Yup , thank you. On CIMB card,the anniversary date is April and PBB is May. Terminate it early since I alr paid it on last year. No more this year.

Guys, how do they count the annual salary?

Total after deduction of epf/tax/socso?

Including fixed allowances like travel allowance?

This post has been edited by den: Feb 28 2011, 02:17 PM

Usually the bank will take Gross Salary x 12 as your annual

x13? 1 month bonus

I view my Maybankard 2 statement on M2U, and found that no 5% cash back, so when there going to cash back?

Bonus is not fixed income. Unless you have a documentation saying that your company provide 13th month salary (which basically translates to fixed income in the form of contractual bonus)

Please check on 1st of every month... the M2U system will be refreshed by then.
The new month quota will start from 1 Mar 2011

My SCB Business Visa Platinum arrived .... ending number with 004. Hmmmm...
Requested on : 21 Feb 2011
Approved on : 23 Feb 2011
Delivered on : 26 Feb 2011

I forgot the use the point in my CIMB card , got around 10k point and can redeem something .. now gone jor

Bro, thanks for the update. I guess Wawasan Sentosa is a money changer? Next time you check wawasan rate, if can also check MBB rate on their website and post it too.

Where income is from salary only, the amount stated in your EA form. For others having income in addition to salary, the gross amount you state in your Borang B.

This post has been edited by Gen-X: Feb 28 2011, 03:05 PM

Hi guys.
Just want some advise.
Can i apply for any local cc with basic 1k? My salary after plus allowances, deduct epf, etc around 5k.
I applied hsbc amanah today, the guy say confirm can. But im having trouble with maybank. I need a local card too. Any suggestion?

Thanks

Didn't you notice the 3-year expiry date on your CC statement ?
10,000 Bonus Points can redeem RM50 Giant voucher only.

All CIMB Shopping voucher redemption left Giant RM50

Yup but my credit card only 2 years old. Harrr .. mean I got 8k++ and I cannot do a single thing

You may 'Pay With Points', 200 pts = RM1.
Check website for details.

Faxed in application for Maybank 2 on the 21st of Feb. Got call from them after 3 hours to re-fax 1 document which was not that clear. Never heard from them since. Called the HQ today (28th of Feb) to check on the status and was told that they are just going to start the application review and I'll know of the outcome in another 5 working says time....!!!! Hmmmmmm....

Hi guys. I have a friend who is intending to get her first credit cards and she has decided Maybank is her bank of choice. She earns approximately RM 3,500 monthly.

She has been using Amex Personal (Green) Charge Card all this while and intends to get credit cards now to allow flexibility in repayment.

Question is, should she get:

1. Maybankard 2 Combo of Gold Visa & Amex

or

2. Maybank Visa Gold Card & Amex Gold Credit Card

Which is wiser you think? Points wise. She insists on having one Amex credit card and one Visa credit card and intends to maximize her points earnings.

This post has been edited by rockefeller: Feb 28 2011, 03:58 PM

Chemistry,I just redeem 1 thing in CIMB Member Rewards,since I got 8k point. I redeemed Alain Delon Image Ball Pen.

Definitely go for 1. Maybankard 2 Combo of Gold Visa & Amex

Actually I suggest making a post detailing places you get 1% (when you expect to get 5%).

1) The list will be shorter and more manageable
2) stand out - the exception and not the norm
3) less avenues for ppl to complain (they tend to it alot in the forums) -? post 5% get 1% -> complain list wrong, we bluff them etc. etc. . on other hand, if post 1% but get 5% it will be "good for them!"
4) merchants might be monitoring the thread and will quickly change their wrong MCC

This post has been edited by zenquix: Feb 28 2011, 04:31 PM

I created the list for both areas... just wait for TS to post it.