Anyone knows what are the rates to do BT for UOB CC now?
Balance Transfer, What is it actually???
Balance Transfer, What is it actually???
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Jan 21 2011, 03:57 PM
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#1
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1,168 posts Joined: Jun 2006 |
Anyone knows what are the rates to do BT for UOB CC now?
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Feb 28 2011, 11:44 AM
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#2
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I would like to BT from my other bank cc to Maybank Credit card, anyone knows the promotion rate for maybank bt now?
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Feb 28 2011, 02:33 PM
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#3
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it is like installment? Bill you monthly? If i wish to settle earlier, any penalty charges? Any admin fees?
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Mar 5 2011, 12:06 PM
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#4
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From what i read from MBB BT form, you need to provide the CC statement that u wanna transfer, izzit right? 1 month statement or 3 months?
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Mar 23 2011, 08:26 PM
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#5
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Wanna ask a question here for MBB balance transfer, lets say my credit limit is 20k, maximun i can BT how much to my MBB Credit card? full 20k ? 90% or 80%? ANyone knows?
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Apr 8 2011, 12:44 PM
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#6
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i thought maybank need to submit 1 month credit card statement together when you need to apply for BT? Your CIMB BT created a new 16 digits account number for you, you can transfer from the BT account to Maybank?
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May 5 2011, 05:56 AM
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#7
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the promorion for MBB BT 0% for 12 months ended right? How come you can still proceed with it?
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May 9 2011, 11:38 AM
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#8
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Just done a BT with citibank in an hour ago... 3.99% per annum for 9 months promotion period...Quite a good deal compare to other BT for the moment...i guess
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May 27 2011, 06:53 PM
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#9
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Jun 1 2011, 11:40 AM
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#10
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From what i know BT with CIMB, 6 months 0%, you only need to pay minimun payment and settle all the outstanding in the 6th month, then you won't charge any $.
How about Maybank 12month 0%? Izzit same like CIMB, which you only need to pay minimum payment for 11 months and the 12th month pay full, so they wont charge u a single cents |
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Jun 1 2011, 05:21 PM
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#11
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QUOTE(Gen-X @ Jun 1 2011, 12:36 PM) Maybank's 0% BT 12 months split to equal payments. Can conclude that, CIMB BT is the best which you can pay 5% for the first 5 months. the 6th Month transfer the balance to other CC again. This will save alot...click below link to read my previous article between Maybank vs CIMB Balance Transfer http://creditcardsmalaysia.blogspot.com/20...sfer-plans.html |
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Jun 2 2011, 12:42 PM
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#12
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QUOTE(gerrardling @ Jun 2 2011, 12:29 PM) Any amount more than 0. You need to do calculation before you make payment to the BT accounts that created by HLB, minimum payment 50 or 5% from the total. Don't settle the full amount before the 6th month promotion period end, else you will get penalty RM100 for each BT account settled.This post has been edited by shiroikun: Jun 2 2011, 12:43 PM |
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Jun 17 2011, 11:42 AM
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#13
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Jul 27 2011, 03:59 PM
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#14
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QUOTE(gerrardling @ Jul 27 2011, 03:47 PM) Actually UOB having 2 type of BT, Installment and reducing. You just need to tell the agent which 1 you want. I think Installment is the default type if you didn't mention to the agent. It is 0.5% per month |
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Jul 29 2011, 07:57 AM
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#15
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QUOTE(kanethesun @ Jul 29 2011, 07:33 AM) 12 months 0% @ Maybank I suppose? Yes you can but only applies to 2 years and 3 years replayment period. Which mean you can't go for 1 year 0% offer.where CIMB offer 6 months 0% @ CIMB? by the way sifu, I have another Q, I swipe RM2k + with my AMEX, can I BT my Maybank AMEX to Maybank MasterCard? |
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Jul 29 2011, 11:35 AM
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#16
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If you apply for 12months, the rate is 0% which is not applicable for intrabank BT. You are allow to choose 24months or 36months which you need to pay the interest rate of 0.4%++ per month.
It is like installment for MBB BT, monthly repayment = (total amount BT + total Interest rate for installment period u choosed)/total of month u choose for repayment period |
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Sep 5 2011, 07:08 PM
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#17
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Sep 5 2011, 08:00 PM
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#18
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Sep 6 2011, 05:28 AM
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#19
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Sep 7 2011, 03:17 PM
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#20
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CIMB is the best for BT...this is what i think. I think the promotion for CIMB 0% will ends on Oct or Dec. You need to act fast lor
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