Wah ... how lucky of you

at last they have made a decision...no luck with this card. should be ok

I fought hard for that

CIMB just call me later to variefy .... only ask my ic n my mom name... den say will get result by today... hope is good news.. lol.. if approve by today.. when da card will b delivery?

I got my card about 1 week after they called. Actually the card can be obtained much earlier if you willing to go their branch and collect. Otherwise they'll send by Pos Laju which is why it takes a few days.

Hi all,

A couple of quick questions on paying Direct Access credit card bills through CIMB cash deposit machine:

I just select "credit card" (instead of "bill payment") and just "deposit" my cash payment into my credit card account, is that correct?

The cash deposit machine and recepit won't show the amount I owe CIMB/DA, and I have to refer to my credit card statement for that?

And what happens if I "overpay"? For exp. I owe RM88 and since the cash deposit machine won't accept RM1 bills, I put in RM90. Will I receive a RM2 discount in next month's bill?

Thanks.

This post has been edited by Angel On Fire: Nov 1 2010, 04:20 PM

yes thats correct. initially i was confused too, called the direct access customer service to verify.

Overpay will remain as negative in your outstanding balance and will be deducted from next outstanding amount.

Need help from anyone who has tackled this situation below:

I signed up for TELEKOM BILL autopay using CITIBANK CASH REBATE PLATINUM which does not give rebate and need to committed to it until 31/12/10 (ie. cannot cancel this autopay before 31/12/10). If I were to pay the TM bills using OCBC Titanium+OCBC internet-banking everytime before the CITIBANK PLATINUM make the auto payment would the citibank autopay still goes thru?


This post has been edited by MGM: Nov 1 2010, 05:08 PM

put some time deposit and pledge to bank? sure can approve one...

btw, i wanna ask all, if we cancel our credit card using time deposit, how many days it took to withdrawl our fixed deposits?

What is the requirement for Alliance Younique card ? PA how much Rm ? Can't find the info in their website.

why can't do FPP for HELP? Less than RM1K? This year my son did summer school at Taylors and his fees were converted to FPP.

Does anyone know where got Standard Chartered booth? I want to apply the free RM188 cards, and get some free gift... heehee...

Btw, does it means that if I apply for 2 Platinum cards (Visa & Master) and 1 Biz Platinum card I will get RM 188 X 3 = RM564?


Thanks ya

I think HELP only accepts tuisyen fee in cash/cheque form.

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Added on November 1, 2010, 6:07 pmTry K4 at Sri Petaling.

Yes, if they approve all. mind you, RM50 will have to be accounted for the GST, so total cash available is RM414 (RM138*3).


This post has been edited by de.crystal: Nov 1 2010, 06:07 PM

Thanks, teoanne and David83

This post has been edited by Angel On Fire: Nov 1 2010, 06:20 PM

That's such a good promotion from SCB! However, I didn't receive such letter. Or it could be for selected customers only.


That's exactly what I have been thinking of. DA's 0% interest for BT offer is running until 31/12.


If that's the case, use other cards to purchase your air tickets. It's not worthwhile to spend something like RM10,000 or other big sum just to get a mere RM50 rebate.


You should get the SCB Business Platinum instead.


Exactly. This also applies to SCB WMC, which is not really in the WMC category, and SCB Business Platinum is a much better card.

SCB always came out with innovative products but this WMC was quite poorly created.


I would suggest that you cancel most of your cards. Or else, you will be getting difficulty in obtaining bank loans next time.

that last statement only applicable if there are credit outstanding as i had no problem in my recent loan application which was confirmed by the bank's officer.

Thank you!!!... will try at there... heehee

welcome
good luck

Your combined CLs from different banks will be treated as potential debts and thus affecting your loan repayment capability.