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Credit Card v12, Credit card GST remains....
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leozai
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Oct 21 2010, 11:12 AM
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Getting Started

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hi there... planning to apply for a credit card soon... wanna ask dat ... must i wait til i got 3 month pay slip to apply or its there anybank allow to apply wif 1 month play slip??? coz i just started to work almost 2 month.. beside pay slip... can tell me any other document dat needed??? n which bank /card type suit me ... salary 1600, allowance 300 monthly but not listed in da pay slip.
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leozai
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Oct 22 2010, 05:29 PM
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hi there, i've just notice that the RHB bank only require 2 month play slip , epf statement n IC to apply.... i've just working for 2 month... so i only got 2 month pay slip... do u guys think i can get approve if apply the credit card from RHB... btw i have saving account at RHB as wwell... but just open 2 month also... so if i apply ... high chance to get approve or not?? need advise... thx.
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leozai
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Oct 23 2010, 11:03 PM
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hey.... wanna ask... lets say if i wanna apply credit card for abc bank... and i have a saving acount wif da bank... will this add advantages for apply?? i mean will b easier??
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leozai
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Oct 24 2010, 05:05 PM
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can i know which bank now giving out CC most easily?
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leozai
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Oct 24 2010, 05:07 PM
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QUOTE(David83 @ Oct 24 2010, 05:05 PM) CIMB in my mind. They're also generous with credit limit too. ooo... thx .... btw ... wat document needed? Added on October 24, 2010, 5:08 pmQUOTE(David83 @ Oct 24 2010, 05:05 PM) CIMB in my mind. They're also generous with credit limit too. ooo... thx .... btw ... wat document needed? This post has been edited by leozai: Oct 24 2010, 05:08 PM
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leozai
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Oct 24 2010, 05:15 PM
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QUOTE(David83 @ Oct 24 2010, 05:11 PM) Usual documents: 1. Copy of NRIC 2. 3 months of payslip 3. Copy of EPF statement/J form/Employment letter/EA statement if 2 cannot be satisfied 4. Copy of existing CC ages more than 1 year (if you have) i only got 2 month payslip +epf statement + employment letter + bank statement only... dun have credit card b4 this... its this document enuf?
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leozai
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Oct 24 2010, 05:17 PM
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QUOTE(David83 @ Oct 24 2010, 05:16 PM) Should be sufficient. Some bank wants 3 month payslip. For some bank, 1 month payslip is sufficient. ok thx... btw... once u apply how long u take da time to get da card?
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leozai
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Oct 24 2010, 05:20 PM
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QUOTE(David83 @ Oct 24 2010, 05:19 PM) Well, it depends how fast your application is being processed and approved. Suggest you get the form online, fill it and fax to the card centre along with all the supporting documents. ooo thx.
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leozai
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Oct 25 2010, 03:50 PM
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lol.. had just summit da form for cimb CC ... classic card... together wif my 1 month pay slip , ic , & offer letter... coz i have jsut start work for 2 month... n 2nd month payslip haven't get... do u guys think i can approve? btw... my offer letter there salary Rm1600 due to not yet confirm.
This post has been edited by leozai: Oct 25 2010, 03:57 PM
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leozai
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Oct 27 2010, 01:49 PM
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just trying to apply my 1st credit card from CIMB last 2 day(monday).. n i'm going to taiwan on 4th OCT which means next thursday .... do u guys think there're any chance for me to get my credit card (it they approve lah) b4 i go taiwan?
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leozai
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Oct 27 2010, 02:25 PM
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will da bank call u weather da CC approve / reject? or they just send u da card without notice / just ignore u since da application reject.??
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leozai
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Oct 29 2010, 02:54 PM
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QUOTE(jtcs87 @ Oct 29 2010, 09:50 AM) My CIMB cc application still under progress, hope it will be approved.. when u apply?
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leozai
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Nov 1 2010, 03:50 PM
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CIMB just call me later to variefy .... only ask my ic n my mom name... den say will get result by today... hope is good news.. lol.. if approve by today.. when da card will b delivery?
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leozai
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Nov 2 2010, 12:57 PM
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oh yeah.. my 1st credit card have been approve this morning (^^,)V just now i call to card center to ask... they say this morning approve d... will send by pos laju... receive within 1 week. but just now got 1 pos laju fella call me n ask when am i... say got pos laju for me ... hope its da card XD
Added on November 2, 2010, 1:05 pmlol... just when i finish da msg... da pos laju fella reach.. just got my card XD n they give me 4k CR XD oh yeah.. my taiwan trip this thursday wud b wanderfulXD... kinda excited right now .. having my own 1st credit card XD kakakaka
This post has been edited by leozai: Nov 2 2010, 01:05 PM
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leozai
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Nov 2 2010, 08:28 PM
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QUOTE(hye @ Nov 2 2010, 06:26 PM) Oh yes @leozai Quite a fair bit of places in Taiwan would impose a surcharge when you use your credit card. Do take note of that as it means your purchases would be more expensive. thx dude... will take notice wif this.. hehe.
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leozai
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Nov 3 2010, 09:13 PM
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QUOTE(ch_teo @ Nov 3 2010, 08:26 PM) pls call up the bank to make sure they know you are using the card at Taiwan from when to when. if not later, when you are at Taiwan, your card cannot be used.  yeah,, have call them up for da request... ^^, btw.. if da shop accept card... den da cimb wud works right? is there some shop dun accept malaysia card??? n if dda thing is expensive.. can i call for installment?(usually wun buy sumthing too expensive.. lol...just ask... incase my gf bought any... lolXD)
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leozai
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Nov 4 2010, 02:03 AM
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QUOTE(hye @ Nov 3 2010, 09:47 PM) Err .... please @leozai not to consider this method if you ever want to practice good personal financial management. @chemistry ... please be more responsible in your suggestions. You are not really helping this guy. (Folks there are times I try my best to be polite) I'd be more meaningful if the post can be edited so that no other poor soul would need to do this. Added on November 3, 2010, 9:56 pmWith CIMB you need to wait for a few days for the transaction to be posted before attempting to do installment. Do take note that your entire CL equivalent will be taken out and you have gradual access to your CL as you pay. So ... be really careful of your decision to spend. Strongly advise to call the bank and advise them of your traveling plans ... your card won't get blocked by the bank as previously told. Likely the bank will attempt to call you and if they can't get to you then likely the block will happen. No such thing shop refusing to accept Malaysian card. Just remember to ask whether they will impose surcharge coz sometimes they just go ahead and add a few bucks to the bill. really thx for ur advice.. will really take note... ^^ , 15 more hour to get on da plane ... hoho... bring about RM2k (19K taiwan dollar) to spend.. think sud b enuf... not a big spender... not buying branded stuff... haha.. just for food ,transport , ticket , some cloth n some souvenir .... sud b no prob ... haha... can't sleep yet... >.< too excited mayb.... XD
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leozai
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Nov 12 2010, 05:25 PM
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lol.... yesterday back from taiwan d... >.<" use CC swipe jor 1.1k.... lol... really over spend.... >.< 400 for watch(gf gift...lucky) 200 for shoe(dad souvenir) others for cloth & souvenir .. lol... still dunno how much CIMB charge for da currency yet..... by da way.. have also apply for a AMbank imagine card ... duno when can get leh... planning to use it for 2x Iphone4... lol.. installment ... for me n my gf... heard dat ambank CC allow installment for 36 month... besides dat wanna ask dat ambank imagine card got any benefits?? lol... i choose it coz da outlook not bad.. still dun really understand da card function n benefits.
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leozai
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Nov 15 2010, 12:22 PM
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Getting Started

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hey guys... few Q wanna ask..
1) how do i pay for da credit card bill when i receive my statement? (sry.. 1st time so dunno how)
2) have apply for da ambank card... which number i sud call to know my application status
3) some 1 ask me to apply for stand chart CC ... its it gud? (its classic / its there any other card from SC i can apply dats is gud? AI=22k) incase ambank reject my application.
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leozai
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Nov 24 2010, 04:15 PM
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Getting Started

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huh... just call to ambank card center to check my cc application status... WTH... they say they didn't receive my form yet.... i have summit da form last last fridya.. which mean 12 nov... to da sri petaling branch.... ZZZZzzZZzz their service REALLY DAMN "FAST"
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