o ok thx. initially i thought work and stay are 2 different paperwork i have to file in in different locations

Hi all, just curious is there any charges for internet transfer from International bank (eg: HSBC, SCB) to local bank like POSB or DBS?

Dealing with the lack of options and choices will put hair on one's chest, no?

hi guys,

what's the average monthly salary for IT system engineer (5 years experience) in singapore nowadays ? thanks!

i hope not on both guys' AND gals' chest

Just curious anyone travel back to KL on 1st Jul and back on 3rd Jul by car? Tried firstcoach and aeroline all fully booked Have not tried fivestars yet..

i can tell you that 10k isn't that much... when u earn 10k, u spend 10k... same goes to 100k... spend 100k...
most of ppl usually opts for better lifestyle and spend more as they can afford for more exp goods..

unless u can control it..

This post has been edited by siberfriend: Jun 22 2011, 12:46 PM

since u mention it.
please share and enligten me how you control your 10k ?

Five star sucks. I had very bad experience.
Horrible driver. No manners.
Sat the bus at 7.30am reach Singapore at 3pm. Nearly miss my interview.
No jam. No queue at the immigration place.
The driver kept flirting with a group of "look like school drop-out" girls. That refuse to get up the bus,playfully pushing and shoving each other, whenever the bus stop for breaks.
If you're planning to sit that bus. All the best.

Stay in ur rented room in JB every day and nite, except goin out to work.
Drive motorbike, or better still take bus for work.
Eat mix rice with only one meat one vege everyday, 2 times a day. Only eat in JB, not in SG. Tapau ur lunch or dinner (if u work late) from JB before work.
No tv, no aircon, no water heater, no internet, no po*rn (it still incur cost)and no entertainment. Ok, u can play with marble inside ur room.
Im sure u can save SGD9k every month!!!
A monk can do go thru that life, why not u..

I build a camp in the HDB car park, a car park near my office, can walk to work, wash myself in the the MRT toilet. search for leftover at hawker centre, tapau the leftover when i need to work late , yah i play with my marble and myself in the camp. I think i can save SGD 9.9k every month. A begger can go thru that life, i think i can also.

thanks for sharing.

Why build a camp?
Straight eat, sleep and shyt in the office.
Eat off the food in pantry.
You might be able to save the whole amount.

office pantry no food, only coffee and tea. unless steal food that colleagues put in the fridge

The trick is to spend (when you now draw 10K), the way you did when you were only drawing 2K. This is difficult to do, and not smart when it comes to food and time-saving transport... but for eg, you don't need to pay double the rental for a private condo when a HDB will do just fine.

Or maintain a strict savings percentage, so that both your savings and your expenses go up according to your salary increase. Personally, I use this approach. Reward myself for my efforts but without jeopardising my passive income/retirement.

[quote=seantang,Jun 22 2011, 05:35 PM]
The trick is to spend (when you now draw 10K), the way you did when you were only drawing 2K. This is difficult to do, and not smart when it comes to food and time-saving transport... but for eg, you don't need to pay double the rental for a private condo when a HDB will do just fine.

Easier said than done. Me and all my friends tried this at one point or another in our career but all crash and burn our budget U need to be have a mind like a spartan!

[quote=mercury8400,Jun 22 2011, 06:34 PM]
[quote=seantang,Jun 22 2011, 05:35 PM]
The trick is to spend (when you now draw 10K), the way you did when you were only drawing 2K. This is difficult to do, and not smart when it comes to food and time-saving transport... but for eg, you don't need to pay double the rental for a private condo when a HDB will do just fine.

Easier said than done. Me and all my friends tried this at one point or another in our career but all crash and burn our budget U need to be have a mind like a spartan!

[/quote]

give and take, own goal, own pace.

I don't know. I could always manage to control my finances quite effectively, even when I was a kid. Never could fully understand why other people couldn't do the same.

I am the person who get higher paid and uses more to upgrade my life as i deserve it. I dun want just because to save some money, i torture myself. Also, those money cannot bring to the grave with me.

Still, one must not overspend till there are no saving at all.

Thanks for sharing. I never take 5star from SG-KL yet... but so far I taken from KL to SG few times and so far no problem. Anyway I'll avoid it too since price is a bit high compared to FirstCoach...

hi guys, can I still rent a hdb room during the 30 days after my spass expired? my current rent needs 1 month notice, and also I need time to pack.

by the way, anyone knows any service that can shift tons of stuff back to malaysia, and cheap??