[quote=Materazzi,Jul 4 2011, 05:03 PM]
As is the risk exposure.

[quote=Materazzi]What yield/ yr do you expect?[/quote]Property is to fight inflation. Capital gain on top of that is a bonus. FD is standard yield. It's to balance risk. Shares is 5-8% dividend yield mostly. Capital gain on top of that is a bonus.

[/quote]

I think the risk will be zero if you invest in a good company.
Wow, I think property in Sg overpriced?
If you have S$1 million, better retire while doing stock trading or still working in S$3k salary?

[/quote]

S$1 million is NOT enough for you to retire in SG. FD rates here sux at 0.2% (average) which yields you SGD20k a year or SGD1,600 p.m. How to survive if you have a family?

Stock trading is deemed risky. Potentially u could lose yr entire S$ 1 million.

Safest bet is to invest in properties. Put as little downpayment as the banks allows and leverage until the bank say cannot. Sit back and enjoy the rental yields (make sure its positive cash flow after you deduct fees and interest payments) or cap appreciation.

Hi folks,

Who wanna follow me to support Singapore when Singapore takes on Malaysia is the all important World Cup 2014 qualifier.

Who loses will be saying bye-bye to WC 2014.

Hope to get the tickets soon and cheer for SG this time...

Hey forumers, Im going down to Singapore next month for further studies, well ive got free accomodation as Im living with my relatives there. Whatd you peeps think my average expenditure would be for a month ? Inclusive of phone bills, public transports and etc..

just got back from indo after 10 days... haih, no intarnuts... so sien

for s2, sign 2 years ctr or buy from msia and get line?... haih... pening

btw, can i use my company's blackberry corplan, throw the phone away (bb) then insert the card into my s2?

$250-$300 is more than enough i guess coz the things here are cheaper if u din convert it back to Malaysia RM

From their website they've got a bedok branch somewhat kind of within walking distance from my place so I'll pay them a visit this weekend! money money money

@kurt ... $300 enough? ... handphone $40 food $200 mrt $40 is already $280, and that's like the bare minimum of necessities without buying other basic living expenses.

When I was a student, handphone and public transport were not basic necessities. I used the phone booth at 7-11 and rode a bicycle.

Why would a student need 40bux for handphone?
Prepaid is more than enough...10 bux reload can extend the validity for 6 months, gives you 13 dollars of call time and quite a number of free local SMS-es (for starhub, not sure for other telco), which is quite a lot.

Haha, I've never been a student in SG so I wouldn't know mah. To me coming over to work, $300 a month seems like impossible to survive.

That's the issue. Students shouldn't be spending like people who work. People with no income (or worse, only generate expenses... like students) should lead a different lifestyle than people who have income.

Anyone knows about this firm? R Chan & Associates PAC, is it an audit firm?

can I know how much the salary range for the position of semi senior in a SG small audit firm?

This post has been edited by francisbacon7: Jul 5 2011, 10:57 AM

I am not one too.

Sounds like a chinaman audit firm, salary wise ranging from $1800 to $2400 for semi senior.

Just beware that some of these firms, you might need to give 6 mths of termination notice upon resignation.

This happen to 2 of my frens which they 1st came to SG to work few years ago.

Oh my...tat is one heck of a notice.
And most Sg companies I heard consider 2 months notice long, 3 months absurd...I have no idea what they would think of a 6 months notice.

It is located in Beach road, anything wrong to the location? because he mentioned "applicant should willing to work in Beach road"

my experiance with beach road is golden mile, when taking bus going home
a lot of apek and thai gal sitting in the small restaurant discussing singapore politic i guess
and some learning some acupuncture thing i guess hehe.. i see some having their hand over each other

This post has been edited by ivanswk: Jul 5 2011, 11:29 AM

Wah, epic match.
SG vs MY in 2014 World Cup Qualifier. I also wanna watch live in SG stadium.

beach road is quite a long road leh....
golden mile is located at one end, the other end is the Raffles City.

if i'm not wrong, R Chan & Associates PAC is located inside Shaw Towers.
It's located in the CBD, next to Raffles University, behind Shaw towers is the Suntec City.
walking distance to Bugis & Esplanade MRT.

btw, inside golden mile complex is really like a little thailand... all thai shops and ppl in there...

This post has been edited by Walaoeh!: Jul 5 2011, 12:06 PM

Singaporeans are only interested with their under 16 players if you are not aware.

anyone looking for job in IT field.
my team is hiring. IBM.