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 Balance Transfer, What is it actually???

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Titan_Gunners
post Jan 25 2011, 02:44 PM

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How many working days needed for MBB to process BT?
Titan_Gunners
post Mar 22 2011, 02:36 PM

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QUOTE(romariotan82 @ Mar 21 2011, 01:44 PM)
Last Monday, i faxed my BT form to Maybank.

Call their CS on wednesday, and they said not yet receive . Faxed again on Thurs
Call  their CS on Friday  and they told me to check 1 week later

How can i confirm wthether MBB already receive my BT form.

Normally, how long they take to approve BT ?

Anyone experience this before ?
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I faxed form by 3/13.
Called MBB CS by 3/17, form received. Ask them to double confirm, they confirm received.
Called again by 3/21...."Sorry, We do not received ur form"...
Then request me to send it again, i say no need liao ... rclxub.gif
Titan_Gunners
post Jun 1 2011, 06:13 PM

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"The Balance Transfer promotion - 0% for 12 months and Balance Transfer within Maybank Credit Cards ends 31 December 2011."
I copy form MBB website.

What means by Balance Transfer within Maybank Credit Cards ?? rclxub.gif


Titan_Gunners
post Jun 2 2011, 05:41 PM

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QUOTE(raul @ Jun 2 2011, 05:04 PM)
anybody can confirm is mbb 0% BT for 12 months is valid?
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Talked to CS yesterday, he said is valid. icon_rolleyes.gif
Titan_Gunners
post Jun 3 2011, 08:24 AM

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Refer to the website, they do not change their rate.
http://www.maybank2u.com.my/WebBank/BTrateTable300511.pdf
Titan_Gunners
post Jun 23 2011, 05:32 PM

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BT form submitted by 15th June, & payment paid by 22th June.
Take around 5 working days.
Seems like MBB are improving their BT department, haha.
Titan_Gunners
post Jun 29 2011, 12:42 PM

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QUOTE(Gen-X @ Jun 29 2011, 12:32 PM)
I guess you are asking if CIMB can approve BT application and make payment in a week, yes, possible. Just take note of weekends and public holidays.
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Gen X, i think he try to ask whether can submit two BT application in a week time.
Why not? should be alright if you have sufficient CL.
Titan_Gunners
post Jun 29 2011, 06:20 PM

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QUOTE(Gen-X @ Jun 29 2011, 03:27 PM)
doh.gif my bad, still blur as on medication.
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Take care. U can get few days off from Lowyat Forumers..


Added on June 29, 2011, 9:24 pmCIMB extend 0% BT to 31/12/2011. rclxms.gif
http://www.cimbbank.com.my/index.php?ch=43...0&tpt=cimb_bank

This post has been edited by Titan_Gunners: Jun 29 2011, 09:24 PM
Titan_Gunners
post Jun 30 2011, 11:05 AM

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QUOTE(kneok @ Jun 30 2011, 10:17 AM)
saw an ad in today's paper balance transfer with Ambank, you can get ipad2.. but not much info in their website. anyone knows?
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Their BT are not 0% interest. rclxub.gif
If u calculate the interest, actually u are paid for the ipad2.
Titan_Gunners
post Jun 30 2011, 12:21 PM

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12 months 1% interest not so attractive.
Titan_Gunners
post Jul 2 2011, 02:38 PM

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QUOTE(ericpires @ Jul 1 2011, 09:23 PM)
Any1 can confirm this??  sweat.gif
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Pls refer to Gen-X blog:
http://creditcardsmalaysia.blogspot.com/20...otion-2011.html

The only different is the gift, last time foc HTC Flyer. Now, foc Ipad 2. shakehead.gif
Titan_Gunners
post Jul 3 2011, 08:10 PM

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QUOTE(andyfriends @ Jul 3 2011, 06:21 PM)
for BT can we pick and choose which particular transaction to do or it auto transfer the total outstanding sum of the card?
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BT amount must at least 1K, and not more than total statement.

Titan_Gunners
post Jul 17 2011, 01:44 PM

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QUOTE(andyfriends @ Jul 17 2011, 10:09 AM)
that's right.  M planning to do so.  What do u mean the one that gives me the highest rebate?
now stil searching.. it appears like CIMB/MBB are o%.


Added on July 17, 2011, 10:10 am

that's right.  the ipad 2 isnt totally free.  The bank has charged your fren an upfront admin charges for BT.
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Why allow your friend to "snow ball" the debt with upfront admin charges? rclxub.gif
Titan_Gunners
post Jul 18 2011, 03:52 PM

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QUOTE(CoffeeDude @ Jul 18 2011, 12:55 PM)
Can I do balance transfer of my outstanding to my wife's credit card?
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No.
Titan_Gunners
post Aug 4 2011, 05:42 PM

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QUOTE(fahrur_07 @ Jul 31 2011, 11:02 PM)
usually how long it will take for maybank to process BT?
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1~2 weeks.
Titan_Gunners
post Aug 8 2011, 08:36 AM

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QUOTE(duckaton @ Aug 6 2011, 12:04 AM)
just went BT today. 12 mths MBB 0%

poor peasant like me now living on credit.

sigh...
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0% BT & EPP are the tactics which encourage ppl spend beyond their limit.
Titan_Gunners
post Aug 10 2011, 09:17 AM

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QUOTE(ronnie @ Aug 9 2011, 09:10 AM)
Those who manage good finance, would get a CC to earn Cash rebates... and use BT to earn even more money.
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+1. rclxms.gif
CC are not a tool to allow ppl to spend more.
But sadly, some ppl think another way round.
Titan_Gunners
post Aug 11 2011, 02:42 PM

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QUOTE(casphere @ Aug 11 2011, 02:19 PM)
hmm.gif  hmm.gif
did u do a BT from OCBC to Maybank 2's amex or from Maybank 2's amex to OCBC? cos when i spoke to a staff at their Seapark PJ branch 2 days ago, i was told that the Maybank 2s cannot use for BT.
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Only can BT to MBB2 Visa/ Master only.
If BT from MBB2, Amex & Visa/ Master can be done.
Titan_Gunners
post Aug 12 2011, 12:57 PM

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QUOTE(chemistry @ Aug 11 2011, 07:41 PM)
I beg to differ.
I have done a BT from OCBC to my Maybankard 2Amex recently. Already reflected in the latest statement.
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My bad then..
Titan_Gunners
post Dec 5 2011, 10:21 AM

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QUOTE(Gen-X @ Dec 4 2011, 01:12 PM)
No, just apply like what you did for CIMB BT. Suggestion: if you have MBB 2 MC or Visa or any other account you don't use often to swipe, transfer into that account so you can see immediately the amount in your statement.
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Yup, i am doing this all the while.
MBB Visa- BT only
MBB Amex- Normal swipe.. rclxms.gif

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