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 Credit Card v15, Ask general questions here, Please read the 1st post before posting

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WhiteWing
post Feb 28 2011, 01:31 PM

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I just terminated 2 credit card. Called up to CIMB & PBB and talked to the customer service. Quite efficient,no need go to the branch anymore to do terminatation. Just do on phone rclxm9.gif
WhiteWing
post Feb 28 2011, 01:48 PM

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QUOTE(ronnie @ Feb 28 2011, 01:45 PM)
Congratulations on saving RM100 per year

Can we do CC termination over the phone for
1. SCB CC
2. Maybank CC
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Yup , thank you. On CIMB card,the anniversary date is April and PBB is May. Terminate it early since I alr paid it on last year. No more this year. smile.gif
WhiteWing
post Feb 28 2011, 03:02 PM

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I forgot the use the point in my CIMB card sweat.gif , got around 10k point and can redeem something .. now gone jor sad.gif
WhiteWing
post Feb 28 2011, 03:24 PM

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QUOTE(ronnie @ Feb 28 2011, 03:18 PM)
Didn't you notice the 3-year expiry date on your CC statement ?
10,000 Bonus Points can redeem RM50 Giant voucher only.

All CIMB Shopping voucher redemption left Giant RM50
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Yup but my credit card only 2 years old. Harrr .. mean I got 8k++ and I cannot do a single thing sweat.gif
WhiteWing
post Feb 28 2011, 03:56 PM

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QUOTE(chemistry @ Feb 28 2011, 03:38 PM)
You may 'Pay With Points', 200 pts = RM1.
Check website for details.
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Chemistry,I just redeem 1 thing in CIMB Member Rewards,since I got 8k point. I redeemed Alain Delon Image Ball Pen. smile.gif
WhiteWing
post Mar 2 2011, 08:04 PM

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My hand itchy , I use a pair of scissor to cut 3 card today laugh.gif ~! byebye to my card. FYI,UOB quite efficient,I lost my card on 23rd February and I told the CS to give me a replacement card. Kinda fast response,I got my card on Monday at their branch. Must give them thumb up alr biggrin.gif
WhiteWing
post Mar 2 2011, 08:16 PM

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QUOTE(chemistry @ Mar 2 2011, 08:11 PM)
I will punch a hole at magnetic stripe and chip if I were to cancel card.
I am still keeping all my cancelled cards.  wink.gif
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You punch a hole at there ahh ? I cut it into 8 pieces already and throws it into dustbin. The card are nice but evil .. laugh.gif
I don't keep...
WhiteWing
post Mar 2 2011, 08:27 PM

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QUOTE(chemistry @ Mar 2 2011, 08:20 PM)
of course punch at stripe & chip lar, in this way the card for sure cannot use already.
IMHO, whether evil or good, it is the cardholder himself to decide. Do not blame the card. biggrin.gif
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If I cut it into 8 pieces,consider damaged the chip and magnetic strip right ? smile.gif ~!
Hahaha ... yeah , I cannot blame the card , that card seem got magnet to make me use them laugh.gif ~!
WhiteWing
post Mar 2 2011, 08:31 PM

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QUOTE(hye @ Mar 2 2011, 08:28 PM)
I totally agree with this statement!
Too many folks here come in here and blame the bank for putting them in debt whereas it wouldn't have happened if they think before they draw their credit card.
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Still got alots of user are in this way. Use first,pay minimum every month then come here and whinning about it laugh.gif , bank didn't force them to use .... laugh.gif
WhiteWing
post Mar 3 2011, 05:59 PM

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I received a sms that said I won 2 free movie ticket . Ask me to collect on this saturday at selected cinema,anyone else get it ? Limited to 1st 500 GSC-EON Bank Card Member.
WhiteWing
post Mar 4 2011, 11:45 AM

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QUOTE(chemistry @ Mar 4 2011, 10:50 AM)
My CL ranking:

SCB > MBB > CIMB > OCBC
wink.gif
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MY CL Ranking :

UOB > SC Platinum > PBB/EON/HLBB
WhiteWing
post Mar 4 2011, 12:26 PM

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I just received Alain Delon Ball Pen from CIMB Bank. Before I terminate the CIMB CC,I used up the point to claim something that I can claim,end up I choose the pen since I use it everyday. I claim it on 3 days ago and today already reached and CIMB are using NAtionwide Express to just deliver a pen to me .. sweat.gif
WhiteWing
post Mar 4 2011, 12:39 PM

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QUOTE(chemistry @ Mar 4 2011, 12:30 PM)
HLB also uses NationWide express. Mind you their courier service sometimes can suck big time sweat.gif
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Just now the guy very rude. I was on the phone and me also in hurry. I on the phone and of course I cannot sign and pick up the parcel. Then he make noise infront of me. Asked my colleague to help me sign. Bloody young malay punk vmad.gif vmad.gif , come deliver,didn't wear nationwide uniform and talk on the phone when I was also on the phone. What kind of service is this ! vmad.gif
WhiteWing
post Mar 7 2011, 02:14 PM

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QUOTE(chemistry @ Mar 7 2011, 02:03 PM)
oh ya! The agent turned to promote HLB cards after knowing I am existing SCB cardmember. I forgot to ask them 'Can you promote SCB & HLB cards at the same time?'
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Almost all the agents also promote like this and no ppl really care about it sweat.gif
WhiteWing
post Mar 7 2011, 02:24 PM

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QUOTE(chemistry @ Mar 7 2011, 02:19 PM)
this does not mean they can do it.
just like, everybody is speeding, I also can speed?
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Some agent are just like to ignore the law & rules, when they got letter,they complain tongue.gif
WhiteWing
post Mar 10 2011, 05:18 PM

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I called up for card replacement for GSC EOn Bank CC,I got the card within 4 days and inside the envelope they include a free ticket and free popcorn set aswell. So nice smile.gif
WhiteWing
post Mar 10 2011, 06:14 PM

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QUOTE(beyond86 @ Mar 10 2011, 06:13 PM)
ya. hlb very slow, call them everyday, but still need almost 2 weeks
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Somehow HLB to me quite fast ... biggrin.gif
WhiteWing
post Mar 17 2011, 11:36 AM

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QUOTE(pocketcctv @ Mar 17 2011, 11:35 AM)
Got myself a Gold Card out of a sudden from HLB as a token of upgrade over my usage on the current Visa Classic .. hmm.gif
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Why I don't have sweat.gif,I been with HLB since I was 21 and until now .. every month use alots too hmm.gif , I shall throw them my latest payslip with 50k P.A !
WhiteWing
post Mar 18 2011, 12:19 PM

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Omg , lucky my annual income is more than RM 36k++ , if not I only left 2 card to use laugh.gif , I got 5 card ..... if I earn less than that , I have to terminate others ... vmad.gif
WhiteWing
post Mar 18 2011, 04:39 PM

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QUOTE(chocolatepallette @ Mar 18 2011, 02:31 PM)
Everyone is subjected to 2 cards only, no? hmm.gif
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From my understanding,if I earn over RM 36k PA,I can hold 4 card with 4 diff bank. Someone correct me if I am wrong. laugh.gif

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