see if this can be done

BT your MBB amount to CIMB 6 months 0% and
BT your CIMB amount to MBB 3 months 0%

cimb 0% balance transfer promotion has extended to sept or oct 2010
mbb is having 3mths 0% balance transfer as well

pbb has the one time off charge at as low as 1.5% interest min  6mths only.

hi everybody,

i have a few questions...

1. how long will it take to process for balance transfer? 1 day? 1 week?

2. card 1 outstanding balance = rm5k
    card 2 oustanding balance = 0
    credit limit on both card = rm10k

    can i BT from card 1 to card 2 for rm10k so i can get cash rm5k?

thanks in advance..

it means that i want to BT based on my credit limit...not outstanding balance...hope u understand...

by the way...thanks for the answer...

which bank have the highest transfer balance? Since my dad max out 20k with his credit card and wants to stop using it without paying the high interest rate.

Agree with Gen-X, i'm now serving the 2nd time BT with Direct Access.

This is the application form: http://www.directaccess.com.my/index.php?c...448&tpt=cimb_da
please refer to the T&C, the BT is not divided into 6 months; it will due only on the 7th month.

Cheers...

just found out that OCBC can allow us to transfer to OCBC up to 60% of the available credit limit only. Maybank is 70%. the best is CIMB, 100% !

i have a question: let say i have transferred outstanding 50k from Citibank to CIMB for 6 months plan. in the middle of these 6 months, can i do another BT from Citibank/or other bank to CIMB again ?

citibank BT rates r very high ( 11.99% for 12 months)

Public bank rates r good now

1. 0% for 6 months or the other good option longer term

2.  BT for pb is  5% for 2 years (comes to like 2.5% per yr) very good deal
The only prob us my PB CL is low... so i cant transfer much....

Those with CIMB cc, can waive the fees? saw the gold cimb but they have consition like certain rm of transcations only can waive the fee

for citibank, they have a good offer for BALANCE CONVERSION

you can convert your existing balance of your citibank cc at 9.88% pa interest
this is  good option to split the payments into installments max 3 years. can less the burden.

must i wait till getting credit card statement then only can apply for BT ? can i use just show unbilled transaction in internet and print out this ?

wat's i.pay plan? i thought it is different fr balance transfer?

i mean, can i show unbilled transaction to CIMB ?
Eg. my current statement due date is 1 Oct, outstanding 1k. i spend 10k on 27 Sep, shown in internet but will be reflected in my next statement with due date 1 Nov. Becoz i have not receive the new statement yet, can i do 10k BT by showing the unbilled outstanding of 11k printed from internet to CIMB ? Or should i wait the new statement to come then can only do BT ?

Thanks

thanks. i have to wait for statement come then can do BT.

will BT affect my CCRIS record if i pay minimum to CIMB every month ? can i get a car loan or housing loan during the BT period ?

any freebies for BT from CImb ? 

izzit cimb balance transfer 0% can just pay min payment and no interest will be charged?

Do we get Treatpoints on the amount if we BT to Maybank ?
Can we early settle the BT amount ?