..... just waited my 3 months slip, both also can approve.

OCBC reject but then after appeal accept (seems SOP based on the thread), Maybank straight approve.

If you baru keluar kerja and salary not reaching limit then of course cannot get. Those whose salary is above the limit should not have much problem.

You want such high credit limit for what? Still need to pay back in a month, and if you got the money you can overpay first so that effective credit limit higher anyway.

See your luck. Better wait one month chances is higher. But depends on bank as well.

Wah nice summary post =)

This one I disagree, if want to complain about government collecting money from public there are many other things to complain and not just related to credit card specifically (I'm surprised general consumption GST not implemented yet, good to have threatening opposition =p). I think its good to limit credit card use/application among those who likely to build much debt. Don't want the country to be a nation of CC-debt-bankrupts. Just see how many people ask about cash advance from CC and how to get CC which is above their income earning capacity here.

Respect bro, crazy is the correct word. But practically most of the 'additional' cards the benefits much less than the few primary cards you got right (though depend on lifestyle, ex: own SC card just for the 15% discount is not worth for places I eat at).

I see you found the thread. Just read the OP la... need spoon-feeding on that meh?

Use google calendar and send yourself email reminder.

I'm not a sifu, but sounds dangerous to me. What are you going to be using for? Digging debt hole?

Sounds like a big amount which you will not be able to pay back and in the end the bank make money off you.

Unless you give more details as to why you need to do this and no other option.... I think best advise for you is stay away from CC. CC will kill you if you cannot pay back.

Even if you earn all those amounts you listed total is RM370. Sounds like a lot of work (not everything can be done online) for RM370. Jual DVD at night also earn more la =) don't even talk about money-making with nasi lemak etc.

Banks are not so stupid as to give you big big benefits without your spending money through them.

No

I thought previously been mentioned some banks will 'add on' auto-approved card for various types of transaction/loan etc?

If you're blacklisted solve your problems first wei, still wanna apply credit card?

Any credit cards good for large overseas spend? Lump sum (tuition fees) every half year.

Cash flow issue can happen if deadline to pay is at or just before your salary date, though.

Try Maybank2Kard Gold, lower income requirement. Shell accepts, just pump on weekends only to get the 5% cashback plus effective 2% based on 5x points.

You have information and simply ask without posting what you already have then ask people not to post if dun wanna share?