I am very surprised to learn that your spending at Carrefour Tropicana City was only entitled to 1% cash back. You should make a complaint to OCBC. They might have calculated the rebate wrongly.

Carefour has nothing to do with Aeon. Carefour is a hypermarket chain, while Jusco is just a supermarket and departmental store and was never considered as a hypermarket.

that's the problem, ppl don't bother to read the tnc sent together with their cards
else they shud be able to keep track of it and avoid being charged

IMHO, OCBC should not be liable for the inappropriate MCC code assigned to Carrefour. This has been mentioned in the T&C. I don't think OCBC will entertain this kind of complaints.

We, consumers cannot be just keep quiet and let Carefour Tropicana City keep giving only 1% cash back. Those so called victims should make a report to Carefour and OCBC on this. No harm to have a try.

Ya, maybe can ask them what MCC for C4 Tropicana is.

Agree!
We cannot blame OCBC for not giving 5% rebate. It is not the bank's fault anyway. But we can ask the bank what mcc code Carrefour is using.

@ rockefeller

Huh ? HSBC with CL 30k above can be used as reference to apply for CIMB VI / WMC for 100k CL ? Hm... perhaps its rare cases ? i dont think this apply to everyone    , AFAIK using card reference without submitting any proof of income usually will have CL increment by 5% - 20% from the card, mostly considered by credit exposure of the applicants. from 30k jump to 100k , there is quite a big gap....

American Express Gold credit card, is it waived for lifetime? curious ..

Hello .... the question is that are you looking for a cc provider who give you lousy service but all freebies or likewise? Seems you are looking for everything to be free from all the questions you posted.

e.g. CIMB got many attractive offers and merchant discounts / OCBC you get rebates which are far worth more than the GST paid. Too bad you are probably won't consider them coz they don't pay for you the GST.

GST somebody has to pay ... please get that right. It is not waiverable in the first place.

Which card is the best in market now?

Which card is the best in market now?

haha.. actually I want OCBC Titanium but my annual income not yet reached that level...

Actually the GST not a big issue, just wan to know which bank more generous... hahaha..

1 thing i don't like CIMB DA is the bonus point only carry for 3 years FROM THE CARD ISSUANCE DATE!! That's meant watever i spent on the "2nd year and 11 month", the bonus point will be forfeited without any time for me to redeem it... haihh... but i cant see any others better credit card choice for me..

Are you sure ? I used to be a CIMB Bank card holder and i am almost 100% sure your bonus points earned is good for 3 years from the month of accumulation.

I would advise you to quickly call 1300885000 to inquire what's going on.
My sister also missed one private call last week. She has been complaining on the PENDING status, until today she called back to Call Centre and was told that the previous call was to verify some details in the application form. After the conversation and verification, the Officer told that application status will be known in 2 days' time.

As requested in v11 thread, this is the list of my spending on OCBC Titanium card from 9/28-10/11.
The spending listed is "round down" and "sum".

479.00  Klinik + Insurance
253.00  Carrefour Tropicana
119.00  Giant Kelana Jaya
45.00  Petrol BHP
58.00  Pizza Hut
42.00  Secret Recipe
113.00  TMOnline
100.00  TNB @ Kedai Tenaga
100.00  TNB @ OCBC

5% rebate 28.95
1% rabate 7.32
The first transaction is obviously 1%.
The others is obviously 5%. Somehow, I get 1% for some of my spending. To be accurate, RM253 total spending goes to 1%.
My first guessing is Carrefour which 253 sharp.

Hope the expert here can help. 
P/S:
Remove as not relevant anymore.

5.  The OCBC Titanium Cash Rebate Programme is calculated based on the Total Retail Spend for the month and is non-cumulative from previous month.