haha, nice new post. number 1 wins all

Hi guys ~

I saw it somemore but forgotten where is it , let's say I charge my card today how many days I have to pay before it got interest ??

Very nice review

i totally agree, really a great comprehensive review. Platinum and Visa Infinite card have so many extra benefits, will definitely use it when I can apply for it especially the Amex plat, wow...unlimited cash back

in order to apply CIMB Master World and Visa Infinite card, we need ard 200k income per year. Can I use other credit card to prompt these credit card without telling them my income due to income not more than >200k. And my other credit card need to have how much credit limit to apply it?

its not about credit limit although the agent always ask that. even though i have card with one bank with 30k limit, most bank will just offer me 8-10k top. they will check ur record

Sure can, depends on what existing credit card u holding now.

Any WMC/VI card OR
HSBC Premier/VS --> min CL RM30k OR
Any other foreign banks' card --> min CL RM50k OR
Any other local banks' card ---> min CL RM80k

Source: CIMB card sales officer



This post has been edited by mushu_pork: May 17 2011, 10:24 PM

@ mushu_pork: thanks for the info.

The only reason why I wish to apply a HSBC VS is for the purpose in getting these cards. If I can get it with other conditions as mentioned, screw this HSBC VS with zero benefit card although it sounds 'great' with 5x reward point!

not to say I don't like CiTi Shell, just that it won't benefit many of us. But there is a member is Petrol Thread that supports the card

If you observe, I will generally post when there is a benefit to a particular card. The card I don't like is HSBC, but I keeping mine

thank you guys for the kind words and reading my article.

shiroikun, yes as mentioned by mushu_pork, if you have HSBC or SCB credit limit higher than RM30K, about RM40K then you may be eligible for CIMB WMC and VI. But it is not 100% automatic and still subjected to CCRIS report and they may even need some additional documents.

Click the link below to read my article post in Nov 2010 where I have mentioned about above matter and also posted CIMB Card Centre Contact Number at Sunway. Call them up and tell them your existing card credit limit and they can on the spot confirm if you are eligible to apply for the WMC/VI.

http://creditcardsmalaysia.blogspot.com/20...ebit-cards.html

Even if you cannot qualify for the WMC or VI with your existing CL, you may qualify for the CIMB VS and get to enjoy same benefits offered to Visa Infinite (but not promotions for MasterCard).

This post has been edited by Gen-X: May 18 2011, 11:40 AM

bros...i wanna ask....im a CC newbie...if i pay the minimum 5% per month will i be charged interest ??? using MBB cards here

YES, interest will be charged
and no more 20 days interest free for transactions after that

how much bro ?

go read the back of your cc statement, or it might be even at the front

ok thanks ~!!!

Same here bro I'm keeping mine too and only use it for >
1. 0% IPP
2. Hotel Reservations @ Agoda

use current card with 100k CL ~

My last overseas transaction with MBB Visa is quite high

Tx Date 16 May
Posting Date 18 May

USD->MYR = 3.0811

Wawasan Sentosa USD->MYR = 3.025

Difference of about 1.9%

AGODA got 6% off exc tax and service for mbb non amex card

USD when on Monday 16th May compared to last week.


This is good news. Miles - how is this compared to HSBC?



Just posted my latest article on Sales, nothing much for you guys I suppose. MasterCard is the official card for The Great Singapore Sale but I can't seem to find promotion for our coming MEGA Sales in June. Just found out Coach have 0% installment plan for Alliance, CIMB, MBB, OCBC, RHB and UOB. Click below to read the article.

http://creditcardsmalaysia.blogspot.com/20...aysia-mega.html

Hong Leong Bank and EON Bank merger will result our credit cards from both bank affected?
Any idea they will combine total credit limit from both bank or discontinue either one?
Thank you for sharing.