dude, maybankard 2 DAMN popular ah, my application for the card has more than 2 weeks lo, never had any info yet.

hmm...i submit both for me and my wife, mine application goes to toilet maybe..haa..btw, my wife's card has been approved. strange did not receive any sms(delay? maybe!!), just now log to M2U saw the maybankard 2. 

yes i did, but very funny, did not receive my application form at all....wth. previously fax to 03-79538640, MBB CS confirm did not receive it, was told maybe those people haven't send over. no choice, i resend again to 03-22836245(it seem this number very fast compare to previous no.)

---

Added on March 4, 2011, 12:56 ambtw, ocbc titanium hard to get?

Currently I have 2 cc..Maybank petronas and Aeon cc. Since so many discussing about Maybank 2 card. 2 cards means rm100 tax is it?

Maybank REALLY has to increase their number of CS manning the phonelines at 1800881801. I have been trying for 30 minutes and it's always PLEASE HOLD THE LINE / PLEASE CALL BACK LATER. Can you imagine if I want to report a lost card? A lot could have happened in that 30 minutes !!!

yes, did receive their call and reapply, dont know this time is successful or not

dump in first, then write a letter to re-appeal to them

In the past posts, there has been success stories regarding OCBC. But generally banks don't entertain appeal letters. (And I used the word "generally")
OCBC smaller customer base could be a factor why they will entertain the appeal letters but generally don't bother about writing the letters coz the bank (especially those with large cc customer base) loses 1 customer through rejection but they are like 10 more in the waiting!

Personally ... I have done appeals with 0 success rate and I don't bother to do it anymore. Speaking from experience. If I don't qualify then so be it, I don't need to be so hard up for a particular card.

Yeah ... I avoided saying no to the effort because at the end of the day it's an individual choice. Plus it's the consumer power that is involved here as well ... too much demand and bargaining power swings to the side of the bank. But don't rant when rejection happens coz that's normal for any cc holder .... just try again when the time is right. For example, one of the better cards which I hold now ... rejected me for 3 times and I waited for 3-4 years before they finally approved me.

OCBC is known to be strict in their risk management policies and that is well known. In fact when I submitted my application form for the TI MC, I specifically mentioned the CL I wanted ... which is very low as compared to the reference cc that I used. That helped in the approving decision I think ... do take note OCBC TI card will get nothing beyond RM1K/RM5K (depending on the rebate percentage since the cap is RM50) spending ... so why bother asking for high CL?

The trick is the MCC Code.
From my experience, petrol stations seldom got wrong MCC code.
But you gotta be careful with departmental stores and supermarkets.
To be safe, better go to those stand-alone hypermarkets, you won't go wrong.

Many people can easily spend more than RM1,000 merely on daily spendings like petrol, utilities and groceries.
As such, it is advisable to get both OCBC Ti and M2Amex.
OCBC Ti is highly recommended for paying utilities bills. (If we use M2Amex, we do not know if the trxn takes place on weekend or not)
For petrol and groceries, use M2Amex on weekends.  Done!

Call toll free line 1800-88-1801 to activate.

bro, you are getting gold or plat? actually i can't find more information between 2 of it. what is the difference?

I kena that before as well, under my amex plat cc.
just call them 2 months before your expiry and they will send a new one.
In a way good also la, no need to talk about AF waiver.

Obviously this is not the same but just call them 2 months before expiry. Yours is free for life anyway.

---

Added on March 8, 2011, 1:38 pmMine was also about 8 months to expiry when i got it brand new

Hi, how many days it takes for them to mail you the card from the day you apply? Are you applying using fax/email/call etc? Thanks

I'm not so lucky.

1- Applied via fax on the 18st of Feb. No call from them.

2- I called the CS on the 4th March to check on my status and was notified that signature and supp applicant ic were missing. re-faxed on the spot.

3- Called on 7th March. Was told that they still not receiving the missing documents. This time I scanned and emailed. 

4- Called on 8th March. Was told that they actually want a clear copy of my IC. Scanned and emailed again on the spot.

5- Received a call 1 after hour I emailed my IC that they still short of a supplementary application form. Download, fill up, scanned and email to them     

Walauu.. they gave me wrong info and requested documents one at a time.