if i do balance transfer, let say 24 months plan, do i have to pay equally for 24 months or is it at least 5%?

from what i've been reading, maybank have the best balance transfer plan followed by cimb...what other card give good BT plan?

got a question: if i do BT from bank a to bank b for 0%, 6 months plan, and after 6th month still got outstanding, can i BT the outstanding back to bank a or to other bank c? is there any bank that did not allow us to BT the outstanding BT?

do cimb got balance transfer plan for existing card holder? i can only find a sentence saying bt for new members only in cimb website. its kind of wierd if i cant do bt to my existing cimb cc when other banks can do it..

"0% Interest Balance Transfer - Enjoy 0% balance transfer for 6 months when you transfer your balances from other credit cards (Applicable to new cardmembers only)."

which cimb cc can do 6 months 0% BT? i tought cimb BT is for new card member only..or did u guys apply new, do BT, when finish, cancel card, and apply again when want to do BT?

This post has been edited by azam_halim: Dec 1 2011, 11:14 AM

i email my BT application to MBB last friday. call cs yesterday but he say no BT application yet in his screen...

i also not so sure about email. i just do as what kennji did in page 71. never did BT before..this would be my first..but the cs didnt complain anything when i say i email the application..he even says that usually emails take 3 working days at most to process..

dont email to maybank if want to do BT..i email to them on 1/12 but they never process the application..called cs and they confirm that no application is being processed....fax is better

i do BT to cimb..this time i fax last monday, called today and they confirm approved and already sent payment today..tomorrow should be clear..5 working days..very efficient!

can i BT to my CIMB cc to the max of CL or is it 80% only allowed?

i am going to add another BT to my CIMB cc..make a purchase using my mbb2amex yesterday..instead of doing eazypay plan on my mbb2visa, i purposely charge it on the amex to get the 5x tp + 5% rebate.
can i do it without waiting for the latest statement coz the statement is on 27th and the cimb 0% bt plan expired at the end of the month/year right?..plus its going to be holiday mood everywhere!

my emailed application to MBB also gone missing! i didnt get any undelivered message in my email, and the email that i sent is in my 'sent mail'. i call cs after 3 days and 8 days later just to be told that it is not in the 'screen'. i email them back to cancel it and got a reply saying that they did not even receive my earlier email. the only reason for them to not 'receive' my application that i can think of is that i email my application at about 12am on 1st dec..maybe their email went home to sleep already at that time..they receive my second email since it was sent at around 11am on a thursday..but that would be stupid..

maybe from now on, must call after fax to confirm receive..or they just delaying the application so that no more 0% bt onwards...ala kfc voucher last week..

This post has been edited by azam_halim: Dec 20 2011, 03:38 PM

sending my last BT application to CIMB..hope still can catch the 0%..

i send my BT application for 0% to CIMB on 30/12/2011...and got it approved today!..CIMB really good to their words to compare with MBB BT when people starts getting problem submitting their application in dec...cimb really should extend this..

dude..i has been pointed over and over and over and over..

GST is government tax which MUST be imposed to every single CREDIT CARD in malaysia..no banks offer waiver, but some banks do offer points upon approval to offset the GST. some even debit some $ upon approval during promo period (which also can be considered as GST payment).