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Credit Card v15, Ask general questions here, Please read the 1st post before posting
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siutimtim
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 Feb 25 2011, 03:39 PM
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QUOTE(hye @ Feb 25 2011, 12:19 PM) Thank you for the note. I think a lot of people think I am rather sarcastic in here (although I am speaking the truth) thus often my words are ignored. I'm alright with that ... not sarcastic but maybe you just dunno the right way to communicate with people... if you know most ppl ignore your words, then you don't have to reply what.. if you meant to help, you should reply nicely la.. besides, the way you reply to most of the members here is like everyone looks idiot to you..  you should learn from some seniors here how they reply and giving advices, maybe you should mix with more people to improve your interpersonal skills.. not to be sarcastic but just telling the truth.  |
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siutimtim
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Mar 4 2011, 01:36 PM
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QUOTE(shauyan @ Mar 4 2011, 01:00 PM) I did not ask anyone to be my jury and in fact we are adult, we knew how to define good and bad things. I am not intended to offense anyone and i'm here to share my experience. I thought to share my bad experience and hope to help other ppl who is same situation as me. (which is no way to revert to Platinum and ask for CL increase to CS) Of course I was expressed some dissatisfaction but it is only my own opinion. haha, shauyan, you can ignore his message la,, that fellow always reply like that one.. people come here to share and voice out their opinion but he always think we are all stupid and only listen to whatever posted here to make decision..  this might apply to him la but not for all mah... just enjoy yourself here and post your own opinion as you like.. you surely will get feedback from nice members.. |
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siutimtim
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Mar 4 2011, 04:33 PM
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QUOTE(hye @ Mar 4 2011, 03:01 PM) Hahaha ... you are still here. I'm honoured that you are always on the lookout for my posts. "enjoy yourself here and post your own opinion as you like" - yup .... precisely my thoughts as mentioned before. I read all posts here but most of the time your comments will really make me 'be ta han' so i mai just drop a note.. hahaha.. you enjoy posting also la..  |
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siutimtim
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Mar 18 2011, 12:56 PM
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QUOTE(ronnie @ Mar 18 2011, 12:46 PM) Good effort by BNM .... Zeti forgot to add : RM50 GST applies to those earning RM36k per annum or less ONLY. The SMS and PIN is very good.... really????? so no more gst if we earn more than Rm3k.. haha, sounds like low income group kena suck dry le hahaha |
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siutimtim
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Mar 18 2011, 03:04 PM
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QUOTE(DM3 @ Mar 18 2011, 03:01 PM) i think by this move, they shud just take away the stupid tax. hahaha,,, who will say no to money one la... easy money for them ma, so now if you are rich n wan more card you mai pay more lo.. low income one max 2 card oni, nothing much to bising di |
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siutimtim
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Mar 18 2011, 03:12 PM
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QUOTE(shareprayer2010 @ Mar 18 2011, 03:07 PM) The rakyat will suffer by this stupid move. Those doesn't qualify for CC will eventually go for things like Ah longs and maybe try luck at Genting or even borrow from wife or mother in law. The govt should slowly look into this matter. It is not yet budget yet and have all this monkey business. they think those who owe money oni will use it for unnecessary stuffs nia.. they never know those ppl might use the card to meet their daily needs in such a bad economy... sometimes not they dunno how to control their spending lo.. the prob is no income ma. aiyooo.. my personal opinion la..  |
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siutimtim
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Mar 22 2011, 12:17 PM
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QUOTE(ronnie @ Mar 22 2011, 10:45 AM) The handling fee must be higher than 12-mth FD rate lah... else MBB will lose money, right ? Fee of RM70 for RM2000 = 3.5% interest. not really la... there are banks that offer something lower than the FD rate in the market.. not all will take the money and go for FD besides, if your handling fee is high, siapa nak tak up the offer? they r expecting a part of them might not able to pay full monthly payment so you do the calculation on the interest.. FD higher or the CC interest higher.. banks are lot smarter than u guys |
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