Just send my 1st SMS for SCB iPad Giveaway... received a FREE (RM0.00) response on my SMS submission (after 7mins).
Confirmed Gift: Philips Digital Photo Frame 7"
Soon-to-get Gift: Apple iPad 64GB Wi-Fi + 3G

15sen for Hotlink prepaid. Duno about other networks. I've sent out tens of sms already..

well, mbb only allocate 1million each month for 15% cashback. so if u wanna grab the cashback, better spend on the beginning of month.

It's actually AMEX.

If you're referring to the time-limited 15% cash back from AMEX, here's the site you can get the details:

http://www.americanexpress.com.my/amx_info...-OffersServices

I din feel comfortable to provide both side of cc, haha...

True if you just scan your IC straight off. Good to be kiasu as far as IC is concern, don't want later find out somebody took a loan with your IC.

Nowadays with 3 in 1 printer that print, scan and copy, first make copy of you IC in black and white. You have the option to set the quality of the print. Then crossed the IC with words like Maybank CC Application Only. Same thing with your CC but this time also blank out the CCV. Then only scan and sent the doc via email.

SCB Platinum card-"Free unlimited asscess to KLIA Premium Plaza Lounge". Could anybody elaborate more on this term? Is it mean that the refreshment (food & drink) is provide   free of charge for unlimited usage for any one day?  

Apply MBB 2 Card on Tuesday, today check on M2U, cards number already appear on it.

Travel insurance coverage, golf privilege and retail protection.

Thanks winner.

Call MBB cs on MBB 2 Cards and this was what they said:

GST for the 2 supplementary cards is Rm25x2.

Cards can not be used for free access to Premium Lounge at KLIA or LCCT.

Cash rebate from retail transactions exclude those done online.

It may be easier to apply thru the phone if you are a current MBB card holder. But for 1st time card application, better fill in the form and fax over to avoid errors which may haunt you later on. By filling up the form yourself, the possibility of an error is less. If you read the AMEX thread, I did mentioned that luckily I followed up with my application which was done over the phone where a problem did materialize.

Nowadays it is standard for the industry that when applying for a credit card, one no longer needs to give any documenttion to proof income if you have another credit card that is more than a year old.

For my case, as a current MBB card holder, I apply over the phone without needing to fax over any documentation. i.e. no need IC and cards too.

all banks will check your CCRIS report and or other reports and will make their own conclusion.  I blur on your statement, you have annual income RM51200+RM4300 > RM30000 for MBB 2  Gold, so why cannot qualify?

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Added on January 25, 2011, 5:46 pm

What you can do now is accept the fact that you do not fulfill MBB2 Plat card's requirement. The only way is Give Up the Plat and go for Gold.

If you have a UOB Preferred Plat with the words Privilege Banking embosed on the card then maybe something to shout about. Else Preferred Plat is just normal plat.

The point I am stating once again is what's important is your credit history. I don't see any problems you getting a plat MBB 2 as long as your credit history is good or your CL for the Preferred Plat (which you keep stressing) is less than RM10K (**Edited** or less than RM20K).

follow this:

1. usually if apply new card with current >1 year card, new card will follow the type of the current card.

example u applying using plat card, possibility u will also get plat card~

2. CL had nothing to do with a chance to get a new card.

@MGM
People in here help willingly and I can't believe the tone that you are using.
If you think your CL is sufficient then go ahead and try. While the folks here can give you an indication of what the answer is the final say is the banks. If you are not happy with the answer then next time don't bother asking the folks in here for help. Check the answer yourself via the banks websites and waste your time calling the bank's CS. This is better than wasting precious time of the good folks in here.

If you think owning UOB Privilege Platinum is a big deal then ..... you really need to take a reality check.

You were being sarcastic earlier but I just ignore it  But now you have did it again.

It has nothing to do with being junior or senior, its about Rules and Regulations. Please do read it and don't post in CAPITALS.

Anyway, good luck to you.