The one at Masjid Jamek accept cards.
I remember eating there once with CIMB cc (which gives 10% discount + 10% rebate) during weekends...

Existing SCB customers can also enjoy the RM88 or RM188 cash back (welcome gift for new card).

Spending at Jusco supermarket will only get 2x MR points.

This post has been edited by winner: Dec 12 2010, 05:11 PM

after reading a while, i think SCB can give me a higher CL, but need ur guys to advice roughly what CL that would give to me.

currently i'm holding citibank shell classic CC, CL is 3x my salary, my annual income is abt ~35k.

just wonder which CC that has the rebate for GST and can give me higher CL than my current one.

CIMB can give a high CL but no free points or cash back to offset the service tax. You may try applying for SCB Gold cc, and get RM88 cash back. However, there is no guarantee to receive a higher CL as your current CL is already 3x your monthly salary.

time for reply ~

always check with the bank website!

bank never give discount for full settlement. if yes then i would be rich now. haha

regarding paying the debt, u got 2 options - pay all ur credit card debt, or sign up new card from other bank that offer 0% for balance transfer. but dont use the new card. just pay the exact monthly payment till finish. so u get extra cash to spend/save

as long as the shop said no minimum amount to pay via credit card, then yes!
btw i swipe that rm4.50 at kfc sungai chua kajang

same. i also swipe at jusco for less than rm10. the lowest is rm1.10 ~!

conclusion - ocbc only give 1% for jusco.

so far the best rebates for jusco is ambank, on weekend got 20% (for rm100 block), but only valid till end of this year. still got 2 saturday and 1 sunday (excluding today) to go.

yes, and got 10% rebates (on bill) if swipe using da/cimb mc on weekend

This post has been edited by erry-: Dec 12 2010, 06:30 PM

That is really bad advice from your friend. You are paying high interest every day while the cash is earning you next to nothing, a lose-lose situation. Always pay off CC debts when you have the cash.

But hey, the bank loves you...

I got CIMB Petro Gold Card, the card gives me 0.5% on retail purchase. Any point for the retail purchase as my statement don't appear any point for any purchase and just rebate of 0.5%.

I can confirm that shopping at Jusco supermarket gives 5x MR points for AMEX Gold CC. And I guess for Plat CC now too, with the new offer.

That rebate is all you get. No points for CIMB Petronas cards.
AFAIK, SCB Business Plat and Alliance Plat give reward point and cashback together.

Most point-based cards let you redeem RM50 cash voucher using 10,000 pts. That is actually equivalent to 0.5% cashback. Dont you agree?

Which outlet did you purchase your stuffs? My purchases at Jusco supermarket IOI Mall a few months ago did not give me 5x MR points.

LOL @ "the bank loves you"

I wonder why some merchant only accept credit card for goods which is more than RM50?

Most banks have increased points requirement for RM50 cash voucher to around 11,000-12,500 points. Only CIMB still maintains low points requirement. That's why I would rather redeem cash back (RM25 for 5,000 points) than the stupid vouchers for my SCB cc.

This post has been edited by winner: Dec 12 2010, 07:43 PM

Oh my God !!!


Citibank normal Platinum credit card gives 5x point at Jusco which is equivalent to about 2.40% cash back if you redeem for a RM100 voucher with 21,000 points.

Maybankard Visa Gold
A Visa card with Gold privileges and a higher credit limit for those wanting to upgrade their Classic cards

Annual fee:
RM130

Minimum annual income:
RM36,000

This maybank card annual fee is waiveable? or minimum swipe applicable?

no points. only rebates are what u get.

bcoz bank charge them for each transaction (example 2%) so they dont want to lose much. dats y also got shop that charge additional certain amount (1.8%, 2%, 3%) from total amount bcoz want to cover that charges. big company such as kfc / jusco might have a deal of that charge (maybe only 0.5%) coz their volume (total) sales per months. so if the shop u went stated min rm30 to swipe, then go add things to reach that min amount!

i'm using this card previously. maybank offered me 3 years free annual fee without any condition, within 3 years upgrade me to platinum then after 3 years offered me another free 3 years annual fee

but if they not offering annual fee waiver to u, then its NOT waivable ~

This post has been edited by erry-: Dec 12 2010, 09:33 PM

according to the tnc #3a:
3. The following persons are NOT eligible to participate in this Promotion:-

a. Existing Cardholders applying for additional principal and/or supplementary cards;
b. Existing Cardholders closing their existing SCBMB principal credit cards and re-applying for SCBMB’s principal credit cards;
c. Permanent and/or contract employees of SCBMB (including its subsidiaries and related companies) and their immediate family members (spouses, children, parents, brothers and sisters); and/or
d. Representatives and/or agents (including advertising and promotion agents) of Visa or MasterCard and their immediate family members (spouses, children, parents, brothers and sisters); and/or
e. Individuals below the age of 18 years.

Else, it's time to reapply my cancelled Business plat more than 1 yr ago

wa.. u must be a big spender for maybank

burger king do accept CC. However once at Midvalley, their terminal was down but they still gave me 10% discount with CIMB WMC.

Today was at 1U GSC, use my DA VI to get 2 free tickets as my wife has a supp from me too. If I were to go there 3 times a year then it will breakeven the GST cost.

1U is the best place for shopping as besides getting rewards point or cash back with CC, we get free gifts from 1U shopping centre and/or MBB centre and OneCard points that can be used as payment. Also at 1U MBB card members can redeem 210 treatPOINTS for RM1 cash equivalent to pay merchants with RCUBE Programme.

This post has been edited by Gen-X: Dec 12 2010, 10:13 PM

3. The following persons are NOT eligible to participate in this Promotion:-
a. Existing Cardholders applying for additional principal and/or supplementary cards;
b. Existing Cardholders closing their existing SCBMB principal credit cards and re-applying for SCBMB’s principal credit cards;
c. Permanent and/or contract employees of SCBMB (including its subsidiaries and related companies) and their immediate family members (spouses, children, parents, brothers and sisters); and/or
d. Representatives and/or agents (including advertising and promotion agents) of Visa or MasterCard and their immediate family members (spouses, children, parents, brothers and sisters); and/or
e. Individuals below the age of 18 years.

Source: http://www.standardchartered.com.my/person...h-back/tnc.html

@winner: Let me know if you get the RM188 cash back, then I will also apply the SCB Business Visa Platinum ;-)

nops. just using it for monthly payment of palace vacation club for 3 years. now after 3 years i dont know what to do since got other cards with more benefits. will terminate it 1 month before expiry month next year.