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Credit Card v15, Ask general questions here, Please read the 1st post before posting
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den
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Mar 4 2011, 11:59 AM
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QUOTE(Gen-X @ Mar 4 2011, 08:59 AM) The CL range is based on your financial standing and your CCRIS report. Did you read my post in my blog regarding my wife's MBB Dua application where I did mention here CL range ( not in RM but reference to Rolex and diamond, haha) Click here to read more about it. . Knew someone sure ask about CL so mentioned about it. How much are the rolex and diamond? Just want to check what credit limit to obtain a platinum. Then can get more benefit!
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MilesAndMore
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Mar 4 2011, 12:16 PM
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Look at all my stars!!
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QUOTE(shauyan @ Mar 4 2011, 11:36 AM) If MBB really did their job, sure they will know this is not enough for me. Maybe you are MBB supporter but I'm not. I have savings, fixed dep and CC and even etiqa with MBB for 5 years. Their service is really bad and i;m not blamed it without any reason. I am not a fan of Maybank either but you've got to admit, their Maybankard 2 AMEX really is something
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WhiteWing
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Mar 4 2011, 12:26 PM
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I just received Alain Delon Ball Pen from CIMB Bank. Before I terminate the CIMB CC,I used up the point to claim something that I can claim,end up I choose the pen since I use it everyday. I claim it on 3 days ago and today already reached and CIMB are using NAtionwide Express to just deliver a pen to me ..
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chemistry
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Mar 4 2011, 12:30 PM
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QUOTE(WhiteWing @ Mar 4 2011, 12:26 PM) I just received Alain Delon Ball Pen from CIMB Bank. Before I terminate the CIMB CC,I used up the point to claim something that I can claim,end up I choose the pen since I use it everyday. I claim it on 3 days ago and today already reached and CIMB are using NAtionwide Express to just deliver a pen to me ..  HLB also uses NationWide express. Mind you their courier service sometimes can suck big time
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WhiteWing
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Mar 4 2011, 12:39 PM
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QUOTE(chemistry @ Mar 4 2011, 12:30 PM) HLB also uses NationWide express. Mind you their courier service sometimes can suck big time  Just now the guy very rude. I was on the phone and me also in hurry. I on the phone and of course I cannot sign and pick up the parcel. Then he make noise infront of me. Asked my colleague to help me sign. Bloody young malay punk  , come deliver,didn't wear nationwide uniform and talk on the phone when I was also on the phone. What kind of service is this !
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shauyan
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Mar 4 2011, 01:00 PM
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Getting Started

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QUOTE(hye @ Mar 4 2011, 11:59 AM) Whatever it is ... the main thing is that this thread is for discussion purposes and not a place for you to let out steam. Unless you are able to provide proof of MBB not doing their job and concrete proof that your own credit exposure to be low (anyone can write anything they want) ... you can't decisively say that here. Please do not ask the readers here to be your jury. If you are not happy with the bank (since you say that you have been supporting them for 5 years) then change and the power has always been in your hands. I did not ask anyone to be my jury and in fact we are adult, we knew how to define good and bad things. I am not intended to offense anyone and i'm here to share my experience. I thought to share my bad experience and hope to help other ppl who is same situation as me. (which is no way to revert to Platinum and ask for CL increase to CS) Of course I was expressed some dissatisfaction but it is only my own opinion. This post has been edited by shauyan: Mar 4 2011, 01:01 PM
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Gen-X
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Mar 4 2011, 01:07 PM
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Lifetime LYN Member
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QUOTE(shauyan @ Mar 4 2011, 01:00 PM) I did not ask anyone to be my jury and in fact we are adult, we knew how to define good and bad things. I am not intended to offense anyone and i'm here to share my experience. I thought to share my bad experience and hope to help other ppl who is same situation as me. (which is no way to revert to Platinum and ask for CL increase to CS) Of course I was expressed some dissatisfaction but it is only my own opinion. Besides you not wanting the card you want and also people reporting that they were issued AMEX Gold CC instead of Maybankard 2 Cards. If you had read my post in my blog, I have informed all that my application was being process for MBB Dua Gold when I wanted Plat. Luckily I followed up on my application. To those going to apply for credit cards with MBB, my advise is to follow up on your application 3 days after you apply and not more than 7 days to check what is in MBB's system. Call Amex 1800-88-9559 and tell them "I have applied for the MBB Dua, can you please check my application status i.e. is my application being process and if yes when it started and secondly what card is being process. Good to be kiasu. This post has been edited by Gen-X: Mar 4 2011, 01:13 PM
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shauyan
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Mar 4 2011, 01:12 PM
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Getting Started

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QUOTE(Gen-X @ Mar 4 2011, 01:07 PM) Besides you not wanting the card you want and also people reporting that they were issued AMEX Gold CC instead of Maybankard 2 Cards. If you had read my post in my blog, I have informed all that my application was being process for MBB Dua Gold when I wanted Plat. Luckily I followed up on my application. My advise is to follow up on your application 3 days after you apply and not more than 7 days to check what is in MBB's system. Call Amex 1800-88-9559 and tell them "I have applied for the MBB Dua, can you please check my application status i.e. is my application being process and if yes when it started and secondly what card is being process. Thanks for your advise Gen-X. In fact, I faxed my document on Monday night, i received SMS about application approved on yesterday night. It is only 3 working days I have to admit that their CC processing is REALLY FAST This post has been edited by shauyan: Mar 4 2011, 01:13 PM
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gerrardling
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Mar 4 2011, 01:24 PM
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haih, i need to wait for 6 months to apply, my application was rejected
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sweetpea123
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Mar 4 2011, 01:27 PM
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Maybank REALLY has to increase their number of CS manning the phonelines at 1800881801. I have been trying for 30 minutes and it's always PLEASE HOLD THE LINE / PLEASE CALL BACK LATER. Can you imagine if I want to report a lost card? A lot could have happened in that 30 minutes !!!
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chemistry
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Mar 4 2011, 01:27 PM
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QUOTE(gerrardling @ Mar 4 2011, 01:24 PM) haih, i need to wait for 6 months to apply, my application was rejected Are you an MBB customer? If not yet, go open a Basic Savings Account and get a free ATM card. Then register M2U. Then go to Maybankard Dua facebook and click I'm interested Perhaps no need to wait 6 months
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siutimtim
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Mar 4 2011, 01:36 PM
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QUOTE(shauyan @ Mar 4 2011, 01:00 PM) I did not ask anyone to be my jury and in fact we are adult, we knew how to define good and bad things. I am not intended to offense anyone and i'm here to share my experience. I thought to share my bad experience and hope to help other ppl who is same situation as me. (which is no way to revert to Platinum and ask for CL increase to CS) Of course I was expressed some dissatisfaction but it is only my own opinion. haha, shauyan, you can ignore his message la,, that fellow always reply like that one.. people come here to share and voice out their opinion but he always think we are all stupid and only listen to whatever posted here to make decision..  this might apply to him la but not for all mah... just enjoy yourself here and post your own opinion as you like.. you surely will get feedback from nice members..
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tgeoklin
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Mar 4 2011, 02:01 PM
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QUOTE(shauyan @ Mar 4 2011, 11:36 AM) What you are saying is not true. I traveled overseas a lot and used my CC more than 10k every month average yearly. So if you are saying my total credit exposure is visible across all banks and it will be MBB's fault because very clear they did not check that. I am not trying boost i'm very rich or whatever, but we know 7k CL for 3 cards based on my spending pattern is not enough. If MBB really did their job, sure they will know this is not enough for me. Maybe you are MBB supporter but I'm not. I have savings, fixed dep and CC and even etiqa with MBB for 5 years. Their service is really bad and i;m not blamed it without any reason. Seriously, with such commendable spending streaks, why do you even bother with Maybank???
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Xai-V-iaX
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Mar 4 2011, 02:08 PM
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QUOTE(sweetpea123 @ Mar 4 2011, 01:27 PM) Maybank REALLY has to increase their number of CS manning the phonelines at 1800881801. I have been trying for 30 minutes and it's always PLEASE HOLD THE LINE / PLEASE CALL BACK LATER. Can you imagine if I want to report a lost card? A lot could have happened in that 30 minutes !!! it depends on the traffic when you're calling. I called during my lunch break (...which I assume is the high traffic call period) but yet I got in touch with the CS Exec within 2-3mins....
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gerrardling
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Mar 4 2011, 02:09 PM
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QUOTE(chemistry @ Mar 4 2011, 01:27 PM) Are you an MBB customer? If not yet, go open a Basic Savings Account and get a free ATM card. Then register M2U. Then go to Maybankard Dua facebook and click I'm interested Perhaps no need to wait 6 months  yes, did receive their call and reapply, dont know this time is successful or not
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Xai-V-iaX
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Mar 4 2011, 02:12 PM
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QUOTE(gerrardling @ Mar 4 2011, 02:09 PM) yes, did receive their call and reapply, dont know this time is successful or not Hope I can do the same with OCBC as well. Open an Savings Acct with them. Dump say a 5 figure amount into the account and then apply for their Titanium MC....to compensate on my unsuccessful application for their card. Wonder if this might work.
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shauyan
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Mar 4 2011, 02:14 PM
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Getting Started

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QUOTE(tgeoklin @ Mar 4 2011, 02:01 PM) Seriously, with such commendable spending streaks, why do you even bother with Maybank???  haha... seriously, i am attracted by AMEX 5x treat points  it is already 2.5% points. I traveled to US, so acceptance of AMEX is not a problem for me Previously i'm using Citi Cashback platinum, but for other retail transaction on 0.3% Hence, this is why i'm going back to MBB, even though i had bad experience with it but i have take care of my wallet too
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tgeoklin
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Mar 4 2011, 02:29 PM
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QUOTE(shauyan @ Mar 4 2011, 02:14 PM) haha... seriously, i am attracted by AMEX 5x treat points  it is already 2.5% points. I traveled to US, so acceptance of AMEX is not a problem for me Previously i'm using Citi Cashback platinum, but for other retail transaction on 0.3% Hence, this is why i'm going back to MBB, even though i had bad experience with it but i have take care of my wallet too  You do realised that Amex has the highest exchange rate, right? At the end of the day, the 2.5% does not really help, unless you are spending locally
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kurtkantoi
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Mar 4 2011, 02:48 PM
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Just click I'm interested at Maybank 2 card page. 5x treat points is really something to catch!!
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hye
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Mar 4 2011, 03:01 PM
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White Tiger
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QUOTE(siutimtim @ Mar 4 2011, 01:36 PM) haha, shauyan, you can ignore his message la,, that fellow always reply like that one.. people come here to share and voice out their opinion but he always think we are all stupid and only listen to whatever posted here to make decision..  this might apply to him la but not for all mah... just enjoy yourself here and post your own opinion as you like.. you surely will get feedback from nice members..  Hahaha ... you are still here. I'm honoured that you are always on the lookout for my posts. "enjoy yourself here and post your own opinion as you like" - yup .... precisely my thoughts as mentioned before.
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