i know.. but i'm speaking about other card spending and payment pattern here..

i have no association whatsoever with "vanderbilt" thank you very much. only previous trade deals

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Added on December 12, 2010, 1:24 pmthis is the problem i'd assume? my bad. i meant to say i know.. but he's speaking about other card spending and payment pattern here.. just to clarify

This post has been edited by rockefeller: Dec 12 2010, 01:25 PM

this one's good one. why would i ask question and have it answered myself? mind boggling!

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Added on December 12, 2010, 1:32 pm
yes thank you very much

This post has been edited by rockefeller: Dec 12 2010, 01:32 PM

serious?

anyone using citibank visa premiermiles so far? how's the card benefits in general?

Credit Limit wise?

MilesAndMore, you've just received two credit cards from citibank right? How's the CL offered to you?

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Added on December 16, 2010, 9:30 pmTP = Treatpoints for all maybank credit cards except World Mastercard where it accumulates Treats Airmiles which is convertible to Enrich miles instead.

This post has been edited by rockefeller: Dec 16 2010, 09:30 PM

high percentage but not always. your ccris is still being checked also. nowadays maybank has included a clause which allows them to decline even pre approved applications.

pre approved applications are made based on branch's recommendation but processing unit still runs through credit review before giving their green light.

maybank branches normally offer pre approved credit cards and charge cards (except maybank world mastercard and american express platinum charge card both are exclusively pre approved only to maybank PWM customers) based on a few factors which may include:
1) substantial FD
2) salary banked in through that maybank branch even though by cheque bank in and not via auto credit
3) hire purchase / housing loan / OD facility

This post has been edited by rockefeller: Dec 19 2010, 10:34 PM

Those who travel abroad often, I highly recommend Maybank credit cards. There are times when the conversion rate is even cheaper compared to money changer! Maybank credit cards saved me a lot of money during my travels so far.

Hi. I would like to ask if you guys have heard of this ruling where a Principal cardmember can not be the Suplemantary cardmember of the same bank?

Situation:
A (Husband) holds a principal Visa card from Bank XXX. He provided his wife, B, with a supplementary card Visa card from Bank XXX.

A few years later, the wife (B) has steady income of her own and applied for the same card type, Visa card from Bank XXX as her own principal card. She then gives her husband (A) a supplentary Visa card from the same bank.

The bank wrote to both husband and wives to cancel each other's supplementary as they have their own principal card. Is this really the case? It doesn't make sense to me.

Persistence85, i think you have some explaining to do.

Since when Diners Club has been issuing credit card in Malaysia? I thought only Charge Card. Just realized!

I fully agree. Many are motivated by freebies and service tax waiver unfortunately.

The best way to use any credit card is to treat it like charge card. That is, to pay in full every month. This way, you will be in control of your finances and they have no way to slaughter you with the ridiculous interests.

I have a friend who is currently holding Maybank Visa Platinum and Amex Platinum Credit Card. He asked me to recommend him a Platinum Mastercard whose Annual Fees can be waived (by minimum spending / swipes or without conditions).

What's your take on this guys?

What's the main difference between DA and generic CIMB? sorry for sounding stupid but i really can't distinguish.

perks wise?

Not MBF World Mastercard?

Noted

i like how infinite and world cards are matte finish these days instead of flashy black surface. they provide the 'understated elegance' statement. cimb world infinite is of darker shade compared to maybank though.