Credit Card v12, Credit card GST remains....
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 Oct 14 2010, 11:32 AM
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#1
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Senior Member
1,263 posts Joined: Sep 2009  
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Hi, I saw in PBB website that their visa/master gold had 15% cash rebate during weekdays and 10% cash rebate during weekend for ANYTHING, ANYWHERE. In addition, RM60 cash back when activate the card. Any condition to get the RM60 cash back? the 15% and 10% cash rebate is applicable until when?
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Oct 14 2010, 01:18 PM
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#2
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Senior Member
1,263 posts Joined: Sep 2009
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Thanks for the reply. Didn't see the T&C link just now.. Bcoz too excited when saw the promotion =)
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Oct 14 2010, 02:40 PM
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#3
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1,263 posts Joined: Sep 2009
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QUOTE(WhiteWing @ Oct 14 2010, 03:13 PM) Transaction WOW!!! that's nice! Will CIMB do this for their credit card customer as well? Will they waive the GST if call to request? hahaha..Date Posting Date Transaction Description Debit (RM) Credit (RM) 13/10/10 13/10/10 ANNUAL FEE WAIVER - 150.00 13/10/10 13/10/10 Annual Fee 150.00 - 13/10/10 13/10/10 CASH REBATE - 50.00 13/10/10 13/10/10 GST SVC FEE CHARGE 50.00 - Wow , EON BANK help me to pay the GST wo ...  , my GSC CC just 1 year today .. |
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Oct 14 2010, 02:56 PM
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#4
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1,263 posts Joined: Sep 2009
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QUOTE(WhiteWing @ Oct 14 2010, 03:50 PM) Hahaha ... CIMB ahh ? Not so sure , as I know .. I paid the GST on May. I didn't try to call them. You should have a try.. Nothing to lose except the phone bill.. hahaha.. And the rewards mayb RM50 wor...By the way, their bonus point system is expired after 3 years from the date card issued or 3 years from the transaction date? |
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Oct 14 2010, 04:46 PM
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#5
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1,263 posts Joined: Sep 2009
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QUOTE(tgeoklin @ Oct 14 2010, 04:57 PM) 100% NO Just this 2 bank didnot offer waive of GST? same as with Maybank .........  |
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Oct 15 2010, 12:24 AM
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#6
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1,263 posts Joined: Sep 2009
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QUOTE(hye @ Oct 14 2010, 06:36 PM) Hello .... the question is that are you looking for a cc provider who give you lousy service but all freebies or likewise? Seems you are looking for everything to be free from all the questions you posted. haha.. actually I want OCBC Titanium but my annual income not yet reached that level...e.g. CIMB got many attractive offers and merchant discounts / OCBC you get rebates which are far worth more than the GST paid. Too bad you are probably won't consider them coz they don't pay for you the GST. GST somebody has to pay ... please get that right. It is not waiverable in the first place. Actually the GST not a big issue, just wan to know which bank more generous... hahaha.. 1 thing i don't like CIMB DA is the bonus point only carry for 3 years FROM THE CARD ISSUANCE DATE!! That's meant watever i spent on the "2nd year and 11 month", the bonus point will be forfeited without any time for me to redeem it... haihh... but i cant see any others better credit card choice for me.. |
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Oct 15 2010, 12:47 AM
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#7
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1,263 posts Joined: Sep 2009
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QUOTE(egyprince @ Oct 15 2010, 01:26 AM) Which card is the best in market now? From my opinion, is OCBC Titanium (I'm just a small usage consumer) |
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Oct 15 2010, 01:06 AM
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#8
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1,263 posts Joined: Sep 2009
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QUOTE(MilesAndMore @ Oct 15 2010, 01:55 AM) Are you sure ? I used to be a CIMB Bank card holder and i am almost 100% sure your bonus points earned is good for 3 years from the month of accumulation. This is the email reply i get from DA CSDear Sir/Madam, Thank you for your email. Please be informed the bonus point will be expired 3 years after the card issuance date. Thank you for banking with us and have a pleasant day! Regards, Wahidah Email Support Customer Relations |
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Oct 15 2010, 09:56 AM
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#9
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1,263 posts Joined: Sep 2009
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QUOTE(gerrardling @ Oct 15 2010, 09:05 AM) i am also cimb cc holder, points will be expired after 3 years 3 years from points earned or 3 years from card issued date? |
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 Oct 15 2010, 10:45 AM
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#10
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1,263 posts Joined: Sep 2009
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QUOTE(samquah @ Oct 15 2010, 11:37 AM) so fedup with this cimb I wait for 1 month from the date applied only received the CCso long waiting for them to send the cc how long will take? Added on October 15, 2010, 10:51 am QUOTE(ronnie @ Oct 15 2010, 11:29 AM) DirectAccess points used to be valid for 1 year, with the expiry date clearly written on the monthly statement. I still waiting my 1st month statement to clarify it..When it was changed to 3 years, they just moved the expiry to 3 years. Every month's statement shows the same expiry date. I guess it's not 3 years from transaction date. This post has been edited by celaw: Oct 15 2010, 10:51 AM |
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Oct 15 2010, 03:19 PM
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#11
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1,263 posts Joined: Sep 2009
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QUOTE(ronnie @ Oct 15 2010, 03:54 PM) Go ahead... it's a real FREE CASH from SCB I apply it 1 month ago, and no news from SCb until now...Added on October 15, 2010, 3:29 pmAnyone know which CIMB CC is cash rebate and NOT earning bonus point for every transaction? And for Maybank credit card, which CC has the most benefit?(excluded AMEX) This post has been edited by celaw: Oct 15 2010, 03:31 PM |
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Oct 15 2010, 07:32 PM
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#12
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1,263 posts Joined: Sep 2009
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QUOTE(MilesAndMore @ Oct 15 2010, 06:10 PM) CIMB Petronas MasterCard This card and CIMB Visa is 0.5% cash rebate for all transactions? |
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Oct 15 2010, 07:58 PM
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#13
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Senior Member
1,263 posts Joined: Sep 2009
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QUOTE(MilesAndMore @ Oct 15 2010, 08:50 PM) Yes. The CIMB VISA Infinite will give you 1% for all transactions transacted in foreign currency. Visa Infinite? Not normal CIMB Visa Card? My income not so high yet...  |
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Oct 15 2010, 08:08 PM
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#14
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Senior Member
1,263 posts Joined: Sep 2009
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QUOTE(MilesAndMore @ Oct 15 2010, 09:05 PM) Then you can always apply for the CIMB Petronas MasterCard. You can still apply for this card even if you already hold their regular MasterCard. It is 0.5% cash rebate for all transactions rite? Will this card enjoy all the MasterCard promotion as well? |
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Oct 31 2010, 05:03 PM
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#15
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Senior Member
1,263 posts Joined: Sep 2009
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Hi all, for mbf credit card, how to know it is ambank line of credit or mbf line of credit? For their latest promotion - power credit where 3 years 0% interest for credit facility. What is meant by credit facility? Can cash out with 0% interest? Thanks.
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Oct 31 2010, 09:10 PM
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#16
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Senior Member
1,263 posts Joined: Sep 2009
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QUOTE(roy918 @ Oct 31 2010, 06:53 PM) If you are paying to Ambank then it is Ambank LOC, else it is MBF LOC. If I apply for the credit card now, how would I know I am applying for Ambank LOC or MBF LOC? Did they waive annual fees for new applicant? Sorry if my question looks stupid...The promotion only limited for RM3000 (platinum card) or RM2000 (gold card) of outstanding amount. I guess cash advance doesn't entitle for 0% in this promotion (see here). |
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Oct 31 2010, 09:31 PM
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#17
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1,263 posts Joined: Sep 2009
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QUOTE(hye @ Oct 31 2010, 10:22 PM) (I assume you are applying for an MBF card) Actually I got Direct Access already. Thanks for your advice. =)Whether it is AMBank or MBF LOC, it is not your choice to decide. It is up to the bank. Depending on the promo, they will waive the AF but please check current promo and don't fall for agent word of promise. On the same note ... there are better cards out there rather than MBF for your consideration. |
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Nov 14 2010, 11:07 AM
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#18
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Senior Member
1,263 posts Joined: Sep 2009
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Hi, did anyone know that for Direct Access, swipe for KFC during weekend entitle for 5% or 10% cash rebate? Because I saw from DA website (http://www.directaccess.com.my/index.php?ch=43&pg=116&ac=369&bb=4453&tpt=cimb_da) should be entitle for 10% while my credit card statement just shown 5% cash rebate...
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