Thank you for the note.
I think a lot of people think I am rather sarcastic in here (although I am speaking the truth) thus often my words are ignored. I'm alright with that ...

I'm amused by your remark. You should also learn as to when to give a meaningful answers in the right thread. Not every thread is a Kopitiam like thread.
Many times in the past other people have remarked politely on your post in the cc thread to be misleading (not this ver) but yet you do not ever take heed.
Plus never you assume responsibility for any of your posts. Need I continue further? (And for once you sound mature and writing maturely)

I got your attention didn't I ?

This post has been edited by hye: Feb 26 2011, 07:17 AM

Maxis is right by saying that they have no say in your case.
You see the moment you signed up for EZ installment ... they will post it to the bank, obtain bank approval code, claim the monies from the bank and the bank pay Maxis minus whatever fees. Please understand the process is completed once it gets here.

From here on, it is the bank's responsibility to claim the monies from you. And more importantly you are stuck with the bank's T&C and this will impact you should you wish to exit/transfer. (It's the bank's way to retain you as their customer) I'll suggest you to evaluate
1. Whether the bank allow you to transfer the installment to the new card.
2. Consider paying the remaining balance and exit the installment. (you may be charged a fee)
3. Or last but not least ... just bite the bullet and stay on.
* Read up the contract which you signed when you did the installment. This will give you a clue of what should you do or cannot do.

That's why I personally never liked long term installments.

This post has been edited by hye: Feb 25 2011, 10:02 PM

Yes ... this can happen. If you don't want the card then call immediately to decline.
Delay then the likelihood of you being charged the GST is definite and please don't complain when you have been warned.

I'll add on to suggest (since I think you want the card), confirm the address by calling MBB CS.

Gen-X was just making an indirect reference to his conversion preference. Everyone has one and I'm sure Gen-X knows what he is doing.
For example while everyone here talks about cash rebates and/or cash equivalent ... I actually have a preference towards Enrich point redemption. Again, MBB2/AMEX fits my need very well.

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Added on February 26, 2011, 7:17 amYeah .... the only downside to AMEX is the higher conversion factor when used overseas making it unattractive if it is a personal travelling expenses.

This post has been edited by hye: Feb 26 2011, 07:17 AM

Same here ... sometimes I'm a bit out of touch with the promos. You guys here are better at tracking the promos.

This post has been edited by hye: Feb 26 2011, 03:33 PM

Have you experienced this yourself?

No. Citibank cc does not support it.
Please do not have the illusion the system is secure. Unless every single merchant adopt it then only it will be considered secure. There's still a lot of online merchant does not adopt the Securecode system.

Wrong area to ask this question. Perhaps you do not fully understand what are you asking about.
In case you did not realize yet, you are asking a charge card question in a credit card forum.

Bonus is not fixed income. Unless you have a documentation saying that your company provide 13th month salary (which basically translates to fixed income in the form of contractual bonus)

Not to spoil the fun but although O&G companies dictates the look and feel (and most of the petrol stations for standardization purposes), there are areas where they do not interfere. This area is one of them ....

Just out of curiosity ... where is your hometown anyway ? (If you don't mind answering it in here)

This post has been edited by hye: Feb 28 2011, 10:05 PM

Guys ... good job on the first page but IMHO there's a lot of information there and perhaps some creative use of spoiler will make it tidier.

It's incredibly long and I'm not sure as a first timer I want to read all that.
Just an opinion.

Hi bro rockefeller ... long time no see.

If this happens ... means the bank is merely confirming the information that is in the application form.
It does not mean the application is approved nor not approved.

I see it as OCBC trying to generate usage of its card. Perhaps they suddenly realize the public is pulling back because the card is practically not giving out anything for their customers who spend beyond RM1k.

Those who feel lucky may try but I'll prefer my spendings to be rewarded right away and not be subjected to a game of luck just to be rewarded.

Don't be lazy. You could get most of the information for the first page. And the OCBC campaign has been discussed before ... there's a function called "Search".
We do not intro banks here ... you need to understand your needs, spending patterns, income and match it with the credit card that you are eligible for.

@cannavaro

Since you are outlining some of the T&C, you could have at least outlined that the promo is subjected to a first come, first serve basis. Once the allocated amount for the cash back is exhausted then there's no more cash back!

It sounds like the customer is sure to get the cash back but in actual fact it is not.

@chemistry

I couldn't have agreed more with your statement on Citibank vast payees. If anyone decide to switch to something else then be prepared for some inconveniences.

This post has been edited by hye: Mar 2 2011, 11:18 AM

Then you won't get it lah ... simple as that.

I totally agree with this statement!
Too many folks here come in here and blame the bank for putting them in debt whereas it wouldn't have happened if they think before they draw their credit card.

Don't jump for joy .... GST not necessarily charged on the 1st month. Normally to appear in the 3rd or 4th month.
Appreciate if you could amend your last sentence as well. Too many folks here will become too happy and start to think GST can be avoided.

This post has been edited by hye: Mar 3 2011, 11:18 AM