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 Credit Card v15, Ask general questions here, Please read the 1st post before posting

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post Feb 26 2011, 12:47 PM

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Just check M2U, found my 1xxx points reduced to 6xx only.............

unknown reason (not because the extra 1X cos i calculate the total 6xx points ont even achieve 5X)
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post Feb 26 2011, 02:41 PM

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QUOTE(ronnie @ Feb 26 2011, 02:36 PM)
I found out how my TP is reduced...

MBB removed the 6x TP from the weekend transactions, and replace with 1x TP,
Other normal 5x TP transacation remains.
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hmm.gif My weekend transaction still have more than 1X TP
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post Feb 28 2011, 02:51 PM

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I view my Maybankard 2 statement on M2U, and found that no 5% cash back, so when there going to cash back?
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post Mar 1 2011, 09:21 AM

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QUOTE(ronnie @ Mar 1 2011, 09:01 AM)
Just checked my 5% Weekend Rebate (Maybankard2 AMEX) not in on 28-Feb-2011.....  hmm.gif  rclxub.gif  shocking.gif
Can anyone else confirm ?
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sweat.gif Me too...............when they going to give the 5% cash back?
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post Mar 1 2011, 08:06 PM

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QUOTE(gerrardling @ Mar 1 2011, 06:29 PM)
for those cimb or DA cc holders, when u apply to increase ur current CL, do u submit any supporting document or not ?
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smile.gif I m DA user before, and request to upgrade to platinum..............they request me to submit doc........
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post Mar 3 2011, 12:58 PM

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QUOTE(zcatz @ Mar 3 2011, 11:14 AM)
another good service by MBB.

i did cancel my CC last year in August, before anniversary to avoid the GST. before cancel, claim all point.

in Jan, i want to do BT as MBB give 0% for 12mth. then, i call CS & they said just apply for reinstatement & my acc will go live again. new card will be sent as i cut the previous card. rm50 will be charge for reinstate. ask about GST, CS said will be charge on the 1st bill.

now, c my statement in m2u. no reinstate charge & no GST. BT successfully done. hoho.. lucky me. hope next month also no charges for both.

another loop hole to avoid GST?!
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biggrin.gif Who tell you the GST must charge on first month.............?

Myfirst MBB's statement also exclude the GST, but i believe it will apply in future month
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post Mar 3 2011, 01:15 PM

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QUOTE(MNet @ Mar 3 2011, 01:06 PM)
apply cc need see kwsp?
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tongue.gif During my first time application, I attach the KWSP statement
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post Mar 6 2011, 10:22 AM

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QUOTE(Gen-X @ Mar 6 2011, 08:53 AM)
Thank you Human Nature. My Credit Cards blog full of grammar mistakes and typos but I think people into CC don't really cares unlike my other blog called Ringgit Wise Fool where I take the trouble to proof read it. 

Answering your questions:
- the 5% cash back on any transaction is only for weekend capped at RM50. true? Yes for the Maybankard 2 Amex only. No cash back for Visa/MC..

- do i get Treatpoints on weekends too? or only during weekdays? You get Treat Points Everyday for the Maybankard 2. Amex 5X Visa/MC 1X. The question yet to be confirmed is - do we get 1X point with our Visa/MC for petrol? AMEX confirm YES

- the Treatpoints cant be redeemed for cash, but can be redeemed for vouchers. true? True, unless you at 1U, you can use the Treats Points to convert to Rcubed to pay merchants like cash.

- is AMEX accepted by Petronas? Easier just to answer NO. But it has been reported by others that few Petronas accept AMEX inside the counter.

- Maybankard 2 MasterCards will be available from April 2011 onwards. Meaning can only get the AMEX+Visa pairing now, while for AMEX+Mstercard pairing, after april? Yes

Please bear with me, assuming i can use cimbclicks to settle my credit card statement of other banks, is there any service charge? Or to avoid the above quoted problem, is it advisable to open a Maybank account? This question Miles or Chemistry please reply.

To read more on the Maybankard 2 Cards, click below link to read my article on it. In it you will find link to Rcubed, merchants' card  to compliment your CC and voucher redemption. Have you thought of changing to ESSO where you get extra 1.5% cash back and with Maybankard 2 Amex it is like getting 2.5% (voucher) + 5% cash back + 1.5% (Esso petrol) = total 9% return with the MBB Dua AMEX.

http://creditcardsmalaysia.blogspot.com/20...an-express.html
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smile.gif Maybankard 2 VIsa will get 1X TP for petrol.............
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post Mar 6 2011, 02:47 PM

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QUOTE(Gen-X @ Mar 6 2011, 11:48 AM)
That's good. Is it in your monthly statement?

Anyway, I have few things to report

1. MBB only issue one single statement for my credit cards. Got my latest statement last week and found out I got charged for Late Payment (RM5) and Interest (RM0.01) because I paid to my MC account number instead of my Petronas acct  doh.gif Called MBB CS last week and today checked online, the payment was transferred to the Petronas account and waiver for late penalty and interest were all done on the same day last week. I must say I am very happy with MBB  thumbup.gif

Wonder if above will tarnish my CCRIS  sweat.gif

2. Two month ago asked HLB CS to deduct my points to offset GST for my HLB Plat card. When I got my last statement, got a shocked that the CS (a guy) only deducted half the points and offset RM25 and I got charged interest mad.gif So called HLB CS (a lady) again last week and told them the problem and she said will do the necessary adjustment. Checked online today, HLB deducted my points to offset the other RM25 but interest still shown! So call HLB again to get it rectified. I am not surprised as from my previous experience, it will take me few phone calls to HLB to get matters in order.

3. I also just got my EON Bank Visa Signature statement and very happy to note that they gave me RM50 cash back for new card  rclxm9.gif So for this year, I having the Visa Signature for FREE since annual fees is waived for the first year.

** Edited**

4. I almost forgot - since I was on the line with HLB CS, I asked about the Fortune card cash back. The CS confirmed that Petrol do get 1% cash back. And when you are issued a Fortune card, a new savings account will be opened with it (cannot deposit into existing account and I suppose this is because the interest earned is different) where the cash back will be deposited and you can go to counter and withdraw cash from the account.

Click here to read my article on Banks Customer Service Contact Numbers.
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I already received the statement............single statement for Visa and Amex
but Visa and Amex's transactions are separated, so we can know which transaction is belong to which cc

the TP calculate by 1X total Statement's amount (Amex + Visa) + 4X Amex's transaction amount

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