Welcome Guest ( Log In | Register )

Bump Topic Topic Closed RSS Feed
128 Pages « < 121 122 123 124 125 > » Bottom

Outline · [ Standard ] · Linear+

 Credit Card v15, Ask general questions here, Please read the 1st post before posting

views
     
dmatthews
post May 15 2011, 12:54 AM

Getting Started
**
Junior Member
58 posts

Joined: Apr 2010
QUOTE(Brotherjoe @ May 14 2011, 11:57 PM)
Mine is Citibank and Direct Access.
*
If you use DA, go to https://www.directaccess-securee-pay.com.my/ to register your card & set a password and password message (if TM don't offer such registration service).

MilesAndMore
post May 15 2011, 01:00 AM

Look at all my stars!!
Group Icon
Moderator
9,301 posts

Joined: Mar 2008


QUOTE(Brotherjoe @ May 14 2011, 11:57 PM)
Mine is Citibank and Direct Access.
Citibank doesn't offer online secondary password such as Verified by VISA or MasterCard SecureCode. Anyway, you probably mean the CVV ? Which is the 3-digit at the back of your card.

Human Nature
post May 15 2011, 01:58 AM

- student of human nature -
*********
All Stars
26,533 posts

Joined: Jan 2003
QUOTE(celaw @ May 15 2011, 12:53 AM)
I see.. Then is there any minimum swipe required to entitle for the cash back within certain period?
Thank you for your reply.. =)
*
Just swipe 1 time for anything except petrol and you get the cashback (minus RM50 GST). I cant recall about the period.
avars
post May 15 2011, 06:06 PM

Getting Started
**
Junior Member
292 posts

Joined: Oct 2007


QUOTE(celaw @ May 15 2011, 12:42 AM)
Means no other T&C e.g. must hold the card at least 2 years, if not cash back will be taken back like that?

Because many of the restaurants i go got discount for SCB. But I not so like it because it is not convenience for me to pay their bill~~
*
just open a BSA account with SCB then u will get their debit card, which also entitled for the restaurants promos.
ronnie
post May 15 2011, 11:26 PM

Not enough stars
*********
All Stars
21,332 posts

Joined: Jan 2003
From: Kuala Lumpur



QUOTE(one leg kicking @ May 14 2011, 06:10 PM)
I tried to cancel this Business Platinum card & SCB offered me 11k points  rclxms.gif
*
Normal SOP from their Service Recovery team to offer the 11k ChoicePoints to those who gave the reason "GST issue".
Loving it !!! I wish Maybank/CIMB can do the same.
chemistry
post May 16 2011, 12:01 AM

Look at all my stars!!
*******
Senior Member
3,066 posts

Joined: Mar 2009
From: N.Sembilan


QUOTE(ronnie @ May 15 2011, 11:26 PM)
Normal SOP from their Service Recovery team to offer the 11k ChoicePoints to those who gave the reason "GST issue".
Loving it !!! I wish Maybank/CIMB can do the same.
*
I'm gonna follow his footstep as well. But only after I redeem my ChoicePts successfully lar~...LOL
tanch78
post May 16 2011, 03:13 AM

Enthusiast
*****
Senior Member
712 posts

Joined: Sep 2010
QUOTE(chemistry @ May 16 2011, 12:01 AM)
I'm gonna follow his footstep as well. But only after I redeem my ChoicePts successfully lar~...LOL
*
Me too. But I need to figure out what to redeem using my 120k points. sweat.gif
ckuanglim
post May 16 2011, 08:49 AM

On my way
****
Junior Member
595 posts

Joined: May 2010
Anyone know if any place has BSN credit card promotion booth?
BSN Gold card, once active, get 8000 point?
Gen-X
post May 16 2011, 09:44 AM

Lifetime LYN Member
Group Icon
Elite
8,601 posts

Joined: Jan 2003
From: KL

Click below link to read my latest article titled Malaysia Top Ten Credit Cards - Ultimate Showdown 2011.

http://creditcardsmalaysia.blogspot.com/20...ltimate_16.html

Maybe I should summarize with a table showing stars for easy reference.
gerrardling
post May 16 2011, 10:13 AM

6 STARS
******
Senior Member
1,684 posts

Joined: Apr 2008


QUOTE(Gen-X @ May 16 2011, 09:44 AM)
Click below link to read my latest article titled Malaysia Top Ten Credit Cards - Ultimate Showdown 2011.

http://creditcardsmalaysia.blogspot.com/20...ltimate_16.html

Maybe I should summarize with a table showing stars for easy reference.
*
good article. but i am a bit annoyed by the citibank shell card advertisement at the top of ur webpage. ppl will thought u are promoting that card to ur readers tongue.gif
DeMl
post May 16 2011, 12:42 PM

Casual
***
Junior Member
313 posts

Joined: Nov 2008
From: 5 ★ Hotel |KAyHeLl|
hi guys, i just got my uob one card last week , and in my statement got this

GOVERNMENT SVC TAX - RM50

this is normal right , do i have to pay for it immediately or later ?
Human Nature
post May 16 2011, 01:12 PM

- student of human nature -
*********
All Stars
26,533 posts

Joined: Jan 2003
QUOTE(Gen-X @ May 16 2011, 09:44 AM)
Click below link to read my latest article titled Malaysia Top Ten Credit Cards - Ultimate Showdown 2011.
http://creditcardsmalaysia.blogspot.com/20...ltimate_16.html
Maybe I should summarize with a table showing stars for easy reference.
*
Your no 1 winner made me chuckle rclxms.gif

QUOTE
Free Airport Lounge Access - (you need to purchase ticket costing more than RM3K).

Didnt know about this for OCBC Ti MC, any source?

This post has been edited by Human Nature: May 16 2011, 01:12 PM
hye
post May 16 2011, 02:28 PM

White Tiger
Group Icon
Moderator
3,397 posts

Joined: Dec 2007
From: 서울, South Korea
QUOTE(Human Nature @ May 16 2011, 01:12 PM)
Your no 1 winner made me chuckle  rclxms.gif
Didnt know about this for OCBC Ti MC, any source?
*
Yup ... me too. Kindof echoes my thought about there's no such as thing as the best credit card. In his case ... the best came from all his cards!
That's correct, in order to get lounge access for OCBC TI ... you need to purchase a total of RM3K worth of ticket and/or travel packages.

This post has been edited by hye: May 16 2011, 02:29 PM
edisonedw
post May 16 2011, 03:06 PM

Regular
******
Senior Member
1,307 posts

Joined: Feb 2011
From: Kuala Lumpur cheras


Hi all,i need to ask the izit salary below RM2000 cant apply a credit card?
I listen to my friend if got saving account more easy to apply izit?
For example : I have a saving account at CIMB , so if i apply at CIMB bank too izit more easier?

Thanks.
hye
post May 16 2011, 03:21 PM

White Tiger
Group Icon
Moderator
3,397 posts

Joined: Dec 2007
From: 서울, South Korea
QUOTE(edisonedw @ May 16 2011, 03:06 PM)
Hi all,i need to ask the izit salary below RM2000 cant apply a credit card?
I listen to my friend if got saving account more easy to apply izit?
For example : I have a saving account at CIMB , so if i apply at CIMB bank too izit more easier?

Thanks.
*
Your question will be answered immediately if you were to refer to this thread.
BNM New Ruling on Credit Card
DeMl
post May 16 2011, 04:17 PM

Casual
***
Junior Member
313 posts

Joined: Nov 2008
From: 5 ★ Hotel |KAyHeLl|
QUOTE(edisonedw @ May 16 2011, 03:06 PM)
Hi all,i need to ask the izit salary below RM2000 cant apply a credit card?
I listen to my friend if got saving account more easy to apply izit?
For example : I have a saving account at CIMB , so if i apply at CIMB bank too izit more easier?

Thanks.
*
my friend was in this situation before, salary was barely enough 24k per annum and having a sav a/c with cimb, his cc application got rejected in the end, the officer will tell you that bank negara very strict nowadays, if you cant meet the req, most probably wont get approved but u may try, 80% gt rejected. If you earned more than 24k im sure you will be qualified ya.

forgot to add in some important points

if your earning lets say between 1.9k - 2k monthly, for sure you cant hit 24k per annum, but hey lets say you have worked more than 1 year, i believe every company does gives out bonus yearly or quaterly, just nice your nw an > 24k earner , im sure its not hard to get a cc with 1.9-2k income monthly

This post has been edited by DeMl: May 16 2011, 04:25 PM
hye
post May 16 2011, 05:10 PM

White Tiger
Group Icon
Moderator
3,397 posts

Joined: Dec 2007
From: 서울, South Korea
QUOTE(DeMl @ May 16 2011, 04:17 PM)
if your earning lets say between 1.9k - 2k monthly, for sure you cant hit 24k per annum, but hey lets say you have worked more than 1 year, i believe every company does gives out bonus yearly or quaterly,  just nice your nw an > 24k earner , im sure its not hard to get a cc with 1.9-2k income monthly
*
One more important note .... the additional income would need to be supported by official document e.g. EPF statement / income tax.
Gen-X
post May 16 2011, 06:22 PM

Lifetime LYN Member
Group Icon
Elite
8,601 posts

Joined: Jan 2003
From: KL

QUOTE(gerrardling @ May 16 2011, 10:13 AM)
good article. but i am a bit annoyed by the citibank shell card advertisement at the top of ur webpage. ppl will thought u are promoting that card to ur readers tongue.gif
*
thank you Bro. As for the ad, I have no control, but it'll be good for me if you like go check it out once a while tongue.gif

QUOTE(DeMl @ May 16 2011, 12:42 PM)
hi guys, i just got my uob one card last week , and in my statement got this

GOVERNMENT SVC TAX - RM50  

this is normal right , do i have to pay for it immediately or later ?
*
you talking about online statement or paper statement? Just make sure you pay all amount shown in the paper statement before the Due Date.

QUOTE(Human Nature @ May 16 2011, 01:12 PM)
Your no 1 winner made me chuckle  rclxms.gif
*
QUOTE(hye @ May 16 2011, 02:28 PM)
Yup ... me too. Kindof echoes my thought about there's no such as thing as the best credit card. In his case ... the best came from all his cards!
*
Thanks for reading. And with MBB Dua at No.2 spot, you guys must be thinking what other card can be better right? tongue.gif

This post has been edited by Gen-X: May 16 2011, 06:22 PM
edisonedw
post May 16 2011, 09:09 PM

Regular
******
Senior Member
1,307 posts

Joined: Feb 2011
From: Kuala Lumpur cheras


QUOTE(hye @ May 16 2011, 03:21 PM)
Your question will be answered immediately if you were to refer to this thread.
BNM New Ruling on Credit Card
*
tks for u help =)


Added on May 16, 2011, 9:09 pm
QUOTE(DeMl @ May 16 2011, 04:17 PM)
my friend was in this situation before, salary was barely enough 24k per annum and having a sav a/c with cimb, his cc application got rejected in the end, the officer will tell you that bank negara very strict nowadays, if you cant meet the req, most probably wont get approved but u may try, 80% gt rejected. If you earned more than 24k im sure you will be qualified ya.

forgot to add in some important points

if your earning lets say between 1.9k - 2k monthly, for sure you cant hit 24k per annum, but hey lets say you have worked more than 1 year, i believe every company does gives out bonus yearly or quaterly,  just nice your nw an > 24k earner , im sure its not hard to get a cc with 1.9-2k income monthly
*
tks for u help fren =) blush.gif

This post has been edited by edisonedw: May 16 2011, 09:09 PM
gerrardling
post May 16 2011, 09:32 PM

6 STARS
******
Senior Member
1,684 posts

Joined: Apr 2008


QUOTE(Gen-X @ May 16 2011, 06:22 PM)
thank you Bro. As for the ad, I have no control, but it'll be good for me if you like go check it out once a while  tongue.gif
*
u can write something there, u dont like citibank shell card and state the reason so that some readers wont simply go to sign up for that card

128 Pages « < 121 122 123 124 125 > » Top
Topic ClosedOptions
 

Change to:
| Lo-Fi Version
0.0306sec    0.49    6 queries    GZIP Disabled
Time is now: 22nd December 2025 - 06:03 PM