Free for life :
- HSBC Premier MasterCard
- HSBC Amanah Premier MasterCard
- HSBC Advance VISA
- HSBC Amanah Advance VISA

Minimum 12 swipes per year and annual fee will be waived automatically :
- HSBC Classic VISA/MasterCard
- HSBC Gold VISA/MasterCard
- HSBC VISA Platinum
- HSBC Amanah Gold VISA
- HSBC Amanah VISA Platinum

Ok thanks bro. Btw, what's the diff between Gold Visa/Master and Amanah Gold Visa

Thanks Miles..maybe you can update at the front page.Sorry if i fail to notice it. Btw, do you know any waiver for GST for HSBC?
So far i know for Eon, they give 1% cash back up to RM 50

Just to note ... you can't really "apply" HSBC Premier MC just because you want to. You need to "earn" it.

Amanah as the name implies is based on Islamic principles. So you can't use it for clubbing and non-halal transactions.

Anyway, please note that HSBC overseas transaction is high, read the last few pages of the previous thread.

This post has been edited by Gen-X: Dec 11 2010, 10:54 PM

No. They are not giving any waiver no matter how hard we beg them. Anyway, they do give out free cash for new card approved by xx/xx/xx. You can find out more about this promotion in their website.

Anyone knows how does Citibank credit card fare in terms of exchange rate for overseas transaction ? I have charged AU$188.64 to my Citibank VISA which i received just this evening from Poslaju. Hopefully someone can post your transaction made in AU$ (if any) so we can compare the rates.

Thanks for your info.
Btw, i heard few of my friends saying that it is "worthy" to buy with credit card rather than buying with cash overseas.. any idea?


Thanks Miles..understood...

If you have HSBC or Citibank credit card that gives you lots of discount in certain countries such as Singapore and Hong Kong or if you have a Maybank credit card that gives a very favorable exchange rate, then yes. Definitely. Otherwise, cash probably will help you to minimize the loss in exchange rate better.

This post has been edited by MilesAndMore: Dec 11 2010, 11:05 PM

This is so true when my Ikhwan AMEX got rejected when I wanted to pay for dinner at non-halal Japanese restaurant.

it depends on the exchange rate of the currency at the time of purchase. For example, if you exchange US at money changer a week before you went overseas and while you were there, US currency weaken and then by using the card you will most probably pay less. However if the rate was constant, using card you will end up paying more as there is an admin charge. Do note that some cards do give more points for overseas transactions e.g. RHB Travel & most Plat cards.

Dont' know about HK, but was in SG 2 weeks ago and didn't notice any HSBC promotion but Citibank many shop giving extra 10% discount on top of sale price.

Yeah, most promotions are from Citibank in Singapore which is why i mentioned Hong Kong as well. Because Hong Kong is HSBC's turf

hi guys, i was at motor show earlier and there are alot of cc promoting booth in pwtc, the promoter says that next year the rm50 gst will be canceled?

i look around and cant find any news on this, am i being conned?

Budget 2011 has already announced in the Parliament. No such nonsense!

the promoter just doing their sales ~

When you convert, you still need to pay the RM50 GST also, right ?

there is no way bank will waived gst for new card.
each time new card had been approved, it will be charged with the gst, no matter if not swipe yet.
but several bank offer cash back, so u can use it to cover ur gst.

they can promise but no black and white statement from the mouth of Ministry of Finance , just take it with a pinch of salt when listening to promoter. BTW, should ask for free gift when applying with them.

make sure the free gift is worth more than rm50!

Is it true that HSBC cc got many privileges? Most of the shops asked me whether I have HSBC cc or not, so that I can get further discount for the item that I purchased..
Currently I only have Maybank Sony cc.
Hong Leong classic and CIMB Gold DirectAccess are still on the delivery to my house

since the place u usually go ask for hsbc, then go apply hsbc ~

like me also, 1st 2 times go to baskin robbins paid via DA. the 3rd time paid via HSBC, and suprised - got 10% discount!
later always use HSBC to pay baskin robbins

more info here - http://www.homeandaway.hsbc.com