Credit Card v13
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 Dec 12 2010, 11:58 PM
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Junior Member
800 posts Joined: Mar 2009  
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How about us contributing a list of merchants giving 5% and those are supposed to BUT didn't so that OCBC Titanium cardholder can make a reference here? Just a suggestion, peace ! TS, can you advise?
To start the ball rolling : 5% rebates 1) CARREFOUR-SRI PETALING 2) BHPETROL JALAN KUCHAI 3) COLD STORAGE-MONT KIAR 4) RED BOX IOI MALL This post has been edited by sweetpea123: Dec 13 2010, 12:03 AM |
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Dec 13 2010, 12:09 AM
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Senior Member
3,065 posts Joined: Mar 2009 From: N.Sembilan 
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QUOTE(chemistry @ Dec 7 2010, 03:04 PM) The only strength of DA MC is that its rebate capping is based on 'per brand per card'. That means a DA MC cardmember can earn RM50 for fuel, RM50 for KFC, RM50 for Guardian, RM50 for Tesco, RM50 for Giant, etc... I must take back my words. Sorry guys. Please read the following email correspondence. Dear ______, Thank you for your explanation. However, for better illustration, please allow me to assume a scenario. Let say I spent RM500 at KFC, RM1000 at Guardian and Tesco during a weekend, does it mean I can earn RM50 for purchase at KFC , RM 50 for purchase at Guardian and Tesco, thus making up a total of RM50+RM50+RM50 = RM150 ? This question is very important to me. Really appreciate your feedback then. Thank you. Regards, ------------------------------------------------------------------------------------------------- Dear Sir/Madam, Thank you for your email. Please be informed from the scenario given RM 50 (maximum rebate) will be credited to your credit card statement. Thank you for banking with us and have a pleasant day! Regards, |
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Dec 13 2010, 12:09 AM
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Senior Member
2,323 posts Joined: Nov 2004 From: Smallville
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QUOTE(sweetpea123 @ Dec 12 2010, 11:58 PM) How about us contributing a list of merchants giving 5% and those are supposed to BUT didn't so that OCBC Titanium cardholder can make a reference here? Just a suggestion, peace ! TS, can you advise? this, better u set up new threade especially for ocbc titanium.To start the ball rolling : 5% rebates 1) CARREFOUR-SRI PETALING 2) BHPETROL JALAN KUCHAI 3) COLD STORAGE-MONT KIAR 4) RED BOX IOI MALL and no need to put petrol station coz confirm it will get 5%. |
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Dec 13 2010, 06:50 AM
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Senior Member
721 posts Joined: Sep 2009
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QUOTE(Gen-X @ Dec 12 2010, 10:24 AM) yah, noticed that vanderbilt and rockefeller postings are similar (always mentioning enrich points) and both also rich. rockefeller has MBB WMC and vanderbilt dad has RM300K CL for CIMB Enrich card. But the funny thing is vanderbilt started a thread asking where can "cash" out from merchant in KL or something like that tq sir... i'll settle n forget about this cc. huh!n start to save again How come vanderbilt no ATM card? so rockefeller care to explain? opjust: your statement that you want to settle all and forget about credit card is good. As for your friend, he is not the one being imposed interest nor is he the one paying the bills. The only reason that can justify you paying off the debt later is that you now at this moment can use the money to invest and earn more than the CC interest charges but I doubt that (unless you can do BT as David mentioned and get 0% installement, but you need to have anther card on hand and it takes time to get a new one approved, if you posted before you purchase the stuffs, many here can give you ways to prolong your payment with 0% interest). Go read the thread on how long it takes to pay up your debt if you only pay the minimum. It takes years, Don't start owing people money, moreover you just married and your lifestyle will change tremendously once you have children. Just pay off the debt since you got the money and start saving all over again. |
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Dec 13 2010, 09:21 AM
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All Stars
21,308 posts Joined: Jan 2003 From: Kuala Lumpur 
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Just called up SCB and they mentioned that we can upgrade from normal Visa Platinum to Business Visa Platinum by faxing in a letter and no RM50 GST will be charged.
Dunno how true it the above statement made by the SCB CS Exec. |
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Dec 13 2010, 10:05 AM
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Junior Member
343 posts Joined: Oct 2010
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Hi, public bank or AMbank credit card is better?
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Dec 13 2010, 10:30 AM
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Junior Member
112 posts Joined: Feb 2009 From: KL
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QUOTE(persistence85 @ Dec 13 2010, 10:05 AM) Hi, public bank or AMbank credit card is better? ambank sux... i apply my card den after 3 week i call to know status... they say haven't recieve my apps.. den i call to bank... they say left at drawer.... den say me nvr sign behind... but they no inform me to sign it... let me stupid stupid wait so long... bad services... |
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Dec 13 2010, 10:33 AM
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Junior Member
343 posts Joined: Oct 2010
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QUOTE(leozai @ Dec 13 2010, 10:30 AM) ambank sux... i apply my card den after 3 week i call to know status... they say haven't recieve my apps.. den i call to bank... they say left at drawer.... den say me nvr sign behind... but they no inform me to sign it... let me stupid stupid wait so long... bad services... maybe apply to certain branches only? Er, over all, i was asking public bank or AMbank credit card is better?  |
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Dec 13 2010, 10:36 AM
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Junior Member
112 posts Joined: Feb 2009 From: KL
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QUOTE(persistence85 @ Dec 13 2010, 10:33 AM) maybe apply to certain branches only? lol.. public bank CC seem not dat famous... coz nvr aw many holding it... btw... AMbank Allow 36month EPP... this da attract point i think.Er, over all, i was asking public bank or AMbank credit card is better? Added on December 13, 2010, 10:37 ambtw... did u guys experience applying SC , HL , Eon n UOB CC??? which 1 process faster??? about how long? This post has been edited by leozai: Dec 13 2010, 10:37 AM |
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Dec 13 2010, 10:47 AM
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Senior Member
3,065 posts Joined: Mar 2009 From: N.Sembilan
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QUOTE(leozai @ Dec 13 2010, 10:36 AM) lol.. public bank CC seem not dat famous... coz nvr aw many holding it... btw... AMbank Allow 36month EPP... this da attract point i think. i must say SCB is very efficient. Got their Business Plat within 5 days from sending out the application form.Added on December 13, 2010, 10:37 ambtw... did u guys experience applying SC , HL , Eon n UOB CC??? which 1 process faster??? about how long? |
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Dec 13 2010, 10:50 AM
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Junior Member
343 posts Joined: Oct 2010
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QUOTE(leozai @ Dec 13 2010, 10:36 AM) lol.. public bank CC seem not dat famous... coz nvr aw many holding it... btw... AMbank Allow 36month EPP... this da attract point i think. I don't need EPP Added on December 13, 2010, 10:37 ambtw... did u guys experience applying SC , HL , Eon n UOB CC??? which 1 process faster??? about how long?  i see public bank offer 15% cash back and AMbank 20% cash back..  Added on December 13, 2010, 10:51 am QUOTE(chemistry @ Dec 13 2010, 10:47 AM) i must say SCB is very efficient. Got their Business Plat within 5 days from sending out the application form. Will try SCB after my EON credit card is 1 year  This post has been edited by persistence85: Dec 13 2010, 10:51 AM |
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Dec 13 2010, 10:54 AM
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Senior Member
1,601 posts Joined: Oct 2005 From: WMKP
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sorry for my ignorance, we cant do BL transfer to our unbilled transaction right?
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Dec 13 2010, 11:01 AM
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Junior Member
800 posts Joined: Mar 2009
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QUOTE(erry- @ Dec 13 2010, 12:09 AM) this, better u set up new threade especially for ocbc titanium. Good idea, thanks. and no need to put petrol station coz confirm it will get 5%. http://forum.lowyat.net/index.php?showtopic=1674878 |
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Dec 13 2010, 11:04 AM
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Junior Member
112 posts Joined: Feb 2009 From: KL
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QUOTE(chemistry @ Dec 13 2010, 10:47 AM) i must say SCB is very efficient. Got their Business Plat within 5 days from sending out the application form. lol... u apply by document or 1yrs old CC??? XD i'm applying for SCB CC also... coz saw kinda many discount & promo for SCB card...XD... applied last wed... hope to get it asap... den go enjoy da jogoya rm1 for 2nd diner~~^^ |
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Dec 13 2010, 11:08 AM
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Junior Member
343 posts Joined: Oct 2010
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QUOTE(leozai @ Dec 13 2010, 11:04 AM) lol... u apply by document or 1yrs old CC??? XD i'm applying for SCB CC also... coz saw kinda many discount & promo for SCB card...XD... applied last wed... hope to get it asap... den go enjoy da jogoya rm1 for 2nd diner~~^^ lol  |
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Dec 13 2010, 11:10 AM
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Moderator
9,301 posts Joined: Mar 2008
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QUOTE(sweetpea123 @ Dec 13 2010, 11:01 AM) The link appears to be deleted or broken  |
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Dec 13 2010, 11:12 AM
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Junior Member
800 posts Joined: Mar 2009
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QUOTE(MilesAndMore @ Dec 13 2010, 11:10 AM) The link appears to be deleted or broken Yup, don't know why. How do I start a topic ? Just click new topic right? Perhaps someone can help? |
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Dec 13 2010, 11:42 AM
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Senior Member
3,065 posts Joined: Mar 2009 From: N.Sembilan
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QUOTE(leozai @ Dec 13 2010, 11:04 AM) lol... u apply by document or 1yrs old CC??? XD i'm applying for SCB CC also... coz saw kinda many discount & promo for SCB card...XD... applied last wed... hope to get it asap... den go enjoy da jogoya rm1 for 2nd diner~~^^ I didn't attach payslip but a 3 years old DA Mastercard.@Persistence85, After 1 year will you still consider SCB even without welcome bonus?? |
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Dec 13 2010, 11:46 AM
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Junior Member
343 posts Joined: Oct 2010
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QUOTE(chemistry @ Dec 13 2010, 11:42 AM) I didn't attach payslip but a 3 years old DA Mastercard. Nope, if no welcome bonus. Will definitely go for SCB if only the promotion welcome bonus is still valid.@Persistence85, After 1 year will you still consider SCB even without welcome bonus?? Well, nobody here can tell me either public bank or ambank credit card is better? This post has been edited by persistence85: Dec 13 2010, 11:47 AM |
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Dec 13 2010, 12:03 PM
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Senior Member
3,065 posts Joined: Mar 2009 From: N.Sembilan
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QUOTE(persistence85 @ Dec 13 2010, 11:46 AM) Nope, if no welcome bonus. Will definitely go for SCB if only the promotion welcome bonus is still valid. I realized that PBB & Ambank used to launch cashback promo which is subject to a maximum aggregated amount. Cardmembers will never know if they are entitled to bonus or not, and keep using the card. Sometimes the promo is only applicable to the first XXXX eligible cardmembers, which the ranking is unknown.Well, nobody here can tell me either public bank or ambank credit card is better? |
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