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 Credit Card v15, Ask general questions here, Please read the 1st post before posting

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chemistry
post Mar 4 2011, 10:40 AM

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QUOTE(rayfoo @ Mar 4 2011, 10:39 AM)
astro can pay via ocbc onlien banking using titanium mc
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Thanks for correction.
I shall change my post now. smile.gif
ronnie
post Mar 4 2011, 10:48 AM

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Same here did get a small increase in CL when I receive my Maybankard2 CC
chemistry
post Mar 4 2011, 10:50 AM

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My CL ranking:

SCB > MBB > CIMB > OCBC
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Gen-X
post Mar 4 2011, 10:53 AM

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QUOTE(shauyan @ Mar 4 2011, 10:18 AM)
Stupid MBB.
I applied Platinum MBB 2 cards. There approved Gold card for me only. My monthly salary not >5k but my annual is more than 60k.
Fine, if they give me Gold Card. But my CL still 7k. Because my old MBB petronas gold is 7k CL only. WTF, i submitted all my payslip and they never bother to increase my CL. What for i am holding 3 cards but CL only 7k? Pay my insurance already over 7k. MBB is really sucks. Very angry now and thinking to cancel MBB 2 cards even though i havent receive the cards
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Call CS now and said you applied for Platinum Cards.

As for CL, not necessary they will increase your CL when you got a new card approved AND MBB standard where all your MBB cards share same CL.

shauyan
post Mar 4 2011, 10:54 AM

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QUOTE(milentechie @ Mar 4 2011, 10:39 AM)
I got 3K increment only in CL with MB2 Gold approval (without applying it). Mind you, I have been MB cardholder for more than 10 years. It still can't match the generous CL adjustment for my Citibank card, which I have been using more than 10 years.

CT is more generous whereas MB is very kedekut. Among the cards that I am holding now, MBB gives the lowest CL.
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I knew they are "kedekut" on CL therefore i am still using my Petronas Card for 5 yrs, CL still 5k. But last month just increase to 7k.
Therefore when i applied MBB 2 cards, i purposely submitted my payslip to prove my eligibility. But they still dont bother.
hans18
post Mar 4 2011, 10:57 AM

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just apply citibank primier miles visa signature using may hong leong plat card..
any1 know more info bout the card beside already stated at page 1 ?
rayfoo
post Mar 4 2011, 11:06 AM

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you need to fill up ssome form to apply for the priority pass card ,processing time will take few weeks

QUOTE(hans18 @ Mar 4 2011, 10:57 AM)
just apply citibank primier miles visa signature using may hong leong plat card..
any1 know more info bout the card beside already stated at page 1 ?
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kurtkantoi
post Mar 4 2011, 11:07 AM

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Currently I have 2 cc..Maybank petronas and Aeon cc. Since so many discussing about Maybank 2 card. 2 cards means rm100 tax is it?
dr2k3
post Mar 4 2011, 11:10 AM

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QUOTE(shauyan @ Mar 4 2011, 10:54 AM)
I knew they are "kedekut" on CL therefore i am still using my Petronas Card for 5 yrs, CL still 5k. But last month just increase to 7k.
Therefore when i applied MBB 2 cards, i purposely submitted my payslip to prove my eligibility. But they still dont bother.
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try to deposit large amount into FD.....my salary was not even qualify for platinum but i got preapproved...cl more than double my existing cc

This post has been edited by dr2k3: Mar 4 2011, 11:10 AM
hans18
post Mar 4 2011, 11:10 AM

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the astt manager of citibank brach came to my office and just ask one copy of my plat card (Front only) and he fill the form.thanks rayfoo anyway.

by the way, what privillage the primier miles offer.tq
MilesAndMore
post Mar 4 2011, 11:11 AM

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QUOTE(hye @ Mar 4 2011, 09:49 AM)
It won't impact anything but personally I'll get it removed because it can get confusing + I'd like my system to be clean of things which are not supposed to be there.
+1

shauyan
post Mar 4 2011, 11:13 AM

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QUOTE(Gen-X @ Mar 4 2011, 10:53 AM)
Call CS now and said you applied for Platinum Cards.

As for CL, not necessary they will increase your CL when you got a new card approved AND MBB standard where all your MBB cards share same CL.
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Already called MBB CS. Since they already approved the Gold Card, no way they can revert. I can only fill another form to convert the Gold Card to Platinum Card. It is so troublesome and waste time. Darn, i thought MBB will improve since they want to increase CC market share but still act ego, thought they are the best. Shxx!
I dont mind Gold or Platinum and already put up request for CL increase. Waiting for approval.
chemistry
post Mar 4 2011, 11:20 AM

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QUOTE(shauyan @ Mar 4 2011, 11:13 AM)
Already called MBB CS. Since they already approved the Gold Card, no way they can revert. I can only fill another form to convert the Gold Card to Platinum Card. It is so troublesome and waste time. Darn, i thought MBB will improve since they want to increase CC market share but still act ego, thought they are the best. Shxx!
I dont mind Gold or Platinum and already put up request for CL increase. Waiting for approval.
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I saw that most existing MBB cardholders get their CL increased when they got M2 approved.
You're the odd one doh.gif
hye
post Mar 4 2011, 11:29 AM

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QUOTE(chemistry @ Mar 4 2011, 11:20 AM)
I saw that most existing MBB cardholders get their CL increased when they got M2 approved.
You're the odd one  doh.gif
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I second that. I just got my card approved with a happy CL increase.
I would like to reiterate .... the bank generally approves CL based on what they see as your total credit exposure. Your total credit exposure will be visible across all banks.

Plus ... doesn't mean you pay RM7k in insurance that is a lot of money. I know people who pay cc bill like 5x more than that every month, they don't even blink and they don't go about cursing the bank like what you did in the last few posts. You are only successful in making a fool of yourself of so called being "victimized"
shauyan
post Mar 4 2011, 11:36 AM

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QUOTE(hye @ Mar 4 2011, 11:29 AM)
I second that. I just got my card approved with a happy CL increase.
I would like to reiterate  .... the bank generally approves CL based on what they see as your total credit exposure. Your total credit exposure will be visible across all banks.

Plus ... doesn't mean you pay RM7k in insurance that is a lot of money. I know people who pay cc bill like 5x more than that every month, they don't even blink and they don't go about cursing the bank like what you did in the last few posts. You are only successful in making a fool of yourself of so called being "victimized"
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What you are saying is not true. I traveled overseas a lot and used my CC more than 10k every month average yearly. So if you are saying my total credit exposure is visible across all banks and it will be MBB's fault because very clear they did not check that.

I am not trying boost i'm very rich or whatever, but we know 7k CL for 3 cards based on my spending pattern is not enough. If MBB really did their job, sure they will know this is not enough for me. Maybe you are MBB supporter but I'm not. I have savings, fixed dep and CC and even etiqa with MBB for 5 years. Their service is really bad and i;m not blamed it without any reason.

This post has been edited by shauyan: Mar 4 2011, 11:38 AM
rayfoo
post Mar 4 2011, 11:39 AM

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i'm one of the current maybank customers who got M2 approved without credit limit being increased, although i did submit with higher credit limit card also, but they stick to my old credit limit of 13K
Xai-V-iaX
post Mar 4 2011, 11:44 AM

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QUOTE(kurtkantoi @ Mar 4 2011, 11:07 AM)
Currently I have 2 cc..Maybank petronas and Aeon cc. Since so many discussing about Maybank 2 card. 2 cards means rm100 tax is it?
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Its RM50 for both the cards....
WhiteWing
post Mar 4 2011, 11:45 AM

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QUOTE(chemistry @ Mar 4 2011, 10:50 AM)
My CL ranking:

SCB > MBB > CIMB > OCBC
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MY CL Ranking :

UOB > SC Platinum > PBB/EON/HLBB
chemistry
post Mar 4 2011, 11:54 AM

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QUOTE(hye @ Mar 4 2011, 11:29 AM)
I would like to reiterate  .... the bank generally approves CL based on what they see as your total credit exposure. Your total credit exposure will be visible across all banks.
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I think so too.
Perhaps the bank saw my credit exposure is at low level, therefore I often got approved when applying for new cards.
hye
post Mar 4 2011, 11:59 AM

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QUOTE(shauyan @ Mar 4 2011, 11:36 AM)
What you are saying is not true. I traveled overseas a lot and used my CC more than 10k every month average yearly. So if you are saying my total credit exposure is visible across all banks and it will be MBB's fault because very clear they did not check that.

I am not trying boost i'm very rich or whatever, but we know 7k CL for 3 cards based on my spending pattern is not enough. If MBB really did their job, sure they will know this is not enough for me. Maybe you are MBB supporter but I'm not. I have savings, fixed dep and CC and even etiqa with MBB for 5 years. Their service is really bad and i;m not blamed it without any reason.
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Whatever it is ... the main thing is that this thread is for discussion purposes and not a place for you to let out steam.
Unless you are able to provide proof of MBB not doing their job and concrete proof that your own credit exposure to be low (anyone can write anything they want) ... you can't decisively say that here. Please do not ask the readers here to be your jury.

If you are not happy with the bank (since you say that you have been supporting them for 5 years) then change and the power has always been in your hands.

This post has been edited by hye: Mar 4 2011, 12:03 PM

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