QUOTE(boonykun @ Feb 28 2011, 12:31 AM)
after 3 months working on my new job, wanted to apply a C.C to "reduce Stress" >.<
mainly because of my high spending of Fuels, where it could be up to RM350-400 per month... roads to my office could easilly find both Esso, Petronas and Shell (petronas + shell side by side + esso @ jejantas + shell near office) and (shell near office -> esso @ jejantas )
So mostly will pump both shell / esso OR petronas if required
Considered PBB Esso, but after calculation @ only RM8 Per month (400/100*2%) , After march 31 2011... and for Citi Shell, with only RM6 per month (for Silver card Holders) + Extra RM90 annual fees PA = extra charges....) What cards would be recommended to be taken if this is the case?
read through 1st page, but due to salary limitation, highly doubt could get TI and those that needs more then 24k pa salary... +_+"
would like some suggestions on what card to take (Currently still have my dad's suplimentary C.C From Citibank, normal Citi Choice CC W/o any rebates from all fuel purchases, only Reward points that aren't very useful i think >.<)
anyone do enlighten me on this matter

Click here to read my article titled Malaysia credit Card Annual Income and Credit Limit to check out what card have free annual fee.You have few options:
1. For entry level cards, go to bank website and read more on the following cards,
1.1. UOB OneCard where you can get 2% Smart$ Cash at BHP only. But then you don't get Esso 1.5% cash back.
1.2. Alliance Bank Classic Card or You:niques Card where they do give cash back for petrol but since you only spend RM400-500, the cash back tier is low. Go read more on it.
2. If you read the link above, I mentioned that you still can get OCBC Titanium and HLB Essential if you really really want it. Go pledge FD with them and you'll get the card with Credit Limit same as your FD pledged.
3. Get Public Bank Debit Cards, take a look at their Esso Debit card and see if it will benefit you as the cash back is also based on tiers.
And if you do pump at shell, go get Bonus Link Card.
Last but not least, you can try apply OCBC Titanium and Maybankard 2 Cards eventho your income have yet to reach the Income Requirement. No harm trying if you really want the cards.
This post has been edited by Gen-X: Feb 28 2011, 12:53 AM