QUOTE(Scud_eSpade @ Dec 3 2010, 07:08 PM)
No need to wait 6 month. My first application to OCBC also being rejected. My salary is above the requirement. So I write official letter to OCBC to appeal. Now approved already 
what did you wrote? Credit Card v12, Credit card GST remains....
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Dec 3 2010, 07:12 PM
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343 posts Joined: Oct 2010 |
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Dec 3 2010, 07:43 PM
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Senior Member
3,065 posts Joined: Mar 2009 From: N.Sembilan |
QUOTE(Gen-X @ Dec 3 2010, 05:36 PM) Well congrats, looks like OCBC not that "strict". I have read here that many people got rejected when applying for OCBC Titanum. Well guess it makes it kind of exclusive card Not sure why so many got rejected by OCBC. I've introduced the card to quite a few friends of mine, and all of them got approval within one week, even faster than me (which took 2 weeks). |
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Dec 3 2010, 08:50 PM
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Junior Member
345 posts Joined: Dec 2004 From: B. B. Bangi |
QUOTE(persistence85 @ Dec 3 2010, 07:12 PM) Just normally what you guys are ranting in LYN. The difference is I show my dissatisfaction of the rejection formally. I also demand to know the reason of rejection if the appeal is not approve bcoz as far as im concern i do not have any problem with any bank whatsoever |
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Dec 3 2010, 09:08 PM
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Junior Member
343 posts Joined: Oct 2010 |
QUOTE(Scud_eSpade @ Dec 3 2010, 08:50 PM) Just normally what you guys are ranting in LYN. The difference is I show my dissatisfaction of the rejection formally. I also demand to know the reason of rejection if the appeal is not approve bcoz as far as im concern i do not have any problem with any bank whatsoever Thanks for sharing You fax to them right? |
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Dec 3 2010, 09:10 PM
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Junior Member
345 posts Joined: Dec 2004 From: B. B. Bangi |
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Dec 3 2010, 09:33 PM
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Senior Member
935 posts Joined: Jun 2008 |
currently a holder of MBB visa petronas platinum.... annual spending on this card more than 120k
was surprise that mbb card centre called me n offer me to upgrade to world mastercard..... of course i rejected, as 1k annual fee is too expensive |
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Dec 3 2010, 10:54 PM
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Senior Member
3,065 posts Joined: Mar 2009 From: N.Sembilan |
QUOTE(hebe87 @ Dec 3 2010, 09:33 PM) currently a holder of MBB visa petronas platinum.... annual spending on this card more than 120k Why did't you take the opportunity to ask for lifetime waiver? Who knows MBB would consider? was surprise that mbb card centre called me n offer me to upgrade to world mastercard..... of course i rejected, as 1k annual fee is too expensive No harm asking mar~~ |
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Dec 3 2010, 11:05 PM
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Senior Member
649 posts Joined: Feb 2007 |
QUOTE 4. Standard financial charge (interest rate) Tier 1 > 13.5% p.a. Tier 2 > 16% p.a. Tier 3 > 17.5% p.a. Cash advance: 18% p.a from the date of withdrawal. Late payment: 1% of outstanding or RM 5 whichever is higher. Minimum payment amount: 5% of outstanding or RM 25/RM 50 whichever is higher. 1.What does tier 1,2,3 mean? 2. Cash advance: 18% p.a from the date of withdrawal. Date of withdrawal meaning the interest rate starts from the day we purchase something? |
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Dec 3 2010, 11:14 PM
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Junior Member
316 posts Joined: Oct 2004 |
1. Multi tier interest to reward prompt and on -time payer, no matter whether is minimum payment or pay in full. Payment record upon on 12 month basis,
Read this HSBC example , http://www.hsbc.com.my/1/2/personal-bankin...rd-fees-charges 2. Withdrawal Cash in ATM machine with your credit card, not retail transaction |
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Dec 3 2010, 11:18 PM
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Senior Member
649 posts Joined: Feb 2007 |
QUOTE(johnnyc @ Dec 3 2010, 11:14 PM) 1. Multi tier interest to reward prompt and on -time payer, no matter whether is minimum payment or pay in full. Payment record upon on 12 month basis, is interest rate calculated right after you make a purchase or a interest-free period is given?Read this HSBC example , http://www.hsbc.com.my/1/2/personal-bankin...rd-fees-charges 2. Withdrawal Cash in ATM machine with your credit card, not retail transaction |
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Dec 3 2010, 11:27 PM
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Junior Member
316 posts Joined: Oct 2004 |
no, if for retail transaction, you will get 20 days interest free until at your card statement date provided only if you have settled all outstanding balance of previous month.
For cash advances, Interest is calculated on daily basis until you fully settle the amount of cash advance |
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Dec 4 2010, 06:24 AM
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Junior Member
214 posts Joined: Aug 2010 From: Kuala Lumpur, Malaysia. |
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Dec 4 2010, 08:31 AM
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Elite
8,601 posts Joined: Jan 2003 From: KL |
QUOTE(hebe87 @ Dec 3 2010, 09:33 PM) currently a holder of MBB visa petronas platinum.... annual spending on this card more than 120k with that kind of spending, almost all cards will waive your annual fees.was surprise that mbb card centre called me n offer me to upgrade to world mastercard..... of course i rejected, as 1k annual fee is too expensive Just a note, if you do settle all outstanding payments in full and spend at merchants that accept AMEX, you should consider getting AMEX Plat CC where you get 2X, 5X and 10X reward points or next year if AMEX do extend Turbo Points Program (usually in March/April) get AMEX Charge Card and get minimum 3X reward points. This post has been edited by Gen-X: Dec 4 2010, 08:32 AM |
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Dec 4 2010, 10:22 AM
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Senior Member
2,562 posts Joined: Jan 2003 |
anyone here with eon bank credit card can help me out with some ticket purchase, cant activate my card due to system down..
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Dec 4 2010, 10:40 AM
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Junior Member
343 posts Joined: Oct 2010 |
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Dec 4 2010, 10:49 AM
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All Stars
52,874 posts Joined: Jan 2003 |
Maybe he was trying to active the Verified by Visa feature on the card.
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Dec 4 2010, 10:54 AM
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Senior Member
2,562 posts Joined: Jan 2003 |
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Dec 4 2010, 10:58 AM
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Junior Member
343 posts Joined: Oct 2010 |
QUOTE(rayfoo @ Dec 4 2010, 10:54 AM) replacement card, need to reactivate card, their system is down at the moment..nmind already used different card but no discount i see.. btw, i was informed that "verified by visa mastercard secure code" for all EON bank credit card users will be changed starting 9th December 2010... the CS told me that it will be sent by sms, but still no clue yet ... |
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Dec 4 2010, 11:34 AM
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Senior Member
1,167 posts Joined: Nov 2006 |
To apply Direct Access CC, can we apply online?scan the application form and send to the DA email.issit safe?will our information leak out?
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Dec 4 2010, 11:41 AM
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Senior Member
522 posts Joined: Dec 2008 |
QUOTE(hebe87 @ Dec 3 2010, 09:33 PM) currently a holder of MBB visa petronas platinum.... annual spending on this card more than 120k maybank world mastercard annual spending exceeding 100k you will get exemption for the RM 1000 annual fee (without golden lounge privilege).was surprise that mbb card centre called me n offer me to upgrade to world mastercard..... of course i rejected, as 1k annual fee is too expensive |
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