We have discussed this many times here. Many forummers here did not get 5% cash back for purchases at Jusco. SESB falls under utility bill category, thus giving you 5% cash back.

Too bad.
All my insurance policies are usually due on 1st or 2nd of July!

news update:

AMBG also joining alliance to give 12 months 0% installment WITHOUT any fee!

promo till 31/3/2011 ~ (alliance so far till 31/12/2010 only).

http://www.ambg.com.my/promotions.asp?sc=p..._creditcard_020

I learnt frm other forum that an OCBC cardmember was informed by OCBC CS that as long as cardmember settles the retail spending in full, then the BT amount will remain zero interest until the 1st day of 7th statement.

I think this kind of BT is better than those separate BT account which requires the cardmember to pay 5% minimum in order to continue enjoying 0% BT interest.

I do not see any contradiction between your statement and my statement just now.

Yes, payment will firstly be allocated to retail spending then only BT. That said, your BT remain 0% as long as you settle retail purchase amount in full. So what's the contradiction?

15. All payments made to the Cardmember's OCBC Titanium Card Account will be applied in the follow order:
(a) in or towards payment of all other fees and charges;
(b) in or towards payment of all outstanding interest and finance charges;
© in or towards payment of outstanding purchases;
(d) in or towards payment of the Approved Balance;
(e) in or towards payment of cash advance; and
(f) in or towards payment of outstanding purchases and cash advance statement during current month.

I do not see a word 'Balance transfer' from (a) to (f).

Think (f) is unbilled transcarions

Let's not argue the statement anymore. I've already consulted three CS in a day regarding the same issue. All replies from CS are the same.

Even my sister also settled retail purchase only, never heard of her complaint about interest charge. She'll never pay interest except homeloan and auto loan.

In my opinion, OCBC BT is 'slightly' better than CIMB BT. Not only because of no need pay 5%, but also without early exit fee. You may fully settle the BT at any time you like within the BT period.

very very big difference.
Titanium offers the most generous permanent cashback rate in town. It has a monthly capping of RM50.

Guys pls do not mention Amex 15% cashback as it is a limited period promotio.

Possibly but the right thing to do is to report it to the bank if you suspect anything.
Although the information looks suspicious but there's no crime has taken place yet. The bank's official reply will prove whether this is a scam or not. 

The information that you shared will be helpful for the folks here and a good reminder to those who came in here and ask whether can apply credit card using email. Don't be lazy to make that trip to the bank or to look for proper cc representatives ... your laziness and stupidity might cost you your identity theft.

Personally, I don't apply my credit card via someone who uses their yahoo mail or similar. My last application via email was with someone who uses @citibank email ID.