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 Credit Card v15, Ask general questions here, Please read the 1st post before posting

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cannavaro
post Feb 26 2011, 08:24 PM

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QUOTE(gerrardling @ Feb 26 2011, 08:20 PM)
is it possible to request for CL increase for CIMB cc by phone call only without submitting any supporting document ?
*
Possible, if you've been a good spender and paymaster for a certain period.
SUSkl87
post Feb 26 2011, 09:56 PM

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wao, read a lot of negative comments on the maybank 2 card TP. hope mine will be fine~

today went to apply the so hot maybank 2 card at the johor bahru city square branch , no free gifts from the gal serving me -,-''

said my salary is not enough for Plat, coz require 80+k annual income (exact amount forgot ald).

hell, 80+k sure cannot achieve, ask for gold,

1st timer , doc giv:
IC, salary slip, appointment letter, bank statement, oso want my graduation cert ... really dun knw why she want it -,-'

tell me to wait for the result , 1 to 2 weeks ~

This post has been edited by kl87: Feb 26 2011, 10:45 PM
hye
post Feb 26 2011, 10:21 PM

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QUOTE(cannavaro @ Feb 26 2011, 08:24 PM)
Possible, if you've been a good spender and paymaster for a certain period.
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Have you experienced this yourself?
romariotan82
post Feb 26 2011, 10:22 PM

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Can we set secure online password for online purchase for CITIBANK Credit Card?
hye
post Feb 26 2011, 10:26 PM

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QUOTE(romariotan82 @ Feb 26 2011, 10:22 PM)
Can we set secure online password for online purchase for CITIBANK Credit Card?
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No. Citibank cc does not support it.
Please do not have the illusion the system is secure. Unless every single merchant adopt it then only it will be considered secure. There's still a lot of online merchant does not adopt the Securecode system.
bryan_x00
post Feb 26 2011, 10:52 PM

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QUOTE(MGM @ Feb 26 2011, 01:44 PM)
Spent rm988.50 Given 4942 TP. Correct.
Called Amex CS and was told that the RM1million rebate(for the 15% rebate campaine) was fully claimed on 21/2/11(Sun). Will wait and see if this is correct. Forgot to ask when this rebate will appear in the statement.
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I believe 21/2/11 is Monday not Sunday tongue.gif
den
post Feb 26 2011, 11:31 PM

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QUOTE(kl87 @ Feb 26 2011, 09:56 PM)
wao, read a lot of negative comments on the maybank 2 card TP. hope mine will be fine~

today went to apply the so hot maybank 2 card at the johor bahru city square branch , no free gifts from the gal serving me  -,-''

said my salary is not enough for Plat, coz require 80+k annual income (exact amount forgot ald).

hell, 80+k sure cannot achieve, ask for gold,

1st timer , doc giv:
IC, salary slip, appointment letter, bank statement, oso want my graduation cert ... really dun knw why she want it -,-'

tell me to wait for the result , 1 to 2 weeks ~
*
need to give so many things?
i only passed to them slip and IC photocopy. she said ok.
beyond86
post Feb 26 2011, 11:32 PM

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terminated hong leong essential card last month. nvr use the card.... but also need to pay rm50 for GST
SUSFall guy
post Feb 26 2011, 11:42 PM

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QUOTE(gerrardling @ Feb 26 2011, 07:20 AM)
is it possible to request for CL increase for CIMB cc by phone call only without submitting any supporting document ?
*
There are 2 types of CL increase. One is temp and one is permanent. The temp one (maybe around 3 months) is easy. No need documents. For the permanent one, it may need document depending on how timely you pay your CC debts. Personally, I got a permenant increase without supporting documents. I paid all debts on time for the past 2-3 years.

This post has been edited by Fall guy: Feb 26 2011, 11:42 PM
Gen-X
post Feb 26 2011, 11:54 PM

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QUOTE(kl87 @ Feb 26 2011, 09:56 PM)
wao, read a lot of negative comments on the maybank 2 card TP. hope mine will be fine~

today went to apply the so hot maybank 2 card at the johor bahru city square branch , no free gifts from the gal serving me  -,-''

said my salary is not enough for Plat, coz require 80+k annual income (exact amount forgot ald).

hell, 80+k sure cannot achieve, ask for gold,

1st timer , doc giv:
IC, salary slip, appointment letter, bank statement, oso want my graduation cert ... really dun knw why she want it -,-'

tell me to wait for the result , 1 to 2 weeks ~
*
For Maybank Platinum Card, the annual income requirement is RM120K. For Maybankard 2 Cards, the annual income is RM60K and it should be stated in the application form. The sales girl must be blur lah. And why does MBB want your cert?

Click here to read my post on Malaysia Credit Card Annual Income Requirement and Credit Limit. I have a table showing income requirements for different banks non co-brand credit cards.


Coming back to my earlier post where I mentioned that MBB CS Platinum Toll Free line now got menu for MBB 2 and MBB Plat. The annual income requirement for Maybank Platinum Visa and MasterCard is twice the income requirement for MBB Petronas Plat and Maybankard2 Cards. There is a difference between Maybank Platinum Cards which is with it you can gain access to Maybank Private Banking Centres unlike the Maybankard 2 Cards Platinum Cards. And also with the Maybank Platinum Visa and MasterCard you get 2X for overseas transactions unlike Maybankard 2 Visa and MAsterCard.

This post has been edited by Gen-X: Feb 26 2011, 11:55 PM
cannavaro
post Feb 27 2011, 01:41 AM

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QUOTE(hye @ Feb 26 2011, 10:21 PM)
Have you experienced this yourself?
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yes, but in my case it's a minor increase, I specifically asked for +1000. (cimb)
Lovelypiggy
post Feb 27 2011, 10:32 AM

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i would like to apply cimb cards, did any1 know friend who help ppl apply cards. pls help
chemistry
post Feb 27 2011, 11:30 AM

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QUOTE(Lovelypiggy @ Feb 27 2011, 10:32 AM)
i would like to apply cimb cards, did any1 know friend who help ppl apply cards. pls help
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DIY lar...
Do you have scanner ?
ed1torz
post Feb 27 2011, 11:59 AM

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CIMB Visa Infinity - CL easily get 150k or more and without annual fees

Comes with many benefits..worth the own
SUSMNet
post Feb 27 2011, 03:13 PM

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y u need so high CL when in reality u hardly use half of the CL?
ronnie
post Feb 27 2011, 03:33 PM

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QUOTE(Lovelypiggy @ Feb 27 2011, 10:32 AM)
i would like to apply cimb cards, did any1 know friend who help ppl apply cards. pls help
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Walk into any CIMB Card center at Pavillion or Sunway Pyramid...
beyond86
post Feb 27 2011, 04:22 PM

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QUOTE(ronnie @ Feb 27 2011, 04:33 PM)
Walk into any CIMB Card center at Pavillion or Sunway Pyramid...
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ya. top floor....

nearby burger king
MilesAndMore
post Feb 27 2011, 04:48 PM

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QUOTE(beyond86 @ Feb 27 2011, 04:22 PM)
ya. top floor....

nearby burger king
The Pavillion one is at the back, near EON Bank.

This post has been edited by MilesAndMore: Feb 27 2011, 04:49 PM
ben83
post Feb 27 2011, 06:49 PM

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QUOTE(ed1torz @ Feb 27 2011, 11:59 AM)
CIMB Visa Infinity - CL easily get 150k or more and without annual fees

Comes with many benefits..worth the own
*
Although the CIMB VI & WMC come with high CL but they are not exactly very easy to get approved. I had heard from various people apply with RM 30k CL cc from other banks but failed to get it, except HSBC Platinum where CIMB give special preference.
eric84cool
post Feb 27 2011, 07:00 PM

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any forumer have AMEX Centurion Card?

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