We can tell that too but we are still polite in not tell you in here.

my point of view is, SCB do not have enough quota for their Platinum members as the year end reach and MAYBE your qualification had reach their minimum requirement such as Good paymaster, Good CCriss record. That's why they choose you and offer the Platinum with a minimum CL...Anyway, congratulation for becoming a Platinum holder at such a young age...cheers...

how old is whitewing ?

All other banks do the same.


He said 23

that's young. big clap for him

Hye,thank you so much , I apologize for my previous mistake,I hope you can forgive me.

Thank you...

Yes,I am 23 ~

Now I no need to worry about my wallet with so many card anymore. 1 piece of platinum card enough alr

trust me, with that, u will still apply for more or even better card. but then again, with yr current CL, is hard to apply for other bank's platinum.

23 can get platinum card.
My first card was at 25 years old, a classic card only...

True also .. now I alr got 6 cc with me. GST so much .. RM300 , I think I not gonna apply anymore and start to cancel card alr ..

Take a nice picture of your cards collection. No regret

Good ideas .... I go take my card collections first tonight ... ~

then i am smarter
currently have, CIMB, standchart, UOB, OCBC and EON (which i cancelled immediately). All GST waived, except OCBC.

All GST waived ? You mean CIMB Bank actually helped you to pay for the RM50 credit card tax ?

FYI, CIMB/DA Flexi Plan for insurance/hospital/education bills has been revised.

Previously no minimum amount, now got minimum RM1,000. Darn, just been informed by CS about the revision when requesting for FPP conversion.

called OCBC since my application status is still under processing even though already six weeks. CS said they are waiting for recommendation. I'm not sure what does it means, the CS quickly said she will call me back once she know the status.

Perhaps the recommendation from the bank's Credit Assessment Department (I wonder got such place)?

Yea due to unforseen circumstances (dont wanna reveal here as am afraid wil be sued since the dispute has been resolved).

---

Added on November 1, 2010, 12:59 pmthe flexi plan is the reason why am i still keeping the card. I tot the minimum amount has been fixed long time already. Unfortunately, I cant use cc to pay for my brother's tuisyen fees (he is studying in HELP), else, would have been a great saving in interest.

This post has been edited by de.crystal: Nov 1 2010, 12:59 PM

not really. if you use your platinum card for more than 1 year, then it'll be easy for you to apply another one from others bank...
and if you cancel all others card before applying another platinum, i strongly believe your next platinum will have more higher CL...

This post has been edited by rickkywong: Nov 1 2010, 01:20 PM

but it doesnt apply if one is holding a Plat which has only 10k CL.

If i cancel all, meaning i will get 100k CL? lol

No, previously no minimum amount, coz I hv a few FPP of a few hundreds only.

Even the FPP ad has been renewed already. You check it out.