QUOTE(rayfoo @ Mar 4 2011, 10:39 AM)
Thanks for correction.I shall change my post now.
Credit Card v15, Ask general questions here, Please read the 1st post before posting
|
|
Mar 4 2011, 10:40 AM
|
![]() ![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
3,065 posts Joined: Mar 2009 From: N.Sembilan |
|
|
|
|
|
|
Mar 4 2011, 10:48 AM
|
![]() ![]() ![]() ![]() ![]() ![]() ![]() ![]() ![]()
All Stars
21,309 posts Joined: Jan 2003 From: Kuala Lumpur |
Same here did get a small increase in CL when I receive my Maybankard2 CC
|
|
|
Mar 4 2011, 10:50 AM
|
![]() ![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
3,065 posts Joined: Mar 2009 From: N.Sembilan |
My CL ranking:
SCB > MBB > CIMB > OCBC |
|
|
Mar 4 2011, 10:53 AM
|
|
Elite
8,601 posts Joined: Jan 2003 From: KL |
QUOTE(shauyan @ Mar 4 2011, 10:18 AM) Stupid MBB. Call CS now and said you applied for Platinum Cards.I applied Platinum MBB 2 cards. There approved Gold card for me only. My monthly salary not >5k but my annual is more than 60k. Fine, if they give me Gold Card. But my CL still 7k. Because my old MBB petronas gold is 7k CL only. WTF, i submitted all my payslip and they never bother to increase my CL. What for i am holding 3 cards but CL only 7k? Pay my insurance already over 7k. MBB is really sucks. Very angry now and thinking to cancel MBB 2 cards even though i havent receive the cards As for CL, not necessary they will increase your CL when you got a new card approved AND MBB standard where all your MBB cards share same CL. |
|
|
Mar 4 2011, 10:54 AM
|
![]() ![]()
Junior Member
178 posts Joined: Sep 2007 |
QUOTE(milentechie @ Mar 4 2011, 10:39 AM) I got 3K increment only in CL with MB2 Gold approval (without applying it). Mind you, I have been MB cardholder for more than 10 years. It still can't match the generous CL adjustment for my Citibank card, which I have been using more than 10 years. I knew they are "kedekut" on CL therefore i am still using my Petronas Card for 5 yrs, CL still 5k. But last month just increase to 7k.CT is more generous whereas MB is very kedekut. Among the cards that I am holding now, MBB gives the lowest CL. Therefore when i applied MBB 2 cards, i purposely submitted my payslip to prove my eligibility. But they still dont bother. |
|
|
Mar 4 2011, 10:57 AM
|
![]()
Junior Member
19 posts Joined: Jan 2003 |
just apply citibank primier miles visa signature using may hong leong plat card..
any1 know more info bout the card beside already stated at page 1 ? |
|
|
|
|
|
Mar 4 2011, 11:06 AM
|
![]() ![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
2,562 posts Joined: Jan 2003 |
|
|
|
Mar 4 2011, 11:07 AM
|
![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
1,461 posts Joined: Apr 2005 |
Currently I have 2 cc..Maybank petronas and Aeon cc. Since so many discussing about Maybank 2 card. 2 cards means rm100 tax is it?
|
|
|
Mar 4 2011, 11:10 AM
|
![]() ![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
3,569 posts Joined: Sep 2006 From: Bermuda Triangle |
QUOTE(shauyan @ Mar 4 2011, 10:54 AM) I knew they are "kedekut" on CL therefore i am still using my Petronas Card for 5 yrs, CL still 5k. But last month just increase to 7k. try to deposit large amount into FD.....my salary was not even qualify for platinum but i got preapproved...cl more than double my existing ccTherefore when i applied MBB 2 cards, i purposely submitted my payslip to prove my eligibility. But they still dont bother. This post has been edited by dr2k3: Mar 4 2011, 11:10 AM |
|
|
Mar 4 2011, 11:10 AM
|
![]()
Junior Member
19 posts Joined: Jan 2003 |
the astt manager of citibank brach came to my office and just ask one copy of my plat card (Front only) and he fill the form.thanks rayfoo anyway.
by the way, what privillage the primier miles offer.tq |
|
|
Mar 4 2011, 11:11 AM
|
|
Moderator
9,301 posts Joined: Mar 2008 |
QUOTE(hye @ Mar 4 2011, 09:49 AM) It won't impact anything but personally I'll get it removed because it can get confusing + I'd like my system to be clean of things which are not supposed to be there. +1 |
|
|
Mar 4 2011, 11:13 AM
|
![]() ![]()
Junior Member
178 posts Joined: Sep 2007 |
QUOTE(Gen-X @ Mar 4 2011, 10:53 AM) Call CS now and said you applied for Platinum Cards. Already called MBB CS. Since they already approved the Gold Card, no way they can revert. I can only fill another form to convert the Gold Card to Platinum Card. It is so troublesome and waste time. Darn, i thought MBB will improve since they want to increase CC market share but still act ego, thought they are the best. Shxx!As for CL, not necessary they will increase your CL when you got a new card approved AND MBB standard where all your MBB cards share same CL. I dont mind Gold or Platinum and already put up request for CL increase. Waiting for approval. |
|
|
Mar 4 2011, 11:20 AM
|
![]() ![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
3,065 posts Joined: Mar 2009 From: N.Sembilan |
QUOTE(shauyan @ Mar 4 2011, 11:13 AM) Already called MBB CS. Since they already approved the Gold Card, no way they can revert. I can only fill another form to convert the Gold Card to Platinum Card. It is so troublesome and waste time. Darn, i thought MBB will improve since they want to increase CC market share but still act ego, thought they are the best. Shxx! I saw that most existing MBB cardholders get their CL increased when they got M2 approved.I dont mind Gold or Platinum and already put up request for CL increase. Waiting for approval. You're the odd one |
|
|
|
|
|
Mar 4 2011, 11:29 AM
|
|
Moderator
3,395 posts Joined: Dec 2007 From: 서울, South Korea |
QUOTE(chemistry @ Mar 4 2011, 11:20 AM) I saw that most existing MBB cardholders get their CL increased when they got M2 approved. I second that. I just got my card approved with a happy CL increase. You're the odd one I would like to reiterate .... the bank generally approves CL based on what they see as your total credit exposure. Your total credit exposure will be visible across all banks. Plus ... doesn't mean you pay RM7k in insurance that is a lot of money. I know people who pay cc bill like 5x more than that every month, they don't even blink and they don't go about cursing the bank like what you did in the last few posts. You are only successful in making a fool of yourself of so called being "victimized" |
|
|
Mar 4 2011, 11:36 AM
|
![]() ![]()
Junior Member
178 posts Joined: Sep 2007 |
QUOTE(hye @ Mar 4 2011, 11:29 AM) I second that. I just got my card approved with a happy CL increase. What you are saying is not true. I traveled overseas a lot and used my CC more than 10k every month average yearly. So if you are saying my total credit exposure is visible across all banks and it will be MBB's fault because very clear they did not check that.I would like to reiterate .... the bank generally approves CL based on what they see as your total credit exposure. Your total credit exposure will be visible across all banks. Plus ... doesn't mean you pay RM7k in insurance that is a lot of money. I know people who pay cc bill like 5x more than that every month, they don't even blink and they don't go about cursing the bank like what you did in the last few posts. You are only successful in making a fool of yourself of so called being "victimized" I am not trying boost i'm very rich or whatever, but we know 7k CL for 3 cards based on my spending pattern is not enough. If MBB really did their job, sure they will know this is not enough for me. Maybe you are MBB supporter but I'm not. I have savings, fixed dep and CC and even etiqa with MBB for 5 years. Their service is really bad and i;m not blamed it without any reason. This post has been edited by shauyan: Mar 4 2011, 11:38 AM |
|
|
Mar 4 2011, 11:39 AM
|
![]() ![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
2,562 posts Joined: Jan 2003 |
i'm one of the current maybank customers who got M2 approved without credit limit being increased, although i did submit with higher credit limit card also, but they stick to my old credit limit of 13K
|
|
|
Mar 4 2011, 11:44 AM
|
![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
1,516 posts Joined: Jan 2009 |
|
|
|
Mar 4 2011, 11:45 AM
|
![]() ![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
2,854 posts Joined: Feb 2006 From: Sri Petaling ~ Kuala Lumpur |
|
|
|
Mar 4 2011, 11:54 AM
|
![]() ![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
3,065 posts Joined: Mar 2009 From: N.Sembilan |
QUOTE(hye @ Mar 4 2011, 11:29 AM) I would like to reiterate .... the bank generally approves CL based on what they see as your total credit exposure. Your total credit exposure will be visible across all banks. I think so too.Perhaps the bank saw my credit exposure is at low level, therefore I often got approved when applying for new cards. |
|
|
Mar 4 2011, 11:59 AM
|
|
Moderator
3,395 posts Joined: Dec 2007 From: 서울, South Korea |
QUOTE(shauyan @ Mar 4 2011, 11:36 AM) What you are saying is not true. I traveled overseas a lot and used my CC more than 10k every month average yearly. So if you are saying my total credit exposure is visible across all banks and it will be MBB's fault because very clear they did not check that. Whatever it is ... the main thing is that this thread is for discussion purposes and not a place for you to let out steam.I am not trying boost i'm very rich or whatever, but we know 7k CL for 3 cards based on my spending pattern is not enough. If MBB really did their job, sure they will know this is not enough for me. Maybe you are MBB supporter but I'm not. I have savings, fixed dep and CC and even etiqa with MBB for 5 years. Their service is really bad and i;m not blamed it without any reason. Unless you are able to provide proof of MBB not doing their job and concrete proof that your own credit exposure to be low (anyone can write anything they want) ... you can't decisively say that here. Please do not ask the readers here to be your jury. If you are not happy with the bank (since you say that you have been supporting them for 5 years) then change and the power has always been in your hands. This post has been edited by hye: Mar 4 2011, 12:03 PM |
|
Topic ClosedOptions
|
| Change to: | 0.0253sec
0.14
6 queries
GZIP Disabled
Time is now: 8th December 2025 - 02:43 PM |