yah, noticed that vanderbilt and rockefeller postings are similar (always mentioning enrich points) and both also rich. rockefeller has MBB WMC and vanderbilt dad has RM300K CL for CIMB Enrich card. But the funny thing is vanderbilt started a thread asking where can "cash" out from merchant in KL or something like that How come vanderbilt no ATM card?

so rockefeller care to explain?

opjust: your statement that you want to settle all and forget about credit card is good. As for your friend, he is not the one being imposed interest nor is he the one paying the bills. The only reason that can justify you paying off the debt later is that you now at this moment can use the money to invest and earn more than the CC interest charges but I doubt that (unless you can do BT as David mentioned and get 0% installement, but you need to have anther card on hand and it takes time to get a new one approved, if you posted before you purchase the stuffs, many here can give you ways to prolong your payment with 0% interest).

Go read the thread on how long it takes to pay up your debt if you only pay the minimum. It takes years, Don't start owing people money, moreover you just married and your lifestyle will change tremendously once you have children.

Just pay off the debt since you got the money and start saving all over again.

Second that.
Settle cc debt in full is top concern now. Somemore he said he has the money to cover.

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Added on December 12, 2010, 10:41 amnever listen to card sales.
any promo pls refer to bank's website.

This post has been edited by chemistry: Dec 12 2010, 10:41 AM

Yes, SCB Business VISA Platinum is one of the best Platinum cards in the market. This card offers many other benefits. I have already highlighted these in one of my previous postings.



I have swiped my CCs for transactions less than RM10 at Parkson, Jusco, Sogo, Isetan and Coffee Bean. I won't use cash so long as the merchants accept payment via CCs regardless of whatever amount. However, most of the smaller merchants only accept CCs for a specific amount spent.



We have discussed this many times here. Many forummers here did not get 5% cash back for purchases at Jusco. SESB falls under utility bill category, thus giving you 5% cash back.

This post has been edited by winner: Dec 12 2010, 10:51 AM

The funniest thing is that vanderbilt answered rockefeller's postings and vice versa.

In a way it is good right ? You can remain low-key yet continue to enjoy the Platinum privileges and 5x Points at certain department stores/supermarkets year round


This is how it should be. Anyway, Cold Storage only accepts credit card if the amount is at least RM10. Guardian sets the minimum purchase limit using credit card to RM20 and if my memory serves me correctly, Giant in Sabah requires RM20 too.

In East Malaysia here such as Miri, Sibu, Kuching, i can say 70% of the merchant only accept CC if your goods is more than RM50.

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Added on December 12, 2010, 11:03 am

This post has been edited by persistence85: Dec 12 2010, 11:04 AM

Agreed.
SCB Business Plat will be my secondary cc next to Ocbc Ti. FYI, all Econsave outlets accept cc for bill amount above RM80. In my hometown I see many hawkers sapu groceries as if no need money (LOL), and they pay CASH! (walao, wat a waste they don't use cc!)

Same goes to Queensbay Mall Jusco supermarket. Only entitle 1% cash rebate.

This post has been edited by roy918: Dec 12 2010, 11:32 AM

Agreed

Oic.. thanks for the info..so everytime b4 i pay, i ask accept cc or not first la..can earn points ma..before this i thought >RM 50 only can use cc. I did ask Mc Donald b4, but they say cash only..haha... and i found out that 1point= approx RM 0.005 for DA...

Mcdonald is the only fast food accept cash transaction only, it is troublesome for them to accept credit card

I'll use my Amex Gold CC for spendings at Jusco, at least can get 2.5% compared to OCBC Ti's 1%

How about Burger King? They accept card?

i have no association whatsoever with "vanderbilt" thank you very much. only previous trade deals

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Added on December 12, 2010, 1:24 pmthis is the problem i'd assume? my bad. i meant to say i know.. but he's speaking about other card spending and payment pattern here.. just to clarify

This post has been edited by rockefeller: Dec 12 2010, 01:25 PM

You will get 2x points, equivalent to 1% cash back, if you use Amex Gold cc at Jusco.

i was beginning to echo their sentinments too in the beginning but now that you've corrected the sentence i get it. thanks for clearing the air. Hehehehehehe

I thought Amex Gold CC gives 5x points for spending at Jusco? Correct me if I'm wrong...

this one's good one. why would i ask question and have it answered myself? mind boggling!

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Added on December 12, 2010, 1:32 pm
yes thank you very much

This post has been edited by rockefeller: Dec 12 2010, 01:32 PM

i tot it's not applicable to existing card holders

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Added on December 12, 2010, 2:06 pm5x for groceries only, jusco departmental store only 2x, not sure bout jusco supermarket though

This post has been edited by alexwsk: Dec 12 2010, 02:06 PM

The one in KLCC does, if my memory serves me correctly.