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 Balance Transfer, What is it actually???

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l3iTi
post Nov 29 2011, 09:29 AM

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oh thanks!!
i wanted to apply b4 receiving the new statement.
azam_halim
post Dec 1 2011, 11:11 AM

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which cimb cc can do 6 months 0% BT? i tought cimb BT is for new card member only..or did u guys apply new, do BT, when finish, cancel card, and apply again when want to do BT? rclxub.gif

This post has been edited by azam_halim: Dec 1 2011, 11:14 AM
gerrardling
post Dec 1 2011, 11:56 AM

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QUOTE(azam_halim @ Dec 1 2011, 11:11 AM)
which cimb cc can do 6 months 0% BT? i tought cimb BT is for new card member only..or did u guys apply new, do BT, when finish, cancel card, and apply again when want to do BT?  rclxub.gif
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All cimb cc can do BT. New and existing customer can do BT. They will create a separate account for you which will share credit limit with your CIMB CC. after finish paying, they will remove it
Gen-X
post Dec 1 2011, 12:18 PM

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QUOTE(azam_halim @ Dec 1 2011, 11:11 AM)
which cimb cc can do 6 months 0% BT? i tought cimb BT is for new card member only..or did u guys apply new, do BT, when finish, cancel card, and apply again when want to do BT?  rclxub.gif
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Like gerrardling said, all new and existing CIMB and DA cardholders can do BT but the 0% 6 months BT is not applicable for CIMB Islamic cards.
roger roger
post Dec 2 2011, 03:07 PM

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QUOTE(Gen-X @ Dec 1 2011, 12:18 PM)
Like gerrardling said, all new and existing CIMB and DA cardholders can do BT but the 0% 6 months BT is not applicable for CIMB Islamic cards.
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tis tiny info u oso knows, i wonder how u know cc that well? not due to obssession rite?
chemistry
post Dec 2 2011, 07:09 PM

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QUOTE(roger roger @ Dec 2 2011, 03:07 PM)
tis tiny info u oso knows, i wonder how u know cc that well? not due to obssession rite?
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I don't know cc as much as GenX does, but however I know that CIMB islamic card cannot do BT tongue.gif laugh.gif
MGM
post Dec 4 2011, 12:36 AM

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AEON CC offers 6month 0% BT as well.
Gen-X
post Dec 4 2011, 12:38 AM

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QUOTE(MGM @ Dec 4 2011, 12:36 AM)
AEON CC offers 6month 0% BT as well.
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Good, when does it expire?

PBB today big Ad in The Star on 0% BT

Maybe CIMB will extend theirs if more issuers offer 0% BT.
hafiz_control
post Dec 4 2011, 01:50 AM

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anyone knows when ocbc will continue having bt back?
ronnie
post Dec 4 2011, 11:50 AM

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QUOTE(Gen-X @ Dec 4 2011, 12:38 AM)
Maybe CIMB will extend theirs if more issuers offer 0% BT.
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If CIMB extends to 30 June 2012, I have no choice but to continue BT and BT and BT and ... brows.gif brows.gif brows.gif

This post has been edited by ronnie: Dec 4 2011, 11:50 AM
chemistry
post Dec 4 2011, 12:07 PM

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QUOTE(ronnie @ Dec 4 2011, 11:50 AM)
If CIMB extends to 30 June 2012, I have no choice but to continue BT and BT and BT and ...  brows.gif  brows.gif  brows.gif
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Play around with three banks' BT.
BT "to and from" each other.
uhlaw
post Dec 4 2011, 12:26 PM

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My BT keep going around Maybank, CIMB and HSBC tongue.gif
SUSDavid83
post Dec 4 2011, 12:31 PM

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I plan to do my 1st BT to MBB from CIMB - 12-month 0%.

Any hidden T&C should I aware of?
uhlaw
post Dec 4 2011, 12:35 PM

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QUOTE(David83 @ Dec 4 2011, 12:31 PM)
I plan to do my 1st BT to MBB from CIMB - 12-month 0%.

Any hidden T&C should I aware of?
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I think cute_boboi had mentioned about it above.
Gen-X
post Dec 4 2011, 01:12 PM

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QUOTE(David83 @ Dec 4 2011, 12:31 PM)
I plan to do my 1st BT to MBB from CIMB - 12-month 0%.

Any hidden T&C should I aware of?
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No, just apply like what you did for CIMB BT. Suggestion: if you have MBB 2 MC or Visa or any other account you don't use often to swipe, transfer into that account so you can see immediately the amount in your statement.
Titan_Gunners
post Dec 5 2011, 10:21 AM

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QUOTE(Gen-X @ Dec 4 2011, 01:12 PM)
No, just apply like what you did for CIMB BT. Suggestion: if you have MBB 2 MC or Visa or any other account you don't use often to swipe, transfer into that account so you can see immediately the amount in your statement.
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Yup, i am doing this all the while.
MBB Visa- BT only
MBB Amex- Normal swipe.. rclxms.gif
shiroikun
post Dec 5 2011, 02:21 PM

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HSBC 0% BT for 6 months for new applicants still available? Anyone can confirm? Thinking of reapply HSBC after cancelled my card for more than 6 months...
ronnie
post Dec 5 2011, 02:50 PM

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QUOTE(David83 @ Dec 4 2011, 12:31 PM)
I plan to do my 1st BT to MBB from CIMB - 12-month 0%.

Any hidden T&C should I aware of?
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Next month (before 31 Dec 2011), I will also BT from CIMB's BT account to Maybankard 2 Visa
chemistry
post Dec 5 2011, 06:00 PM

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QUOTE(ronnie @ Dec 5 2011, 02:50 PM)
Next month (before 31 Dec 2011), I will also BT from CIMB's BT account to Maybankard 2 Visa
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CIMB BT to M2Visa.
In the meantime, M2Amex BT back to CIMB.

This post has been edited by chemistry: Dec 5 2011, 06:02 PM
MGM
post Dec 5 2011, 08:44 PM

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QUOTE(Gen-X @ Dec 4 2011, 12:38 AM)
Good, when does it expire?

PBB today big Ad in The Star on 0% BT

Maybe CIMB will extend theirs if more issuers offer 0% BT.
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According to AEON CS they started the 0% BT promo in 2010 and currently no dateline. Processing BT takes 15 biz days.

http://www.aeonmalaysia.com.my/acs/af/kona...ChannelId=-8814
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