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 Credit Card v15, Ask general questions here, Please read the 1st post before posting

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gerrardling
post Feb 25 2011, 10:07 AM

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to apply OCBC, better use ur existing 1 year card which has 10k CL
gerrardling
post Feb 25 2011, 11:13 AM

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i have cimb cc, can i request them to increase my CL after 1 year ?
gerrardling
post Feb 25 2011, 12:43 PM

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QUOTE(Robin Liew @ Feb 25 2011, 11:48 AM)
my wife requested to increase cimb  cl from 30k to 60k
it was granted without any documents

Pb is the worst
lowest cl.... time to cancel it
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u call them to increase or write a letter ? PBB is known for their stingy CL. but their BT and installment offer is good
gerrardling
post Feb 25 2011, 02:33 PM

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how to register pbebank.com online banking if i have their cc only ?
gerrardling
post Feb 25 2011, 04:47 PM

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diff bank, diff policy. thinking want to transfer my installment with citbank to another citibank card, dont know can or not. any one do this before ?
gerrardling
post Feb 26 2011, 08:20 PM

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is it possible to request for CL increase for CIMB cc by phone call only without submitting any supporting document ?
gerrardling
post Feb 28 2011, 12:45 PM

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PJ - rich ppl area, i saw most of petrol station accept amex also
gerrardling
post Mar 1 2011, 06:29 PM

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for those cimb or DA cc holders, when u apply to increase ur current CL, do u submit any supporting document or not ?
gerrardling
post Mar 2 2011, 11:41 AM

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wow, pbb is back ! where to get voucher from giant or tesco ? 12% is a lot !

This post has been edited by gerrardling: Mar 2 2011, 11:42 AM
gerrardling
post Mar 2 2011, 01:43 PM

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no split transaction within the same merchant or else pbb will disqualify it. is PBB that free to check the transaction one by one ?

This post has been edited by gerrardling: Mar 2 2011, 01:43 PM
gerrardling
post Mar 2 2011, 02:24 PM

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QUOTE(silverarrows @ Mar 2 2011, 02:03 PM)
Will PBB disqualify for the same merchant on same day for multiple transactions? i.e. split a RM1000 worth item to 12 transactions.... any problem?
*
yes. read their t&c
gerrardling
post Mar 2 2011, 03:37 PM

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QUOTE(ronnie @ Mar 2 2011, 03:32 PM)
But you may not get the full RM120 cash back for that tracking month... RM500,000 (About 4,166 CC members)
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just go to giant to buy their voucher everyday for 10 days . rm120 cashback rclxm9.gif rclxms.gif
gerrardling
post Mar 2 2011, 05:44 PM

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QUOTE(andy_lyy @ Mar 2 2011, 05:20 PM)
I just did it 2 weeks ago. I wrote a request letter, faxed to DA. Only the letter.
I requested increase of 12k to 20k, from gold to platinum.
It approves within 1 week. Quite surprise. Not payslip required (sure kena reject if i submit payslip~)
I use DA for 3 years plus, always pay full amount.
*
ok thanks. got it. waht do u wrote for the reason u wan to increase ur CL ?
gerrardling
post Mar 3 2011, 02:25 PM

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mbb needs ur saving account statement and salary slip

This post has been edited by gerrardling: Mar 3 2011, 02:25 PM
gerrardling
post Mar 3 2011, 04:53 PM

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petrol, 5x TP + 5% cashback
gerrardling
post Mar 3 2011, 04:55 PM

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QUOTE(Gen-X @ Mar 3 2011, 04:54 PM)
I also did not need to mentioned "my friend" did, it, the Exec was jsut very helpful.

As for CL, you haven't got OCBC and PBB card yet, wait till you get them and you tell me if they offer lower CL than MBB haha
For those who have read my post regarding My Application for Maybankard 2 Cards, I just posted the sequel to my earlier post at my blog. Boy, with her cards and mine, I am contributing income to the government by paying a lot of GST when I don't even got a job  doh.gif Any banks need an adviser for their CC Dept, please contact me  tongue.gif

Click here to read My Wife's Application for Maybankard 2 Cards.
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u probably earn money from ur FD or share market ? tongue.gif
gerrardling
post Mar 4 2011, 01:24 PM

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haih, i need to wait for 6 months to apply, my application was rejected
gerrardling
post Mar 4 2011, 02:09 PM

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QUOTE(chemistry @ Mar 4 2011, 01:27 PM)
Are you an MBB customer?
If not yet, go open a Basic Savings Account and get a free ATM card. Then register M2U.
Then go to Maybankard Dua facebook and click I'm interested  biggrin.gif
Perhaps no need to wait 6 months  cool2.gif
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yes, did receive their call and reapply, dont know this time is successful or not
gerrardling
post Mar 4 2011, 03:06 PM

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QUOTE(Xai-V-iaX @ Mar 4 2011, 02:12 PM)
Hope I can do the same with OCBC as well. Open an Savings Acct with them. Dump say a 5 figure amount into the account and then apply for their Titanium MC....to compensate on my unsuccessful application for their card. Wonder if this might work. hmm.gif
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dump in first, then write a letter to re-appeal to them
gerrardling
post Mar 5 2011, 06:28 PM

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cimb cc is good to apply for other bank platinum cc coz they are really generous with to give u high CL.

and its good for BT too. other than that, MBB 2 card or OCBC titanium is much better.

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