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 Credit Card v15, Ask general questions here, Please read the 1st post before posting

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MilesAndMore
post Feb 25 2011, 10:04 AM

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QUOTE(MilesAndMore @ Feb 23 2011, 12:23 AM)
18 Feb 2011
1. HKD12,848.00 > RM5,071.74 (HKD100 = RM39.475)
2. HKD171 > RM67.50 (HKD100 = RM39.474)

**Wawasan Sentosa's HKD rate on 18/2/2011 was HKD100 = RM39.30.
Updates !!!

Maybank
21 Feb 2011
- HKD105 > RM41.45 (HKD100 = RM39.476)

**Wawasan Sentosa's HKD rate on 18/2/2011 was HKD100 = RM39.45


HSBC
23 Feb 2011
- HKD59 > RM23.57 (HKD100 = RM39.949)

**Wawasan Sentosa's HKD rate on 18/2/2011 was HKD100 = RM39.50

This post has been edited by MilesAndMore: Feb 25 2011, 10:04 AM
MilesAndMore
post Feb 25 2011, 12:03 PM

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QUOTE(gerrardling @ Feb 25 2011, 11:13 AM)
i have cimb cc, can i request them to increase my CL after 1 year ?
Definitely !


QUOTE(Robin Liew @ Feb 25 2011, 11:48 AM)
my wife requested to increase cimb  cl from 30k to 60k
it was granted without any documents
It's like they are going back to the Bank Bumi era again ... doh.gif


QUOTE(dvinez @ Feb 25 2011, 11:52 AM)
pb i got 4k only..since the time i apply for it..never increase at all.
any idea if want will increase upgrade my gold to platinum if i doesnt use  card that much ?
average usage about 1k-2k per month only. prompt payment and never have outstanding.
have been using for 3 years at least.
Not a chance ...


QUOTE(dvinez @ Feb 25 2011, 11:52 AM)
i like platinum so much, its like my goal for credit card, lol.
Aim higher man ... such as HSBC Premier World MasterCard or Standard Chartered Priority Banking VISA Infinite tongue.gif




MilesAndMore
post Feb 25 2011, 01:11 PM

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QUOTE(dvinez @ Feb 25 2011, 12:18 PM)
why ? to entitle for platinum card, we need to spend a lot ?
No. Not necessarily so. Besides, i thought you only have the PBB credit card with a credit limit of RM4k.


QUOTE(dvinez @ Feb 25 2011, 12:18 PM)
my current maybank cc have 10k cl.
May be you can try to apply for the Maybankard 2 cards. For the Platinum one of course.

By the way guys, any idea which credit card companies that provide mail/parcel forwarding service for items ordered in US/UK if we pay using their credit card ? I only know a few banks providing such service. I am going to order something from the UK and i want to compare the shipping fees first.
- Citibank > Citi Globeshopper
- HSBC > vPost
- UOB > vPost
- Maybank > vPost
- Alliance Bank > vPost

By the way, shipments through vPost doesn't seem to incur any duty tax. Has anyone ever encountered problems such as your parcel being detained at the custom ? Please share your experience.


MilesAndMore
post Feb 27 2011, 04:48 PM

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QUOTE(beyond86 @ Feb 27 2011, 04:22 PM)
ya. top floor....

nearby burger king
The Pavillion one is at the back, near EON Bank.

This post has been edited by MilesAndMore: Feb 27 2011, 04:49 PM
MilesAndMore
post Feb 28 2011, 12:53 PM

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QUOTE(MilesAndMore @ Feb 25 2011, 10:04 AM)
QUOTE(MilesAndMore @ Feb 23 2011, 12:23 AM)
18 Feb 2011
1. HKD12,848.00 > RM5,071.74 (HKD100 = RM39.475)
2. HKD171 > RM67.50 (HKD100 = RM39.474)

**Wawasan Sentosa's HKD rate on 18/2/2011 was HKD100 = RM39.30.
Updates !!!

Maybank
21 Feb 2011
- HKD105 > RM41.45 (HKD100 = RM39.476)

**Wawasan Sentosa's HKD rate on 21/2/2011 was HKD100 = RM39.30


HSBC
23 Feb 2011
- HKD59 > RM23.57 (HKD100 = RM39.949)

**Wawasan Sentosa's HKD rate on 23/2/2011 was HKD100 = RM39.45
Updates !!!

Maybank
24 Feb 2011
- HKD390 > RM154.42 (HKD100 = RM39.595)

**Wawasan Sentosa's HKD rate on 24/2/2011 was HKD100 = RM39.45
MilesAndMore
post Feb 28 2011, 08:50 PM

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QUOTE(Gen-X @ Feb 28 2011, 03:03 PM)
Bro, thanks for the update. I guess Wawasan Sentosa is a money changer? Next time you check wawasan rate, if can also check MBB rate on their website and post it too.
Yes. Wawasan Sentosa is a money changer at Mid-Valley Megamall located at the Lower Ground Floor, Centre Court. They provide one of the most competitive exchange rates in town. The rates are almost as good as the one at Bukit Bintang (near BB Plaza) and those money changers in Chow Kit.

As for Maybank's own exchange rate, it is always so high. Not even the actual foreign exchange rate used for their credit card is as high (not even after factoring in the 0.5% admin fee for VISA/MasterCard).


QUOTE(ronnie @ Feb 28 2011, 03:18 PM)
Didn't you notice the 3-year expiry date on your CC statement ?
10,000 Bonus Points can redeem RM50 Giant voucher only.

All CIMB Shopping voucher redemption left Giant RM50
CIMB really is getting year by year. The 2011 rewards redemption catalogue shows no shopping voucher to redeem at all doh.gif


QUOTE(ahucks @ Feb 28 2011, 07:57 PM)
my wife recently got her first credit card from maybank, but she doesnt have maybank account. so does anyone here know how will she register maybank2u? thanks.

last time i register using atm machine... but if put the credit card in the atm machine what is the pin number...
Go to any Maybank branch and tell them you want to set up a PIN number.


QUOTE(Gen-X @ Feb 28 2011, 08:17 PM)
She will have to go to any Maybank branch to get in done.
I went to a MBB branch today wanting to registrer my MBB cards for M2U but the branch I went to the system down sad.gif So went to Maxis and DiGi to transfer all my auto-debit from AMEX Gold CC to MBB Dua Amex.
M2U can be so troublesome to those who do not have any savings or current account with Maybank. I now have to maintain two different M2U accounts just for my Maybankard 2 cards doh.gif Will open one savings account with them next month for the sake of convenience.

This post has been edited by MilesAndMore: Feb 28 2011, 08:54 PM
MilesAndMore
post Mar 1 2011, 01:33 AM

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QUOTE(chemistry @ Feb 28 2011, 09:26 PM)
Mind to tell what is so troublesome?  sweat.gif
Thanks.
As i do not have any savings or current account with Maybank, i have to maintain two distinct usernames to manage my Maybankard 2 Cards which come in two different cards (AMEX and VISA).


QUOTE(Gen-X @ Feb 28 2011, 11:26 PM)
Please post together MBB rate because I want to compare with buying bank draft for my son tuition fee especially if you transact in USD. Sometimes RHB will give me slightly lower than counter rate.

Yah I noted MV and BB money changer on weekend the rate almost the same as MSN USD/MYR rate.
Sure smile.gif

MilesAndMore
post Mar 1 2011, 03:16 AM

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QUOTE(chemistry @ Mar 1 2011, 01:59 AM)
I see.
So if I do not even intend to use Maybankard 2 Visa, can I just register Amex only?
Yes. You can.
MilesAndMore
post Mar 1 2011, 09:36 AM

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QUOTE(MilesAndMore @ Feb 28 2011, 12:53 PM)
QUOTE(MilesAndMore @ Feb 25 2011, 10:04 AM)

QUOTE(MilesAndMore @ Feb 23 2011, 12:23 AM)
18 Feb 2011
1. HKD12,848.00 > RM5,071.74 (HKD100 = RM39.475)
2. HKD171 > RM67.50 (HKD100 = RM39.474)

**Wawasan Sentosa's HKD rate on 18/2/2011 was HKD100 = RM39.30.
Updates !!!

Maybank
21 Feb 2011
- HKD105 > RM41.45 (HKD100 = RM39.476)

**Wawasan Sentosa's HKD rate on 21/2/2011 was HKD100 = RM39.30


HSBC
23 Feb 2011
- HKD59 > RM23.57 (HKD100 = RM39.949)

**Wawasan Sentosa's HKD rate on 23/2/2011 was HKD100 = RM39.45
Updates !!!

Maybank
24 Feb 2011
- HKD390 > RM154.42 (HKD100 = RM39.595)

**Wawasan Sentosa's HKD rate on 24/2/2011 was HKD100 = RM39.45
Updates !!!

Citibank
27 Feb 2011
- US$99.98 > RM310.86 (USD1 = RM3.109)

**Wawasan Sentosa's HKD rate on 24/2/2011 was US$1 = RM3.04

This post has been edited by MilesAndMore: Mar 1 2011, 09:38 AM
MilesAndMore
post Mar 1 2011, 10:10 AM

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QUOTE(yuunasue @ Mar 1 2011, 09:53 AM)
Can all give me some comments, i received 3 type of Platinum card from Maybank. Which is Maybankard 2, Petronas and Amex Black. Why their issue too many card same time, just fill up upgrade card only.. ? And will i get any Tax charge, since i'm not going to activate it.
I believe the AMEX Black you are talking about is the Maybankard 2 AMEX. It comes with a VISA card and you only have to pay one GST for these two cards.


QUOTE(yuunasue @ Mar 1 2011, 09:53 AM)
BTW, i'm mostly use in oversea, which card better, don't think the maybankard2 will benefit me.

Wrong. Maybankard 2 cards are the cards that will benefit you the most.


QUOTE(yuunasue @ Mar 1 2011, 09:53 AM)
And that Maybank2 card consider Platinum or gold, look classless wherever with platinum words =_=ll
Your Maybankard 2 cards are Platinum cards if :
- the VISA is blue-ish in color and has the word Platinum printed on top right.
- the AMEX is black in color


QUOTE(yuunasue @ Mar 1 2011, 09:53 AM)
And 5X point how to work it at oversea? Is it like USD100 X3 X5 point?

The 5x TP is applicable only to Maybankard 2 AMEX and each RM1 charged will get you 5x TP be it a local or overseas transaction.


QUOTE(yuunasue @ Mar 1 2011, 09:53 AM)
Currently i'm holding petronas since their didn't charge any annual fees to my account, if change the other, scary have to pay for it.

Cancel the Petronas VISA and use only the Maybankard 2 cards. Maybankard 2 cards do not have annual fee too and you only have to pay 1 GST for 2 cards (Maybankard 2 AMEX & Maybankard 2 VISA).


QUOTE(ronnie @ Mar 1 2011, 09:58 AM)
Assuming overseas CC charges is paid by the company, which cards offer the best to the employee

1. Maybankard2 AMEX with 5% on weekends and 5x TP
2. SCB Business Visa with 0.5% and 3x ChoicePoints
3. Maybankard2 Visa
Maybankard 2 AMEX and Standard Chartered Business VISA, no doubt !


QUOTE(ronnie @ Mar 1 2011, 09:58 AM)
1. Maybankard2 AMEX with 5% on weekends and 5x TP
2. SCB Business Visa with 0.5% and 3x ChoicePoints
3. Maybankard2 Visa

Which of the above cards gives lower Forex rate ?
Maybankard 2 VISA. No doubt !

This post has been edited by MilesAndMore: Mar 1 2011, 10:14 AM
MilesAndMore
post Mar 1 2011, 10:42 AM

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QUOTE(yuunasue @ Mar 1 2011, 10:19 AM)
Thanks replied. I will change it to Maybankard 2 instead of petronas. Noted that im prefer platinum-level service and worldwide recognition. I thinks this card not entitle right? Base on their website provided detail. Compare with Maybank Visa Platinum & Visa Petronas & Maybankard 2.
You do get all the usual Platinum benefits.


QUOTE(ronnie @ Mar 1 2011, 10:23 AM)
In terms of priority of use, should be Maybankard 2 AMEX, followed by Standard Chartered Business VISA ??
Not sure on this as we're still not sure how's the exchange rate for Maybankard 2 AMEX is like.
MilesAndMore
post Mar 1 2011, 11:32 AM

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QUOTE(Gen-X @ Mar 1 2011, 11:06 AM)
And to add, there is one very big difference between having the Platinum printed on the Maybankard 2 Amex. Without it, you cannot enter Gardens Premier Toilet for free and got to pay RM5, hahahaha
doh.gif LOL. Still got the Maybankard 2 VISA Platinum mah biggrin.gif

MilesAndMore
post Mar 1 2011, 06:12 PM

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QUOTE(chemistry @ Mar 1 2011, 05:14 PM)
Now I know what is so troublesome for a MBB cardmember who doesn't maintain savings/current account with MBB.

I went to an MBB branch just now. They seem like don't know how to handle my case, because they usually deal with MBB account holders (but I'm not).

She asked me to change PIN number from default 123456 to XXXXXX. I did it. Then I put back the cc, and register a new PIN for M2U account. When I entered FIRST TIME LOGIN page, typed my cc number & the 6digit PIN, the system returned an error message. Tried various PINs but still unsuccessful.

The staff asked me to try again at home :swt:
Were you trying to sign up for M2U using your Maybankard 2 AMEX ? You need to add a 0 at the front when keying in your AMEX card numbers.


QUOTE(Gen-X @ Mar 1 2011, 05:25 PM)
I am still waiting for my MBB statement to compare MBB Visa vs MBB MC.
Keep us updated smile.gif


QUOTE(alexwsk @ Mar 1 2011, 05:33 PM)
if all the maybank credit cards come with default pin of 123456, then it's way too dangerous sweat.gif
imagine someone never change the pin and the card is lost shocking.gif
All Maybank ATM/debit/credit cards do come with a default PIN of 123456. However, the temporary PIN of 123456 is only activated when you request for your PIN number.


QUOTE(alexwsk @ Mar 1 2011, 05:33 PM)
anyway, did you apply the M2U pin for the M2 AMEX only? Wild guess here, all mbb atm/master/visa (debit/credit) has 16 digits, maybe that's the reason?
Correct. That is indeed the reason which is why you need to add in a 0 at the front when keying in your AMEX card numbers when registering for M2U online.
MilesAndMore
post Mar 1 2011, 09:52 PM

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QUOTE(chemistry @ Mar 1 2011, 08:40 PM)
It works!
Now I can access to M2U already! And the MBB2 Visa is also linked to M2U although I didn't request for its PIN.
Thanks to Miles!
But i can't see both of my cards under a single login username doh.gif


QUOTE(blahbleh @ Mar 1 2011, 09:27 PM)
Aghhhh still waiting for my MBB2Card.

How long do you guys receive your cards once it appeared in your M2U?
My application was approved just two days after i faxed in the application form and i received the card about 5 days later.


QUOTE(Fall guy @ Mar 1 2011, 09:38 PM)
Aaii..but wonder if it is worth the hassle to change to MC. Is there much difference between Mastercard and Visa?
I want to change to MasterCard too next month if possible.
MilesAndMore
post Mar 1 2011, 11:40 PM

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QUOTE(yuunasue @ Mar 1 2011, 10:02 PM)
Collected my M2card from their private banking, curiously this card able to use their private banking or not? i ask them yes, and CS tell me don't go standart banking since i have this card, but today have forumer said not. BTW, why their sent Petronas together. Same time, same date. M2 card collect from Private banking, Petronas post via FEDEX to my doorstep. I guess M2 card more valuer then Petronas Plat card.
Sent through FedEx, wasn't that good enough already as you didn't have to collect it yourself ? Besides, it's FexEx and not the usual Poslaju biggrin.gif


QUOTE(alexwsk @ Mar 1 2011, 10:13 PM)
another wild guess, did u apply pin for both the cards?
Yes. I did. I signed up for M2U using the Maybankard 2 VISA only and to my surprise, i can only see the Maybankard 2 VISA then. So i called their CS and asked them to help me to link the AMEX to my current M2U. I was told they will try to link it but in case it is still not linked, they ask me to do it at any of their branch. But then, the guy at their branch also told me he can't link it together. Anyway, i am going to open a savings account with them soon.
MilesAndMore
post Mar 2 2011, 01:59 AM

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QUOTE(alice123 @ Mar 2 2011, 01:27 AM)
about Gardens toilet, only platinum from maybank can get access for free?
Any Platinum credit/debit cards from any banks.
MilesAndMore
post Mar 2 2011, 09:46 AM

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Guys, any of you have received your 5% weekend rebate for last month ? I actually received the full RM50 rebate, much to my surprise. Now i am confused if the 5% rebate is given based on the transaction date or posting date ... If it is based on the transaction date, then there is no way that i am getting the full 5% weekend rebate.

By the way, it seems that my Treatpoints balance is missing from the account details page ...
MilesAndMore
post Mar 2 2011, 10:01 AM

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QUOTE(tzeling @ Mar 2 2011, 09:57 AM)
hi, is DiGi autobill entitled for 5% cash rebate if autobilled to OCBC Ti MC?
Yes. Gen-X has answered this question way earlier ...
MilesAndMore
post Mar 2 2011, 06:35 PM

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QUOTE(wshoh @ Mar 2 2011, 03:33 PM)
@MilesAndMore It is indeed possible to link up your credit card(s) issued by Maybank to Maybank2u even though you only hold their credit cards and do not have any savings or current account with Maybank. I know because I just did, today (2.3.2011). And mind you, you really need to persevere to get this simple thing done.
Warning: Rant ahead

» Click to show Spoiler - click again to hide... «
Thank you. Will try to do it at the Maybank main branch here tomorrow.


QUOTE(yuunasue @ Mar 2 2011, 04:24 PM)
^^ Means petronas Plat is more complimentary than MBB2 Plat? Which i should surrender. Waiting your reply, wanna call their CS now @@
It's the same. Maybank Petronas VISA Platinum requirement is also RM60k/annum just like Maybankard 2 Platinum, if i'm not mistaken.


QUOTE(chemistry @ Mar 2 2011, 04:43 PM)
I experienced it already. You were right.
All the staff including the Manager had no idea how to create PIN number for MBB cardmember who doesn't have an ATM card.
No such problem at the branch i visited. Just that they claimed it is not possible to link two different credit cards under a single login username if i do not have any savings/current account with them.


QUOTE(yuunasue @ Mar 2 2011, 05:08 PM)
Confirm via FEDEX, plastic bag still have @@ !! Receive at Singapore , any difference? BTW, which card can use their private banking. This is the point i consider whether keep m2 or petronas.
No wonder. It was shipped to an overseas address.


QUOTE(Gen-X @ Mar 2 2011, 05:57 PM)
Why don't you call DiGi it is Toll Free. Or go chat with them. And then report back here smile.gif
Thanks but I guess I'll definitely won't be going to the branch you mentioned just to register for MBB online. But you gave me an idea, if the staff don't know how to do it, I will ask them to call their Jalan Duta branch. I must go search their phone number. You can remember the officer's name?
Yeah. I will do the same too. Will tell them my friend can do it woh ... at Jalan Duta branch ... laugh.gif Will ask them to call the Jalan Duta branch if necessary.
MilesAndMore
post Mar 2 2011, 08:16 PM

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QUOTE(wshoh @ Mar 2 2011, 06:55 PM)
BTW, the phone number for MBB Kompleks Mahkamah Kuala Lumpur Jalan Duta branch is: +60 (3) 62010382
Thank you biggrin.gif

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